Average Personal Financial Advisor Salary in Rwanda for 2026
In this article, we will look at the average Personal Financial Advisor salary for 2026 in Rwanda and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Rwandan franc. To keep things simple, we are using the RWF currency code instead of the currency symbol Fr.
How Much Does a Personal Financial Advisor Make in Rwanda?
A Personal Financial Advisor working in Rwanda will typically earn around 8,483,700 RWF per year, and this can range from the lowest average salary of about 3,898,100 RWF to the highest average salary of 13,441,600 RWF.
These are average salaries for a Personal Financial Advisor in Rwanda and include benefits such as housing and transport. It's also possible for a Personal Financial Advisor to earn more or less than the average salaries shown above.
Personal Financial Advisor salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Personal Financial Advisor Salaries in Rwanda
So we've looked at the average salaries a Personal Financial Advisor will earn in Rwanda. The next interesting data point is the distribution of salaries.
Salary ranges
We already know that a Personal Financial Advisor can earn between 3,898,100 RWF and 13,441,600 RWF on average in Rwanda. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
Median salary
The median salary for a Personal Financial Advisor in Rwanda is 9,166,100 RWF. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 9,166,100 RWF, and 50% of the population earn more than 9,166,100 RWF.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Personal Financial Advisor salary in Rwanda, 25% of the population are earning less than 5,880,300 RWF while 75% of the population earn more than 5,880,300 RWF.
75% of the population earn less than 12,239,700 RWF, and 25% of the population earn more than 12,239,700 RWF.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Personal Financial Advisor Salary by Experience Level in Rwanda
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average Personal Financial Advisor salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. A Personal Financial Advisor in Rwanda that has less than two years of experience can expect to earn somewhere in the region of 4,429,300 RWF.
- 2 - 5 Years Experience. With two to five years of experience the average Personal Financial Advisor salary would increase to 5,914,900 RWF.
- 5 - 10 Years Experience. From five to ten years of experience as a Personal Financial Advisor, the average salary would be 8,746,500 RWF.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 10,656,400 RWF.
- 15 - 20 Years Experience. A Personal Financial Advisor with 15 to 20 years of experience can earn an average of 11,617,300 RWF.
- 20+ Years Experience. For a Personal Financial Advisor with more than 20 years, the expected average salary increases to 12,600,600 RWF.
Average Salary by Experience Chart
| 0-2 Years | - | 4,429,300 RWF |
| 2-5 Years | +34% | 5,914,900 RWF |
| 5-10 Years | +48% | 8,746,500 RWF |
| 10-15 Years | +22% | 10,656,400 RWF |
| 15-20 Years | +9% | 11,617,300 RWF |
| 20+ Years | +8% | 12,600,600 RWF |
Personal Financial Advisor Salary by Education Level in Rwanda
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for a Personal Financial Advisor in Rwanda based on the education level of the employees in order to find out whether a better education level would increase your salary.
- High School. A Personal Financial Advisor in Rwanda with a high school education can earn an average salary of 5,434,400 RWF.
- Certificate or Diploma. A Personal Financial Advisor in Rwanda with a certificate or diploma education can earn an average salary of 6,395,900 RWF.
- Bachelor's Degree. A Personal Financial Advisor in Rwanda with a bachelor's degree education can earn an average salary of 9,276,800 RWF.
- Master's Degree. A Personal Financial Advisor in Rwanda with a master's degree education can earn an average salary of 12,121,000 RWF.
Average Salary by Education Chart
| High School | - | 5,434,400 RWF |
| Certificate or Diploma | +18% | 6,395,900 RWF |
| Bachelor's Degree | +45% | 9,276,800 RWF |
| Master's Degree | +31% | 12,121,000 RWF |
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Rwanda is around 3,460,000 to 10,400,000 RWF and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Personal Financial Advisor Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Rwanda, a male personal financial advisor will earn an average of 8,952,900 RWF, while a female personal financial advisor will earn around 8,017,000 RWF.
This means that a male personal financial advisor earns approximately 12% more than a female personal financial advisor for performing the same job.
