Average Mortgage Collector Salary in Vanuatu for 2026

In this article, we will look at the average Mortgage Collector salary for 2026 in Vanuatu and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Vanuatu vatu. To keep things simple, we are using the VUV currency code instead of the currency symbol Vt.

How Much Does a Mortgage Collector Make in Vanuatu?

A Mortgage Collector working in Vanuatu will typically earn around 426,700 VUV per year, and this can range from the lowest average salary of about 209,700 VUV to the highest average salary of 669,100 VUV.

Average Annual Salary426,700 VUV
Average Monthly Salary35,558 VUV
Average Lowest Salary209,700 VUV
Lowest Monthly Salary17,475 VUV
Average Highest Salary669,100 VUV
Highest Monthly Salary55,758 VUV

These are average salaries for a Mortgage Collector in Vanuatu and include benefits such as housing and transport. It's also possible for a Mortgage Collector to earn more or less than the average salaries shown above.

Mortgage Collector salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Collector Salaries in Vanuatu

So we've looked at the average salaries a Mortgage Collector will earn in Vanuatu. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Collector can earn between 209,700 VUV and 669,100 VUV on average in Vanuatu. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Collector in Vanuatu is 437,300 VUV. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 437,300 VUV, and 50% of the population earn more than 437,300 VUV.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Collector salary in Vanuatu, 25% of the population are earning less than 292,000 VUV while 75% of the population earn more than 292,000 VUV.

75% of the population earn less than 562,600 VUV, and 25% of the population earn more than 562,600 VUV.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Collector Salary by Experience Level in Vanuatu

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Collector salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Collector in Vanuatu that has less than two years of experience can expect to earn somewhere in the region of 247,800 VUV.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Collector salary would increase to 319,600 VUV.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Collector, the average salary would be 440,200 VUV.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 548,800 VUV.
  • 15 - 20 Years Experience. A Mortgage Collector with 15 to 20 years of experience can earn an average of 585,900 VUV.
  • 20+ Years Experience. For a Mortgage Collector with more than 20 years, the expected average salary increases to 625,000 VUV.

Average Salary by Experience Chart

0-2 Years-
247,800 VUV
2-5 Years+29%
319,600 VUV
5-10 Years+38%
440,200 VUV
10-15 Years+24%
548,800 VUV
15-20 Years+7%
585,900 VUV
20+ Years+7%
625,000 VUV

Mortgage Collector Salary by Education Level in Vanuatu

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Collector in Vanuatu based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • High School. A Mortgage Collector in Vanuatu with a high school education can earn an average salary of 319,600 VUV.
  • Certificate or Diploma. A Mortgage Collector in Vanuatu with a certificate or diploma education can earn an average salary of 457,300 VUV.
  • Bachelor's Degree. A Mortgage Collector in Vanuatu with a bachelor's degree education can earn an average salary of 631,200 VUV.

Average Salary by Education Chart

High School-
319,600 VUV
Certificate or Diploma+43%
457,300 VUV
Bachelor's Degree+38%
631,200 VUV

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Vanuatu is around 495,000 to 1,490,000 VUV and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Collector Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Vanuatu, a male mortgage collector will earn an average of 447,300 VUV, while a female mortgage collector will earn around 399,900 VUV.

This means that a male mortgage collector earns approximately 12% more than a female mortgage collector for performing the same job.

Average Salary by Gender Chart in Vanuatu

Male-
447,300 VUV
Female-12%
399,900 VUV

Mortgage Collector Average Pay Raise in Vanuatu

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Collector in Vanuatu is around 7% every 27 months.

The national average pay raise across all professions and industries in Vanuatu is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 27 ) × 12  = 3%

What this means is that a Mortgage Collector in Vanuatu can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Vanuatu for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Vanuatu.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
8%
Energy-
7%
Information Technology-
6%
Healthcare-
5%
Travel-
4%
Construction-
3%
Education-
2%

Mortgage Collector Bonus and Incentive Rates in Vanuatu

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Collector is a low bonus based job, with 12% of employees reporting at least one bonus in the last 12 months.

88% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus-
12%
No Bonus-
88%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Vanuatu earn approximately 17% more than private sector employees in the same role.

Public Sector-
1,296,900 VUV
Private Sector-17%
1,105,600 VUV

Salaries for Jobs Similar to a Mortgage Collector

In the table below, we have salary information for jobs that are similar to a Mortgage Collector in Vanuatu.

