Average Personal Financial Advisor Salary in Bhutan for 2026
In this article, we will look at the average Personal Financial Advisor salary for 2026 in Bhutan and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Bhutanese ngultrum. To keep things simple, we are using the BTN currency code instead of the currency symbol Nu..
How Much Does a Personal Financial Advisor Make in Bhutan?
A Personal Financial Advisor working in Bhutan will typically earn around 476,600 BTN per year, and this can range from the lowest average salary of about 221,500 BTN to the highest average salary of 758,700 BTN.
These are average salaries for a Personal Financial Advisor in Bhutan and include benefits such as housing and transport. It's also possible for a Personal Financial Advisor to earn more or less than the average salaries shown above.
Personal Financial Advisor salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Personal Financial Advisor Salaries in Bhutan
So we've looked at the average salaries a Personal Financial Advisor will earn in Bhutan. The next interesting data point is the distribution of salaries.
Salary ranges
We already know that a Personal Financial Advisor can earn between 221,500 BTN and 758,700 BTN on average in Bhutan. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
Median salary
The median salary for a Personal Financial Advisor in Bhutan is 514,800 BTN. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 514,800 BTN, and 50% of the population earn more than 514,800 BTN.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Personal Financial Advisor salary in Bhutan, 25% of the population are earning less than 330,900 BTN while 75% of the population earn more than 330,900 BTN.
75% of the population earn less than 689,900 BTN, and 25% of the population earn more than 689,900 BTN.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Personal Financial Advisor Salary by Experience Level in Bhutan
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average Personal Financial Advisor salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. A Personal Financial Advisor in Bhutan that has less than two years of experience can expect to earn somewhere in the region of 251,500 BTN.
- 2 - 5 Years Experience. With two to five years of experience the average Personal Financial Advisor salary would increase to 332,500 BTN.
- 5 - 10 Years Experience. From five to ten years of experience as a Personal Financial Advisor, the average salary would be 492,400 BTN.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 598,600 BTN.
- 15 - 20 Years Experience. A Personal Financial Advisor with 15 to 20 years of experience can earn an average of 653,200 BTN.
- 20+ Years Experience. For a Personal Financial Advisor with more than 20 years, the expected average salary increases to 707,700 BTN.
Average Salary by Experience Chart
| 0-2 Years | - | 251,500 BTN |
| 2-5 Years | +34% | 332,500 BTN |
| 5-10 Years | +48% | 492,400 BTN |
| 10-15 Years | +22% | 598,600 BTN |
| 15-20 Years | +9% | 653,200 BTN |
| 20+ Years | +8% | 707,700 BTN |
Personal Financial Advisor Salary by Education Level in Bhutan
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for a Personal Financial Advisor in Bhutan based on the education level of the employees in order to find out whether a better education level would increase your salary.
- High School. A Personal Financial Advisor in Bhutan with a high school education can earn an average salary of 307,400 BTN.
- Certificate or Diploma. A Personal Financial Advisor in Bhutan with a certificate or diploma education can earn an average salary of 361,600 BTN.
- Bachelor's Degree. A Personal Financial Advisor in Bhutan with a bachelor's degree education can earn an average salary of 520,900 BTN.
- Master's Degree. A Personal Financial Advisor in Bhutan with a master's degree education can earn an average salary of 684,900 BTN.
Average Salary by Education Chart
| High School | - | 307,400 BTN |
| Certificate or Diploma | +18% | 361,600 BTN |
| Bachelor's Degree | +45% | 520,900 BTN |
| Master's Degree | +31% | 684,900 BTN |
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Bhutan is around 186,000 to 559,000 BTN and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Personal Financial Advisor Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Bhutan, a male personal financial advisor will earn an average of 518,300 BTN, while a female personal financial advisor will earn around 436,200 BTN.
This means that a male personal financial advisor earns approximately 19% more than a female personal financial advisor for performing the same job.
