Average Mortgage Quality Assurance Manager Salary in Kigali, Rwanda for 2026

In this article, we will look at the average Mortgage Quality Assurance Manager salary for 2026 in Kigali and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Rwandan franc. To keep things simple, we are using the RWF currency code instead of the currency symbol Fr.

How Much Does a Mortgage Quality Assurance Manager Make in Kigali?

A Mortgage Quality Assurance Manager working in Kigali will typically earn around 11,267,200 RWF per year, and this can range from the lowest average salary of about 5,639,700 RWF to the highest average salary of 17,519,700 RWF.

Average Annual Salary11,267,200 RWF
Average Monthly Salary938,933 RWF
Average Lowest Salary5,639,700 RWF
Lowest Monthly Salary469,975 RWF
Average Highest Salary17,519,700 RWF
Highest Monthly Salary1,459,975 RWF

These are average salaries for a Mortgage Quality Assurance Manager in Kigali and include benefits such as housing and transport. It's also possible for a Mortgage Quality Assurance Manager to earn more or less than the average salaries shown above.

Mortgage Quality Assurance Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Quality Assurance Manager Salaries in Kigali

So we've looked at the average salaries a Mortgage Quality Assurance Manager will earn in Kigali. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Quality Assurance Manager can earn between 5,639,700 RWF and 17,519,700 RWF on average in Kigali. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Quality Assurance Manager in Kigali is 11,267,200 RWF. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 11,267,200 RWF, and 50% of the population earn more than 11,267,200 RWF.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Quality Assurance Manager salary in Kigali, 25% of the population are earning less than 7,606,200 RWF while 75% of the population earn more than 7,606,200 RWF.

75% of the population earn less than 14,400,800 RWF, and 25% of the population earn more than 14,400,800 RWF.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Quality Assurance Manager Salary by Experience Level in Kigali

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Quality Assurance Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Quality Assurance Manager in Kigali that has less than two years of experience can expect to earn somewhere in the region of 6,754,900 RWF.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Quality Assurance Manager salary would increase to 8,952,900 RWF.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Quality Assurance Manager, the average salary would be 11,963,400 RWF.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 14,280,500 RWF.
  • 15 - 20 Years Experience. A Mortgage Quality Assurance Manager with 15 to 20 years of experience can earn an average of 15,360,400 RWF.
  • 20+ Years Experience. For a Mortgage Quality Assurance Manager with more than 20 years, the expected average salary increases to 16,561,800 RWF.

Average Salary by Experience Chart

0-2 Years-
6,754,900 RWF
2-5 Years+32%
8,952,900 RWF
5-10 Years+34%
11,963,400 RWF
10-15 Years+19%
14,280,500 RWF
15-20 Years+8%
15,360,400 RWF
20+ Years+7%
16,561,800 RWF

Mortgage Quality Assurance Manager Salary by Education Level in Kigali

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Quality Assurance Manager in Kigali based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Mortgage Quality Assurance Manager in Kigali with a bachelor's degree education can earn an average salary of 9,661,800 RWF.
  • Master's Degree. A Mortgage Quality Assurance Manager in Kigali with a master's degree education can earn an average salary of 15,238,200 RWF.

Average Salary by Education Chart

Bachelor's Degree-
9,661,800 RWF
Master's Degree+58%
15,238,200 RWF

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Rwanda is around 3,460,000 to 10,400,000 RWF and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Quality Assurance Manager Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Kigali, a male mortgage quality assurance manager will earn an average of 10,608,800 RWF, while a female mortgage quality assurance manager will earn around 9,504,500 RWF.

This means that a male mortgage quality assurance manager earns approximately 12% more than a female mortgage quality assurance manager for performing the same job.

Average Salary by Gender Chart in Kigali

Male-
10,608,800 RWF
Female-12%
9,504,500 RWF

Mortgage Quality Assurance Manager Average Pay Raise in Kigali

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Quality Assurance Manager in Kigali is around 9% every 28 months.

