Average Personal Banking Advisor Salary in Toshkent, Uzbekistan for 2026

In this article, we will look at the average Personal Banking Advisor salary for 2026 in Toshkent and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Uzbekistani soʻm. To keep things simple, we are using the UZS currency code instead of the currency symbol so'm.

How Much Does a Personal Banking Advisor Make in Toshkent?

A Personal Banking Advisor working in Toshkent will typically earn around 13,798,900 UZS per year, and this can range from the lowest average salary of about 6,322,500 UZS to the highest average salary of 21,841,900 UZS.

Average Annual Salary13,798,900 UZS
Average Monthly Salary1,149,908 UZS
Average Lowest Salary6,322,500 UZS
Lowest Monthly Salary526,875 UZS
Average Highest Salary21,841,900 UZS
Highest Monthly Salary1,820,158 UZS

These are average salaries for a Personal Banking Advisor in Toshkent and include benefits such as housing and transport. It's also possible for a Personal Banking Advisor to earn more or less than the average salaries shown above.

Personal Banking Advisor salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Personal Banking Advisor Salaries in Toshkent

So we've looked at the average salaries a Personal Banking Advisor will earn in Toshkent. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Personal Banking Advisor can earn between 6,322,500 UZS and 21,841,900 UZS on average in Toshkent. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Personal Banking Advisor in Toshkent is 14,880,300 UZS. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 14,880,300 UZS, and 50% of the population earn more than 14,880,300 UZS.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Personal Banking Advisor salary in Toshkent, 25% of the population are earning less than 9,528,200 UZS while 75% of the population earn more than 9,528,200 UZS.

75% of the population earn less than 19,799,400 UZS, and 25% of the population earn more than 19,799,400 UZS.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Personal Banking Advisor Salary by Experience Level in Toshkent

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Personal Banking Advisor salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Personal Banking Advisor in Toshkent that has less than two years of experience can expect to earn somewhere in the region of 7,174,700 UZS.
  • 2 - 5 Years Experience. With two to five years of experience the average Personal Banking Advisor salary would increase to 9,586,500 UZS.
  • 5 - 10 Years Experience. From five to ten years of experience as a Personal Banking Advisor , the average salary would be 14,158,800 UZS.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 17,278,100 UZS.
  • 15 - 20 Years Experience. A Personal Banking Advisor with 15 to 20 years of experience can earn an average of 18,840,100 UZS.
  • 20+ Years Experience. For a Personal Banking Advisor with more than 20 years, the expected average salary increases to 20,400,600 UZS.

Average Salary by Experience Chart

0-2 Years-
7,174,700 UZS
2-5 Years+34%
9,586,500 UZS
5-10 Years+48%
14,158,800 UZS
10-15 Years+22%
17,278,100 UZS
15-20 Years+9%
18,840,100 UZS
20+ Years+8%
20,400,600 UZS

Personal Banking Advisor Salary by Education Level in Toshkent

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Personal Banking Advisor in Toshkent based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Personal Banking Advisor in Toshkent with a certificate or diploma education can earn an average salary of 8,182,600 UZS.
  • Bachelor's Degree. A Personal Banking Advisor in Toshkent with a bachelor's degree education can earn an average salary of 12,841,200 UZS.
  • Master's Degree. A Personal Banking Advisor in Toshkent with a master's degree education can earn an average salary of 21,599,000 UZS.

Average Salary by Education Chart

Certificate or Diploma-
8,182,600 UZS
Bachelor's Degree+57%
12,841,200 UZS
Master's Degree+68%
21,599,000 UZS

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Uzbekistan is around 6,600,000 to 19,800,000 UZS and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Personal Banking Advisor Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Toshkent, a male personal banking advisor will earn an average of 14,400,800 UZS, while a female personal banking advisor will earn around 12,481,200 UZS.

This means that a male personal banking advisor earns approximately 15% more than a female personal banking advisor for performing the same job.

Average Salary by Gender Chart in Toshkent

Male-
14,400,800 UZS
Female-15%
12,481,200 UZS

Personal Banking Advisor Average Pay Raise in Toshkent

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Personal Banking Advisor in Toshkent is around 8% every 27 months.