Average Salary by Gender Chart in Bhutan
| Male | - | 518,300 BTN |
| Female | -19% | 436,200 BTN |
Personal Financial Advisor Average Pay Raise in Bhutan
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for a Personal Financial Advisor in Bhutan is around 7% every 29 months.
The national average pay raise across all professions and industries in Bhutan is around 4% every 29 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 7 ÷ 29 ) × 12 = 3%
What this means is that a Personal Financial Advisor in Bhutan can expect to receive an average pay raise of around 3% every 12 months.
Annual Pay Raise by Industry in Bhutan for 2026
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Bhutan.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
| Banking | - | 7% |
| Energy | - | 5% |
| Information Technology | - | 3% |
| Healthcare | - | 1% |
| Travel | - | 8% |
| Construction | - | 6% |
| Education | - | 4% |
Personal Financial Advisor Bonus and Incentive Rates in Bhutan
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
A Personal Financial Advisor is a moderate bonus based job, with 66% of employees reporting at least one bonus in the last 12 months.
34% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.
| Received Bonus | - | 66% |
| No Bonus | - | 34% |
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Bhutan earn approximately 11% more than private sector employees in the same role.
| Public Sector | - | 478,000 BTN |
| Private Sector | -11% | 431,300 BTN |
Salaries for Jobs Similar to a Personal Financial Advisor
In the table below, we have salary information for jobs that are similar to a Personal Financial Advisor in Bhutan.
| Job Title | Category | Salary |
|---|---|---|
| Account Examiner | Accounting and Finance | 228,500 BTN |
| Account Executive | Accounting and Finance | 421,400 BTN |
| Accountant | Accounting and Finance | 314,500 BTN |
| Accounting Analyst | Accounting and Finance | 404,600 BTN |
| Accounting Assistant | Accounting and Finance | 253,400 BTN |
| Accounting Associate | Accounting and Finance | 232,900 BTN |
| Accounting Clerk | Accounting and Finance | 194,600 BTN |
| Accounting Coordinator | Accounting and Finance | 273,300 BTN |
| Accounting Head | Accounting and Finance | 664,500 BTN |
| Accounting Manager | Accounting and Finance | 664,500 BTN |
| Accounting Officer | Accounting and Finance | 228,500 BTN |
| Accounting Specialist | Accounting and Finance | 425,100 BTN |
| Accounting Supervisor | Accounting and Finance | 420,100 BTN |
| Accounting Technician | Accounting and Finance | 225,300 BTN |
| Accounting Unit Controller | Accounting and Finance | 513,300 BTN |
| Accounts Executive | Accounting and Finance | 421,400 BTN |
| Accounts Officer | Accounting and Finance | 253,400 BTN |
| Accounts Payable Assistant | Accounting and Finance | 259,100 BTN |
| Accounts Payable Associate | Accounting and Finance | 301,300 BTN |
| Accounts Payable Clerk | Accounting and Finance | 238,900 BTN |
| Accounts Payable Manager | Accounting and Finance | 649,700 BTN |
| Accounts Payable and Receivable Specialist | Accounting and Finance | 327,800 BTN |
| Accounts Receivable Administrator | Accounting and Finance | 483,400 BTN |
| Accounts Receivable Clerk | Accounting and Finance | 228,500 BTN |
| Accounts Receivable Financial Analyst | Accounting and Finance | 462,300 BTN |
| Accounts Receivable Manager | Accounting and Finance | 607,400 BTN |
| Accounts Receivable Team Leader | Accounting and Finance | 471,700 BTN |