Average Salary by Gender Chart in Rwanda
| Male | - | 8,952,900 RWF |
| Female | -12% | 8,017,000 RWF |
Personal Financial Advisor Average Pay Raise in Rwanda
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for a Personal Financial Advisor in Rwanda is around 8% every 28 months.
The national average pay raise across all professions and industries in Rwanda is around 5% every 28 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 8 ÷ 28 ) × 12 = 3%
What this means is that a Personal Financial Advisor in Rwanda can expect to receive an average pay raise of around 3% every 12 months.
Annual Pay Raise by Industry in Rwanda for 2026
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Rwanda.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
| Banking | - | 9% |
| Energy | - | 9% |
| Information Technology | - | 9% |
| Healthcare | - | 9% |
| Travel | - | 9% |
| Construction | - | 9% |
| Education | - | 9% |
Personal Financial Advisor Bonus and Incentive Rates in Rwanda
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
A Personal Financial Advisor is a moderate bonus based job, with 66% of employees reporting at least one bonus in the last 12 months.
34% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.
| Received Bonus | - | 66% |
| No Bonus | - | 34% |
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Rwanda earn approximately 25% more than private sector employees in the same role.
| Public Sector | - | 9,215,300 RWF |
| Private Sector | -25% | 7,393,200 RWF |
Salaries for Jobs Similar to a Personal Financial Advisor
In the table below, we have salary information for jobs that are similar to a Personal Financial Advisor in Rwanda.
| Job Title | Category | Salary |
|---|---|---|
| Account Examiner | Accounting and Finance | 4,249,700 RWF |
| Account Executive | Accounting and Finance | 7,271,300 RWF |
| Accountant | Accounting and Finance | 5,461,900 RWF |
| Accounting Analyst | Accounting and Finance | 7,030,600 RWF |
| Accounting Assistant | Accounting and Finance | 4,187,600 RWF |
| Accounting Associate | Accounting and Finance | 4,201,000 RWF |
| Accounting Clerk | Accounting and Finance | 3,421,600 RWF |
| Accounting Coordinator | Accounting and Finance | 5,088,900 RWF |
| Accounting Head | Accounting and Finance | 11,518,700 RWF |
| Accounting Manager | Accounting and Finance | 12,361,500 RWF |
| Accounting Officer | Accounting and Finance | 4,162,800 RWF |
| Accounting Specialist | Accounting and Finance | 7,453,000 RWF |
| Accounting Supervisor | Accounting and Finance | 7,726,700 RWF |
| Accounting Technician | Accounting and Finance | 4,079,300 RWF |
| Accounting Unit Controller | Accounting and Finance | 9,385,400 RWF |
| Accounts Executive | Accounting and Finance | 7,416,400 RWF |
| Accounts Officer | Accounting and Finance | 4,224,200 RWF |
| Accounts Payable Assistant | Accounting and Finance | 4,332,900 RWF |
| Accounts Payable Associate | Accounting and Finance | 5,209,200 RWF |
| Accounts Payable Clerk | Accounting and Finance | 4,249,700 RWF |
| Accounts Payable Manager | Accounting and Finance | 11,050,300 RWF |
| Accounts Payable and Receivable Specialist | Accounting and Finance | 5,471,700 RWF |
| Accounts Receivable Administrator | Accounting and Finance | 8,029,300 RWF |
| Accounts Receivable Clerk | Accounting and Finance | 4,079,300 RWF |
| Accounts Receivable Financial Analyst | Accounting and Finance | 7,834,900 RWF |
| Accounts Receivable Manager | Accounting and Finance | 10,429,300 RWF |
| Accounts Receivable Team Leader | Accounting and Finance | 8,029,300 RWF |
| Assistant Accountant | Accounting and Finance | 4,270,100 RWF |
| Assistant Accounting Manager | Accounting and Finance | 10,669,400 RWF |
