Average Mortgage Quality Assurance Auditor Salary in Bloemfontein, South Africa for 2026

In this article, we will look at the average Mortgage Quality Assurance Auditor salary for 2026 in Bloemfontein and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the South African rand. To keep things simple, we are using the ZAR currency code instead of the currency symbol R.

How Much Does a Mortgage Quality Assurance Auditor Make in Bloemfontein?

A Mortgage Quality Assurance Auditor working in Bloemfontein will typically earn around 399,900 ZAR per year, and this can range from the lowest average salary of about 185,100 ZAR to the highest average salary of 639,100 ZAR.

Average Annual Salary399,900 ZAR
Average Monthly Salary33,325 ZAR
Average Lowest Salary185,100 ZAR
Lowest Monthly Salary15,425 ZAR
Average Highest Salary639,100 ZAR
Highest Monthly Salary53,258 ZAR

These are average salaries for a Mortgage Quality Assurance Auditor in Bloemfontein and include benefits such as housing and transport. It's also possible for a Mortgage Quality Assurance Auditor to earn more or less than the average salaries shown above.

Mortgage Quality Assurance Auditor salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Quality Assurance Auditor Salaries in Bloemfontein

So we've looked at the average salaries a Mortgage Quality Assurance Auditor will earn in Bloemfontein. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Quality Assurance Auditor can earn between 185,100 ZAR and 639,100 ZAR on average in Bloemfontein. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Quality Assurance Auditor in Bloemfontein is 431,300 ZAR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 431,300 ZAR, and 50% of the population earn more than 431,300 ZAR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Quality Assurance Auditor salary in Bloemfontein, 25% of the population are earning less than 277,400 ZAR while 75% of the population earn more than 277,400 ZAR.

75% of the population earn less than 578,500 ZAR, and 25% of the population earn more than 578,500 ZAR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Quality Assurance Auditor Salary by Experience Level in Bloemfontein

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Quality Assurance Auditor salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Quality Assurance Auditor in Bloemfontein that has less than two years of experience can expect to earn somewhere in the region of 209,700 ZAR.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Quality Assurance Auditor salary would increase to 279,400 ZAR.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Quality Assurance Auditor, the average salary would be 413,900 ZAR.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 504,400 ZAR.
  • 15 - 20 Years Experience. A Mortgage Quality Assurance Auditor with 15 to 20 years of experience can earn an average of 547,800 ZAR.
  • 20+ Years Experience. For a Mortgage Quality Assurance Auditor with more than 20 years, the expected average salary increases to 596,100 ZAR.

Average Salary by Experience Chart

0-2 Years-
209,700 ZAR
2-5 Years+34%
279,400 ZAR
5-10 Years+48%
413,900 ZAR
10-15 Years+22%
504,400 ZAR
15-20 Years+9%
547,800 ZAR
20+ Years+8%
596,100 ZAR

Mortgage Quality Assurance Auditor Salary by Education Level in Bloemfontein

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Quality Assurance Auditor in Bloemfontein based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Mortgage Quality Assurance Auditor in Bloemfontein with a bachelor's degree education can earn an average salary of 243,000 ZAR.
  • Master's Degree. A Mortgage Quality Assurance Auditor in Bloemfontein with a master's degree education can earn an average salary of 471,700 ZAR.

Average Salary by Education Chart

Bachelor's Degree-
243,000 ZAR
Master's Degree+93%
471,700 ZAR

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in South Africa is around 156,000 to 467,000 ZAR and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Quality Assurance Auditor Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Bloemfontein, a male mortgage quality assurance auditor will earn an average of 464,400 ZAR, while a female mortgage quality assurance auditor will earn around 415,900 ZAR.

This means that a male mortgage quality assurance auditor earns approximately 12% more than a female mortgage quality assurance auditor for performing the same job.

Average Salary by Gender Chart in Bloemfontein

Male-
464,400 ZAR
Female-12%
415,900 ZAR

Mortgage Quality Assurance Auditor Average Pay Raise in Bloemfontein

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Quality Assurance Auditor in Bloemfontein is around 12% every 17 months.

