Average Mortgage Servicing Clerk Salary in Ireland for 2026

In this article, we will look at the average Mortgage Servicing Clerk salary for 2026 in Ireland and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Euro. To keep things simple, we are using the EUR currency code instead of the currency symbol .

How Much Does a Mortgage Servicing Clerk Make in Ireland?

A Mortgage Servicing Clerk working in Ireland will typically earn around 13,100 EUR per year, and this can range from the lowest average salary of about 8,480 EUR to the highest average salary of 23,800 EUR.

Average Annual Salary13,100 EUR
Average Monthly Salary1,091 EUR
Average Lowest Salary8,480 EUR
Lowest Monthly Salary706 EUR
Average Highest Salary23,800 EUR
Highest Monthly Salary1,983 EUR

These are average salaries for a Mortgage Servicing Clerk in Ireland and include benefits such as housing and transport. It's also possible for a Mortgage Servicing Clerk to earn more or less than the average salaries shown above.

Mortgage Servicing Clerk salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Servicing Clerk Salaries in Ireland

So we've looked at the average salaries a Mortgage Servicing Clerk will earn in Ireland. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Servicing Clerk can earn between 8,480 EUR and 23,800 EUR on average in Ireland. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Servicing Clerk in Ireland is 12,000 EUR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 12,000 EUR, and 50% of the population earn more than 12,000 EUR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Servicing Clerk salary in Ireland, 25% of the population are earning less than 10,430 EUR while 75% of the population earn more than 10,430 EUR.

75% of the population earn less than 18,300 EUR, and 25% of the population earn more than 18,300 EUR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Servicing Clerk Salary by Experience Level in Ireland

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Servicing Clerk salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Servicing Clerk in Ireland that has less than two years of experience can expect to earn somewhere in the region of 8,190 EUR.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Servicing Clerk salary would increase to 12,500 EUR.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Servicing Clerk, the average salary would be 17,100 EUR.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 17,100 EUR.
  • 15 - 20 Years Experience. A Mortgage Servicing Clerk with 15 to 20 years of experience can earn an average of 20,900 EUR.
  • 20+ Years Experience. For a Mortgage Servicing Clerk with more than 20 years, the expected average salary increases to 22,300 EUR.

Average Salary by Experience Chart

0-2 Years-
8,190 EUR
2-5 Years+26%
12,500 EUR
5-10 Years+32%
17,100 EUR
10-15 Years+18%
17,100 EUR
15-20 Years+11%
20,900 EUR
20+ Years+6%
22,300 EUR

Mortgage Servicing Clerk Salary by Education Level in Ireland

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Servicing Clerk in Ireland based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Mortgage Servicing Clerk in Ireland with a certificate or diploma education can earn an average salary of 13,400 EUR.
  • Bachelor's Degree. A Mortgage Servicing Clerk in Ireland with a bachelor's degree education can earn an average salary of 17,800 EUR.

Average Salary by Education Chart

Certificate or Diploma-
13,400 EUR
Bachelor's Degree+49%
17,800 EUR

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Ireland is around 16,000 to 48,100 EUR and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Servicing Clerk Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Ireland, a male mortgage servicing clerk will earn an average of 15,400 EUR, while a female mortgage servicing clerk will earn around 14,000 EUR.

This means that a male mortgage servicing clerk earns approximately 10% more than a female mortgage servicing clerk for performing the same job.

Average Salary by Gender Chart in Ireland

Male-
15,400 EUR
Female-10%
14,000 EUR

Mortgage Servicing Clerk Average Pay Raise in Ireland

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Servicing Clerk in Ireland is around 12% every 14 months.

The national average pay raise across all professions and industries in Ireland is around 9% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 12 ÷ 14 ) × 12  = 10%

What this means is that a Mortgage Servicing Clerk in Ireland can expect to receive an average pay raise of around 10% every 12 months.

Annual Pay Raise by Industry in Ireland for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Ireland.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
5%
Energy-
1%
Information Technology-
6%
Healthcare-
2%
Travel-
7%
Construction-
3%
Education-
8%

Mortgage Servicing Clerk Bonus and Incentive Rates in Ireland

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Servicing Clerk is a low bonus based job, with 25% of employees reporting at least one bonus in the last 12 months.

75% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 2%.

Received Bonus-
25%
No Bonus-
75%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Ireland earn approximately 12% more than private sector employees in the same role.

Public Sector-
40,900 EUR
Private Sector-12%
36,400 EUR

Salaries for Jobs Similar to a Mortgage Servicing Clerk

In the table below, we have salary information for jobs that are similar to a Mortgage Servicing Clerk in Ireland.

