Average Mortgage Collector Salary in Dresden, Germany for 2026

In this article, we will look at the average Mortgage Collector salary for 2026 in Dresden and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Euro. To keep things simple, we are using the EUR currency code instead of the currency symbol .

How Much Does a Mortgage Collector Make in Dresden?

A Mortgage Collector working in Dresden will typically earn around 12,620 EUR per year, and this can range from the lowest average salary of about 8,440 EUR to the highest average salary of 19,940 EUR.

Average Annual Salary12,620 EUR
Average Monthly Salary1,051 EUR
Average Lowest Salary8,440 EUR
Lowest Monthly Salary703 EUR
Average Highest Salary19,940 EUR
Highest Monthly Salary1,661 EUR

These are average salaries for a Mortgage Collector in Dresden and include benefits such as housing and transport. It's also possible for a Mortgage Collector to earn more or less than the average salaries shown above.

Mortgage Collector salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Collector Salaries in Dresden

So we've looked at the average salaries a Mortgage Collector will earn in Dresden. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Collector can earn between 8,440 EUR and 19,940 EUR on average in Dresden. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Collector in Dresden is 12,580 EUR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 12,580 EUR, and 50% of the population earn more than 12,580 EUR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Collector salary in Dresden, 25% of the population are earning less than 10,380 EUR while 75% of the population earn more than 10,380 EUR.

75% of the population earn less than 17,760 EUR, and 25% of the population earn more than 17,760 EUR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Collector Salary by Experience Level in Dresden

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Collector salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Collector in Dresden that has less than two years of experience can expect to earn somewhere in the region of 8,960 EUR.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Collector salary would increase to 9,740 EUR.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Collector, the average salary would be 14,200 EUR.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 18,780 EUR.
  • 15 - 20 Years Experience. A Mortgage Collector with 15 to 20 years of experience can earn an average of 18,280 EUR.
  • 20+ Years Experience. For a Mortgage Collector with more than 20 years, the expected average salary increases to 21,100 EUR.

Average Salary by Experience Chart

0-2 Years-
8,960 EUR
2-5 Years+29%
9,740 EUR
5-10 Years+38%
14,200 EUR
10-15 Years+24%
18,780 EUR
15-20 Years+7%
18,280 EUR
20+ Years+7%
21,100 EUR

Mortgage Collector Salary by Education Level in Dresden

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Collector in Dresden based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • High School. A Mortgage Collector in Dresden with a high school education can earn an average salary of 9,740 EUR.
  • Certificate or Diploma. A Mortgage Collector in Dresden with a certificate or diploma education can earn an average salary of 15,880 EUR.
  • Bachelor's Degree. A Mortgage Collector in Dresden with a bachelor's degree education can earn an average salary of 20,940 EUR.

Average Salary by Education Chart

High School-
9,740 EUR
Certificate or Diploma+43%
15,880 EUR
Bachelor's Degree+38%
20,940 EUR

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Germany is around 19,100 to 57,200 EUR and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Collector Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Dresden, a male mortgage collector will earn an average of 16,340 EUR, while a female mortgage collector will earn around 16,880 EUR.

This means that a male mortgage collector earns approximately 3% less than a female mortgage collector for performing the same job.

Average Salary by Gender Chart in Dresden

Male-
16,340 EUR
Female+3%
16,880 EUR

Mortgage Collector Average Pay Raise in Dresden

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Collector in Dresden is around 11% every 14 months.

The national average pay raise across all professions and industries in Germany is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 14 ) × 12  = 9%

What this means is that a Mortgage Collector in Dresden can expect to receive an average pay raise of around 9% every 12 months.

Annual Pay Raise by Industry in Dresden for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Germany.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
9%
Energy-
9%
Information Technology-
9%
Healthcare-
9%
Travel-
9%
Construction-
9%
Education-
9%

Mortgage Collector Bonus and Incentive Rates in Dresden

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Collector is a low bonus based job, with 35% of employees reporting at least one bonus in the last 12 months.

65% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus-
35%
No Bonus-
65%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Germany earn approximately 8% more than private sector employees in the same role.

Public Sector-
48,200 EUR
Private Sector-8%
44,540 EUR

Salaries for Jobs Similar to a Mortgage Collector

In the table below, we have salary information for jobs that are similar to a Mortgage Collector in Dresden.