The national average pay raise across all professions and industries in Rwanda is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 9 ÷ 28 ) × 12  = 4%

What this means is that a Mortgage Quality Assurance Manager in Kigali can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Kigali for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Rwanda.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
9%
Energy-
9%
Information Technology-
9%
Healthcare-
9%
Travel-
9%
Construction-
9%
Education-
9%

Mortgage Quality Assurance Manager Bonus and Incentive Rates in Kigali

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Quality Assurance Manager is a moderate bonus based job, with 67% of employees reporting at least one bonus in the last 12 months.

33% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus-
67%
No Bonus-
33%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Rwanda earn approximately 25% more than private sector employees in the same role.

Public Sector-
9,215,300 RWF
Private Sector-25%
7,393,200 RWF

Salaries for Jobs Similar to a Mortgage Quality Assurance Manager

In the table below, we have salary information for jobs that are similar to a Mortgage Quality Assurance Manager in Kigali.

Job TitleCategorySalary
AML AnalystBanking12,721,300 RWF
ATM ManagerBanking11,638,300 RWF
ATM Service TechnicianBanking3,144,700 RWF
Assistant Bank Branch ManagerBanking10,450,100 RWF
Assistant Bank ManagerBanking14,038,300 RWF
Bank Accounts AnalystBanking4,633,100 RWF
Bank Accounts CollectorBanking2,734,500 RWF
Bank Accounts ControllerBanking5,818,100 RWF
Bank Accounts ExecutiveBanking8,460,900 RWF
Bank Accounts ManagerBanking10,630,600 RWF
Bank Auditing ManagerBanking9,925,000 RWF
Bank Branch ManagerBanking14,519,400 RWF
Bank Branch Operations CoordinatorBanking6,048,900 RWF
Bank ClerkBanking2,676,200 RWF
Bank Client Service AssociateBanking3,781,400 RWF
Bank CollectorBanking2,854,700 RWF
Bank Compliance SpecialistBanking7,189,800 RWF
Bank ManagerBanking16,320,700 RWF
Bank Operational Risk ManagerBanking17,159,700 RWF
Bank Operations HeadBanking17,278,100 RWF
Bank Operations OfficerBanking6,648,800 RWF
Bank Operations SpecialistBanking9,971,500 RWF
Bank Process ManagerBanking9,010,800 RWF
Bank Product Manager Banking10,813,300 RWF
Bank Programme ManagerBanking11,399,200 RWF
Bank Project ManagerBanking12,841,200 RWF
Bank Propositions ManagerBanking11,998,600 RWF
Bank Quantitative AnalystBanking8,242,900 RWF
Bank Regional ManagerBanking17,039,100 RWF
Bank Regional Risk OfficerBanking9,142,700 RWF
Bank Relationship ManagerBanking12,239,700 RWF
Bank Relationship OfficerBanking5,818,100 RWF
Bank TellerBanking3,035,200 RWF
BankerBanking5,698,400 RWF
Banking Business AnalystBanking8,926,700 RWF
Banking Business Development OfficerBanking5,686,100 RWF
Banking Business Planning ExecutiveBanking11,974,500 RWF
Banking Product ManagerBanking11,245,700 RWF
Banking Reference Data ManagerBanking9,504,500 RWF
Banking Risk AnalystBanking8,785,800 RWF
Banking Technical AnalystBanking4,726,900 RWF
Bankruptcy CoordinatorBanking6,433,500 RWF
Bill and Account CollectorBanking2,964,800 RWF
Budget AnalystBanking8,434,700 RWF
Capital Risk ManagerBanking15,838,200 RWF
Cards Marketing ManagerBanking10,932,200 RWF
Cash Management ManagerBanking15,599,800 RWF