| Assistant Auditor | Accounting and Finance | 5,579,400 RWF |
| Assistant Corporate Controller | Accounting and Finance | 7,453,000 RWF |
| Assistant Finance Manager | Accounting and Finance | 11,638,300 RWF |
| Assistant Financial Controller | Accounting and Finance | 7,606,200 RWF |
| Audit Director | Accounting and Finance | 12,600,600 RWF |
| Audit Supervisor | Accounting and Finance | 9,804,400 RWF |
| Auditing Clerk | Accounting and Finance | 4,224,200 RWF |
| Auditing Manager | Accounting and Finance | 11,411,600 RWF |
| Billing Clerk | Accounting and Finance | 4,187,600 RWF |
| Billing Coordinator | Accounting and Finance | 4,908,200 RWF |
| Billing Specialist | Accounting and Finance | 6,058,300 RWF |
| Billing Supervisor | Accounting and Finance | 8,724,700 RWF |
| Bookkeeper | Accounting and Finance | 3,685,200 RWF |
| Bookkeeping Specialist | Accounting and Finance | 5,567,700 RWF |
| Budget Analyst | Accounting and Finance | 9,430,600 RWF |
| Budget Manager | Accounting and Finance | 11,065,000 RWF |
| Business Support Analyst | Accounting and Finance | 6,300,400 RWF |
| Capital Markets Associate | Accounting and Finance | 8,604,800 RWF |
| Cash Flow Analyst | Accounting and Finance | 8,771,100 RWF |
| Cash Management Manager | Accounting and Finance | 11,267,200 RWF |
| Cash Management Officer | Accounting and Finance | 6,420,700 RWF |
| Cashbook Clerk | Accounting and Finance | 3,959,700 RWF |
| Chartered Accountant | Accounting and Finance | 6,984,300 RWF |
| Chief Accountant | Accounting and Finance | 8,149,100 RWF |
| Collections Clerk | Accounting and Finance | 3,514,400 RWF |
| Collections Representative | Accounting and Finance | 4,966,200 RWF |
| Collections Specialist | Accounting and Finance | 5,591,900 RWF |
| Corporate Controller | Accounting and Finance | 8,554,100 RWF |
| Corporate Treasurer | Accounting and Finance | 10,475,000 RWF |
| Cost Accountant | Accounting and Finance | 5,412,700 RWF |
| Cost Accounting Manager | Accounting and Finance | 10,656,400 RWF |
| Cost Accounting Supervisor | Accounting and Finance | 8,664,400 RWF |
| Cost Analyst | Accounting and Finance | 9,276,800 RWF |
| Credit Controller | Accounting and Finance | 7,726,700 RWF |
| Credit Manager | Accounting and Finance | 11,638,300 RWF |
| Credit and Collection Manager | Accounting and Finance | 10,716,600 RWF |
| Credit and Collection Staff | Accounting and Finance | 4,187,600 RWF |
| Credit and Loans Officer | Accounting and Finance | 4,116,600 RWF |
| Debt Adviser | Accounting and Finance | 9,634,900 RWF |
| Debt Collector | Accounting and Finance | 4,609,700 RWF |
| Debtors Clerk | Accounting and Finance | 3,781,400 RWF |
| Debtors Controller | Accounting and Finance | 4,162,800 RWF |
| Deputy CFO | Accounting and Finance | 15,599,800 RWF |
| Deputy Head of Finance | Accounting and Finance | 15,001,200 RWF |
| Derivative Trader | Accounting and Finance | 9,623,400 RWF |
| Director of Finance | Accounting and Finance | 16,561,800 RWF |
| Economist | Accounting and Finance | 13,561,900 RWF |
| Equity Analyst | Accounting and Finance | 10,321,700 RWF |
| Escrow Assistant | Accounting and Finance | 4,883,400 RWF |
| Executive Accountant | Accounting and Finance | 6,420,700 RWF |
| External Auditor | Accounting and Finance | 7,523,300 RWF |
| Finance Administrator | Accounting and Finance | 6,804,900 RWF |
| Finance Analyst | Accounting and Finance | 9,695,200 RWF |
| Finance Associate | Accounting and Finance | 4,966,200 RWF |
| Finance Director | Accounting and Finance | 16,561,800 RWF |
| Finance Executive | Accounting and Finance | 11,399,200 RWF |
| Finance Licensing Clerk | Accounting and Finance | 4,116,600 RWF |