The national average pay raise across all professions and industries in Uzbekistan is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 8 ÷ 27 ) × 12  = 4%

What this means is that a Personal Banking Advisor in Toshkent can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Toshkent for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Uzbekistan.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
7%
Energy-
5%
Information Technology-
3%
Healthcare-
1%
Travel-
8%
Construction-
6%
Education-
4%

Personal Banking Advisor Bonus and Incentive Rates in Toshkent

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Personal Banking Advisor is a moderate bonus based job, with 66% of employees reporting at least one bonus in the last 12 months.

34% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus-
66%
No Bonus-
34%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Uzbekistan earn approximately 10% more than private sector employees in the same role.

Public Sector-
16,918,700 UZS
Private Sector-10%
15,360,400 UZS

Salaries for Jobs Similar to a Personal Banking Advisor

In the table below, we have salary information for jobs that are similar to a Personal Banking Advisor in Toshkent.

Job TitleCategorySalary
AML AnalystBanking23,759,100 UZS
ATM ManagerBanking24,119,700 UZS
ATM Service TechnicianBanking6,203,500 UZS
Assistant Bank Branch ManagerBanking20,878,800 UZS
Assistant Bank ManagerBanking27,721,300 UZS
Bank Accounts AnalystBanking9,792,100 UZS
Bank Accounts CollectorBanking5,471,700 UZS
Bank Accounts ControllerBanking11,974,500 UZS
Bank Accounts ExecutiveBanking18,359,600 UZS
Bank Accounts ManagerBanking19,799,400 UZS
Bank Auditing ManagerBanking20,639,100 UZS
Bank Branch ManagerBanking27,479,000 UZS
Bank Branch Operations CoordinatorBanking13,079,500 UZS
Bank ClerkBanking5,399,900 UZS
Bank Client Service AssociateBanking7,633,100 UZS
Bank CollectorBanking5,902,400 UZS
Bank Compliance SpecialistBanking15,238,200 UZS
Bank ManagerBanking32,161,000 UZS
Bank Operational Risk ManagerBanking33,481,400 UZS
Bank Operations HeadBanking34,078,800 UZS
Bank Operations OfficerBanking14,038,300 UZS
Bank Operations SpecialistBanking20,760,500 UZS
Bank Process ManagerBanking19,200,400 UZS
Bank Product Manager Banking22,441,700 UZS
Bank Programme ManagerBanking22,681,800 UZS
Bank Project ManagerBanking25,801,200 UZS
Bank Propositions ManagerBanking23,399,000 UZS
Bank Quantitative AnalystBanking16,679,800 UZS
Bank Regional ManagerBanking35,640,500 UZS
Bank Regional Risk OfficerBanking18,479,600 UZS
Bank Relationship ManagerBanking24,359,000 UZS
Bank Relationship OfficerBanking11,447,200 UZS
Bank TellerBanking6,084,900 UZS
BankerBanking12,361,500 UZS
Banking Business AnalystBanking17,879,000 UZS
Banking Business Development OfficerBanking10,835,000 UZS
Banking Business Planning ExecutiveBanking24,478,500 UZS
Banking Product ManagerBanking21,841,900 UZS
Banking Reference Data ManagerBanking19,678,200 UZS
Banking Risk AnalystBanking16,918,700 UZS
Banking Technical AnalystBanking9,301,600 UZS
Bankruptcy CoordinatorBanking12,721,300 UZS
Bill and Account CollectorBanking6,300,400 UZS
Budget AnalystBanking17,758,500 UZS
Capital Risk ManagerBanking31,678,800 UZS
Cards Marketing ManagerBanking23,040,200 UZS
Cash Management ManagerBanking31,320,700 UZS
Check Processing ManagerBanking23,878,400 UZS