Job TitleCategorySalary
AML AnalystBanking63,900 EUR
ATM ManagerBanking60,200 EUR
ATM Service TechnicianBanking15,700 EUR
Assistant Bank Branch ManagerBanking54,100 EUR
Assistant Bank ManagerBanking72,400 EUR
Bank Accounts AnalystBanking24,400 EUR
Bank Accounts CollectorBanking14,900 EUR
Bank Accounts ControllerBanking28,900 EUR
Bank Accounts ExecutiveBanking43,100 EUR
Bank Accounts ManagerBanking51,500 EUR
Bank Auditing ManagerBanking53,500 EUR
Bank Branch ManagerBanking76,000 EUR
Bank Branch Operations CoordinatorBanking31,700 EUR
Bank ClerkBanking13,500 EUR
Bank Client Service AssociateBanking20,300 EUR
Bank CollectorBanking14,300 EUR
Bank Compliance SpecialistBanking37,100 EUR
Bank ManagerBanking84,300 EUR
Bank Operational Risk ManagerBanking82,200 EUR
Bank Operations HeadBanking88,300 EUR
Bank Operations OfficerBanking32,600 EUR
Bank Operations SpecialistBanking55,400 EUR
Bank Process ManagerBanking44,500 EUR
Bank Product Manager Banking54,500 EUR
Bank Programme ManagerBanking61,400 EUR
Bank Project ManagerBanking63,200 EUR
Bank Propositions ManagerBanking61,300 EUR
Bank Quantitative AnalystBanking40,200 EUR
Bank Regional ManagerBanking92,100 EUR
Bank Regional Risk OfficerBanking44,800 EUR
Bank Relationship ManagerBanking62,600 EUR
Bank Relationship OfficerBanking30,100 EUR
Bank TellerBanking14,200 EUR
BankerBanking30,800 EUR
Banking Business AnalystBanking44,500 EUR
Banking Business Development OfficerBanking25,800 EUR
Banking Business Planning ExecutiveBanking63,700 EUR
Banking Product ManagerBanking52,800 EUR
Banking Reference Data ManagerBanking47,400 EUR
Banking Risk AnalystBanking42,800 EUR
Banking Technical AnalystBanking25,300 EUR
Bankruptcy CoordinatorBanking32,600 EUR
Bill and Account CollectorBanking14,500 EUR
Budget AnalystBanking45,200 EUR
Capital Risk ManagerBanking78,400 EUR
Cards Marketing ManagerBanking53,300 EUR
Cash Management ManagerBanking73,500 EUR
Check Processing ManagerBanking55,700 EUR
Commercial Vault AssociateBanking45,000 EUR
Corporate BankerBanking30,100 EUR
Corporate DealerBanking45,400 EUR
Credit AnalystBanking32,600 EUR
Credit Card Fraud InvestigatorBanking45,600 EUR
Credit Portfolio ManagerBanking84,600 EUR
Credit Risk AnalystBanking51,800 EUR
Credit Risk AssociateBanking45,600 EUR
Credit and Collections ManagerBanking56,600 EUR
Direct Bank Sales RepresentativeBanking30,000 EUR
Exchange Control ConsultantBanking49,400 EUR
Executive Account AnalystBanking43,500 EUR
Financial Bank Planning ConsultantBanking56,100 EUR
Financial Banking Analysis ManagerBanking63,200 EUR
Financial Banking AssistantBanking21,400 EUR
Financial Banking Systems ManagerBanking60,200 EUR
Foreign Exchange ManagerBanking63,700 EUR
Fraud AnalystBanking45,800 EUR
Fraud Detection AssociateBanking31,700 EUR
Fraud Detection ManagerBanking69,700 EUR
Fraud Detection SupervisorBanking40,500 EUR
Internal Bank Audit ManagerBanking83,700 EUR
Internal Bank AuditorBanking43,500 EUR
Internal Private BankerBanking30,200 EUR
International Banking ManagerBanking91,500 EUR
Investment Banking AnalystBanking63,900 EUR
Loan AnalystBanking41,500 EUR
Loan Area ManagerBanking53,600 EUR
Loan Audit Team LeaderBanking48,500 EUR
Loan Branch ManagerBanking49,700 EUR
Loan Business Development OfficerBanking25,800 EUR
Loan ClerkBanking13,500 EUR
Loan Collection ManagerBanking53,300 EUR
Loan Collection and Recovery ManagerBanking51,300 EUR
Loan CollectorBanking14,200 EUR
Loan ExaminerBanking17,800 EUR
Loan OfficerBanking15,700 EUR
Loan Processing ManagerBanking47,100 EUR
Loan ProcessorBanking20,000 EUR
Loan Quality Assurance AuditorBanking46,300 EUR
Loan Quality Assurance ManagerBanking51,300 EUR
Loan Quality Assurance RepresentativeBanking33,000 EUR
Loan Review ManagerBanking51,800 EUR
Loan Team LeaderBanking44,500 EUR
Loans ManagerBanking57,200 EUR
Mortgage AdvisorBanking32,200 EUR
Mortgage Collection ManagerBanking53,500 EUR
Mortgage CollectorBanking14,500 EUR
Mortgage Credit AnalystBanking23,400 EUR
Mortgage Credit ManagerBanking46,200 EUR
Mortgage Development ManagerBanking52,300 EUR
Mortgage Document ReviewerBanking17,900 EUR
Mortgage Funding ManagerBanking54,200 EUR
Mortgage Operations ManagerBanking73,800 EUR
Mortgage Payment Processing ClerkBanking15,700 EUR
Mortgage Processing ManagerBanking48,500 EUR
Mortgage ProcessorBanking17,800 EUR
Mortgage Quality Assurance AuditorBanking44,800 EUR
Mortgage Quality Assurance ManagerBanking50,300 EUR
Mortgage Servicing ManagerBanking46,700 EUR
Mortgage UnderwriterBanking20,300 EUR
Online Banking ManagerBanking78,700 EUR
Payment Processing ClerkBanking16,400 EUR
Personal BankerBanking32,900 EUR
Personal Banking Advisor Banking31,400 EUR
Phone BankerBanking20,000 EUR
Private BankerBanking33,300 EUR
Reconciliation and Investigation SpecialistBanking34,900 EUR
Tax OfficerBanking25,700 EUR
TellerBanking15,200 EUR
Trade OfficerBanking19,300 EUR
Trade Product ManagerBanking51,800 EUR
TraderBanking20,000 EUR
Treasury Operations OfficerBanking36,700 EUR

Salary Comparison by City

If you want to compare salaries with different cities in Ireland, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Cork16,400 EUR
Dublin16,000 EUR
Galway14,200 EUR
Limerick13,100 EUR
Waterford13,600 EUR

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