Average Reconciliation and Investigation Specialist Salary in Zagreb, Croatia for 2026

In this article, we will look at the average Reconciliation and Investigation Specialist salary for 2026 in Zagreb and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Croatian kuna. To keep things simple, we are using the HRK currency code instead of the currency symbol kn.

How Much Does a Reconciliation and Investigation Specialist Make in Zagreb?

A Reconciliation and Investigation Specialist working in Zagreb will typically earn around 172,200 HRK per year, and this can range from the lowest average salary of about 88,020 HRK to the highest average salary of 263,200 HRK.

Average Annual Salary172,200 HRK
Average Monthly Salary14,350 HRK
Average Lowest Salary88,020 HRK
Lowest Monthly Salary7,335 HRK
Average Highest Salary263,200 HRK
Highest Monthly Salary21,933 HRK

These are average salaries for a Reconciliation and Investigation Specialist in Zagreb and include benefits such as housing and transport. It's also possible for a Reconciliation and Investigation Specialist to earn more or less than the average salaries shown above.

Reconciliation and Investigation Specialist salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Reconciliation and Investigation Specialist Salaries in Zagreb

So we've looked at the average salaries a Reconciliation and Investigation Specialist will earn in Zagreb. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Reconciliation and Investigation Specialist can earn between 88,020 HRK and 263,200 HRK on average in Zagreb. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Reconciliation and Investigation Specialist in Zagreb is 163,800 HRK. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 163,800 HRK, and 50% of the population earn more than 163,800 HRK.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Reconciliation and Investigation Specialist salary in Zagreb, 25% of the population are earning less than 114,900 HRK while 75% of the population earn more than 114,900 HRK.

75% of the population earn less than 205,700 HRK, and 25% of the population earn more than 205,700 HRK.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Reconciliation and Investigation Specialist Salary by Experience Level in Zagreb

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Reconciliation and Investigation Specialist salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Reconciliation and Investigation Specialist in Zagreb that has less than two years of experience can expect to earn somewhere in the region of 100,140 HRK.
  • 2 - 5 Years Experience. With two to five years of experience the average Reconciliation and Investigation Specialist salary would increase to 136,200 HRK.
  • 5 - 10 Years Experience. From five to ten years of experience as a Reconciliation and Investigation Specialist, the average salary would be 176,800 HRK.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 212,500 HRK.
  • 15 - 20 Years Experience. A Reconciliation and Investigation Specialist with 15 to 20 years of experience can earn an average of 232,400 HRK.
  • 20+ Years Experience. For a Reconciliation and Investigation Specialist with more than 20 years, the expected average salary increases to 245,300 HRK.

Average Salary by Experience Chart

0-2 Years-
100,140 HRK
2-5 Years+34%
136,200 HRK
5-10 Years+30%
176,800 HRK
10-15 Years+21%
212,500 HRK
15-20 Years+9%
232,400 HRK
20+ Years+5%
245,300 HRK

Reconciliation and Investigation Specialist Salary by Education Level in Zagreb

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Reconciliation and Investigation Specialist in Zagreb based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Reconciliation and Investigation Specialist in Zagreb with a bachelor's degree education can earn an average salary of 143,200 HRK.
  • Master's Degree. A Reconciliation and Investigation Specialist in Zagreb with a master's degree education can earn an average salary of 197,600 HRK.

Average Salary by Education Chart

Bachelor's Degree-
143,200 HRK
Master's Degree+39%
197,600 HRK

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Croatia is around 74,200 to 223,000 HRK and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Reconciliation and Investigation Specialist Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Zagreb, a male reconciliation and investigation specialist will earn an average of 163,800 HRK, while a female reconciliation and investigation specialist will earn around 152,000 HRK.

This means that a male reconciliation and investigation specialist earns approximately 8% more than a female reconciliation and investigation specialist for performing the same job.

Average Salary by Gender Chart in Zagreb

Male-
163,800 HRK
Female-8%
152,000 HRK

Reconciliation and Investigation Specialist Average Pay Raise in Zagreb

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Reconciliation and Investigation Specialist in Zagreb is around 13% every 16 months.

The national average pay raise across all professions and industries in Croatia is around 9% every 17 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 13 ÷ 16 ) × 12  = 10%

What this means is that a Reconciliation and Investigation Specialist in Zagreb can expect to receive an average pay raise of around 10% every 12 months.

Annual Pay Raise by Industry in Zagreb for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Croatia.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
9%
Energy-
9%
Information Technology-
9%
Healthcare-
9%
Travel-
9%
Construction-
9%
Education-
9%

Reconciliation and Investigation Specialist Bonus and Incentive Rates in Zagreb

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Reconciliation and Investigation Specialist is a moderate bonus based job, with 58% of employees reporting at least one bonus in the last 12 months.

42% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 2% to 7%.

Received Bonus-
58%
No Bonus-
42%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Croatia earn approximately 9% more than private sector employees in the same role.

Public Sector-
187,500 HRK
Private Sector-9%
172,200 HRK

Salaries for Jobs Similar to a Reconciliation and Investigation Specialist

In the table below, we have salary information for jobs that are similar to a Reconciliation and Investigation Specialist in Zagreb.

Job TitleCategorySalary
AML AnalystBanking263,200 HRK
ATM ManagerBanking253,400 HRK
ATM Service TechnicianBanking71,280 HRK
Assistant Bank Branch ManagerBanking240,500 HRK
Assistant Bank ManagerBanking311,700 HRK
Bank Accounts AnalystBanking97,300 HRK
Bank Accounts CollectorBanking61,760 HRK
Bank Accounts ControllerBanking127,700 HRK
Bank Accounts ExecutiveBanking197,600 HRK
Bank Accounts ManagerBanking217,900 HRK
Bank Auditing ManagerBanking225,300 HRK
Bank Branch ManagerBanking314,500 HRK
Bank Branch Operations CoordinatorBanking142,300 HRK
Bank ClerkBanking60,480 HRK
Bank Client Service AssociateBanking86,420 HRK
Bank CollectorBanking62,060 HRK
Bank Compliance SpecialistBanking169,000 HRK
Bank ManagerBanking362,200 HRK
Bank Operational Risk ManagerBanking384,200 HRK
Bank Operations HeadBanking366,200 HRK
Bank Operations OfficerBanking143,200 HRK
Bank Operations SpecialistBanking239,000 HRK
Bank Process ManagerBanking210,500 HRK
Bank Product Manager Banking246,200 HRK
Bank Programme ManagerBanking263,900 HRK
Bank Project ManagerBanking297,000 HRK
Bank Propositions ManagerBanking267,100 HRK
Bank Quantitative AnalystBanking190,500 HRK
Bank Regional ManagerBanking403,100 HRK
Bank Regional Risk OfficerBanking192,000 HRK
Bank Relationship ManagerBanking283,400 HRK
Bank Relationship OfficerBanking123,400 HRK
Bank TellerBanking64,040 HRK
BankerBanking125,700 HRK
Banking Business AnalystBanking195,200 HRK
Banking Business Development OfficerBanking123,400 HRK
Banking Business Planning ExecutiveBanking273,000 HRK
Banking Product ManagerBanking249,600 HRK
Banking Reference Data ManagerBanking204,000 HRK
Banking Risk AnalystBanking195,200 HRK
Banking Technical AnalystBanking102,960 HRK
Bankruptcy CoordinatorBanking136,200 HRK
Bill and Account CollectorBanking66,100 HRK
Budget AnalystBanking192,000 HRK
Capital Risk ManagerBanking367,900 HRK
Cards Marketing ManagerBanking233,600 HRK
Cash Management ManagerBanking325,600 HRK
Check Processing ManagerBanking254,700 HRK
Commercial Vault AssociateBanking187,500 HRK
Corporate BankerBanking136,100 HRK
Corporate DealerBanking192,000 HRK
Credit AnalystBanking148,300 HRK
Credit Card Fraud InvestigatorBanking195,200 HRK
Credit Portfolio ManagerBanking365,400 HRK
Credit Risk AnalystBanking225,300 HRK
Credit Risk AssociateBanking201,100 HRK
Credit and Collections ManagerBanking268,900 HRK
Direct Bank Sales RepresentativeBanking143,200 HRK
Exchange Control ConsultantBanking210,500 HRK
Executive Account AnalystBanking196,800 HRK
Financial Bank Planning ConsultantBanking239,300 HRK
Financial Banking Analysis ManagerBanking299,500 HRK
