Average Mortgage Processor Salary in Dubai, United Arab Emirates for 2025

In this article, we will look at the average Mortgage Processor salary for 2025 in Dubai and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United Arab Emirates dirham. To keep things simple, we are using the AED currency code instead of the currency symbol د.إ.

How Much Does a Mortgage Processor Make in Dubai?

A Mortgage Processor working in Dubai will typically earn around 117,860 AED per year, and this can range from the lowest average salary of about 57,820 AED to the highest average salary of 185,100 AED.

Average Annual Salary117,860 AED
Average Monthly Salary9,821 AED
Average Lowest Salary57,820 AED
Lowest Monthly Salary4,818 AED
Average Highest Salary185,100 AED
Highest Monthly Salary15,425 AED

These are average salaries for a Mortgage Processor in Dubai and include benefits such as housing and transport. It's also possible for a Mortgage Processor to earn more or less than the average salaries shown above.

Mortgage Processor salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Processor Salaries in Dubai

So we've looked at the average salaries a Mortgage Processor will earn in Dubai. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Processor can earn between 57,820 AED and 185,100 AED on average in Dubai. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Processor in Dubai is 117,860 AED. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 117,860 AED, and 50% of the population earn more than 117,860 AED.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Processor salary in Dubai, 25% of the population are earning less than 80,800 AED while 75% of the population earn more than 80,800 AED.

75% of the population earn less than 152,000 AED, and 25% of the population earn more than 152,000 AED.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Processor Salary by Experience Level in Dubai

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Processor salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Processor in Dubai that has less than two years of experience can expect to earn somewhere in the region of 70,700 AED.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Processor salary would increase to 95,860 AED.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Processor, the average salary would be 127,700 AED.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 152,100 AED.
  • 15 - 20 Years Experience. A Mortgage Processor with 15 to 20 years of experience can earn an average of 161,600 AED.
  • 20+ Years Experience. For a Mortgage Processor with more than 20 years, the expected average salary increases to 174,000 AED.

Average Salary by Experience Chart

0-2 Years-
70,700 AED
2-5 Years+32%
95,860 AED
5-10 Years+34%
127,700 AED
10-15 Years+19%
152,100 AED
15-20 Years+8%
161,600 AED
20+ Years+7%
174,000 AED

Mortgage Processor Salary by Education Level in Dubai

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Processor in Dubai based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Mortgage Processor in Dubai with a certificate or diploma education can earn an average salary of 95,860 AED.
  • Bachelor's Degree. A Mortgage Processor in Dubai with a bachelor's degree education can earn an average salary of 128,500 AED.
  • Master's Degree. A Mortgage Processor in Dubai with a master's degree education can earn an average salary of 168,100 AED.

Average Salary by Education Chart

Certificate or Diploma-
95,860 AED
Bachelor's Degree+37%
128,500 AED
Master's Degree+29%
168,100 AED

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in United Arab Emirates is around 97,900 to 294,000 AED and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Processor Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Dubai, a male mortgage processor will earn an average of 119,900 AED, while a female mortgage processor will earn around 113,280 AED.

This means that a male mortgage processor earns approximately 6% more than a female mortgage processor for performing the same job.

Average Salary by Gender Chart in Dubai

Male-
119,900 AED
Female-6%
113,280 AED

Mortgage Processor Average Pay Raise in Dubai

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Processor in Dubai is around 11% every 15 months.

The national average pay raise across all professions and industries in United Arab Emirates is around 8% every 17 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 15 ) × 12  = 9%

What this means is that a Mortgage Processor in Dubai can expect to receive an average pay raise of around 9% every 12 months.

Annual Pay Raise by Industry in Dubai for 2025

In the chart below, you can see the average annual pay raise percentages for each of the major industries in United Arab Emirates.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
2%
Energy-
4%
Information Technology-
6%
Healthcare-
8%
Travel-
1%
Construction-
3%
Education-
5%

Mortgage Processor Bonus and Incentive Rates in Dubai

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Processor is a low bonus based job, with 26% of employees reporting at least one bonus in the last 12 months.

74% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Received Bonus-
26%
No Bonus-
74%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in United Arab Emirates earn approximately 5% more than private sector employees in the same role.

Public Sector-
239,300 AED
Private Sector-5%
228,500 AED

Salaries for Jobs Similar to a Mortgage Processor

In the table below, we have salary information for jobs that are similar to a Mortgage Processor in Dubai.

