Average Treasury Operations Officer Salary in Philippines for 2026

In this article, we will look at the average Treasury Operations Officer salary for 2026 in Philippines and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Philippine peso. To keep things simple, we are using the PHP currency code instead of the currency symbol ₱.

How Much Does a Treasury Operations Officer Make in Philippines?

A Treasury Operations Officer working in Philippines will typically earn around 518,300 PHP per year, and this can range from the lowest average salary of about 239,000 PHP to the highest average salary of 821,500 PHP.

Average Annual Salary518,300 PHP

Average Monthly Salary43,191 PHP

Average Lowest Salary239,000 PHP

Lowest Monthly Salary19,916 PHP

Average Highest Salary821,500 PHP

Highest Monthly Salary68,458 PHP

These are average salaries for a Treasury Operations Officer in Philippines and include benefits such as housing and transport. It's also possible for a Treasury Operations Officer to earn more or less than the average salaries shown above.

Treasury Operations Officer salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Treasury Operations Officer Salaries in Philippines

So we've looked at the average salaries a Treasury Operations Officer will earn in Philippines. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Treasury Operations Officer can earn between 239,000 PHP and 821,500 PHP on average in Philippines. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Treasury Operations Officer in Philippines is 558,300 PHP. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 558,300 PHP, and 50% of the population earn more than 558,300 PHP.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Treasury Operations Officer salary in Philippines, 25% of the population are earning less than 359,900 PHP while 75% of the population earn more than 359,900 PHP.

75% of the population earn less than 745,000 PHP, and 25% of the population earn more than 745,000 PHP.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

If your salary is higher than the average and the median salary, you are earning well compared to others.
If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Treasury Operations Officer Salary by Experience Level in Philippines

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Treasury Operations Officer salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

0 - 2 Years Experience. A Treasury Operations Officer in Philippines that has less than two years of experience can expect to earn somewhere in the region of 271,300 PHP.
2 - 5 Years Experience. With two to five years of experience the average Treasury Operations Officer salary would increase to 362,200 PHP.
5 - 10 Years Experience. From five to ten years of experience as a Treasury Operations Officer, the average salary would be 533,000 PHP.
10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 649,700 PHP.
15 - 20 Years Experience. A Treasury Operations Officer with 15 to 20 years of experience can earn an average of 709,600 PHP.
20+ Years Experience. For a Treasury Operations Officer with more than 20 years, the expected average salary increases to 767,500 PHP.

Average Salary by Experience Chart

0-2 Years	-	271,300 PHP
2-5 Years	+34%	362,200 PHP
5-10 Years	+48%	533,000 PHP
10-15 Years	+22%	649,700 PHP
15-20 Years	+9%	709,600 PHP
20+ Years	+8%	767,500 PHP

Treasury Operations Officer Salary by Education Level in Philippines

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Treasury Operations Officer in Philippines based on the education level of the employees in order to find out whether a better education level would increase your salary.

Certificate or Diploma. A Treasury Operations Officer in Philippines with a certificate or diploma education can earn an average salary of 309,800 PHP.
Bachelor's Degree. A Treasury Operations Officer in Philippines with a bachelor's degree education can earn an average salary of 483,800 PHP.
Master's Degree. A Treasury Operations Officer in Philippines with a master's degree education can earn an average salary of 810,500 PHP.

Average Salary by Education Chart

Certificate or Diploma	-	309,800 PHP
Bachelor's Degree	+57%	483,800 PHP
Master's Degree	+68%	810,500 PHP

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Philippines is around 223,000 to 669,000 PHP and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Treasury Operations Officer Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Philippines, a male treasury operations officer will earn an average of 553,800 PHP, while a female treasury operations officer will earn around 483,400 PHP.

This means that a male treasury operations officer earns approximately 15% more than a female treasury operations officer for performing the same job.

Average Salary by Gender Chart in Philippines

Male	-	553,800 PHP
Female	-15%	483,400 PHP

Treasury Operations Officer Average Pay Raise in Philippines

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Treasury Operations Officer in Philippines is around 12% every 17 months.

