Average Mortgage Operations Manager Salary in Washington D.C., United States for 2025

In this article, we will look at the average Mortgage Operations Manager salary for 2025 in Washington D.C. and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United States dollar. To keep things simple, we are using the USD currency code instead of the currency symbol $.

How Much Does a Mortgage Operations Manager Make in Washington D.C.?

A Mortgage Operations Manager working in Washington D.C. will typically earn around 189,800 USD per year, and this can range from the lowest average salary of about 100,500 USD to the highest average salary of 285,300 USD.

Average Annual Salary189,800 USD
Average Monthly Salary15,816 USD
Average Lowest Salary100,500 USD
Lowest Monthly Salary8,375 USD
Average Highest Salary285,300 USD
Highest Monthly Salary23,775 USD

These are average salaries for a Mortgage Operations Manager in Washington D.C. and include benefits such as housing and transport. It's also possible for a Mortgage Operations Manager to earn more or less than the average salaries shown above.

Mortgage Operations Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Operations Manager Salaries in Washington D.C.

So we've looked at the average salaries a Mortgage Operations Manager will earn in Washington D.C.. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Operations Manager can earn between 100,500 USD and 285,300 USD on average in Washington D.C.. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Operations Manager in Washington D.C. is 175,200 USD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 175,200 USD, and 50% of the population earn more than 175,200 USD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Operations Manager salary in Washington D.C., 25% of the population are earning less than 125,400 USD while 75% of the population earn more than 125,400 USD.

75% of the population earn less than 218,500 USD, and 25% of the population earn more than 218,500 USD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Operations Manager Salary by Experience Level in Washington D.C.

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Operations Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Operations Manager in Washington D.C. that has less than two years of experience can expect to earn somewhere in the region of 114,900 USD.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Operations Manager salary would increase to 141,000 USD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Operations Manager, the average salary would be 199,700 USD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 231,400 USD.
  • 15 - 20 Years Experience. A Mortgage Operations Manager with 15 to 20 years of experience can earn an average of 254,400 USD.
  • 20+ Years Experience. For a Mortgage Operations Manager with more than 20 years, the expected average salary increases to 271,300 USD.

Average Salary by Experience Chart

0-2 Years-
114,900 USD
2-5 Years+23%
141,000 USD
5-10 Years+42%
199,700 USD
10-15 Years+17%
231,400 USD
15-20 Years+10%
254,400 USD
20+ Years+6%
271,300 USD

Mortgage Operations Manager Salary by Education Level in Washington D.C.

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Operations Manager in Washington D.C. based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Mortgage Operations Manager in Washington D.C. with a bachelor's degree education can earn an average salary of 130,500 USD.
  • Master's Degree. A Mortgage Operations Manager in Washington D.C. with a master's degree education can earn an average salary of 250,600 USD.

Average Salary by Education Chart

Bachelor's Degree-
130,500 USD
Master's Degree+93%
250,600 USD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in United States is around 39,500 to 118,000 USD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Operations Manager Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Washington D.C., a male mortgage operations manager will earn an average of 184,700 USD, while a female mortgage operations manager will earn around 175,100 USD.

This means that a male mortgage operations manager earns approximately 5% more than a female mortgage operations manager for performing the same job.

Average Salary by Gender Chart in Washington D.C.

Male-
184,700 USD
Female-5%
175,100 USD

Mortgage Operations Manager Average Pay Raise in Washington D.C.

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Operations Manager in Washington D.C. is around 13% every 16 months.

The national average pay raise across all professions and industries in United States is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 13 ÷ 16 ) × 12  = 10%

What this means is that a Mortgage Operations Manager in Washington D.C. can expect to receive an average pay raise of around 10% every 12 months.

Annual Pay Raise by Industry in Washington D.C. for 2025

In the chart below, you can see the average annual pay raise percentages for each of the major industries in United States.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
4%
Energy-
8%
Information Technology-
3%
Healthcare-
7%
Travel-
2%
Construction-
6%
Education-
1%

Mortgage Operations Manager Bonus and Incentive Rates in Washington D.C.

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Operations Manager is a high bonus based job, with 85% of employees reporting at least one bonus in the last 12 months.

15% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus-
85%
No Bonus-
15%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in United States earn approximately 6% more than private sector employees in the same role.

Public Sector-
98,800 USD
Private Sector-6%
93,100 USD

Salaries for Jobs Similar to a Mortgage Operations Manager

In the table below, we have salary information for jobs that are similar to a Mortgage Operations Manager in Washington D.C..

