UK Salary After Tax Calculator

Calculate your take-home pay in the UK with our free salary calculator.

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UK Income Tax Rates for 2025/2026

UK income tax depends on how much of your income is above your Personal Allowance and how much falls in each tax band.

The UK has a progressive tax system with different rates at different income levels. Your employer deducts income tax through PAYE (Pay As You Earn).

England, Wales, and Northern Ireland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Basic Rate£12,571 to £50,27020%
Higher Rate£50,272 to £150,00040%
Additional RateOver £150,00045%

Scotland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Starter Rate£12,571 to £14,66719%
Basic Rate£14,668 to £25,29620%
Intermediate Rate£25,297 to £43,66221%
Higher Rate£43,663 to £150,00041%
Top RateOver £150,00046%

There is an income limit of £100,000 per tax year. For every £2 earned above this limit, £1 is deducted from your Personal Allowance.

National Insurance Rates for 2025/2026

National Insurance (NI) contributions fund your state pension and benefits like jobseeker's allowance and maternity leave. Most employees pay Class 1 NI.

There are four different NI levels but most people are in Class 1 NI.

BandWeekly EarningsNI Rate
Primary£190 to £96713.25%
UpperOver £9673.25%

To see how the above tax brackets will affect your salary in the 2025/2026 tax year, head back to the top of the page and enter your salary.

Common UK Salary Calculations

Popular salary calculations for UK workers: