Average Mortgage Servicing Clerk Salary in Gonder, Ethiopia for 2026

In this article, we will look at the average Mortgage Servicing Clerk salary for 2026 in Gonder and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Ethiopian birr. To keep things simple, we are using the ETB currency code instead of the currency symbol Br.

How Much Does a Mortgage Servicing Clerk Make in Gonder?

A Mortgage Servicing Clerk working in Gonder will typically earn around 38,340 ETB per year, and this can range from the lowest average salary of about 19,860 ETB to the highest average salary of 60,460 ETB.

Average Annual Salary38,340 ETB
Average Monthly Salary3,195 ETB
Average Lowest Salary19,860 ETB
Lowest Monthly Salary1,655 ETB
Average Highest Salary60,460 ETB
Highest Monthly Salary5,038 ETB

These are average salaries for a Mortgage Servicing Clerk in Gonder and include benefits such as housing and transport. It's also possible for a Mortgage Servicing Clerk to earn more or less than the average salaries shown above.

Mortgage Servicing Clerk salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Servicing Clerk Salaries in Gonder

So we've looked at the average salaries a Mortgage Servicing Clerk will earn in Gonder. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Servicing Clerk can earn between 19,860 ETB and 60,460 ETB on average in Gonder. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Servicing Clerk in Gonder is 38,780 ETB. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 38,780 ETB, and 50% of the population earn more than 38,780 ETB.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Servicing Clerk salary in Gonder, 25% of the population are earning less than 28,820 ETB while 75% of the population earn more than 28,820 ETB.

75% of the population earn less than 50,540 ETB, and 25% of the population earn more than 50,540 ETB.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Servicing Clerk Salary by Experience Level in Gonder

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Servicing Clerk salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Servicing Clerk in Gonder that has less than two years of experience can expect to earn somewhere in the region of 22,660 ETB.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Servicing Clerk salary would increase to 28,860 ETB.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Servicing Clerk, the average salary would be 40,040 ETB.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 50,980 ETB.
  • 15 - 20 Years Experience. A Mortgage Servicing Clerk with 15 to 20 years of experience can earn an average of 52,880 ETB.
  • 20+ Years Experience. For a Mortgage Servicing Clerk with more than 20 years, the expected average salary increases to 59,480 ETB.

Average Salary by Experience Chart

0-2 Years-
22,660 ETB
2-5 Years+29%
28,860 ETB
5-10 Years+38%
40,040 ETB
10-15 Years+24%
50,980 ETB
15-20 Years+7%
52,880 ETB
20+ Years+7%
59,480 ETB

Mortgage Servicing Clerk Salary by Education Level in Gonder

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Servicing Clerk in Gonder based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Mortgage Servicing Clerk in Gonder with a certificate or diploma education can earn an average salary of 33,960 ETB.
  • Bachelor's Degree. A Mortgage Servicing Clerk in Gonder with a bachelor's degree education can earn an average salary of 49,560 ETB.

Average Salary by Education Chart

Certificate or Diploma-
33,960 ETB
Bachelor's Degree+53%
49,560 ETB

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Ethiopia is around 44,500 to 133,000 ETB and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Servicing Clerk Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Gonder, a male mortgage servicing clerk will earn an average of 44,300 ETB, while a female mortgage servicing clerk will earn around 37,800 ETB.

This means that a male mortgage servicing clerk earns approximately 17% more than a female mortgage servicing clerk for performing the same job.

Average Salary by Gender Chart in Gonder

Male-
44,300 ETB
Female-17%
37,800 ETB

Mortgage Servicing Clerk Average Pay Raise in Gonder

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Servicing Clerk in Gonder is around 7% every 27 months.

The national average pay raise across all professions and industries in Ethiopia is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 27 ) × 12  = 3%

What this means is that a Mortgage Servicing Clerk in Gonder can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Gonder for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Ethiopia.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
6%
Energy-
3%
Information Technology-
9%
Healthcare-
6%
Travel-
3%
Construction-
9%
Education-
6%

Mortgage Servicing Clerk Bonus and Incentive Rates in Gonder

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Servicing Clerk is a low bonus based job, with 9% of employees reporting at least one bonus in the last 12 months.

91% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Received Bonus-
9%
No Bonus-
91%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Ethiopia earn approximately 15% more than private sector employees in the same role.

Public Sector-
113,780 ETB
Private Sector-15%
99,080 ETB

Salaries for Jobs Similar to a Mortgage Servicing Clerk

In the table below, we have salary information for jobs that are similar to a Mortgage Servicing Clerk in Gonder.

