What is £48,425 After Tax in the UK?

For the 2025/2026 tax year in the United Kingdom.

For the 2025/2026 tax year, £48,425 after tax works out to be £36,146.79 (or £34,983.87 in Scotland).

Below we cover all deductions that make up your salary after tax for 2025/2026.

Salary Summary

Gross Salary£48,425

Total Deductions£12,278.21
Income Tax£7,171.00
National Insurance£5,107.21

Net Salary£36,146.79

£48,425 in England, Wales, and Northern Ireland

If you live in England, Wales, or Northern Ireland, you pay the same income tax rates.

YearlyMonthly
Gross Income£48,425.00£4,035.42
Income Tax£7,171.00£597.58
National Insurance£5,107.21£425.60
Total Deductions£12,278.21£1,023.18
Net Income£36,146.79£3,012.23

£48,425 in Scotland

Scotland has different income tax bands since April 2017. Here's what £48,425 looks like for Scottish residents:

YearlyMonthly
Gross Income£48,425.00£4,035.42
Income Tax£8,333.92£694.49
National Insurance£5,107.21£425.60
Total Deductions£13,441.13£1,120.09
Net Income£34,983.87£2,915.32

For 2025/2026, residents in England, Wales, and Northern Ireland have a higher take-home salary (£36,146.79) than Scottish residents (£34,983.87).

Tax Rates for 2025/2026

England, Wales, and Northern Ireland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Basic Rate£12,571 to £50,27020%
Higher Rate£50,272 to £150,00040%
Additional Rateover £150,00045%

Scotland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Starter Rate£12,571 to £14,66719%
Basic Rate£14,668 to £25,29620%
Intermediate Rate£25,297 to £43,66221%
Higher Rate£43,663 to £150,00041%
Top Rateover £150,00046%

National Insurance Rates

BandTaxable Income (Weekly)NI Rate
Primary£190 to £96713.25%
UpperOver £9673.25%

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