Average Mortgage Collector Salary in Tirana, Albania for 2025

In this article, we will look at the average Mortgage Collector salary for 2025 in Tirana and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Albanian lek. To keep things simple, we are using the ALL currency code instead of the currency symbol L.

How Much Does a Mortgage Collector Make in Tirana?

A Mortgage Collector working in Tirana will typically earn around 480,300 ALL per year, and this can range from the lowest average salary of about 251,500 ALL to the highest average salary of 736,700 ALL.

Average Annual Salary480,300 ALL
Average Monthly Salary40,025 ALL
Average Lowest Salary251,500 ALL
Lowest Monthly Salary20,958 ALL
Average Highest Salary736,700 ALL
Highest Monthly Salary61,391 ALL

These are average salaries for a Mortgage Collector in Tirana and include benefits such as housing and transport. It's also possible for a Mortgage Collector to earn more or less than the average salaries shown above.

Mortgage Collector salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Collector Salaries in Tirana

So we've looked at the average salaries a Mortgage Collector will earn in Tirana. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Collector can earn between 251,500 ALL and 736,700 ALL on average in Tirana. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Collector in Tirana is 462,300 ALL. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 462,300 ALL, and 50% of the population earn more than 462,300 ALL.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Collector salary in Tirana, 25% of the population are earning less than 319,600 ALL while 75% of the population earn more than 319,600 ALL.

75% of the population earn less than 575,100 ALL, and 25% of the population earn more than 575,100 ALL.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Collector Salary by Experience Level in Tirana

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Collector salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Collector in Tirana that has less than two years of experience can expect to earn somewhere in the region of 282,500 ALL.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Collector salary would increase to 383,300 ALL.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Collector, the average salary would be 496,100 ALL.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 598,600 ALL.
  • 15 - 20 Years Experience. A Mortgage Collector with 15 to 20 years of experience can earn an average of 656,800 ALL.
  • 20+ Years Experience. For a Mortgage Collector with more than 20 years, the expected average salary increases to 691,200 ALL.

Average Salary by Experience Chart

0-2 Years-
282,500 ALL
2-5 Years+34%
383,300 ALL
5-10 Years+30%
496,100 ALL
10-15 Years+21%
598,600 ALL
15-20 Years+9%
656,800 ALL
20+ Years+5%
691,200 ALL

Mortgage Collector Salary by Education Level in Tirana

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Collector in Tirana based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • High School. A Mortgage Collector in Tirana with a high school education can earn an average salary of 339,100 ALL.
  • Certificate or Diploma. A Mortgage Collector in Tirana with a certificate or diploma education can earn an average salary of 483,800 ALL.
  • Bachelor's Degree. A Mortgage Collector in Tirana with a bachelor's degree education can earn an average salary of 665,300 ALL.

Average Salary by Education Chart

High School-
339,100 ALL
Certificate or Diploma+43%
483,800 ALL
Bachelor's Degree+38%
665,300 ALL

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Albania is around 480,000 to 1,440,000 ALL and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Collector Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Tirana, a male mortgage collector will earn an average of 440,200 ALL, while a female mortgage collector will earn around 398,300 ALL.

This means that a male mortgage collector earns approximately 11% more than a female mortgage collector for performing the same job.

Average Salary by Gender Chart in Tirana

Male-
440,200 ALL
Female-11%
398,300 ALL

Mortgage Collector Average Pay Raise in Tirana

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Collector in Tirana is around 7% every 27 months.

The national average pay raise across all professions and industries in Albania is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 27 ) × 12  = 3%

What this means is that a Mortgage Collector in Tirana can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Tirana for 2025

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Albania.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
3%
Energy-
6%
Information Technology-
9%
Healthcare-
3%
Travel-
6%
Construction-
9%
Education-
3%

Mortgage Collector Bonus and Incentive Rates in Tirana

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Collector is a low bonus based job, with 15% of employees reporting at least one bonus in the last 12 months.

85% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus-
15%
No Bonus-
85%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Albania earn approximately 14% more than private sector employees in the same role.

Public Sector-
1,249,900 ALL
Private Sector-14%
1,097,500 ALL

Salaries for Jobs Similar to a Mortgage Collector

In the table below, we have salary information for jobs that are similar to a Mortgage Collector in Tirana.

Job TitleCategorySalary
AML AnalystBanking1,896,700 ALL
ATM ManagerBanking1,811,000 ALL
ATM Service TechnicianBanking502,200 ALL
Assistant Bank Branch ManagerBanking1,655,500 ALL
Assistant Bank ManagerBanking2,146,100 ALL
Bank Accounts AnalystBanking727,400 ALL
Bank Accounts CollectorBanking442,300 ALL
Bank Accounts ControllerBanking917,200 ALL
Bank Accounts ExecutiveBanking1,357,900 ALL
Bank Accounts ManagerBanking1,583,700 ALL
Bank Auditing ManagerBanking1,621,400 ALL
Bank Branch ManagerBanking2,242,500 ALL
Bank Branch Operations CoordinatorBanking974,600 ALL
Bank ClerkBanking398,300 ALL
Bank Client Service AssociateBanking576,500 ALL
Bank CollectorBanking445,100 ALL
Bank Compliance SpecialistBanking1,094,000 ALL
Bank ManagerBanking2,411,500 ALL
Bank Operational Risk ManagerBanking2,579,200 ALL
Bank Operations HeadBanking2,447,200 ALL
Bank Operations OfficerBanking991,100 ALL
Bank Operations SpecialistBanking1,510,400 ALL
Bank Process ManagerBanking1,440,700 ALL
Bank Product Manager Banking1,560,800 ALL
Bank Programme ManagerBanking1,800,200 ALL
Bank Project ManagerBanking2,086,500 ALL
Bank Propositions ManagerBanking1,751,700 ALL
Bank Quantitative AnalystBanking1,259,300 ALL
Bank Regional ManagerBanking2,688,800 ALL
Bank Regional Risk OfficerBanking1,283,600 ALL
Bank Relationship ManagerBanking1,980,600 ALL
Bank Relationship OfficerBanking864,900 ALL
Bank TellerBanking430,000 ALL
BankerBanking939,600 ALL
Banking Business AnalystBanking1,345,400 ALL
Banking Business Development OfficerBanking790,300 ALL
Banking Business Planning ExecutiveBanking1,846,200 ALL
Banking Product ManagerBanking1,693,600 ALL
Banking Reference Data ManagerBanking1,476,700 ALL
Banking Risk AnalystBanking1,333,900 ALL
Banking Technical AnalystBanking683,800 ALL
Bankruptcy CoordinatorBanking902,100 ALL
Bill and Account CollectorBanking487,600 ALL
Budget AnalystBanking1,369,700 ALL
Capital Risk ManagerBanking2,566,100 ALL
Cards Marketing ManagerBanking1,716,600 ALL
Cash Management ManagerBanking2,207,600 ALL
Check Processing ManagerBanking1,645,600 ALL
Commercial Vault AssociateBanking1,306,100 ALL
Corporate BankerBanking913,400 ALL
Corporate DealerBanking1,357,900 ALL
Credit AnalystBanking995,000 ALL
Credit Card Fraud InvestigatorBanking1,333,900 ALL
Credit Portfolio ManagerBanking2,566,100 ALL
Credit Risk AnalystBanking1,464,200 ALL
Credit Risk AssociateBanking1,440,700 ALL
Credit and Collections ManagerBanking1,728,900 ALL
Direct Bank Sales RepresentativeBanking913,400 ALL
Exchange Control ConsultantBanking1,417,600 ALL
Executive Account AnalystBanking1,357,900 ALL