The national average pay raise across all professions and industries in South Africa is around 8% every 18 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 12 ÷ 17 ) × 12  = 8%

What this means is that a Mortgage Quality Assurance Auditor in Bloemfontein can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in Bloemfontein for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in South Africa.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
3%
Energy-
6%
Information Technology-
9%
Healthcare-
3%
Travel-
6%
Construction-
9%
Education-
3%

Mortgage Quality Assurance Auditor Bonus and Incentive Rates in Bloemfontein

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Quality Assurance Auditor is a moderate bonus based job, with 58% of employees reporting at least one bonus in the last 12 months.

42% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 2% to 7%.

Received Bonus-
58%
No Bonus-
42%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in South Africa earn approximately 7% more than private sector employees in the same role.

Public Sector-
386,400 ZAR
Private Sector-7%
361,500 ZAR

Salaries for Jobs Similar to a Mortgage Quality Assurance Auditor

In the table below, we have salary information for jobs that are similar to a Mortgage Quality Assurance Auditor in Bloemfontein.

Job TitleCategorySalary
AML AnalystBanking626,800 ZAR
ATM ManagerBanking596,800 ZAR
ATM Service TechnicianBanking163,800 ZAR
Assistant Bank Branch ManagerBanking539,800 ZAR
Assistant Bank ManagerBanking707,600 ZAR
Bank Accounts AnalystBanking221,500 ZAR
Bank Accounts CollectorBanking137,400 ZAR
Bank Accounts ControllerBanking301,700 ZAR
Bank Accounts ExecutiveBanking450,300 ZAR
Bank Accounts ManagerBanking524,400 ZAR
Bank Auditing ManagerBanking533,100 ZAR
Bank Branch ManagerBanking735,500 ZAR
Bank Branch Operations CoordinatorBanking322,600 ZAR
Bank ClerkBanking129,000 ZAR
Bank Client Service AssociateBanking196,800 ZAR
Bank CollectorBanking148,300 ZAR
Bank Compliance SpecialistBanking351,900 ZAR
Bank ManagerBanking832,300 ZAR
Bank Operational Risk ManagerBanking823,900 ZAR
Bank Operations HeadBanking849,200 ZAR
Bank Operations OfficerBanking339,100 ZAR
Bank Operations SpecialistBanking520,900 ZAR
Bank Process ManagerBanking466,300 ZAR
Bank Product Manager Banking539,700 ZAR
Bank Programme ManagerBanking587,800 ZAR
Bank Project ManagerBanking643,800 ZAR
Bank Propositions ManagerBanking582,700 ZAR
Bank Quantitative AnalystBanking425,100 ZAR
Bank Regional ManagerBanking830,500 ZAR
Bank Regional Risk OfficerBanking413,900 ZAR
Bank Relationship ManagerBanking608,500 ZAR
Bank Relationship OfficerBanking272,800 ZAR
Bank TellerBanking138,200 ZAR
BankerBanking296,000 ZAR
Banking Business AnalystBanking433,800 ZAR
Banking Business Development OfficerBanking254,800 ZAR
Banking Business Planning ExecutiveBanking589,400 ZAR
Banking Product ManagerBanking535,900 ZAR
Banking Reference Data ManagerBanking489,600 ZAR
Banking Risk AnalystBanking428,400 ZAR
Banking Technical AnalystBanking228,500 ZAR
Bankruptcy CoordinatorBanking312,400 ZAR
Bill and Account CollectorBanking150,000 ZAR
Budget AnalystBanking444,300 ZAR
Capital Risk ManagerBanking790,600 ZAR
Cards Marketing ManagerBanking524,300 ZAR
Cash Management ManagerBanking713,900 ZAR
Check Processing ManagerBanking528,600 ZAR
Commercial Vault AssociateBanking407,100 ZAR