Job TitleCategorySalary
AML AnalystBanking148,300 USD
ATM ManagerBanking146,900 USD
ATM Service TechnicianBanking36,200 USD
Assistant Bank Branch ManagerBanking127,700 USD
Assistant Bank ManagerBanking169,700 USD
Bank Accounts AnalystBanking52,300 USD
Bank Accounts CollectorBanking33,500 USD
Bank Accounts ControllerBanking72,300 USD
Bank Accounts ExecutiveBanking102,700 USD
Bank Accounts ManagerBanking123,000 USD
Bank Auditing ManagerBanking127,700 USD
Bank Branch ManagerBanking165,900 USD
Bank Branch Operations CoordinatorBanking74,500 USD
Bank ClerkBanking33,200 USD
Bank Client Service AssociateBanking46,900 USD
Bank CollectorBanking35,600 USD
Bank Compliance SpecialistBanking89,400 USD
Bank ManagerBanking192,600 USD
Bank Operational Risk ManagerBanking205,700 USD
Bank Operations HeadBanking205,700 USD
Bank Operations OfficerBanking82,200 USD
Bank Operations SpecialistBanking124,500 USD
Bank Process ManagerBanking118,900 USD
Bank Product Manager Banking134,100 USD
Bank Programme ManagerBanking138,700 USD
Bank Project ManagerBanking158,700 USD
Bank Propositions ManagerBanking139,100 USD
Bank Quantitative AnalystBanking107,300 USD
Bank Regional ManagerBanking218,100 USD
Bank Regional Risk OfficerBanking109,700 USD
Bank Relationship ManagerBanking151,800 USD
Bank Relationship OfficerBanking73,200 USD
Bank TellerBanking36,400 USD
BankerBanking74,100 USD
Banking Business AnalystBanking107,700 USD
Banking Business Development OfficerBanking63,400 USD
Banking Business Planning ExecutiveBanking156,200 USD
Banking Product ManagerBanking134,100 USD
Banking Reference Data ManagerBanking121,800 USD
Banking Risk AnalystBanking105,800 USD
Banking Technical AnalystBanking53,800 USD
Bankruptcy CoordinatorBanking77,400 USD
Bill and Account CollectorBanking36,500 USD
Budget AnalystBanking107,700 USD
Capital Risk ManagerBanking193,200 USD
Cards Marketing ManagerBanking128,200 USD
Cash Management ManagerBanking185,900 USD
Check Processing ManagerBanking140,200 USD
Commercial Vault AssociateBanking97,300 USD
Corporate BankerBanking78,200 USD
Corporate DealerBanking112,700 USD
Credit AnalystBanking83,300 USD
Credit Card Fraud InvestigatorBanking107,700 USD
Credit Portfolio ManagerBanking197,600 USD
Credit Risk AnalystBanking124,500 USD
Credit Risk AssociateBanking108,200 USD
Credit and Collections ManagerBanking137,100 USD
Direct Bank Sales RepresentativeBanking75,400 USD
Exchange Control ConsultantBanking108,200 USD
Executive Account AnalystBanking105,200 USD
Financial Bank Planning ConsultantBanking140,700 USD
Financial Banking Analysis ManagerBanking151,800 USD
Financial Banking AssistantBanking49,100 USD
Financial Banking Systems ManagerBanking146,900 USD
Foreign Exchange ManagerBanking148,300 USD
Fraud AnalystBanking114,300 USD
Fraud Detection AssociateBanking74,600 USD
Fraud Detection ManagerBanking169,700 USD
Fraud Detection SupervisorBanking93,800 USD
Internal Bank Audit ManagerBanking185,900 USD
Internal Bank AuditorBanking103,600 USD
Internal Private BankerBanking78,900 USD
International Banking ManagerBanking222,300 USD
Investment Banking AnalystBanking152,700 USD
Loan AnalystBanking109,000 USD
Loan Area ManagerBanking130,500 USD
Loan Audit Team LeaderBanking119,700 USD
Loan Branch ManagerBanking124,500 USD
Loan Business Development OfficerBanking63,200 USD
Loan ClerkBanking36,800 USD
Loan Collection ManagerBanking130,500 USD
Loan Collection and Recovery ManagerBanking132,000 USD
Loan CollectorBanking34,000 USD
Loan ExaminerBanking46,000 USD
Loan OfficerBanking39,300 USD
Loan Processing ManagerBanking117,100 USD
Loan ProcessorBanking45,600 USD
Loan Quality Assurance AuditorBanking107,300 USD
Loan Quality Assurance ManagerBanking121,800 USD
Loan Quality Assurance RepresentativeBanking77,000 USD
Loan Review ManagerBanking115,600 USD
Loan Team LeaderBanking109,000 USD
Loans ManagerBanking137,100 USD
Mortgage AdvisorBanking74,300 USD
Mortgage Collection ManagerBanking119,700 USD
Mortgage CollectorBanking33,000 USD
Mortgage Credit AnalystBanking57,800 USD
Mortgage Credit ManagerBanking114,600 USD
Mortgage Development ManagerBanking132,000 USD
Mortgage Document ReviewerBanking45,900 USD
Mortgage Funding ManagerBanking140,200 USD
Mortgage Payment Processing ClerkBanking39,700 USD
Mortgage Processing ManagerBanking115,600 USD
Mortgage ProcessorBanking48,600 USD
Mortgage Quality Assurance AuditorBanking109,700 USD
Mortgage Quality Assurance ManagerBanking114,300 USD
Mortgage Servicing ClerkBanking39,500 USD
Mortgage Servicing ManagerBanking112,700 USD
Mortgage UnderwriterBanking45,600 USD
Online Banking ManagerBanking175,200 USD
Payment Processing ClerkBanking35,400 USD
Personal BankerBanking73,700 USD
Personal Banking Advisor Banking77,100 USD
Phone BankerBanking50,800 USD
Private BankerBanking78,500 USD
Reconciliation and Investigation SpecialistBanking84,800 USD
Tax OfficerBanking62,600 USD
TellerBanking34,900 USD
Trade OfficerBanking45,200 USD
Trade Product ManagerBanking130,500 USD
TraderBanking49,200 USD
Treasury Operations OfficerBanking92,100 USD