Job TitleCategorySalary
AML AnalystBanking1,765,300 VUV
ATM ManagerBanking1,800,200 VUV
ATM Service TechnicianBanking464,400 VUV
Assistant Bank Branch ManagerBanking1,560,800 VUV
Assistant Bank ManagerBanking2,065,400 VUV
Bank Accounts AnalystBanking684,900 VUV
Bank Accounts CollectorBanking420,100 VUV
Bank Accounts ControllerBanking888,400 VUV
Bank Accounts ExecutiveBanking1,357,900 VUV
Bank Accounts ManagerBanking1,476,700 VUV
Bank Auditing ManagerBanking1,547,500 VUV
Bank Branch ManagerBanking2,052,200 VUV
Bank Branch Operations CoordinatorBanking974,600 VUV
Bank ClerkBanking407,100 VUV
Bank Client Service AssociateBanking559,000 VUV
Bank CollectorBanking442,200 VUV
Bank Compliance SpecialistBanking1,149,200 VUV
Bank ManagerBanking2,593,900 VUV
Bank Operational Risk ManagerBanking2,411,500 VUV
Bank Operations HeadBanking2,471,700 VUV
Bank Operations OfficerBanking1,031,200 VUV
Bank Operations SpecialistBanking1,510,400 VUV
Bank Process ManagerBanking1,369,700 VUV
Bank Product Manager Banking1,632,100 VUV
Bank Programme ManagerBanking1,703,200 VUV
Bank Project ManagerBanking1,980,600 VUV
Bank Propositions ManagerBanking1,825,000 VUV
Bank Quantitative AnalystBanking1,224,800 VUV
Bank Regional ManagerBanking2,734,500 VUV
Bank Regional Risk OfficerBanking1,391,600 VUV
Bank Relationship ManagerBanking1,870,400 VUV
Bank Relationship OfficerBanking875,000 VUV
Bank TellerBanking457,300 VUV
BankerBanking893,500 VUV
Banking Business AnalystBanking1,345,400 VUV
Banking Business Development OfficerBanking812,900 VUV
Banking Business Planning ExecutiveBanking1,846,200 VUV
Banking Product ManagerBanking1,570,900 VUV
Banking Reference Data ManagerBanking1,464,200 VUV
Banking Risk AnalystBanking1,345,400 VUV
Banking Technical AnalystBanking725,700 VUV
Bankruptcy CoordinatorBanking931,900 VUV
Bill and Account CollectorBanking487,600 VUV
Budget AnalystBanking1,333,900 VUV
Capital Risk ManagerBanking2,435,600 VUV
Cards Marketing ManagerBanking1,606,100 VUV
Cash Management ManagerBanking2,352,500 VUV
Check Processing ManagerBanking1,788,300 VUV
Commercial Vault AssociateBanking1,345,400 VUV
Corporate BankerBanking970,600 VUV
Corporate DealerBanking1,345,400 VUV
Credit AnalystBanking1,074,200 VUV
Credit Card Fraud InvestigatorBanking1,380,400 VUV
Credit Portfolio ManagerBanking2,374,400 VUV
Credit Risk AnalystBanking1,524,300 VUV
Credit Risk AssociateBanking1,405,700 VUV
Credit and Collections ManagerBanking1,751,700 VUV
Direct Bank Sales RepresentativeBanking978,900 VUV
Exchange Control ConsultantBanking1,357,900 VUV
Executive Account AnalystBanking1,345,400 VUV
Financial Bank Planning ConsultantBanking1,777,700 VUV
Financial Banking Analysis ManagerBanking1,967,000 VUV
Financial Banking AssistantBanking658,300 VUV
Financial Banking Systems ManagerBanking1,765,300 VUV
Foreign Exchange ManagerBanking1,942,700 VUV
Fraud AnalystBanking1,391,600 VUV
Fraud Detection AssociateBanking996,600 VUV
Fraud Detection ManagerBanking2,100,900 VUV
Fraud Detection SupervisorBanking1,125,300 VUV
Internal Bank Audit ManagerBanking2,508,300 VUV
Internal Bank AuditorBanking1,249,900 VUV
Internal Private BankerBanking926,000 VUV
International Banking ManagerBanking2,724,700 VUV
Investment Banking AnalystBanking1,990,300 VUV
Loan AnalystBanking1,259,300 VUV
Loan Area ManagerBanking1,655,500 VUV
Loan Audit Team LeaderBanking1,547,500 VUV
Loan Branch ManagerBanking1,428,800 VUV
Loan Business Development OfficerBanking798,900 VUV
Loan ClerkBanking483,400 VUV
Loan Collection ManagerBanking1,524,300 VUV
Loan Collection and Recovery ManagerBanking1,570,900 VUV
Loan CollectorBanking445,100 VUV
Loan ExaminerBanking553,400 VUV
Loan OfficerBanking492,400 VUV
Loan Processing ManagerBanking1,417,600 VUV
Loan ProcessorBanking612,500 VUV
Loan Quality Assurance AuditorBanking1,283,600 VUV
Loan Quality Assurance ManagerBanking1,476,700 VUV
Loan Quality Assurance RepresentativeBanking1,014,700 VUV
Loan Review ManagerBanking1,440,700 VUV
Loan Team LeaderBanking1,320,500 VUV
Loans ManagerBanking1,716,600 VUV
Mortgage AdvisorBanking943,800 VUV
Mortgage Collection ManagerBanking1,487,200 VUV
Mortgage Credit AnalystBanking721,600 VUV
Mortgage Credit ManagerBanking1,417,600 VUV
Mortgage Development ManagerBanking1,678,300 VUV
Mortgage Document ReviewerBanking590,200 VUV
Mortgage Funding ManagerBanking1,632,100 VUV
Mortgage Operations ManagerBanking2,339,200 VUV
Mortgage Payment Processing ClerkBanking480,300 VUV
Mortgage Processing ManagerBanking1,500,800 VUV
Mortgage ProcessorBanking606,400 VUV
Mortgage Quality Assurance AuditorBanking1,283,600 VUV
Mortgage Quality Assurance ManagerBanking1,524,300 VUV
Mortgage Servicing ClerkBanking437,900 VUV
Mortgage Servicing ManagerBanking1,440,700 VUV
Mortgage UnderwriterBanking531,700 VUV
Online Banking ManagerBanking2,389,200 VUV
Payment Processing ClerkBanking457,300 VUV
Personal BankerBanking960,900 VUV
Personal Banking Advisor Banking1,016,300 VUV
Phone BankerBanking660,500 VUV
Private BankerBanking962,900 VUV
Reconciliation and Investigation SpecialistBanking1,032,400 VUV
Tax OfficerBanking772,700 VUV
TellerBanking454,300 VUV
Trade OfficerBanking514,800 VUV
Trade Product ManagerBanking1,524,300 VUV
TraderBanking660,500 VUV
Treasury Operations OfficerBanking1,148,200 VUV

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