Average Mortgage Collector Salary in Pokhara, Nepal for 2026

In this article, we will look at the average Mortgage Collector salary for 2026 in Pokhara and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Nepalese rupee. To keep things simple, we are using the NPR currency code instead of the currency symbol ₨.

How Much Does a Mortgage Collector Make in Pokhara?

A Mortgage Collector working in Pokhara will typically earn around 367,200 NPR per year, and this can range from the lowest average salary of about 192,000 NPR to the highest average salary of 563,000 NPR.

Average Annual Salary367,200 NPR
Average Monthly Salary30,600 NPR
Average Lowest Salary192,000 NPR
Lowest Monthly Salary16,000 NPR
Average Highest Salary563,000 NPR
Highest Monthly Salary46,916 NPR

These are average salaries for a Mortgage Collector in Pokhara and include benefits such as housing and transport. It's also possible for a Mortgage Collector to earn more or less than the average salaries shown above.

Mortgage Collector salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Collector Salaries in Pokhara

So we've looked at the average salaries a Mortgage Collector will earn in Pokhara. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Collector can earn between 192,000 NPR and 563,000 NPR on average in Pokhara. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Collector in Pokhara is 351,200 NPR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 351,200 NPR, and 50% of the population earn more than 351,200 NPR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Collector salary in Pokhara, 25% of the population are earning less than 245,300 NPR while 75% of the population earn more than 245,300 NPR.

75% of the population earn less than 442,200 NPR, and 25% of the population earn more than 442,200 NPR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Collector Salary by Experience Level in Pokhara

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Collector salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Collector in Pokhara that has less than two years of experience can expect to earn somewhere in the region of 216,800 NPR.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Collector salary would increase to 292,000 NPR.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Collector, the average salary would be 378,800 NPR.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 459,300 NPR.
  • 15 - 20 Years Experience. A Mortgage Collector with 15 to 20 years of experience can earn an average of 502,200 NPR.
  • 20+ Years Experience. For a Mortgage Collector with more than 20 years, the expected average salary increases to 528,500 NPR.

Average Salary by Experience Chart

0-2 Years-
216,800 NPR
2-5 Years+34%
292,000 NPR
5-10 Years+30%
378,800 NPR
10-15 Years+21%
459,300 NPR
15-20 Years+9%
502,200 NPR
20+ Years+5%
528,500 NPR

Mortgage Collector Salary by Education Level in Pokhara

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Collector in Pokhara based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • High School. A Mortgage Collector in Pokhara with a high school education can earn an average salary of 257,700 NPR.
  • Certificate or Diploma. A Mortgage Collector in Pokhara with a certificate or diploma education can earn an average salary of 369,900 NPR.
  • Bachelor's Degree. A Mortgage Collector in Pokhara with a bachelor's degree education can earn an average salary of 510,200 NPR.

Average Salary by Education Chart

High School-
257,700 NPR
Certificate or Diploma+43%
369,900 NPR
Bachelor's Degree+38%
510,200 NPR

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Nepal is around 404,000 to 1,210,000 NPR and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Collector Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Pokhara, a male mortgage collector will earn an average of 371,100 NPR, while a female mortgage collector will earn around 341,400 NPR.

This means that a male mortgage collector earns approximately 9% more than a female mortgage collector for performing the same job.

Average Salary by Gender Chart in Pokhara

Male-
371,100 NPR
Female-9%
341,400 NPR

Mortgage Collector Average Pay Raise in Pokhara

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Collector in Pokhara is around 7% every 27 months.

The national average pay raise across all professions and industries in Nepal is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 27 ) × 12  = 3%

What this means is that a Mortgage Collector in Pokhara can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Pokhara for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Nepal.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
7%
Energy-
5%
Information Technology-
3%
Healthcare-
1%
Travel-
8%
Construction-
6%
Education-
4%

Mortgage Collector Bonus and Incentive Rates in Pokhara

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Collector is a low bonus based job, with 9% of employees reporting at least one bonus in the last 12 months.

91% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Received Bonus-
9%
No Bonus-
91%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Nepal earn approximately 11% more than private sector employees in the same role.

Public Sector-
1,037,600 NPR
Private Sector-11%
939,000 NPR

Salaries for Jobs Similar to a Mortgage Collector

In the table below, we have salary information for jobs that are similar to a Mortgage Collector in Pokhara.