The national average pay raise across all professions and industries in Philippines is around 8% every 18 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 12 ÷ 17 ) × 12  = 8%

What this means is that a Treasury Operations Officer in Philippines can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in Philippines for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Philippines.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking	-	9%
Energy	-	9%
Information Technology	-	9%
Healthcare	-	9%
Travel	-	9%
Construction	-	9%
Education	-	9%

Treasury Operations Officer Bonus and Incentive Rates in Philippines

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Treasury Operations Officer is a moderate bonus based job, with 57% of employees reporting at least one bonus in the last 12 months.

43% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 2% to 7%.

Received Bonus	-	57%
No Bonus	-	43%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Philippines earn approximately 12% more than private sector employees in the same role.

Public Sector	-	563,300 PHP
Private Sector	-12%	504,300 PHP

Salaries for Jobs Similar to a Treasury Operations Officer

In the table below, we have salary information for jobs that are similar to a Treasury Operations Officer in Philippines.

Job Title	Category	Salary
AML Analyst	Banking	814,100 PHP
ATM Manager	Banking	727,100 PHP
ATM Service Technician	Banking	215,100 PHP
Assistant Bank Branch Manager	Banking	693,100 PHP
Assistant Bank Manager	Banking	888,400 PHP
Bank Accounts Analyst	Banking	313,700 PHP
Bank Accounts Collector	Banking	192,600 PHP
Bank Accounts Controller	Banking	378,300 PHP
Bank Accounts Executive	Banking	600,000 PHP
Bank Accounts Manager	Banking	679,200 PHP
Bank Auditing Manager	Banking	675,200 PHP
Bank Branch Manager	Banking	972,200 PHP
Bank Branch Operations Coordinator	Banking	431,100 PHP
Bank Clerk	Banking	187,500 PHP
Bank Client Service Associate	Banking	243,000 PHP
Bank Collector	Banking	180,300 PHP
Bank Compliance Specialist	Banking	492,700 PHP
Bank Manager	Banking	1,144,400 PHP
Bank Operational Risk Manager	Banking	1,064,100 PHP
Bank Operations Head	Banking	1,124,200 PHP
Bank Operations Officer	Banking	430,500 PHP
Bank Operations Specialist	Banking	694,700 PHP
Bank Process Manager	Banking	587,800 PHP
Bank Product Manager	Banking	695,200 PHP
Bank Programme Manager	Banking	754,900 PHP
Bank Project Manager	Banking	903,500 PHP
Bank Propositions Manager	Banking	824,800 PHP
Bank Quantitative Analyst	Banking	529,600 PHP
Bank Regional Manager	Banking	1,087,500 PHP
Bank Regional Risk Officer	Banking	563,000 PHP
Bank Relationship Manager	Banking	854,300 PHP
Bank Relationship Officer	Banking	359,900 PHP
Bank Teller	Banking	191,600 PHP
Banker	Banking	377,200 PHP
Banking Business Analyst	Banking	580,600 PHP
Banking Business Development Officer	Banking	366,200 PHP
Banking Business Planning Executive	Banking	785,400 PHP
Banking Product Manager	Banking	694,700 PHP
Banking Reference Data Manager	Banking	596,100 PHP
Banking Risk Analyst	Banking	562,600 PHP
Banking Technical Analyst	Banking	315,700 PHP
Bankruptcy Coordinator	Banking	401,300 PHP
Bill and Account Collector	Banking	197,600 PHP
Budget Analyst	Banking	553,800 PHP
Capital Risk Manager	Banking	1,110,500 PHP
Cards Marketing Manager	Banking	744,600 PHP
Cash Management Manager	Banking	993,600 PHP
Check Processing Manager	Banking	714,300 PHP
Commercial Vault Associate	Banking	581,000 PHP
Corporate Banker	Banking	411,400 PHP
Corporate Dealer	Banking	576,500 PHP
Credit Analyst	Banking	433,400 PHP
Credit Card Fraud Investigator	Banking	602,700 PHP