Check Processing ManagerBanking11,290,900 RWF
Commercial Vault AssociateBanking8,856,100 RWF
Corporate BankerBanking6,420,700 RWF
Corporate DealerBanking9,025,900 RWF
Credit AnalystBanking7,045,600 RWF
Credit Card Fraud InvestigatorBanking9,010,800 RWF
Credit Portfolio ManagerBanking15,960,700 RWF
Credit Risk AnalystBanking9,744,400 RWF
Credit Risk AssociateBanking9,684,600 RWF
Credit and Collections ManagerBanking11,998,600 RWF
Direct Bank Sales RepresentativeBanking6,048,900 RWF
Exchange Control ConsultantBanking9,396,300 RWF
Executive Account AnalystBanking8,554,100 RWF
Financial Bank Planning ConsultantBanking11,617,300 RWF
Financial Banking Analysis ManagerBanking13,319,300 RWF
Financial Banking AssistantBanking4,249,700 RWF
Financial Banking Systems ManagerBanking11,878,500 RWF
Foreign Exchange ManagerBanking12,481,200 RWF
Fraud AnalystBanking8,891,600 RWF
Fraud Detection AssociateBanking6,048,900 RWF
Fraud Detection ManagerBanking13,798,900 RWF
Fraud Detection SupervisorBanking7,907,600 RWF
Internal Bank Audit ManagerBanking15,838,200 RWF
Internal Bank AuditorBanking8,267,800 RWF
Internal Private BankerBanking6,420,700 RWF
International Banking ManagerBanking17,159,700 RWF
Investment Banking AnalystBanking12,361,500 RWF
Loan AnalystBanking8,614,300 RWF
Loan Area ManagerBanking10,788,900 RWF
Loan Audit Team LeaderBanking10,102,100 RWF
Loan Branch ManagerBanking9,804,400 RWF
Loan Business Development OfficerBanking5,183,700 RWF
Loan ClerkBanking2,964,800 RWF
Loan Collection ManagerBanking10,870,100 RWF
Loan Collection and Recovery ManagerBanking10,669,400 RWF
Loan CollectorBanking2,854,700 RWF
Loan ExaminerBanking3,718,600 RWF
Loan OfficerBanking3,395,900 RWF
Loan Processing ManagerBanking9,010,800 RWF
Loan ProcessorBanking4,079,300 RWF
Loan Quality Assurance AuditorBanking8,988,700 RWF
Loan Quality Assurance ManagerBanking9,804,400 RWF
Loan Quality Assurance RepresentativeBanking6,407,600 RWF
Loan Review ManagerBanking9,466,400 RWF
Loan Team LeaderBanking9,166,100 RWF
Loans ManagerBanking11,638,300 RWF
Mortgage AdvisorBanking6,179,700 RWF
Mortgage Collection ManagerBanking10,212,200 RWF
Mortgage CollectorBanking2,794,600 RWF
Mortgage Credit AnalystBanking4,450,400 RWF
Mortgage Credit ManagerBanking10,141,000 RWF
Mortgage Development ManagerBanking11,389,900 RWF
Mortgage Document ReviewerBanking3,805,100 RWF
Mortgage Funding ManagerBanking11,065,000 RWF
Mortgage Operations ManagerBanking14,760,200 RWF
Mortgage Payment Processing ClerkBanking3,192,300 RWF
Mortgage Processing ManagerBanking9,576,900 RWF
Mortgage ProcessorBanking4,079,300 RWF
Mortgage Quality Assurance AuditorBanking8,962,200 RWF
Mortgage Servicing ClerkBanking3,094,100 RWF
Mortgage Servicing ManagerBanking9,623,400 RWF
Mortgage UnderwriterBanking3,685,200 RWF
Online Banking ManagerBanking15,719,900 RWF
Payment Processing ClerkBanking3,156,400 RWF
Personal BankerBanking6,420,700 RWF
Personal Banking Advisor Banking6,289,900 RWF
Phone BankerBanking4,176,700 RWF
Private BankerBanking6,300,400 RWF
Reconciliation and Investigation SpecialistBanking7,129,200 RWF
Tax OfficerBanking5,232,400 RWF
TellerBanking3,094,100 RWF
Trade OfficerBanking3,421,600 RWF
Trade Product ManagerBanking10,630,600 RWF
TraderBanking4,369,800 RWF
Treasury Operations OfficerBanking8,038,700 RWF

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