Average Mortgage Document Reviewer Salary in Osaka, Japan for 2026

In this article, we will look at the average Mortgage Document Reviewer salary for 2026 in Osaka and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Japanese yen. To keep things simple, we are using the JPY currency code instead of the currency symbol ¥.

How Much Does a Mortgage Document Reviewer Make in Osaka?

A Mortgage Document Reviewer working in Osaka will typically earn around 3,421,600 JPY per year, and this can range from the lowest average salary of about 1,811,000 JPY to the highest average salary of 5,209,200 JPY.

These are average salaries for a Mortgage Document Reviewer in Osaka and include benefits such as housing and transport. It's also possible for a Mortgage Document Reviewer to earn more or less than the average salaries shown above.

Mortgage Document Reviewer salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Document Reviewer Salaries in Osaka

So we've looked at the average salaries a Mortgage Document Reviewer will earn in Osaka. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Document Reviewer can earn between 1,811,000 JPY and 5,209,200 JPY on average in Osaka. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Document Reviewer in Osaka is 3,217,900 JPY. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 3,217,900 JPY, and 50% of the population earn more than 3,217,900 JPY.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Document Reviewer salary in Osaka, 25% of the population are earning less than 2,266,400 JPY while 75% of the population earn more than 2,266,400 JPY.

75% of the population earn less than 3,959,700 JPY, and 25% of the population earn more than 3,959,700 JPY.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

Mortgage Document Reviewer Salary by Experience Level in Osaka

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Document Reviewer salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

• 0 - 2 Years Experience. A Mortgage Document Reviewer in Osaka that has less than two years of experience can expect to earn somewhere in the region of 2,086,500 JPY.
• 2 - 5 Years Experience. With two to five years of experience the average Mortgage Document Reviewer salary would increase to 2,557,100 JPY.
• 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Document Reviewer, the average salary would be 3,622,400 JPY.
• 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 4,235,500 JPY.
• 15 - 20 Years Experience. A Mortgage Document Reviewer with 15 to 20 years of experience can earn an average of 4,667,500 JPY.
• 20+ Years Experience. For a Mortgage Document Reviewer with more than 20 years, the expected average salary increases to 4,931,400 JPY.

Average Salary by Experience Chart

Mortgage Document Reviewer Salary by Education Level in Osaka

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Document Reviewer in Osaka based on the education level of the employees in order to find out whether a better education level would increase your salary.

• Certificate or Diploma. A Mortgage Document Reviewer in Osaka with a certificate or diploma education can earn an average salary of 2,759,700 JPY.
• Bachelor's Degree. A Mortgage Document Reviewer in Osaka with a bachelor's degree education can earn an average salary of 4,056,200 JPY.

Average Salary by Education Chart

Mortgage Document Reviewer Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Osaka, a male mortgage document reviewer will earn an average of 3,144,700 JPY, while a female mortgage document reviewer will earn around 2,953,200 JPY.

This means that a male mortgage document reviewer earns approximately 6% more than a female mortgage document reviewer for performing the same job.

Average Salary by Gender Chart in Osaka

Mortgage Document Reviewer Average Pay Raise in Osaka

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Document Reviewer in Osaka is around 11% every 14 months.

The national average pay raise across all professions and industries in Japan is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 14 ) × 12  = 9%

What this means is that a Mortgage Document Reviewer in Osaka can expect to receive an average pay raise of around 9% every 12 months.

Annual Pay Raise by Industry in Osaka for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Japan.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Mortgage Document Reviewer Bonus and Incentive Rates in Osaka

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Document Reviewer is a low bonus based job, with 28% of employees reporting at least one bonus in the last 12 months.

72% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Japan earn approximately 4% more than private sector employees in the same role.

Salaries for Jobs Similar to a Mortgage Document Reviewer

In the table below, we have salary information for jobs that are similar to a Mortgage Document Reviewer in Osaka.

Salary Comparison by City

If you want to compare salaries with different cities in Japan, you can use the links below to explore the data for each specific city we have researched.