Financial Banking AssistantBanking93,660 HRK
Financial Banking Systems ManagerBanking249,600 HRK
Foreign Exchange ManagerBanking282,500 HRK
Fraud AnalystBanking197,600 HRK
Fraud Detection AssociateBanking136,100 HRK
Fraud Detection ManagerBanking311,700 HRK
Fraud Detection SupervisorBanking172,200 HRK
Internal Bank Audit ManagerBanking361,600 HRK
Internal Bank AuditorBanking183,600 HRK
Internal Private BankerBanking148,300 HRK
International Banking ManagerBanking407,300 HRK
Investment Banking AnalystBanking288,700 HRK
Loan AnalystBanking189,300 HRK
Loan Area ManagerBanking239,300 HRK
Loan Audit Team LeaderBanking225,300 HRK
Loan Branch ManagerBanking212,500 HRK
Loan Business Development OfficerBanking119,900 HRK
Loan ClerkBanking66,120 HRK
Loan Collection ManagerBanking240,500 HRK
Loan Collection and Recovery ManagerBanking232,900 HRK
Loan CollectorBanking59,660 HRK
Loan ExaminerBanking86,460 HRK
Loan OfficerBanking75,980 HRK
Loan Processing ManagerBanking200,000 HRK
Loan ProcessorBanking89,120 HRK
Loan Quality Assurance AuditorBanking190,500 HRK
Loan Quality Assurance ManagerBanking222,300 HRK
Loan Quality Assurance RepresentativeBanking142,300 HRK
Loan Review ManagerBanking225,300 HRK
Loan Team LeaderBanking191,600 HRK
Loans ManagerBanking247,800 HRK
Mortgage AdvisorBanking138,200 HRK
Mortgage Collection ManagerBanking225,300 HRK
Mortgage CollectorBanking66,440 HRK
Mortgage Credit AnalystBanking102,160 HRK
Mortgage Credit ManagerBanking207,800 HRK
Mortgage Development ManagerBanking251,500 HRK
Mortgage Document ReviewerBanking80,840 HRK
Mortgage Funding ManagerBanking254,700 HRK
Mortgage Operations ManagerBanking330,700 HRK
Mortgage Payment Processing ClerkBanking78,420 HRK
Mortgage Processing ManagerBanking214,000 HRK
Mortgage ProcessorBanking87,760 HRK
Mortgage Quality Assurance AuditorBanking192,000 HRK
Mortgage Quality Assurance ManagerBanking228,000 HRK
Mortgage Servicing ClerkBanking66,480 HRK
Mortgage Servicing ManagerBanking218,900 HRK
Mortgage UnderwriterBanking82,160 HRK
Online Banking ManagerBanking330,900 HRK
Payment Processing ClerkBanking72,780 HRK
Personal BankerBanking137,400 HRK
Personal Banking Advisor Banking148,300 HRK
Phone BankerBanking96,220 HRK
Private BankerBanking138,200 HRK
Tax OfficerBanking112,420 HRK
TellerBanking63,500 HRK
Trade OfficerBanking82,920 HRK
Trade Product ManagerBanking225,300 HRK
TraderBanking97,900 HRK
Treasury Operations OfficerBanking172,400 HRK

Salary Comparison by City

If you want to compare salaries with different cities in Croatia, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Zadar169,000 HRK

Cite This Resource

Use the tool below to generate a reference for this page in common citation styles.

  • <a href="https://worldsalaries.com/average-reconciliation-and-investigation-specialist-salary-in-zagreb/croatia/">Average Reconciliation and Investigation Specialist Salary in Zagreb, Croatia for 2026</a>

  • "Average Reconciliation and Investigation Specialist Salary in Zagreb, Croatia for 2026." World Salaries. Accessed January 9, 2026. https://worldsalaries.com/average-reconciliation-and-investigation-specialist-salary-in-zagreb/croatia/.

  • "Average Reconciliation and Investigation Specialist Salary in Zagreb, Croatia for 2026." World Salaries, https://worldsalaries.com/average-reconciliation-and-investigation-specialist-salary-in-zagreb/croatia/. Accessed 9 January, 2026.

  • Average Reconciliation and Investigation Specialist Salary in Zagreb, Croatia for 2026. World Salaries. Retrieved from https://worldsalaries.com/average-reconciliation-and-investigation-specialist-salary-in-zagreb/croatia/.