Credit Portfolio Manager	Banking	1,062,500 PHP
Credit Risk Analyst	Banking	615,000 PHP
Credit Risk Associate	Banking	626,800 PHP
Credit and Collections Manager	Banking	810,400 PHP
Direct Bank Sales Representative	Banking	399,900 PHP
Exchange Control Consultant	Banking	610,100 PHP
Executive Account Analyst	Banking	559,000 PHP
Financial Bank Planning Consultant	Banking	713,900 PHP
Financial Banking Analysis Manager	Banking	868,400 PHP
Financial Banking Assistant	Banking	275,200 PHP
Financial Banking Systems Manager	Banking	756,700 PHP
Foreign Exchange Manager	Banking	870,700 PHP
Fraud Analyst	Banking	588,500 PHP
Fraud Detection Associate	Banking	421,400 PHP
Fraud Detection Manager	Banking	854,300 PHP
Fraud Detection Supervisor	Banking	492,400 PHP
Internal Bank Audit Manager	Banking	1,070,600 PHP
Internal Bank Auditor	Banking	553,800 PHP
Internal Private Banker	Banking	406,300 PHP
International Banking Manager	Banking	1,134,100 PHP
Investment Banking Analyst	Banking	816,000 PHP
Loan Analyst	Banking	548,800 PHP
Loan Area Manager	Banking	693,100 PHP
Loan Audit Team Leader	Banking	646,600 PHP
Loan Branch Manager	Banking	623,200 PHP
Loan Business Development Officer	Banking	362,200 PHP
Loan Clerk	Banking	204,000 PHP
Loan Collection Manager	Banking	674,100 PHP
Loan Collection and Recovery Manager	Banking	653,200 PHP
Loan Collector	Banking	192,600 PHP
Loan Examiner	Banking	247,800 PHP
Loan Officer	Banking	218,900 PHP
Loan Processing Manager	Banking	596,100 PHP
Loan Processor	Banking	266,000 PHP
Loan Quality Assurance Auditor	Banking	581,000 PHP
Loan Quality Assurance Manager	Banking	627,900 PHP
Loan Quality Assurance Representative	Banking	451,000 PHP
Loan Review Manager	Banking	659,200 PHP
Loan Team Leader	Banking	573,500 PHP
Loans Manager	Banking	791,600 PHP
Mortgage Advisor	Banking	384,200 PHP
Mortgage Collection Manager	Banking	693,100 PHP
Mortgage Collector	Banking	189,300 PHP
Mortgage Credit Analyst	Banking	296,000 PHP
Mortgage Credit Manager	Banking	670,600 PHP
Mortgage Development Manager	Banking	744,600 PHP
Mortgage Document Reviewer	Banking	246,500 PHP
Mortgage Funding Manager	Banking	710,500 PHP
Mortgage Operations Manager	Banking	1,004,600 PHP
Mortgage Payment Processing Clerk	Banking	214,000 PHP
Mortgage Processing Manager	Banking	675,100 PHP
Mortgage Processor	Banking	257,700 PHP
Mortgage Quality Assurance Auditor	Banking	539,700 PHP
Mortgage Quality Assurance Manager	Banking	664,500 PHP
Mortgage Servicing Clerk	Banking	191,600 PHP
Mortgage Servicing Manager	Banking	658,300 PHP
Mortgage Underwriter	Banking	239,300 PHP
Online Banking Manager	Banking	1,037,000 PHP
Payment Processing Clerk	Banking	204,000 PHP
Personal Banker	Banking	420,800 PHP
Personal Banking Advisor	Banking	417,200 PHP
Phone Banker	Banking	283,400 PHP
Private Banker	Banking	407,100 PHP
Reconciliation and Investigation Specialist	Banking	466,900 PHP
Tax Officer	Banking	357,300 PHP
Teller	Banking	194,600 PHP
Trade Officer	Banking	231,000 PHP
Trade Product Manager	Banking	641,900 PHP
Trader	Banking	286,400 PHP

Salary Comparison by City

If you want to compare salaries with different cities in Philippines, you can use the links below to explore the data for each specific city we have researched.

City	Average Salary
Antipolo	566,900 PHP
Cagayan de Oro	547,800 PHP
Cebu	587,800 PHP
Dasmarinas	496,100 PHP
Davao	608,500 PHP
Kalookan	596,800 PHP
Las Pinas	519,300 PHP
Makati	510,000 PHP
Manila	618,800 PHP
Paranaque	539,800 PHP
Pasig	559,000 PHP
Quezon City	628,000 PHP
Taguig	581,300 PHP
Valenzuela	525,700 PHP

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