Average Personal Banker Salary in East Timor for 2026

In this article, we will look at the average Personal Banker salary for 2026 in East Timor and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United States dollar. To keep things simple, we are using the USD currency code instead of the currency symbol $.

How Much Does a Personal Banker Make in East Timor?

A Personal Banker working in East Timor will typically earn around 21,560 USD per year, and this can range from the lowest average salary of about 10,080 USD to the highest average salary of 31,520 USD.

Average Annual Salary21,560 USD
Average Monthly Salary1,796 USD
Average Lowest Salary10,080 USD
Lowest Monthly Salary840 USD
Average Highest Salary31,520 USD
Highest Monthly Salary2,626 USD

These are average salaries for a Personal Banker in East Timor and include benefits such as housing and transport. It's also possible for a Personal Banker to earn more or less than the average salaries shown above.

Personal Banker salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Personal Banker Salaries in East Timor

So we've looked at the average salaries a Personal Banker will earn in East Timor. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Personal Banker can earn between 10,080 USD and 31,520 USD on average in East Timor. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Personal Banker in East Timor is 21,540 USD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 21,540 USD, and 50% of the population earn more than 21,540 USD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Personal Banker salary in East Timor, 25% of the population are earning less than 13,560 USD while 75% of the population earn more than 13,560 USD.

75% of the population earn less than 26,020 USD, and 25% of the population earn more than 26,020 USD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Personal Banker Salary by Experience Level in East Timor

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Personal Banker salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Personal Banker in East Timor that has less than two years of experience can expect to earn somewhere in the region of 11,360 USD.
  • 2 - 5 Years Experience. With two to five years of experience the average Personal Banker salary would increase to 15,760 USD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Personal Banker, the average salary would be 21,980 USD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 27,300 USD.
  • 15 - 20 Years Experience. A Personal Banker with 15 to 20 years of experience can earn an average of 30,840 USD.
  • 20+ Years Experience. For a Personal Banker with more than 20 years, the expected average salary increases to 31,940 USD.

Average Salary by Experience Chart

0-2 Years-
11,360 USD
2-5 Years+23%
15,760 USD
5-10 Years+42%
21,980 USD
10-15 Years+17%
27,300 USD
15-20 Years+10%
30,840 USD
20+ Years+6%
31,940 USD

Personal Banker Salary by Education Level in East Timor

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Personal Banker in East Timor based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Personal Banker in East Timor with a certificate or diploma education can earn an average salary of 15,760 USD.
  • Bachelor's Degree. A Personal Banker in East Timor with a bachelor's degree education can earn an average salary of 20,940 USD.
  • Master's Degree. A Personal Banker in East Timor with a master's degree education can earn an average salary of 29,320 USD.

Average Salary by Education Chart

Certificate or Diploma-
15,760 USD
Bachelor's Degree+29%
20,940 USD
Master's Degree+43%
29,320 USD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in East Timor is around 11,000 to 33,100 USD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Personal Banker Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In East Timor, a male personal banker will earn an average of 23,400 USD, while a female personal banker will earn around 19,160 USD.

This means that a male personal banker earns approximately 22% more than a female personal banker for performing the same job.

Average Salary by Gender Chart in East Timor

Male-
23,400 USD
Female-22%
19,160 USD

Personal Banker Average Pay Raise in East Timor

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Personal Banker in East Timor is around 8% every 27 months.

The national average pay raise across all professions and industries in East Timor is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 8 ÷ 27 ) × 12  = 4%

What this means is that a Personal Banker in East Timor can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in East Timor for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in East Timor.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
8%
Energy-
7%
Information Technology-
6%
Healthcare-
5%
Travel-
4%
Construction-
3%
Education-
2%

Personal Banker Bonus and Incentive Rates in East Timor

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Personal Banker is a low bonus based job, with 34% of employees reporting at least one bonus in the last 12 months.

66% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 5%.

Received Bonus-
34%
No Bonus-
66%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in East Timor earn approximately 4% more than private sector employees in the same role.

Public Sector-
27,020 USD
Private Sector-4%
26,020 USD

Salaries for Jobs Similar to a Personal Banker

In the table below, we have salary information for jobs that are similar to a Personal Banker in East Timor.

