What is £18,525 After Tax in the UK?

For the 2025/2026 tax year in the United Kingdom.

For the 2025/2026 tax year, £18,525 after tax works out to be £16,188.54 (or £16,209.51 in Scotland).

Below we cover all deductions that make up your salary after tax for 2025/2026.

Salary Summary

Gross Salary£18,525
Total Deductions£2,336.46
Income Tax£1,191.00
National Insurance£1,145.46
Net Salary£16,188.54

£18,525 in England, Wales, and Northern Ireland

If you live in England, Wales, or Northern Ireland, you pay the same income tax rates.

YearlyMonthly
Gross Income£18,525.00£1,543.75
Income Tax£1,191.00£99.25
National Insurance£1,145.46£95.46
Total Deductions£2,336.46£194.71
Net Income£16,188.54£1,349.04

£18,525 in Scotland

Scotland has different income tax bands since April 2017. Here's what £18,525 looks like for Scottish residents:

YearlyMonthly
Gross Income£18,525.00£1,543.75
Income Tax£1,170.03£97.50
National Insurance£1,145.46£95.46
Total Deductions£2,315.49£192.96
Net Income£16,209.51£1,350.79

For 2025/2026, Scottish residents have a higher take-home salary (£16,209.51) than residents in England, Wales, and Northern Ireland (£16,188.54).

Tax Rates for 2025/2026

England, Wales, and Northern Ireland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Basic Rate£12,571 to £50,27020%
Higher Rate£50,272 to £150,00040%
Additional Rateover £150,00045%

Scotland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Starter Rate£12,571 to £14,66719%
Basic Rate£14,668 to £25,29620%
Intermediate Rate£25,297 to £43,66221%
Higher Rate£43,663 to £150,00041%
Top Rateover £150,00046%

National Insurance Rates

BandTaxable Income (Weekly)NI Rate
Primary£190 to £96713.25%
UpperOver £9673.25%

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