| Assistant Accountant | Accounting and Finance | 239,000 BTN |
| Assistant Accounting Manager | Accounting and Finance | 598,600 BTN |
| Assistant Auditor | Accounting and Finance | 319,600 BTN |
| Assistant Corporate Controller | Accounting and Finance | 448,500 BTN |
| Assistant Finance Manager | Accounting and Finance | 683,800 BTN |
| Assistant Financial Controller | Accounting and Finance | 437,300 BTN |
| Audit Director | Accounting and Finance | 754,900 BTN |
| Audit Supervisor | Accounting and Finance | 588,500 BTN |
| Auditing Clerk | Accounting and Finance | 253,400 BTN |
| Auditing Manager | Accounting and Finance | 669,100 BTN |
| Billing Clerk | Accounting and Finance | 253,400 BTN |
| Billing Coordinator | Accounting and Finance | 277,400 BTN |
| Billing Specialist | Accounting and Finance | 332,500 BTN |
| Billing Supervisor | Accounting and Finance | 478,000 BTN |
| Bookkeeper | Accounting and Finance | 209,500 BTN |
| Bookkeeping Specialist | Accounting and Finance | 308,900 BTN |
| Budget Analyst | Accounting and Finance | 565,100 BTN |
| Budget Manager | Accounting and Finance | 627,900 BTN |
| Business Support Analyst | Accounting and Finance | 362,200 BTN |
| Capital Markets Associate | Accounting and Finance | 485,300 BTN |
| Cash Flow Analyst | Accounting and Finance | 472,000 BTN |
| Cash Management Manager | Accounting and Finance | 633,300 BTN |
| Cash Management Officer | Accounting and Finance | 378,300 BTN |
| Cashbook Clerk | Accounting and Finance | 207,700 BTN |
| Chartered Accountant | Accounting and Finance | 389,200 BTN |
| Chief Accountant | Accounting and Finance | 476,600 BTN |
| Collections Clerk | Accounting and Finance | 189,300 BTN |
| Collections Representative | Accounting and Finance | 273,300 BTN |
| Collections Specialist | Accounting and Finance | 317,700 BTN |
| Corporate Controller | Accounting and Finance | 524,700 BTN |
| Corporate Treasurer | Accounting and Finance | 597,800 BTN |
| Cost Accountant | Accounting and Finance | 309,800 BTN |
| Cost Accounting Manager | Accounting and Finance | 639,100 BTN |
| Cost Accounting Supervisor | Accounting and Finance | 533,100 BTN |
| Cost Analyst | Accounting and Finance | 524,700 BTN |
| Credit Controller | Accounting and Finance | 455,400 BTN |
| Credit Manager | Accounting and Finance | 650,700 BTN |
| Credit and Collection Manager | Accounting and Finance | 608,500 BTN |
| Credit and Collection Staff | Accounting and Finance | 232,400 BTN |
| Credit and Loans Officer | Accounting and Finance | 218,900 BTN |
| Debt Adviser | Accounting and Finance | 533,100 BTN |
| Debt Collector | Accounting and Finance | 265,000 BTN |
| Debtors Clerk | Accounting and Finance | 228,500 BTN |
| Debtors Controller | Accounting and Finance | 228,500 BTN |
| Deputy CFO | Accounting and Finance | 879,700 BTN |
| Deputy Head of Finance | Accounting and Finance | 836,500 BTN |
| Derivative Trader | Accounting and Finance | 524,700 BTN |
| Director of Finance | Accounting and Finance | 923,000 BTN |
| Economist | Accounting and Finance | 768,900 BTN |
| Equity Analyst | Accounting and Finance | 539,700 BTN |
| Escrow Assistant | Accounting and Finance | 288,100 BTN |
| Executive Accountant | Accounting and Finance | 341,900 BTN |
| External Auditor | Accounting and Finance | 462,300 BTN |
| Finance Administrator | Accounting and Finance | 357,300 BTN |
| Finance Analyst | Accounting and Finance | 563,300 BTN |
| Finance Associate | Accounting and Finance | 273,300 BTN |