Commercial Vault AssociateBanking17,519,700 UZS
Corporate BankerBanking12,841,200 UZS
Corporate DealerBanking17,640,500 UZS
Credit AnalystBanking14,280,500 UZS
Credit Card Fraud InvestigatorBanking18,359,600 UZS
Credit Portfolio ManagerBanking32,758,100 UZS
Credit Risk AnalystBanking19,439,300 UZS
Credit Risk AssociateBanking19,558,300 UZS
Credit and Collections ManagerBanking23,159,200 UZS
Direct Bank Sales RepresentativeBanking12,958,200 UZS
Exchange Control ConsultantBanking17,758,500 UZS
Executive Account AnalystBanking17,399,400 UZS
Financial Bank Planning ConsultantBanking23,520,800 UZS
Financial Banking Analysis ManagerBanking25,919,400 UZS
Financial Banking AssistantBanking8,689,800 UZS
Financial Banking Systems ManagerBanking23,159,200 UZS
Foreign Exchange ManagerBanking25,679,100 UZS
Fraud AnalystBanking19,321,100 UZS
Fraud Detection AssociateBanking13,079,500 UZS
Fraud Detection ManagerBanking26,158,200 UZS
Fraud Detection SupervisorBanking14,760,200 UZS
Internal Bank Audit ManagerBanking32,879,500 UZS
Internal Bank AuditorBanking16,320,700 UZS
Internal Private BankerBanking13,199,100 UZS
International Banking ManagerBanking35,640,500 UZS
Investment Banking AnalystBanking26,399,200 UZS
Loan AnalystBanking17,519,700 UZS
Loan Area ManagerBanking20,760,500 UZS
Loan Audit Team LeaderBanking19,439,300 UZS
Loan Branch ManagerBanking19,921,600 UZS
Loan Business Development OfficerBanking11,088,300 UZS
Loan ClerkBanking6,048,900 UZS
Loan Collection ManagerBanking21,121,400 UZS
Loan Collection and Recovery ManagerBanking21,841,900 UZS
Loan CollectorBanking5,567,700 UZS
Loan ExaminerBanking7,669,900 UZS
Loan OfficerBanking6,407,600 UZS
Loan Processing ManagerBanking19,558,300 UZS
Loan ProcessorBanking7,618,900 UZS
Loan Quality Assurance AuditorBanking17,640,500 UZS
Loan Quality Assurance ManagerBanking20,281,100 UZS
Loan Quality Assurance RepresentativeBanking12,600,600 UZS
Loan Review ManagerBanking19,678,200 UZS
Loan Team LeaderBanking18,239,400 UZS
Loans ManagerBanking24,599,500 UZS
Mortgage AdvisorBanking11,674,300 UZS
Mortgage Collection ManagerBanking20,400,600 UZS
Mortgage CollectorBanking5,868,200 UZS
Mortgage Credit AnalystBanking8,891,600 UZS
Mortgage Credit ManagerBanking19,321,100 UZS
Mortgage Development ManagerBanking22,918,100 UZS
Mortgage Document ReviewerBanking8,029,300 UZS
Mortgage Funding ManagerBanking22,321,900 UZS
Mortgage Operations ManagerBanking31,678,800 UZS
Mortgage Payment Processing ClerkBanking6,514,800 UZS
Mortgage Processing ManagerBanking20,400,600 UZS
Mortgage ProcessorBanking8,257,300 UZS
Mortgage Quality Assurance AuditorBanking17,399,400 UZS
Mortgage Quality Assurance ManagerBanking20,639,100 UZS
Mortgage Servicing ClerkBanking5,963,300 UZS
Mortgage Servicing ManagerBanking19,558,300 UZS
Mortgage UnderwriterBanking7,189,800 UZS
Online Banking ManagerBanking31,320,700 UZS
Payment Processing ClerkBanking5,952,700 UZS
Personal BankerBanking12,361,500 UZS
Phone BankerBanking8,664,400 UZS
Private BankerBanking12,600,600 UZS
Reconciliation and Investigation SpecialistBanking13,919,600 UZS
Tax OfficerBanking11,038,600 UZS
TellerBanking5,890,200 UZS
Trade OfficerBanking6,984,300 UZS
Trade Product ManagerBanking20,639,100 UZS
TraderBanking8,926,700 UZS
Treasury Operations OfficerBanking15,360,400 UZS

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