Average Reconciliation and Investigation Specialist Salary in Guam for 2026

In this article, we will look at the average Reconciliation and Investigation Specialist salary for 2026 in Guam and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United States dollar. To keep things simple, we are using the USD currency code instead of the currency symbol $.

How Much Does a Reconciliation and Investigation Specialist Make in Guam?

A Reconciliation and Investigation Specialist working in Guam will typically earn around 12,580 USD per year, and this can range from the lowest average salary of about 5,960 USD to the highest average salary of 23,520 USD.

Average Annual Salary12,580 USD
Average Monthly Salary1,048 USD
Average Lowest Salary5,960 USD
Lowest Monthly Salary496 USD
Average Highest Salary23,520 USD
Highest Monthly Salary1,960 USD

These are average salaries for a Reconciliation and Investigation Specialist in Guam and include benefits such as housing and transport. It's also possible for a Reconciliation and Investigation Specialist to earn more or less than the average salaries shown above.

Reconciliation and Investigation Specialist salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Reconciliation and Investigation Specialist Salaries in Guam

So we've looked at the average salaries a Reconciliation and Investigation Specialist will earn in Guam. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Reconciliation and Investigation Specialist can earn between 5,960 USD and 23,520 USD on average in Guam. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Reconciliation and Investigation Specialist in Guam is 14,540 USD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 14,540 USD, and 50% of the population earn more than 14,540 USD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Reconciliation and Investigation Specialist salary in Guam, 25% of the population are earning less than 10,380 USD while 75% of the population earn more than 10,380 USD.

75% of the population earn less than 18,260 USD, and 25% of the population earn more than 18,260 USD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Reconciliation and Investigation Specialist Salary by Experience Level in Guam

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Reconciliation and Investigation Specialist salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Reconciliation and Investigation Specialist in Guam that has less than two years of experience can expect to earn somewhere in the region of 9,360 USD.
  • 2 - 5 Years Experience. With two to five years of experience the average Reconciliation and Investigation Specialist salary would increase to 8,880 USD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Reconciliation and Investigation Specialist, the average salary would be 17,020 USD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 17,860 USD.
  • 15 - 20 Years Experience. A Reconciliation and Investigation Specialist with 15 to 20 years of experience can earn an average of 18,940 USD.
  • 20+ Years Experience. For a Reconciliation and Investigation Specialist with more than 20 years, the expected average salary increases to 20,940 USD.

Average Salary by Experience Chart

0-2 Years-
9,360 USD
2-5 Years+23%
8,880 USD
5-10 Years+42%
17,020 USD
10-15 Years+17%
17,860 USD
15-20 Years+10%
18,940 USD
20+ Years+6%
20,940 USD

Reconciliation and Investigation Specialist Salary by Education Level in Guam

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Reconciliation and Investigation Specialist in Guam based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Reconciliation and Investigation Specialist in Guam with a bachelor's degree education can earn an average salary of 9,140 USD.
  • Master's Degree. A Reconciliation and Investigation Specialist in Guam with a master's degree education can earn an average salary of 18,280 USD.

Average Salary by Education Chart

Bachelor's Degree-
9,140 USD
Master's Degree+94%
18,280 USD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Guam is around 6,980 to 20,900 USD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Reconciliation and Investigation Specialist Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Guam, a male reconciliation and investigation specialist will earn an average of 13,100 USD, while a female reconciliation and investigation specialist will earn around 13,900 USD.

This means that a male reconciliation and investigation specialist earns approximately 6% less than a female reconciliation and investigation specialist for performing the same job.

Average Salary by Gender Chart in Guam

Male-
13,100 USD
Female+6%
13,900 USD

Reconciliation and Investigation Specialist Average Pay Raise in Guam

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Reconciliation and Investigation Specialist in Guam is around 8% every 27 months.

The national average pay raise across all professions and industries in Guam is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 8 ÷ 27 ) × 12  = 4%

What this means is that a Reconciliation and Investigation Specialist in Guam can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Guam for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Guam.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
7%
Energy-
5%
Information Technology-
3%
Healthcare-
1%
Travel-
8%
Construction-
6%
Education-
4%

Reconciliation and Investigation Specialist Bonus and Incentive Rates in Guam

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Reconciliation and Investigation Specialist is a low bonus based job, with 34% of employees reporting at least one bonus in the last 12 months.

66% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 5%.

Received Bonus-
34%
No Bonus-
66%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Guam earn approximately 15% more than private sector employees in the same role.

Public Sector-
18,780 USD
Private Sector-15%
16,400 USD

Salaries for Jobs Similar to a Reconciliation and Investigation Specialist

In the table below, we have salary information for jobs that are similar to a Reconciliation and Investigation Specialist in Guam.

