Average Reconciliation and Investigation Specialist Salary in Bahamas for 2026

In this article, we will look at the average Reconciliation and Investigation Specialist salary for 2026 in Bahamas and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Bahamian dollar. To keep things simple, we are using the BSD currency code instead of the currency symbol $.

How Much Does a Reconciliation and Investigation Specialist Make in Bahamas?

A Reconciliation and Investigation Specialist working in Bahamas will typically earn around 42,400 BSD per year, and this can range from the lowest average salary of about 20,700 BSD to the highest average salary of 61,400 BSD.

Average Annual Salary42,400 BSD
Average Monthly Salary3,533 BSD
Average Lowest Salary20,700 BSD
Lowest Monthly Salary1,725 BSD
Average Highest Salary61,400 BSD
Highest Monthly Salary5,116 BSD

These are average salaries for a Reconciliation and Investigation Specialist in Bahamas and include benefits such as housing and transport. It's also possible for a Reconciliation and Investigation Specialist to earn more or less than the average salaries shown above.

Reconciliation and Investigation Specialist salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Reconciliation and Investigation Specialist Salaries in Bahamas

So we've looked at the average salaries a Reconciliation and Investigation Specialist will earn in Bahamas. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Reconciliation and Investigation Specialist can earn between 20,700 BSD and 61,400 BSD on average in Bahamas. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Reconciliation and Investigation Specialist in Bahamas is 40,500 BSD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 40,500 BSD, and 50% of the population earn more than 40,500 BSD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Reconciliation and Investigation Specialist salary in Bahamas, 25% of the population are earning less than 25,500 BSD while 75% of the population earn more than 25,500 BSD.

75% of the population earn less than 47,100 BSD, and 25% of the population earn more than 47,100 BSD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Reconciliation and Investigation Specialist Salary by Experience Level in Bahamas

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Reconciliation and Investigation Specialist salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Reconciliation and Investigation Specialist in Bahamas that has less than two years of experience can expect to earn somewhere in the region of 23,700 BSD.
  • 2 - 5 Years Experience. With two to five years of experience the average Reconciliation and Investigation Specialist salary would increase to 30,300 BSD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Reconciliation and Investigation Specialist, the average salary would be 45,000 BSD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 49,700 BSD.
  • 15 - 20 Years Experience. A Reconciliation and Investigation Specialist with 15 to 20 years of experience can earn an average of 58,200 BSD.
  • 20+ Years Experience. For a Reconciliation and Investigation Specialist with more than 20 years, the expected average salary increases to 58,800 BSD.

Average Salary by Experience Chart

0-2 Years-
23,700 BSD
2-5 Years+23%
30,300 BSD
5-10 Years+42%
45,000 BSD
10-15 Years+17%
49,700 BSD
15-20 Years+10%
58,200 BSD
20+ Years+6%
58,800 BSD

Reconciliation and Investigation Specialist Salary by Education Level in Bahamas

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Reconciliation and Investigation Specialist in Bahamas based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Reconciliation and Investigation Specialist in Bahamas with a bachelor's degree education can earn an average salary of 29,600 BSD.
  • Master's Degree. A Reconciliation and Investigation Specialist in Bahamas with a master's degree education can earn an average salary of 54,200 BSD.

Average Salary by Education Chart

Bachelor's Degree-
29,600 BSD
Master's Degree+93%
54,200 BSD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Bahamas is around 19,500 to 58,400 BSD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Reconciliation and Investigation Specialist Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Bahamas, a male reconciliation and investigation specialist will earn an average of 44,900 BSD, while a female reconciliation and investigation specialist will earn around 39,400 BSD.

This means that a male reconciliation and investigation specialist earns approximately 14% more than a female reconciliation and investigation specialist for performing the same job.

Average Salary by Gender Chart in Bahamas

Male-
44,900 BSD
Female-14%
39,400 BSD

Reconciliation and Investigation Specialist Average Pay Raise in Bahamas

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Reconciliation and Investigation Specialist in Bahamas is around 8% every 27 months.

The national average pay raise across all professions and industries in Bahamas is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 8 ÷ 27 ) × 12  = 4%

What this means is that a Reconciliation and Investigation Specialist in Bahamas can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Bahamas for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Bahamas.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
7%
Energy-
5%
Information Technology-
3%
Healthcare-
1%
Travel-
8%
Construction-
6%
Education-
4%

Reconciliation and Investigation Specialist Bonus and Incentive Rates in Bahamas

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Reconciliation and Investigation Specialist is a low bonus based job, with 34% of employees reporting at least one bonus in the last 12 months.

66% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 5%.

Received Bonus-
34%
No Bonus-
66%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Bahamas earn approximately 11% more than private sector employees in the same role.

Public Sector-
51,500 BSD
Private Sector-11%
46,300 BSD

Salaries for Jobs Similar to a Reconciliation and Investigation Specialist

In the table below, we have salary information for jobs that are similar to a Reconciliation and Investigation Specialist in Bahamas.