| Finance Licensing Manager | Accounting and Finance | 10,691,100 RWF |
| Finance Licensing Specialist | Accounting and Finance | 5,940,300 RWF |
| Finance Manager | Accounting and Finance | 15,360,400 RWF |
| Finance Officer | Accounting and Finance | 5,351,400 RWF |
| Finance President | Accounting and Finance | 16,561,800 RWF |
| Finance Relationship Manager | Accounting and Finance | 13,441,600 RWF |
| Finance Release Analyst | Accounting and Finance | 6,420,700 RWF |
| Finance Specialist | Accounting and Finance | 8,891,600 RWF |
| Finance Team Leader | Accounting and Finance | 12,721,300 RWF |
| Financial Accountant | Accounting and Finance | 5,579,400 RWF |
| Financial Actuary | Accounting and Finance | 8,377,500 RWF |
| Financial Administrator | Accounting and Finance | 9,634,900 RWF |
| Financial Advisor | Accounting and Finance | 10,572,800 RWF |
| Financial Analyst | Accounting and Finance | 10,102,100 RWF |
| Financial Applications Specialist | Accounting and Finance | 6,862,900 RWF |
| Financial Assistant | Accounting and Finance | 4,332,900 RWF |
| Financial Associate | Accounting and Finance | 4,609,700 RWF |
| Financial Associate | Accounting and Finance | 5,461,900 RWF |
| Financial Claims Analyst | Accounting and Finance | 7,236,200 RWF |
| Financial Claims Manager | Accounting and Finance | 10,378,100 RWF |
| Financial Claims Supervisor | Accounting and Finance | 9,456,600 RWF |
| Financial Clerk | Accounting and Finance | 4,369,800 RWF |
| Financial Commercial Analyst | Accounting and Finance | 8,075,200 RWF |
| Financial Compliance Analyst | Accounting and Finance | 8,664,400 RWF |
| Financial Consultant | Accounting and Finance | 7,331,800 RWF |
| Financial Controller | Accounting and Finance | 8,737,100 RWF |
| Financial Controller | Accounting and Finance | 9,276,800 RWF |
| Financial Coordinator | Accounting and Finance | 5,340,600 RWF |
| Financial Customer Service Manager | Accounting and Finance | 10,009,300 RWF |
| Financial Dealer and Broker | Accounting and Finance | 6,179,700 RWF |
| Financial Director | Accounting and Finance | 15,838,200 RWF |
| Financial Encoder | Accounting and Finance | 4,752,100 RWF |
| Financial Manager | Accounting and Finance | 15,001,200 RWF |
| Financial Manager | Accounting and Finance | 15,960,700 RWF |
| Financial Operations Manager | Accounting and Finance | 14,280,500 RWF |
| Financial Policy Analyst | Accounting and Finance | 8,496,400 RWF |
| Financial Project Manager | Accounting and Finance | 11,065,000 RWF |
| Financial Quantitative Analyst | Accounting and Finance | 9,623,400 RWF |
| Financial Reporting Consultant | Accounting and Finance | 8,075,200 RWF |
| Financial Reporting Manager | Accounting and Finance | 10,475,000 RWF |
| Financial Section Head | Accounting and Finance | 10,475,000 RWF |
| Financial Services Manager | Accounting and Finance | 14,280,500 RWF |
| Financial Services Sales Agent | Accounting and Finance | 5,926,600 RWF |
| Fixed Assets Administrator | Accounting and Finance | 5,818,100 RWF |
| Forensic Accountant | Accounting and Finance | 6,804,900 RWF |
| Fraud Detection Supervisor | Accounting and Finance | 6,613,100 RWF |
| Fraud Prevention Manager | Accounting and Finance | 11,867,000 RWF |
| Fund Accountant | Accounting and Finance | 5,461,900 RWF |
| Grants Coordinator | Accounting and Finance | 4,332,900 RWF |
| Group Financial Manager | Accounting and Finance | 16,079,800 RWF |
| Internal Auditor | Accounting and Finance | 7,789,700 RWF |
| Internal Control Adviser | Accounting and Finance | 8,434,700 RWF |
| Internal Control Officer | Accounting and Finance | 5,063,200 RWF |
| International Tax Director | Accounting and Finance | 12,958,200 RWF |