Corporate BankerBanking294,700 ZAR
Corporate DealerBanking426,700 ZAR
Credit AnalystBanking317,700 ZAR
Credit Card Fraud InvestigatorBanking424,900 ZAR
Credit Portfolio ManagerBanking814,100 ZAR
Credit Risk AnalystBanking478,000 ZAR
Credit Risk AssociateBanking460,500 ZAR
Credit and Collections ManagerBanking553,400 ZAR
Direct Bank Sales RepresentativeBanking292,000 ZAR
Exchange Control ConsultantBanking442,200 ZAR
Executive Account AnalystBanking413,900 ZAR
Financial Bank Planning ConsultantBanking524,300 ZAR
Financial Banking Analysis ManagerBanking606,400 ZAR
Financial Banking AssistantBanking195,200 ZAR
Financial Banking Systems ManagerBanking563,000 ZAR
Foreign Exchange ManagerBanking603,400 ZAR
Fraud AnalystBanking464,400 ZAR
Fraud Detection AssociateBanking297,000 ZAR
Fraud Detection ManagerBanking681,500 ZAR
Fraud Detection SupervisorBanking362,200 ZAR
Internal Bank Audit ManagerBanking757,300 ZAR
Internal Bank AuditorBanking401,300 ZAR
Internal Private BankerBanking307,400 ZAR
International Banking ManagerBanking849,200 ZAR
Investment Banking AnalystBanking592,600 ZAR
Loan AnalystBanking428,400 ZAR
Loan Area ManagerBanking524,700 ZAR
Loan Audit Team LeaderBanking491,000 ZAR
Loan Branch ManagerBanking485,200 ZAR
Loan Business Development OfficerBanking263,100 ZAR
Loan ClerkBanking152,300 ZAR
Loan Collection ManagerBanking518,900 ZAR
Loan Collection and Recovery ManagerBanking522,700 ZAR
Loan CollectorBanking142,300 ZAR
Loan ExaminerBanking190,500 ZAR
Loan OfficerBanking159,400 ZAR
Loan Processing ManagerBanking467,700 ZAR
Loan ProcessorBanking196,800 ZAR
Loan Quality Assurance AuditorBanking440,200 ZAR
Loan Quality Assurance ManagerBanking491,000 ZAR
Loan Quality Assurance RepresentativeBanking327,800 ZAR
Loan Review ManagerBanking496,100 ZAR
Loan Team LeaderBanking442,300 ZAR
Loans ManagerBanking559,000 ZAR
Mortgage AdvisorBanking305,600 ZAR
Mortgage Collection ManagerBanking516,100 ZAR
Mortgage CollectorBanking142,300 ZAR
Mortgage Credit AnalystBanking233,600 ZAR
Mortgage Credit ManagerBanking492,400 ZAR
Mortgage Development ManagerBanking562,600 ZAR
Mortgage Document ReviewerBanking192,600 ZAR
Mortgage Funding ManagerBanking572,200 ZAR
Mortgage Operations ManagerBanking767,500 ZAR
Mortgage Payment Processing ClerkBanking169,000 ZAR
Mortgage Processing ManagerBanking504,500 ZAR
Mortgage ProcessorBanking197,600 ZAR
Mortgage Quality Assurance ManagerBanking501,400 ZAR
Mortgage Servicing ClerkBanking152,300 ZAR
Mortgage Servicing ManagerBanking489,500 ZAR
Mortgage UnderwriterBanking189,300 ZAR
Online Banking ManagerBanking724,300 ZAR
Payment Processing ClerkBanking148,300 ZAR
Personal BankerBanking305,600 ZAR
Personal Banking Advisor Banking301,600 ZAR
Phone BankerBanking197,600 ZAR
Private BankerBanking301,300 ZAR
Reconciliation and Investigation SpecialistBanking365,400 ZAR
Tax OfficerBanking253,400 ZAR
TellerBanking143,200 ZAR
Trade OfficerBanking181,600 ZAR
Trade Product ManagerBanking522,700 ZAR
TraderBanking217,900 ZAR
Treasury Operations OfficerBanking362,200 ZAR

Salary Comparison by City

If you want to compare salaries with different cities in South Africa, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Cape Town451,000 ZAR
Durban424,300 ZAR
Johannesburg445,100 ZAR
Port Elizabeth399,900 ZAR
Pretoria431,100 ZAR

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