| Finance Director | Accounting and Finance | 948,900 BTN |
| Finance Executive | Accounting and Finance | 698,200 BTN |
| Finance Licensing Clerk | Accounting and Finance | 232,900 BTN |
| Finance Licensing Manager | Accounting and Finance | 627,900 BTN |
| Finance Licensing Specialist | Accounting and Finance | 330,700 BTN |
| Finance Manager | Accounting and Finance | 922,300 BTN |
| Finance Officer | Accounting and Finance | 315,700 BTN |
| Finance President | Accounting and Finance | 923,000 BTN |
| Finance Relationship Manager | Accounting and Finance | 724,000 BTN |
| Finance Release Analyst | Accounting and Finance | 367,200 BTN |
| Finance Specialist | Accounting and Finance | 504,300 BTN |
| Finance Team Leader | Accounting and Finance | 681,900 BTN |
| Financial Accountant | Accounting and Finance | 305,600 BTN |
| Financial Actuary | Accounting and Finance | 466,900 BTN |
| Financial Administrator | Accounting and Finance | 543,200 BTN |
| Financial Advisor | Accounting and Finance | 566,900 BTN |
| Financial Analyst | Accounting and Finance | 563,300 BTN |
| Financial Applications Specialist | Accounting and Finance | 392,300 BTN |
| Financial Assistant | Accounting and Finance | 259,100 BTN |
| Financial Associate | Accounting and Finance | 265,000 BTN |
| Financial Associate | Accounting and Finance | 308,900 BTN |
| Financial Claims Analyst | Accounting and Finance | 420,800 BTN |
| Financial Claims Manager | Accounting and Finance | 573,500 BTN |
| Financial Claims Supervisor | Accounting and Finance | 543,200 BTN |
| Financial Clerk | Accounting and Finance | 253,400 BTN |
| Financial Commercial Analyst | Accounting and Finance | 466,300 BTN |
| Financial Compliance Analyst | Accounting and Finance | 519,300 BTN |
| Financial Consultant | Accounting and Finance | 407,300 BTN |
| Financial Controller | Accounting and Finance | 524,700 BTN |
| Financial Coordinator | Accounting and Finance | 301,600 BTN |
| Financial Customer Service Manager | Accounting and Finance | 588,500 BTN |
| Financial Dealer and Broker | Accounting and Finance | 330,700 BTN |
| Financial Director | Accounting and Finance | 948,900 BTN |
| Financial Encoder | Accounting and Finance | 259,100 BTN |
| Financial Manager | Accounting and Finance | 854,300 BTN |
| Financial Manager | Accounting and Finance | 922,300 BTN |
| Financial Operations Manager | Accounting and Finance | 778,500 BTN |
| Financial Policy Analyst | Accounting and Finance | 485,200 BTN |
| Financial Project Manager | Accounting and Finance | 660,500 BTN |
| Financial Quantitative Analyst | Accounting and Finance | 524,700 BTN |
| Financial Reporting Consultant | Accounting and Finance | 466,300 BTN |
| Financial Reporting Manager | Accounting and Finance | 597,800 BTN |
| Financial Section Head | Accounting and Finance | 582,700 BTN |
| Financial Services Manager | Accounting and Finance | 778,500 BTN |
| Financial Services Sales Agent | Accounting and Finance | 354,000 BTN |
| Fixed Assets Administrator | Accounting and Finance | 318,800 BTN |
| Forensic Accountant | Accounting and Finance | 366,200 BTN |
| Fraud Detection Supervisor | Accounting and Finance | 404,600 BTN |
| Fraud Prevention Manager | Accounting and Finance | 619,800 BTN |
| Fund Accountant | Accounting and Finance | 297,000 BTN |
| Grants Coordinator | Accounting and Finance | 238,900 BTN |
| Group Financial Manager | Accounting and Finance | 899,100 BTN |
| Internal Auditor | Accounting and Finance | 407,300 BTN |