Job TitleCategorySalary
AML AnalystBanking73,700 BSD
ATM ManagerBanking71,400 BSD
ATM Service TechnicianBanking17,900 BSD
Assistant Bank Branch ManagerBanking64,600 BSD
Assistant Bank ManagerBanking87,300 BSD
Bank Accounts AnalystBanking26,300 BSD
Bank Accounts CollectorBanking17,500 BSD
Bank Accounts ControllerBanking34,700 BSD
Bank Accounts ExecutiveBanking51,100 BSD
Bank Accounts ManagerBanking63,000 BSD
Bank Auditing ManagerBanking59,800 BSD
Bank Branch ManagerBanking84,800 BSD
Bank Branch Operations CoordinatorBanking36,700 BSD
Bank ClerkBanking15,300 BSD
Bank Client Service AssociateBanking22,000 BSD
Bank CollectorBanking18,000 BSD
Bank Compliance SpecialistBanking48,600 BSD
Bank ManagerBanking94,300 BSD
Bank Operational Risk ManagerBanking102,700 BSD
Bank Operations HeadBanking105,800 BSD
Bank Operations OfficerBanking41,700 BSD
Bank Operations SpecialistBanking62,500 BSD
Bank Process ManagerBanking58,200 BSD
Bank Product Manager Banking66,100 BSD
Bank Programme ManagerBanking68,500 BSD
Bank Project ManagerBanking76,900 BSD
Bank Propositions ManagerBanking71,200 BSD
Bank Quantitative AnalystBanking53,300 BSD
Bank Regional ManagerBanking109,700 BSD
Bank Regional Risk OfficerBanking54,600 BSD
Bank Relationship ManagerBanking71,400 BSD
Bank Relationship OfficerBanking34,300 BSD
Bank TellerBanking19,400 BSD
BankerBanking35,500 BSD
Banking Business AnalystBanking54,100 BSD
Banking Business Development OfficerBanking33,200 BSD
Banking Business Planning ExecutiveBanking76,800 BSD
Banking Product ManagerBanking67,900 BSD
Banking Reference Data ManagerBanking61,400 BSD
Banking Risk AnalystBanking50,700 BSD
Banking Technical AnalystBanking29,300 BSD
Bankruptcy CoordinatorBanking35,200 BSD
Bill and Account CollectorBanking17,800 BSD
Budget AnalystBanking52,300 BSD
Capital Risk ManagerBanking94,200 BSD
Cards Marketing ManagerBanking66,700 BSD
Cash Management ManagerBanking91,700 BSD
Check Processing ManagerBanking69,700 BSD
Commercial Vault AssociateBanking51,800 BSD
Corporate BankerBanking38,100 BSD
Corporate DealerBanking50,600 BSD
Credit AnalystBanking42,300 BSD
Credit Card Fraud InvestigatorBanking51,900 BSD
Credit Portfolio ManagerBanking95,200 BSD
Credit Risk AnalystBanking60,200 BSD
Credit Risk AssociateBanking58,500 BSD
Credit and Collections ManagerBanking68,100 BSD
Direct Bank Sales RepresentativeBanking36,700 BSD
Exchange Control ConsultantBanking54,200 BSD
Executive Account AnalystBanking52,300 BSD
Financial Bank Planning ConsultantBanking69,400 BSD
Financial Banking Analysis ManagerBanking79,000 BSD
Financial Banking AssistantBanking25,800 BSD
Financial Banking Systems ManagerBanking68,400 BSD
Foreign Exchange ManagerBanking75,500 BSD
Fraud AnalystBanking54,900 BSD
Fraud Detection AssociateBanking36,700 BSD
Fraud Detection ManagerBanking80,500 BSD
Fraud Detection SupervisorBanking46,000 BSD
Internal Bank Audit ManagerBanking98,300 BSD
Internal Bank AuditorBanking48,000 BSD
Internal Private BankerBanking39,300 BSD
International Banking ManagerBanking105,800 BSD
Investment Banking AnalystBanking74,700 BSD
Loan AnalystBanking49,300 BSD
Loan Area ManagerBanking63,200 BSD
Loan Audit Team LeaderBanking58,700 BSD
Loan Branch ManagerBanking56,600 BSD
Loan Business Development OfficerBanking32,200 BSD
Loan ClerkBanking19,200 BSD
Loan Collection ManagerBanking63,500 BSD
Loan Collection and Recovery ManagerBanking65,800 BSD
Loan CollectorBanking15,700 BSD
Loan ExaminerBanking22,100 BSD
Loan OfficerBanking22,000 BSD
Loan Processing ManagerBanking57,800 BSD
Loan ProcessorBanking23,300 BSD
Loan Quality Assurance AuditorBanking54,700 BSD
Loan Quality Assurance ManagerBanking60,800 BSD
Loan Quality Assurance RepresentativeBanking36,700 BSD
Loan Review ManagerBanking57,400 BSD
Loan Team LeaderBanking51,300 BSD
Loans ManagerBanking68,500 BSD
Mortgage AdvisorBanking37,300 BSD
Mortgage Collection ManagerBanking63,500 BSD
Mortgage CollectorBanking18,000 BSD
Mortgage Credit AnalystBanking27,000 BSD
Mortgage Credit ManagerBanking57,900 BSD
Mortgage Development ManagerBanking67,400 BSD
Mortgage Document ReviewerBanking23,800 BSD
Mortgage Funding ManagerBanking68,800 BSD
Mortgage Operations ManagerBanking91,700 BSD
Mortgage Payment Processing ClerkBanking21,100 BSD
Mortgage Processing ManagerBanking63,000 BSD
Mortgage ProcessorBanking23,600 BSD
Mortgage Quality Assurance AuditorBanking54,100 BSD
Mortgage Quality Assurance ManagerBanking63,000 BSD
Mortgage Servicing ClerkBanking19,400 BSD
Mortgage Servicing ManagerBanking57,900 BSD
Mortgage UnderwriterBanking21,100 BSD
Online Banking ManagerBanking88,700 BSD
Payment Processing ClerkBanking20,300 BSD
Personal BankerBanking37,100 BSD
Personal Banking Advisor Banking38,000 BSD
Phone BankerBanking25,800 BSD
Private BankerBanking39,100 BSD
Tax OfficerBanking31,800 BSD
TellerBanking15,700 BSD
Trade OfficerBanking20,100 BSD
Trade Product ManagerBanking62,600 BSD
TraderBanking26,500 BSD
Treasury Operations OfficerBanking45,700 BSD

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