| Inventory Accountant | Accounting and Finance | 5,818,100 RWF |
| Investment Advisor | Accounting and Finance | 15,001,200 RWF |
| Investment Analyst | Accounting and Finance | 10,824,400 RWF |
| Investment Associate | Accounting and Finance | 9,191,000 RWF |
| Investment Broker | Accounting and Finance | 9,010,800 RWF |
| Investment Fund Manager | Accounting and Finance | 11,974,500 RWF |
| Investment Operations Manager | Accounting and Finance | 12,958,200 RWF |
| Investment Underwriter | Accounting and Finance | 4,943,500 RWF |
| Investor | Accounting and Finance | 7,105,200 RWF |
| Investor Relations Manager | Accounting and Finance | 10,835,000 RWF |
| KYC Team Leader | Accounting and Finance | 10,595,000 RWF |
| Loan Processor | Accounting and Finance | 4,450,400 RWF |
| Management Accountant | Accounting and Finance | 6,241,000 RWF |
| Management Economist | Accounting and Finance | 12,600,600 RWF |
| Paymaster | Accounting and Finance | 4,510,700 RWF |
| Payroll Administrator | Accounting and Finance | 7,067,300 RWF |
| Payroll Benefits Coordinator | Accounting and Finance | 6,433,500 RWF |
| Payroll Billing Manager | Accounting and Finance | 10,429,300 RWF |
| Payroll Clerk | Accounting and Finance | 5,063,200 RWF |
| Payroll Manager | Accounting and Finance | 10,429,300 RWF |
| Payroll Officer | Accounting and Finance | 4,870,300 RWF |
| Payroll Specialist | Accounting and Finance | 5,698,400 RWF |
| Payroll Supervisor | Accounting and Finance | 7,129,200 RWF |
| Pensions Administrator | Accounting and Finance | 5,698,400 RWF |
| Pricing Analyst | Accounting and Finance | 9,456,600 RWF |
| Private Equity Analyst | Accounting and Finance | 9,925,000 RWF |
| Project Accountant | Accounting and Finance | 5,818,100 RWF |
| Proposal Development Coordinator | Accounting and Finance | 4,786,100 RWF |
| Receivables Accountant | Accounting and Finance | 5,267,700 RWF |
| Regulatory Accountant | Accounting and Finance | 6,118,800 RWF |
| Retirement Plan Analyst | Accounting and Finance | 8,554,100 RWF |
| Revenue Management Specialist | Accounting and Finance | 9,634,900 RWF |
| Revenue Recognition Analyst | Accounting and Finance | 10,333,800 RWF |
| Risk Management Director | Accounting and Finance | 13,679,300 RWF |
| Risk Management Supervisor | Accounting and Finance | 11,050,300 RWF |
| Staff Accountant | Accounting and Finance | 5,242,700 RWF |
| Tax Accountant | Accounting and Finance | 5,388,100 RWF |
| Tax Administrator | Accounting and Finance | 6,058,300 RWF |
| Tax Advisor | Accounting and Finance | 8,377,500 RWF |
| Tax Analyst | Accounting and Finance | 8,206,100 RWF |
| Tax Associate | Accounting and Finance | 4,752,100 RWF |
| Tax Consultant | Accounting and Finance | 9,276,800 RWF |
| Tax Director | Accounting and Finance | 13,199,100 RWF |
| Tax Examiner | Accounting and Finance | 6,179,700 RWF |
| Tax Manager | Accounting and Finance | 11,173,600 RWF |
| Tax Research Manager | Accounting and Finance | 10,943,000 RWF |
| Teller | Accounting and Finance | 3,455,900 RWF |
| Treasury Accountant | Accounting and Finance | 5,902,400 RWF |
| Treasury Analyst | Accounting and Finance | 8,891,600 RWF |
| Underwriter | Accounting and Finance | 3,769,500 RWF |
| Underwriting Assistant | Accounting and Finance | 3,829,500 RWF |
| Vice President of Finance | Accounting and Finance | 14,760,200 RWF |
Salary Comparison by City
If you want to compare salaries with different cities in Rwanda, you can use the links below to explore the data for each specific city we have researched.
| City | Average Salary |
|---|---|
| Kigali | 9,649,800 RWF |
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