Job TitleCategorySalary
AML AnalystBanking38,340 USD
ATM ManagerBanking39,960 USD
ATM Service TechnicianBanking12,020 USD
Assistant Bank Branch ManagerBanking34,360 USD
Assistant Bank ManagerBanking41,480 USD
Bank Accounts AnalystBanking13,100 USD
Bank Accounts CollectorBanking8,560 USD
Bank Accounts ControllerBanking17,740 USD
Bank Accounts ExecutiveBanking28,860 USD
Bank Accounts ManagerBanking34,240 USD
Bank Auditing ManagerBanking34,280 USD
Bank Branch ManagerBanking46,720 USD
Bank Branch Operations CoordinatorBanking21,640 USD
Bank ClerkBanking7,800 USD
Bank Client Service AssociateBanking14,620 USD
Bank CollectorBanking10,380 USD
Bank Compliance SpecialistBanking24,820 USD
Bank ManagerBanking54,560 USD
Bank Operational Risk ManagerBanking55,320 USD
Bank Operations HeadBanking55,320 USD
Bank Operations OfficerBanking19,980 USD
Bank Operations SpecialistBanking32,420 USD
Bank Process ManagerBanking29,320 USD
Bank Product Manager Banking33,520 USD
Bank Programme ManagerBanking37,800 USD
Bank Project ManagerBanking43,340 USD
Bank Propositions ManagerBanking38,700 USD
Bank Quantitative AnalystBanking27,020 USD
Bank Regional ManagerBanking57,440 USD
Bank Regional Risk OfficerBanking29,320 USD
Bank Relationship ManagerBanking41,560 USD
Bank Relationship OfficerBanking17,740 USD
Bank TellerBanking10,380 USD
BankerBanking18,280 USD
Banking Business AnalystBanking30,840 USD
Banking Business Development OfficerBanking19,220 USD
Banking Business Planning ExecutiveBanking38,620 USD
Banking Product ManagerBanking36,800 USD
Banking Reference Data ManagerBanking31,180 USD
Banking Risk AnalystBanking29,540 USD
Banking Technical AnalystBanking14,920 USD
Bankruptcy CoordinatorBanking19,020 USD
Bill and Account CollectorBanking11,300 USD
Budget AnalystBanking28,660 USD
Capital Risk ManagerBanking55,140 USD
Cards Marketing ManagerBanking37,200 USD
Cash Management ManagerBanking48,640 USD
Check Processing ManagerBanking37,800 USD
Commercial Vault AssociateBanking25,440 USD
Corporate BankerBanking19,160 USD
Corporate DealerBanking28,720 USD
Credit AnalystBanking21,980 USD
Credit Card Fraud InvestigatorBanking29,160 USD
Credit Portfolio ManagerBanking53,160 USD
Credit Risk AnalystBanking33,960 USD
Credit Risk AssociateBanking29,600 USD
Credit and Collections ManagerBanking36,020 USD
Direct Bank Sales RepresentativeBanking21,100 USD
Exchange Control ConsultantBanking31,400 USD
Executive Account AnalystBanking28,660 USD
Financial Bank Planning ConsultantBanking37,740 USD
Financial Banking Analysis ManagerBanking44,140 USD
Financial Banking AssistantBanking13,960 USD
Financial Banking Systems ManagerBanking35,420 USD
Foreign Exchange ManagerBanking44,180 USD
Fraud AnalystBanking28,860 USD
Fraud Detection AssociateBanking19,380 USD
Fraud Detection ManagerBanking46,400 USD
Fraud Detection SupervisorBanking27,040 USD
Internal Bank Audit ManagerBanking51,080 USD
Internal Bank AuditorBanking29,840 USD
Internal Private BankerBanking20,000 USD
International Banking ManagerBanking59,240 USD
Investment Banking AnalystBanking40,640 USD
Loan AnalystBanking29,320 USD
Loan Area ManagerBanking34,480 USD
Loan Audit Team LeaderBanking33,120 USD
Loan Branch ManagerBanking35,500 USD
Loan Business Development OfficerBanking15,920 USD
Loan ClerkBanking9,140 USD
Loan Collection ManagerBanking37,200 USD
Loan Collection and Recovery ManagerBanking34,480 USD
Loan CollectorBanking7,800 USD
Loan ExaminerBanking12,120 USD
Loan OfficerBanking12,840 USD
Loan Processing ManagerBanking32,020 USD
Loan ProcessorBanking14,540 USD
Loan Quality Assurance AuditorBanking30,840 USD
Loan Quality Assurance ManagerBanking31,380 USD
Loan Quality Assurance RepresentativeBanking23,380 USD
Loan Review ManagerBanking33,440 USD
Loan Team LeaderBanking28,180 USD
Loans ManagerBanking37,380 USD
Mortgage AdvisorBanking19,160 USD
Mortgage Collection ManagerBanking33,960 USD
Mortgage CollectorBanking7,820 USD
Mortgage Credit AnalystBanking14,540 USD
Mortgage Credit ManagerBanking30,220 USD
Mortgage Development ManagerBanking39,160 USD
Mortgage Document ReviewerBanking11,040 USD
Mortgage Funding ManagerBanking39,960 USD
Mortgage Operations ManagerBanking45,600 USD
Mortgage Payment Processing ClerkBanking12,760 USD
Mortgage Processing ManagerBanking31,520 USD
Mortgage ProcessorBanking10,980 USD
Mortgage Quality Assurance AuditorBanking27,620 USD
Mortgage Quality Assurance ManagerBanking32,420 USD
Mortgage Servicing ClerkBanking12,020 USD
Mortgage Servicing ManagerBanking31,340 USD
Mortgage UnderwriterBanking12,620 USD
Online Banking ManagerBanking45,580 USD
Payment Processing ClerkBanking12,020 USD
Personal Banking Advisor Banking21,640 USD
Phone BankerBanking13,900 USD
Private BankerBanking19,160 USD
Reconciliation and Investigation SpecialistBanking24,820 USD
Tax OfficerBanking16,720 USD
TellerBanking8,560 USD
Trade OfficerBanking12,180 USD
Trade Product ManagerBanking31,980 USD
TraderBanking14,840 USD
Treasury Operations OfficerBanking27,380 USD

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