Financial Bank Planning ConsultantBanking1,632,100 ALL
Financial Banking Analysis ManagerBanking1,908,800 ALL
Financial Banking AssistantBanking619,800 ALL
Financial Banking Systems ManagerBanking1,777,700 ALL
Foreign Exchange ManagerBanking1,908,800 ALL
Fraud AnalystBanking1,464,200 ALL
Fraud Detection AssociateBanking948,300 ALL
Fraud Detection ManagerBanking1,980,600 ALL
Fraud Detection SupervisorBanking1,148,200 ALL
Internal Bank Audit ManagerBanking2,411,500 ALL
Internal Bank AuditorBanking1,283,600 ALL
Internal Private BankerBanking917,700 ALL
International Banking ManagerBanking2,724,700 ALL
Investment Banking AnalystBanking1,858,200 ALL
Loan AnalystBanking1,333,900 ALL
Loan Area ManagerBanking1,632,100 ALL
Loan Audit Team LeaderBanking1,537,500 ALL
Loan Branch ManagerBanking1,524,300 ALL
Loan Business Development OfficerBanking821,500 ALL
Loan ClerkBanking483,400 ALL
Loan Collection ManagerBanking1,632,100 ALL
Loan Collection and Recovery ManagerBanking1,645,600 ALL
Loan CollectorBanking447,700 ALL
Loan ExaminerBanking598,600 ALL
Loan OfficerBanking513,300 ALL
Loan Processing ManagerBanking1,487,200 ALL
Loan ProcessorBanking623,200 ALL
Loan Quality Assurance AuditorBanking1,273,300 ALL
Loan Quality Assurance ManagerBanking1,417,600 ALL
Loan Quality Assurance RepresentativeBanking948,900 ALL
Loan Review ManagerBanking1,440,700 ALL
Loan Team LeaderBanking1,283,600 ALL
Loans ManagerBanking1,825,000 ALL
Mortgage AdvisorBanking885,000 ALL
Mortgage Collection ManagerBanking1,500,800 ALL
Mortgage Credit AnalystBanking684,900 ALL
Mortgage Credit ManagerBanking1,440,700 ALL
Mortgage Development ManagerBanking1,655,500 ALL
Mortgage Document ReviewerBanking565,100 ALL
Mortgage Funding ManagerBanking1,693,600 ALL
Mortgage Operations ManagerBanking2,290,300 ALL
Mortgage Payment Processing ClerkBanking504,500 ALL
Mortgage Processing ManagerBanking1,500,800 ALL
Mortgage ProcessorBanking590,200 ALL
Mortgage Quality Assurance AuditorBanking1,320,500 ALL
Mortgage Quality Assurance ManagerBanking1,510,400 ALL
Mortgage Servicing ClerkBanking457,300 ALL
Mortgage Servicing ManagerBanking1,450,700 ALL
Mortgage UnderwriterBanking565,100 ALL
Online Banking ManagerBanking2,327,100 ALL
Payment Processing ClerkBanking475,700 ALL
Personal BankerBanking999,500 ALL
Personal Banking Advisor Banking948,300 ALL
Phone BankerBanking637,500 ALL
Private BankerBanking971,200 ALL
Reconciliation and Investigation SpecialistBanking1,097,500 ALL
Tax OfficerBanking816,900 ALL
TellerBanking464,400 ALL
Trade OfficerBanking541,700 ALL
Trade Product ManagerBanking1,560,800 ALL
TraderBanking656,800 ALL
Treasury Operations OfficerBanking1,113,100 ALL

Salary Comparison by City

If you want to compare salaries with different cities in Albania, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Berat409,000 ALL
Durres448,500 ALL
Elbasan466,300 ALL
Fier433,800 ALL
Gjirokaster398,300 ALL
Korca406,300 ALL
Lezhe369,900 ALL
Sarande409,000 ALL
Shkodra442,300 ALL
Vlore448,500 ALL

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