Job TitleCategorySalary
AML AnalystBanking1,464,200 NPR
ATM ManagerBanking1,405,700 NPR
ATM Service TechnicianBanking404,600 NPR
Assistant Bank Branch ManagerBanking1,333,900 NPR
Assistant Bank ManagerBanking1,741,800 NPR
Bank Accounts AnalystBanking547,800 NPR
Bank Accounts CollectorBanking353,600 NPR
Bank Accounts ControllerBanking712,100 NPR
Bank Accounts ExecutiveBanking1,110,500 NPR
Bank Accounts ManagerBanking1,224,800 NPR
Bank Auditing ManagerBanking1,249,900 NPR
Bank Branch ManagerBanking1,728,900 NPR
Bank Branch Operations CoordinatorBanking791,600 NPR
Bank ClerkBanking313,700 NPR
Bank Client Service AssociateBanking459,700 NPR
Bank CollectorBanking341,900 NPR
Bank Compliance SpecialistBanking913,400 NPR
Bank ManagerBanking1,955,300 NPR
Bank Operational Risk ManagerBanking1,921,500 NPR
Bank Operations HeadBanking1,990,300 NPR
Bank Operations OfficerBanking829,000 NPR
Bank Operations SpecialistBanking1,283,600 NPR
Bank Process ManagerBanking1,087,500 NPR
Bank Product Manager Banking1,333,900 NPR
Bank Programme ManagerBanking1,450,700 NPR
Bank Project ManagerBanking1,668,900 NPR
Bank Propositions ManagerBanking1,440,700 NPR
Bank Quantitative AnalystBanking999,500 NPR
Bank Regional ManagerBanking2,052,200 NPR
Bank Regional Risk OfficerBanking1,019,200 NPR
Bank Relationship ManagerBanking1,583,700 NPR
Bank Relationship OfficerBanking704,300 NPR
Bank TellerBanking341,900 NPR
BankerBanking695,400 NPR
Banking Business AnalystBanking1,069,800 NPR
Banking Business Development OfficerBanking663,100 NPR
Banking Business Planning ExecutiveBanking1,450,700 NPR
Banking Product ManagerBanking1,259,300 NPR
Banking Reference Data ManagerBanking1,142,900 NPR
Banking Risk AnalystBanking998,400 NPR
Banking Technical AnalystBanking556,000 NPR
Bankruptcy CoordinatorBanking725,700 NPR
Bill and Account CollectorBanking367,900 NPR
Budget AnalystBanking1,041,900 NPR
Capital Risk ManagerBanking2,052,200 NPR
Cards Marketing ManagerBanking1,296,900 NPR
Cash Management ManagerBanking1,765,300 NPR
Check Processing ManagerBanking1,369,700 NPR
Commercial Vault AssociateBanking1,053,900 NPR
Corporate BankerBanking727,400 NPR
Corporate DealerBanking1,109,600 NPR
Credit AnalystBanking783,800 NPR
Credit Card Fraud InvestigatorBanking1,045,100 NPR
Credit Portfolio ManagerBanking2,003,200 NPR
Credit Risk AnalystBanking1,179,800 NPR
Credit Risk AssociateBanking1,134,100 NPR
Credit and Collections ManagerBanking1,440,700 NPR
Direct Bank Sales RepresentativeBanking757,300 NPR
Exchange Control ConsultantBanking1,085,600 NPR
Executive Account AnalystBanking1,069,800 NPR
Financial Bank Planning ConsultantBanking1,296,900 NPR
Financial Banking Analysis ManagerBanking1,570,900 NPR
Financial Banking AssistantBanking485,300 NPR
Financial Banking Systems ManagerBanking1,464,200 NPR
Foreign Exchange ManagerBanking1,487,200 NPR
Fraud AnalystBanking1,084,200 NPR
Fraud Detection AssociateBanking773,400 NPR
Fraud Detection ManagerBanking1,678,300 NPR
Fraud Detection SupervisorBanking889,400 NPR
Internal Bank Audit ManagerBanking1,858,200 NPR
Internal Bank AuditorBanking1,041,900 NPR
Internal Private BankerBanking790,600 NPR
International Banking ManagerBanking2,100,900 NPR
Investment Banking AnalystBanking1,537,500 NPR
Loan AnalystBanking1,051,400 NPR
Loan Area ManagerBanking1,224,800 NPR
Loan Audit Team LeaderBanking1,147,600 NPR
Loan Branch ManagerBanking1,196,300 NPR
Loan Business Development OfficerBanking614,600 NPR
Loan ClerkBanking378,300 NPR
Loan Collection ManagerBanking1,212,800 NPR
Loan Collection and Recovery ManagerBanking1,283,600 NPR
Loan CollectorBanking332,500 NPR
Loan ExaminerBanking466,900 NPR
Loan OfficerBanking392,300 NPR
Loan Processing ManagerBanking1,098,200 NPR
Loan ProcessorBanking483,400 NPR
Loan Quality Assurance AuditorBanking1,032,800 NPR
Loan Quality Assurance ManagerBanking1,212,800 NPR
Loan Quality Assurance RepresentativeBanking767,500 NPR
Loan Review ManagerBanking1,224,800 NPR
Loan Team LeaderBanking1,037,600 NPR
Loans ManagerBanking1,380,400 NPR
Mortgage AdvisorBanking748,600 NPR
Mortgage Collection ManagerBanking1,198,300 NPR
Mortgage Credit AnalystBanking548,800 NPR
Mortgage Credit ManagerBanking1,212,800 NPR
Mortgage Development ManagerBanking1,320,500 NPR
Mortgage Document ReviewerBanking472,100 NPR
Mortgage Funding ManagerBanking1,345,400 NPR
Mortgage Operations ManagerBanking1,896,700 NPR
Mortgage Payment Processing ClerkBanking396,300 NPR
Mortgage Processing ManagerBanking1,249,900 NPR
Mortgage ProcessorBanking464,900 NPR
Mortgage Quality Assurance AuditorBanking1,079,600 NPR
Mortgage Quality Assurance ManagerBanking1,181,200 NPR
Mortgage Servicing ClerkBanking378,800 NPR
Mortgage Servicing ManagerBanking1,144,400 NPR
Mortgage UnderwriterBanking464,400 NPR
Online Banking ManagerBanking1,870,400 NPR
Payment Processing ClerkBanking365,400 NPR
Personal BankerBanking748,600 NPR
Personal Banking Advisor Banking783,800 NPR
Phone BankerBanking491,000 NPR
Private BankerBanking780,600 NPR
Reconciliation and Investigation SpecialistBanking896,700 NPR
Tax OfficerBanking619,000 NPR
TellerBanking351,900 NPR
Trade OfficerBanking425,100 NPR
Trade Product ManagerBanking1,283,600 NPR
TraderBanking510,200 NPR
Treasury Operations OfficerBanking938,100 NPR

Salary Comparison by City

If you want to compare salaries with different cities in Nepal, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Kathmandu367,200 NPR

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