| Internal Control Adviser | Accounting and Finance | 518,300 BTN |
| Internal Control Officer | Accounting and Finance | 265,000 BTN |
| International Tax Director | Accounting and Finance | 739,500 BTN |
| Inventory Accountant | Accounting and Finance | 341,900 BTN |
| Investment Advisor | Accounting and Finance | 860,300 BTN |
| Investment Analyst | Accounting and Finance | 649,700 BTN |
| Investment Associate | Accounting and Finance | 513,300 BTN |
| Investment Broker | Accounting and Finance | 513,300 BTN |
| Investment Fund Manager | Accounting and Finance | 699,700 BTN |
| Investment Operations Manager | Accounting and Finance | 699,700 BTN |
| Investment Underwriter | Accounting and Finance | 273,300 BTN |
| Investor | Accounting and Finance | 404,600 BTN |
| Investor Relations Manager | Accounting and Finance | 646,600 BTN |
| KYC Team Leader | Accounting and Finance | 637,500 BTN |
| Loan Processor | Accounting and Finance | 252,300 BTN |
| Management Accountant | Accounting and Finance | 340,400 BTN |
| Management Economist | Accounting and Finance | 748,600 BTN |
| Paymaster | Accounting and Finance | 259,100 BTN |
| Payroll Administrator | Accounting and Finance | 414,000 BTN |
| Payroll Benefits Coordinator | Accounting and Finance | 344,600 BTN |
| Payroll Billing Manager | Accounting and Finance | 588,500 BTN |
| Payroll Clerk | Accounting and Finance | 279,400 BTN |
| Payroll Manager | Accounting and Finance | 600,000 BTN |
| Payroll Officer | Accounting and Finance | 288,100 BTN |
| Payroll Specialist | Accounting and Finance | 318,800 BTN |
| Payroll Supervisor | Accounting and Finance | 389,200 BTN |
| Pensions Administrator | Accounting and Finance | 340,400 BTN |
| Pricing Analyst | Accounting and Finance | 543,200 BTN |
| Private Equity Analyst | Accounting and Finance | 555,800 BTN |
| Project Accountant | Accounting and Finance | 348,300 BTN |
| Proposal Development Coordinator | Accounting and Finance | 288,100 BTN |
| Receivables Accountant | Accounting and Finance | 296,000 BTN |
| Regulatory Accountant | Accounting and Finance | 341,400 BTN |
| Retirement Plan Analyst | Accounting and Finance | 524,700 BTN |
| Revenue Management Specialist | Accounting and Finance | 504,300 BTN |
| Revenue Recognition Analyst | Accounting and Finance | 607,400 BTN |
| Risk Management Director | Accounting and Finance | 731,700 BTN |
| Risk Management Supervisor | Accounting and Finance | 618,800 BTN |
| Staff Accountant | Accounting and Finance | 292,000 BTN |
| Tax Accountant | Accounting and Finance | 296,000 BTN |
| Tax Administrator | Accounting and Finance | 357,300 BTN |
| Tax Advisor | Accounting and Finance | 466,900 BTN |
| Tax Analyst | Accounting and Finance | 478,000 BTN |
| Tax Associate | Accounting and Finance | 273,300 BTN |
| Tax Consultant | Accounting and Finance | 510,200 BTN |
| Tax Director | Accounting and Finance | 761,400 BTN |
| Tax Examiner | Accounting and Finance | 325,800 BTN |
| Tax Manager | Accounting and Finance | 656,800 BTN |
| Tax Research Manager | Accounting and Finance | 672,600 BTN |
| Teller | Accounting and Finance | 181,600 BTN |
| Treasury Accountant | Accounting and Finance | 335,100 BTN |
| Treasury Analyst | Accounting and Finance | 519,300 BTN |
| Underwriter | Accounting and Finance | 225,300 BTN |
| Underwriting Assistant | Accounting and Finance | 216,800 BTN |
| Vice President of Finance | Accounting and Finance | 903,500 BTN |
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