Salary Comparison by City

If you want to compare salaries with different cities in United States, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Atlanta176,300 USD
Austin193,400 USD
Baltimore172,100 USD
Boston180,500 USD
Bristol142,300 USD
Chicago213,800 USD
Cincinnati153,800 USD
Cleveland160,700 USD
Dallas200,600 USD
Denver199,700 USD
Detroit187,500 USD
Honolulu151,800 USD
Houston215,100 USD
Indianapolis201,000 USD
Iowa City147,900 USD
Jacksonville191,100 USD
Kansas City183,600 USD
Kent151,800 USD
Las Vegas184,700 USD
Long Beach176,300 USD
Los Angeles219,500 USD
Memphis175,200 USD
Miami161,300 USD
Minneapolis172,100 USD
New Orleans158,900 USD
New York225,500 USD
Oakland168,700 USD
Oklahoma City191,500 USD
Orlando157,600 USD
Philadelphia213,800 USD
Phoenix211,200 USD
Sacramento184,700 USD
San Antonio206,700 USD
San Diego206,100 USD
San Francisco190,400 USD
San Jose199,700 USD
Seattle200,600 USD
Tampa166,600 USD
Vancouver151,800 USD

Salary Comparison by State

The table below includes links to the average salary for each state in United States.

StateAverage Salary
Alabama183,600 USD
Alaska158,900 USD
Arizona205,400 USD
Arkansas187,500 USD
California209,700 USD
Colorado187,500 USD
Connecticut177,100 USD
Delaware164,100 USD
District of Columbia157,600 USD
Florida212,500 USD
Georgia205,400 USD
Hawaii172,300 USD
Idaho169,700 USD
Illinois195,500 USD
Indiana184,700 USD
Iowa187,500 USD
Kansas184,700 USD
Kentucky187,500 USD
Louisiana184,700 USD
Maine165,900 USD
Maryland183,600 USD
Massachusetts200,600 USD
Michigan205,400 USD
Minnesota191,500 USD
Mississippi175,200 USD
Missouri187,500 USD
Montana161,300 USD
Nebraska183,900 USD
Nevada184,700 USD
New Hampshire172,300 USD
New Jersey195,500 USD
New Mexico172,300 USD
New York197,600 USD
North Carolina187,500 USD
North Dakota167,100 USD
Ohio205,400 USD
Oklahoma184,700 USD
Oregon180,500 USD
Pennsylvania195,500 USD
Rhode Island158,700 USD
South Carolina193,400 USD
South Dakota169,700 USD
Tennessee193,200 USD
Texas205,400 USD
Utah171,300 USD
Vermont157,600 USD
Virginia206,100 USD
Washington199,700 USD
West Virginia176,300 USD
Wisconsin187,500 USD
Wyoming156,200 USD

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