Job TitleCategorySalary
AML AnalystBanking70,260 EUR
ATM ManagerBanking64,300 EUR
ATM Service TechnicianBanking17,560 EUR
Assistant Bank Branch ManagerBanking56,460 EUR
Assistant Bank ManagerBanking75,980 EUR
Bank Accounts AnalystBanking25,160 EUR
Bank Accounts CollectorBanking15,580 EUR
Bank Accounts ControllerBanking31,180 EUR
Bank Accounts ExecutiveBanking50,980 EUR
Bank Accounts ManagerBanking57,360 EUR
Bank Auditing ManagerBanking61,400 EUR
Bank Branch ManagerBanking79,000 EUR
Bank Branch Operations CoordinatorBanking35,260 EUR
Bank ClerkBanking14,660 EUR
Bank Client Service AssociateBanking20,760 EUR
Bank CollectorBanking17,100 EUR
Bank Compliance SpecialistBanking38,620 EUR
Bank ManagerBanking96,600 EUR
Bank Operational Risk ManagerBanking90,660 EUR
Bank Operations HeadBanking93,660 EUR
Bank Operations OfficerBanking36,160 EUR
Bank Operations SpecialistBanking58,520 EUR
Bank Process ManagerBanking50,540 EUR
Bank Product Manager Banking59,380 EUR
Bank Programme ManagerBanking64,040 EUR
Bank Project ManagerBanking73,820 EUR
Bank Propositions ManagerBanking67,120 EUR
Bank Quantitative AnalystBanking50,580 EUR
Bank Regional ManagerBanking96,960 EUR
Bank Regional Risk OfficerBanking50,340 EUR
Bank Relationship ManagerBanking69,580 EUR
Bank Relationship OfficerBanking31,520 EUR
Bank TellerBanking15,380 EUR
BankerBanking34,980 EUR
Banking Business AnalystBanking50,580 EUR
Banking Business Development OfficerBanking32,620 EUR
Banking Business Planning ExecutiveBanking65,080 EUR
Banking Product ManagerBanking57,820 EUR
Banking Reference Data ManagerBanking50,560 EUR
Banking Risk AnalystBanking47,120 EUR
Banking Technical AnalystBanking23,080 EUR
Bankruptcy CoordinatorBanking33,520 EUR
Bill and Account CollectorBanking15,300 EUR
Budget AnalystBanking47,120 EUR
Capital Risk ManagerBanking88,300 EUR
Cards Marketing ManagerBanking60,600 EUR
Cash Management ManagerBanking83,900 EUR
Check Processing ManagerBanking61,780 EUR
Commercial Vault AssociateBanking46,400 EUR
Corporate BankerBanking37,200 EUR
Corporate DealerBanking51,080 EUR
Credit AnalystBanking39,800 EUR
Credit Card Fraud InvestigatorBanking50,020 EUR
Credit Portfolio ManagerBanking93,780 EUR
Credit Risk AnalystBanking54,560 EUR
Credit Risk AssociateBanking51,100 EUR
Credit and Collections ManagerBanking65,080 EUR
Direct Bank Sales RepresentativeBanking35,500 EUR
Exchange Control ConsultantBanking51,800 EUR
Executive Account AnalystBanking49,700 EUR
Financial Bank Planning ConsultantBanking66,020 EUR
Financial Banking Analysis ManagerBanking73,760 EUR
Financial Banking AssistantBanking22,340 EUR
Financial Banking Systems ManagerBanking66,440 EUR
Foreign Exchange ManagerBanking69,780 EUR
Fraud AnalystBanking53,600 EUR
Fraud Detection AssociateBanking32,420 EUR
Fraud Detection ManagerBanking73,120 EUR
Fraud Detection SupervisorBanking45,560 EUR
Internal Bank Audit ManagerBanking88,600 EUR
Internal Bank AuditorBanking47,120 EUR
Internal Private BankerBanking36,800 EUR
International Banking ManagerBanking96,600 EUR
Investment Banking AnalystBanking67,120 EUR
Loan AnalystBanking49,560 EUR
Loan Area ManagerBanking56,460 EUR
Loan Audit Team LeaderBanking53,660 EUR
Loan Branch ManagerBanking55,820 EUR
Loan Business Development OfficerBanking29,640 EUR
Loan ClerkBanking18,780 EUR
Loan Collection ManagerBanking57,800 EUR
Loan Collection and Recovery ManagerBanking58,200 EUR
Loan CollectorBanking17,020 EUR
Loan ExaminerBanking19,940 EUR
Loan OfficerBanking18,280 EUR
Loan Processing ManagerBanking51,120 EUR
Loan ProcessorBanking23,520 EUR
Loan Quality Assurance AuditorBanking47,580 EUR
Loan Quality Assurance ManagerBanking53,600 EUR
Loan Quality Assurance RepresentativeBanking37,380 EUR
Loan Review ManagerBanking55,320 EUR
Loan Team LeaderBanking48,560 EUR
Loans ManagerBanking66,480 EUR
Mortgage AdvisorBanking32,900 EUR
Mortgage Collection ManagerBanking54,700 EUR
Mortgage Credit AnalystBanking27,300 EUR
Mortgage Credit ManagerBanking52,880 EUR
Mortgage Development ManagerBanking62,100 EUR
Mortgage Document ReviewerBanking21,100 EUR
Mortgage Funding ManagerBanking67,560 EUR
Mortgage Operations ManagerBanking78,120 EUR
Mortgage Payment Processing ClerkBanking18,280 EUR
Mortgage Processing ManagerBanking55,820 EUR
Mortgage ProcessorBanking20,460 EUR
Mortgage Quality Assurance AuditorBanking49,700 EUR
Mortgage Quality Assurance ManagerBanking54,700 EUR
Mortgage Servicing ClerkBanking15,380 EUR
Mortgage Servicing ManagerBanking50,560 EUR
Mortgage UnderwriterBanking21,540 EUR
Online Banking ManagerBanking80,340 EUR
Payment Processing ClerkBanking17,860 EUR
Personal BankerBanking38,180 EUR
Personal Banking Advisor Banking35,520 EUR
Phone BankerBanking23,500 EUR
Private BankerBanking37,200 EUR
Reconciliation and Investigation SpecialistBanking39,960 EUR
Tax OfficerBanking29,320 EUR
TellerBanking14,820 EUR
Trade OfficerBanking21,020 EUR
Trade Product ManagerBanking57,320 EUR
TraderBanking22,340 EUR
Treasury Operations OfficerBanking45,580 EUR

Salary Comparison by City

If you want to compare salaries with different cities in Germany, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Berlin15,920 EUR
Bremen16,880 EUR
Dortmund17,260 EUR
Dusseldorf14,140 EUR
Essen17,100 EUR
Frankfurt16,400 EUR
Hamburg16,980 EUR
Hannover14,200 EUR
Koln16,720 EUR
Leipzig14,840 EUR
Munchen17,860 EUR
Nurnberg14,200 EUR
Stuttgart15,300 EUR

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