Job TitleCategorySalary
AML AnalystBanking377,200 AED
ATM ManagerBanking340,400 AED
ATM Service TechnicianBanking90,980 AED
Assistant Bank Branch ManagerBanking315,900 AED
Assistant Bank ManagerBanking437,300 AED
Bank Accounts AnalystBanking137,400 AED
Bank Accounts CollectorBanking80,520 AED
Bank Accounts ControllerBanking167,100 AED
Bank Accounts ExecutiveBanking263,200 AED
Bank Accounts ManagerBanking314,500 AED
Bank Auditing ManagerBanking317,700 AED
Bank Branch ManagerBanking424,300 AED
Bank Branch Operations CoordinatorBanking183,700 AED
Bank ClerkBanking74,540 AED
Bank Client Service AssociateBanking111,460 AED
Bank CollectorBanking75,980 AED
Bank Compliance SpecialistBanking222,300 AED
Bank ManagerBanking519,300 AED
Bank Operational Risk ManagerBanking504,500 AED
Bank Operations HeadBanking502,200 AED
Bank Operations OfficerBanking190,500 AED
Bank Operations SpecialistBanking327,300 AED
Bank Process ManagerBanking294,300 AED
Bank Product Manager Banking325,800 AED
Bank Programme ManagerBanking345,700 AED
Bank Project ManagerBanking420,100 AED
Bank Propositions ManagerBanking357,700 AED
Bank Quantitative AnalystBanking251,500 AED
Bank Regional ManagerBanking531,700 AED
Bank Regional Risk OfficerBanking268,900 AED
Bank Relationship ManagerBanking398,300 AED
Bank Relationship OfficerBanking172,200 AED
Bank TellerBanking85,080 AED
BankerBanking175,900 AED
Banking Business AnalystBanking267,100 AED
Banking Business Development OfficerBanking159,100 AED
Banking Business Planning ExecutiveBanking389,200 AED
Banking Product ManagerBanking327,800 AED
Banking Reference Data ManagerBanking275,500 AED
Banking Risk AnalystBanking257,700 AED
Banking Technical AnalystBanking134,600 AED
Bankruptcy CoordinatorBanking175,900 AED
Bill and Account CollectorBanking85,460 AED
Budget AnalystBanking266,000 AED
Capital Risk ManagerBanking522,700 AED
Cards Marketing ManagerBanking335,100 AED
Cash Management ManagerBanking471,700 AED
Check Processing ManagerBanking354,000 AED
Commercial Vault AssociateBanking263,200 AED
Corporate BankerBanking189,300 AED
Corporate DealerBanking275,200 AED
Credit AnalystBanking204,000 AED
Credit Card Fraud InvestigatorBanking263,900 AED
Credit Portfolio ManagerBanking489,500 AED
Credit Risk AnalystBanking308,300 AED
Credit Risk AssociateBanking272,800 AED
Credit and Collections ManagerBanking372,600 AED
Direct Bank Sales RepresentativeBanking183,600 AED
Exchange Control ConsultantBanking292,000 AED
Executive Account AnalystBanking268,900 AED
Financial Bank Planning ConsultantBanking345,100 AED
Financial Banking Analysis ManagerBanking411,400 AED
Financial Banking AssistantBanking119,500 AED
Financial Banking Systems ManagerBanking365,400 AED
Foreign Exchange ManagerBanking397,900 AED
Fraud AnalystBanking283,400 AED
Fraud Detection AssociateBanking180,300 AED
Fraud Detection ManagerBanking414,000 AED
Fraud Detection SupervisorBanking225,700 AED
Internal Bank Audit ManagerBanking504,300 AED
Internal Bank AuditorBanking245,300 AED
Internal Private BankerBanking195,200 AED
International Banking ManagerBanking544,800 AED
Investment Banking AnalystBanking384,200 AED
Loan AnalystBanking263,900 AED
Loan Area ManagerBanking318,800 AED
Loan Audit Team LeaderBanking299,500 AED
Loan Branch ManagerBanking301,600 AED
Loan Business Development OfficerBanking161,600 AED
Loan ClerkBanking83,100 AED
Loan Collection ManagerBanking315,900 AED
Loan Collection and Recovery ManagerBanking325,600 AED
Loan CollectorBanking76,540 AED
Loan ExaminerBanking106,360 AED
Loan OfficerBanking97,880 AED
Loan Processing ManagerBanking283,700 AED
Loan ProcessorBanking116,380 AED
Loan Quality Assurance AuditorBanking254,800 AED
Loan Quality Assurance ManagerBanking294,700 AED
Loan Quality Assurance RepresentativeBanking197,600 AED
Loan Review ManagerBanking312,400 AED
Loan Team LeaderBanking257,700 AED
Loans ManagerBanking357,700 AED
Mortgage AdvisorBanking180,300 AED
Mortgage Collection ManagerBanking315,900 AED
Mortgage CollectorBanking84,040 AED
Mortgage Credit AnalystBanking130,400 AED
Mortgage Credit ManagerBanking296,000 AED
Mortgage Development ManagerBanking352,000 AED
Mortgage Document ReviewerBanking102,960 AED
Mortgage Funding ManagerBanking340,000 AED
Mortgage Operations ManagerBanking472,100 AED
Mortgage Payment Processing ClerkBanking97,880 AED
Mortgage Processing ManagerBanking307,400 AED
Mortgage Quality Assurance AuditorBanking252,300 AED
Mortgage Quality Assurance ManagerBanking297,000 AED
Mortgage Servicing ClerkBanking82,920 AED
Mortgage Servicing ManagerBanking290,800 AED
Mortgage UnderwriterBanking108,800 AED
Online Banking ManagerBanking472,000 AED
Payment Processing ClerkBanking91,580 AED
Personal BankerBanking192,000 AED
Personal Banking Advisor Banking190,500 AED
Phone BankerBanking127,700 AED
Private BankerBanking183,600 AED
Reconciliation and Investigation SpecialistBanking221,500 AED
Tax OfficerBanking154,700 AED
TellerBanking79,240 AED
Trade OfficerBanking106,780 AED
Trade Product ManagerBanking301,600 AED
TraderBanking124,400 AED
Treasury Operations OfficerBanking228,500 AED

Salary Comparison by City

If you want to compare salaries with different cities in United Arab Emirates, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Abu Dhabi127,700 AED
Ajman106,780 AED
Al Ain115,620 AED
Fujairah103,260 AED
Ras Al Khaimah108,340 AED
Sharjah116,540 AED
Um Al Quiwain105,800 AED

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