Job TitleCategorySalary
AML AnalystBanking164,200 ETB
ATM ManagerBanking148,300 ETB
ATM Service TechnicianBanking45,060 ETB
Assistant Bank Branch ManagerBanking138,200 ETB
Assistant Bank ManagerBanking180,500 ETB
Bank Accounts AnalystBanking61,460 ETB
Bank Accounts CollectorBanking38,180 ETB
Bank Accounts ControllerBanking76,280 ETB
Bank Accounts ExecutiveBanking111,700 ETB
Bank Accounts ManagerBanking139,100 ETB
Bank Auditing ManagerBanking137,400 ETB
Bank Branch ManagerBanking196,800 ETB
Bank Branch Operations CoordinatorBanking80,920 ETB
Bank ClerkBanking38,140 ETB
Bank Client Service AssociateBanking52,460 ETB
Bank CollectorBanking37,740 ETB
Bank Compliance SpecialistBanking95,980 ETB
Bank ManagerBanking218,900 ETB
Bank Operational Risk ManagerBanking207,700 ETB
Bank Operations HeadBanking216,800 ETB
Bank Operations OfficerBanking89,120 ETB
Bank Operations SpecialistBanking134,600 ETB
Bank Process ManagerBanking129,000 ETB
Bank Product Manager Banking148,300 ETB
Bank Programme ManagerBanking152,100 ETB
Bank Project ManagerBanking172,200 ETB
Bank Propositions ManagerBanking152,300 ETB
Bank Quantitative AnalystBanking109,720 ETB
Bank Regional ManagerBanking228,000 ETB
Bank Regional Risk OfficerBanking109,340 ETB
Bank Relationship ManagerBanking161,600 ETB
Bank Relationship OfficerBanking78,160 ETB
Bank TellerBanking36,720 ETB
BankerBanking80,840 ETB
Banking Business AnalystBanking115,640 ETB
Banking Business Development OfficerBanking71,280 ETB
Banking Business Planning ExecutiveBanking172,200 ETB
Banking Product ManagerBanking136,200 ETB
Banking Reference Data ManagerBanking119,900 ETB
Banking Risk AnalystBanking111,920 ETB
Banking Technical AnalystBanking64,720 ETB
Bankruptcy CoordinatorBanking84,180 ETB
Bill and Account CollectorBanking42,400 ETB
Budget AnalystBanking110,380 ETB
Capital Risk ManagerBanking209,500 ETB
Cards Marketing ManagerBanking138,800 ETB
Cash Management ManagerBanking197,600 ETB
Check Processing ManagerBanking142,300 ETB
Commercial Vault AssociateBanking110,500 ETB
Corporate BankerBanking82,200 ETB
Corporate DealerBanking125,100 ETB
Credit AnalystBanking84,880 ETB
Credit Card Fraud InvestigatorBanking116,740 ETB
Credit Portfolio ManagerBanking207,800 ETB
Credit Risk AnalystBanking123,400 ETB
Credit Risk AssociateBanking125,100 ETB
Credit and Collections ManagerBanking159,400 ETB
Direct Bank Sales RepresentativeBanking78,620 ETB
Exchange Control ConsultantBanking115,600 ETB
Executive Account AnalystBanking116,420 ETB
Financial Bank Planning ConsultantBanking142,300 ETB
Financial Banking Analysis ManagerBanking172,200 ETB
Financial Banking AssistantBanking51,900 ETB
Financial Banking Systems ManagerBanking161,600 ETB
Foreign Exchange ManagerBanking169,000 ETB
Fraud AnalystBanking127,700 ETB
Fraud Detection AssociateBanking80,760 ETB
Fraud Detection ManagerBanking181,600 ETB
Fraud Detection SupervisorBanking96,160 ETB
Internal Bank Audit ManagerBanking207,800 ETB
Internal Bank AuditorBanking105,440 ETB
Internal Private BankerBanking83,420 ETB
International Banking ManagerBanking239,300 ETB
Investment Banking AnalystBanking159,500 ETB
Loan AnalystBanking106,440 ETB
Loan Area ManagerBanking137,400 ETB
Loan Audit Team LeaderBanking125,700 ETB
Loan Branch ManagerBanking123,400 ETB
Loan Business Development OfficerBanking69,400 ETB
Loan ClerkBanking41,980 ETB
Loan Collection ManagerBanking130,400 ETB
Loan Collection and Recovery ManagerBanking142,300 ETB
Loan CollectorBanking35,420 ETB
Loan ExaminerBanking48,740 ETB
Loan OfficerBanking42,040 ETB
Loan Processing ManagerBanking125,700 ETB
Loan ProcessorBanking51,400 ETB
Loan Quality Assurance AuditorBanking112,660 ETB
Loan Quality Assurance ManagerBanking136,100 ETB
Loan Quality Assurance RepresentativeBanking86,740 ETB
Loan Review ManagerBanking125,700 ETB
Loan Team LeaderBanking119,900 ETB
Loans ManagerBanking151,800 ETB
Mortgage AdvisorBanking79,500 ETB
Mortgage Collection ManagerBanking130,400 ETB
Mortgage CollectorBanking36,160 ETB
Mortgage Credit AnalystBanking61,780 ETB
Mortgage Credit ManagerBanking125,700 ETB
Mortgage Development ManagerBanking142,300 ETB
Mortgage Document ReviewerBanking52,180 ETB
Mortgage Funding ManagerBanking150,000 ETB
Mortgage Operations ManagerBanking207,700 ETB
Mortgage Payment Processing ClerkBanking45,580 ETB
Mortgage Processing ManagerBanking125,700 ETB
Mortgage ProcessorBanking52,820 ETB
Mortgage Quality Assurance AuditorBanking109,340 ETB
Mortgage Quality Assurance ManagerBanking125,100 ETB
Mortgage Servicing ManagerBanking125,100 ETB
Mortgage UnderwriterBanking48,940 ETB
Online Banking ManagerBanking197,600 ETB
Payment Processing ClerkBanking40,240 ETB
Personal BankerBanking78,400 ETB
Personal Banking Advisor Banking80,520 ETB
Phone BankerBanking52,880 ETB
Private BankerBanking84,880 ETB
Reconciliation and Investigation SpecialistBanking94,940 ETB
Tax OfficerBanking65,920 ETB
TellerBanking38,780 ETB
Trade OfficerBanking45,720 ETB
Trade Product ManagerBanking130,400 ETB
TraderBanking52,820 ETB
Treasury Operations OfficerBanking103,820 ETB

Salary Comparison by City

If you want to compare salaries with different cities in Ethiopia, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Adis Abeba42,320 ETB
Mekele37,620 ETB

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