Job TitleCategorySalary
AML AnalystBanking22,340 USD
ATM ManagerBanking23,260 USD
ATM Service TechnicianBanking5,200 USD
Assistant Bank Branch ManagerBanking21,020 USD
Assistant Bank ManagerBanking27,560 USD
Bank Accounts AnalystBanking10,380 USD
Bank Accounts CollectorBanking5,720 USD
Bank Accounts ControllerBanking13,660 USD
Bank Accounts ExecutiveBanking18,780 USD
Bank Accounts ManagerBanking20,500 USD
Bank Auditing ManagerBanking21,020 USD
Bank Branch ManagerBanking29,840 USD
Bank Branch Operations CoordinatorBanking13,060 USD
Bank ClerkBanking5,720 USD
Bank Client Service AssociateBanking7,300 USD
Bank CollectorBanking5,400 USD
Bank Compliance SpecialistBanking13,100 USD
Bank ManagerBanking33,520 USD
Bank Operational Risk ManagerBanking35,560 USD
Bank Operations HeadBanking34,380 USD
Bank Operations OfficerBanking11,880 USD
Bank Operations SpecialistBanking21,640 USD
Bank Process ManagerBanking20,120 USD
Bank Product Manager Banking20,760 USD
Bank Programme ManagerBanking22,540 USD
Bank Project ManagerBanking24,200 USD
Bank Propositions ManagerBanking25,220 USD
Bank Quantitative AnalystBanking16,340 USD
Bank Regional ManagerBanking32,420 USD
Bank Regional Risk OfficerBanking15,700 USD
Bank Relationship ManagerBanking23,260 USD
Bank Relationship OfficerBanking12,200 USD
Bank TellerBanking5,620 USD
BankerBanking9,940 USD
Banking Business AnalystBanking18,780 USD
Banking Business Development OfficerBanking10,000 USD
Banking Business Planning ExecutiveBanking24,720 USD
Banking Product ManagerBanking23,400 USD
Banking Reference Data ManagerBanking20,500 USD
Banking Risk AnalystBanking15,300 USD
Banking Technical AnalystBanking9,140 USD
Bankruptcy CoordinatorBanking10,980 USD
Bill and Account CollectorBanking5,620 USD
Budget AnalystBanking15,380 USD
Capital Risk ManagerBanking31,180 USD
Cards Marketing ManagerBanking22,540 USD
Cash Management ManagerBanking31,180 USD
Check Processing ManagerBanking22,660 USD
Commercial Vault AssociateBanking17,560 USD
Corporate BankerBanking13,780 USD
Corporate DealerBanking19,220 USD
Credit AnalystBanking14,620 USD
Credit Card Fraud InvestigatorBanking15,700 USD
Credit Portfolio ManagerBanking34,080 USD
Credit Risk AnalystBanking18,900 USD
Credit Risk AssociateBanking17,760 USD
Credit and Collections ManagerBanking22,420 USD
Direct Bank Sales RepresentativeBanking11,360 USD
Exchange Control ConsultantBanking17,760 USD
Executive Account AnalystBanking17,540 USD
Financial Bank Planning ConsultantBanking23,380 USD
Financial Banking Analysis ManagerBanking27,300 USD
Financial Banking AssistantBanking10,100 USD
Financial Banking Systems ManagerBanking23,480 USD
Foreign Exchange ManagerBanking23,700 USD
Fraud AnalystBanking19,220 USD
Fraud Detection AssociateBanking13,060 USD
Fraud Detection ManagerBanking26,500 USD
Fraud Detection SupervisorBanking14,660 USD
Internal Bank Audit ManagerBanking31,520 USD
Internal Bank AuditorBanking15,700 USD
Internal Private BankerBanking13,540 USD
International Banking ManagerBanking35,260 USD
Investment Banking AnalystBanking25,720 USD
Loan AnalystBanking18,260 USD
Loan Area ManagerBanking20,940 USD
Loan Audit Team LeaderBanking19,020 USD
Loan Branch ManagerBanking17,740 USD
Loan Business Development OfficerBanking12,760 USD
Loan ClerkBanking6,080 USD
Loan Collection ManagerBanking19,980 USD
Loan Collection and Recovery ManagerBanking21,640 USD
Loan CollectorBanking5,160 USD
Loan ExaminerBanking5,960 USD
Loan OfficerBanking5,200 USD
Loan Processing ManagerBanking17,760 USD
Loan ProcessorBanking5,960 USD
Loan Quality Assurance AuditorBanking20,300 USD
Loan Quality Assurance ManagerBanking21,020 USD
Loan Quality Assurance RepresentativeBanking14,540 USD
Loan Review ManagerBanking19,160 USD
Loan Team LeaderBanking17,860 USD
Loans ManagerBanking23,480 USD
Mortgage AdvisorBanking12,620 USD
Mortgage Collection ManagerBanking19,160 USD
Mortgage CollectorBanking5,720 USD
Mortgage Credit AnalystBanking7,080 USD
Mortgage Credit ManagerBanking21,100 USD
Mortgage Development ManagerBanking22,660 USD
Mortgage Document ReviewerBanking7,300 USD
Mortgage Funding ManagerBanking21,300 USD
Mortgage Operations ManagerBanking32,200 USD
Mortgage Payment Processing ClerkBanking6,760 USD
Mortgage Processing ManagerBanking20,520 USD
Mortgage ProcessorBanking7,300 USD
Mortgage Quality Assurance AuditorBanking17,860 USD
Mortgage Quality Assurance ManagerBanking21,540 USD
Mortgage Servicing ClerkBanking6,180 USD
Mortgage Servicing ManagerBanking20,300 USD
Mortgage UnderwriterBanking7,040 USD
Online Banking ManagerBanking31,080 USD
Payment Processing ClerkBanking5,620 USD
Personal BankerBanking11,040 USD
Personal Banking Advisor Banking13,960 USD
Phone BankerBanking9,360 USD
Private BankerBanking13,060 USD
Tax OfficerBanking8,880 USD
TellerBanking5,040 USD
Trade OfficerBanking7,040 USD
Trade Product ManagerBanking21,400 USD
TraderBanking7,240 USD
Treasury Operations OfficerBanking16,400 USD

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