Average Mortgage Collection Manager Salary in Winterthur, Switzerland for 2025

In this article, we will look at the average Mortgage Collection Manager salary for 2025 in Winterthur and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Swiss franc. To keep things simple, we are using the CHF currency code instead of the currency symbol Fr..

How Much Does a Mortgage Collection Manager Make in Winterthur?

A Mortgage Collection Manager working in Winterthur will typically earn around 167,100 CHF per year, and this can range from the lowest average salary of about 81,700 CHF to the highest average salary of 260,300 CHF.

Average Annual Salary167,100 CHF
Average Monthly Salary13,925 CHF
Average Lowest Salary81,700 CHF
Lowest Monthly Salary6,808 CHF
Average Highest Salary260,300 CHF
Highest Monthly Salary21,691 CHF

These are average salaries for a Mortgage Collection Manager in Winterthur and include benefits such as housing and transport. It's also possible for a Mortgage Collection Manager to earn more or less than the average salaries shown above.

Mortgage Collection Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Mortgage Collection Manager Salaries in Winterthur

So we've looked at the average salaries a Mortgage Collection Manager will earn in Winterthur. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Mortgage Collection Manager can earn between 81,700 CHF and 260,300 CHF on average in Winterthur. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Mortgage Collection Manager in Winterthur is 171,300 CHF. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 171,300 CHF, and 50% of the population earn more than 171,300 CHF.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Mortgage Collection Manager salary in Winterthur, 25% of the population are earning less than 114,900 CHF while 75% of the population earn more than 114,900 CHF.

75% of the population earn less than 219,500 CHF, and 25% of the population earn more than 219,500 CHF.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Mortgage Collection Manager Salary by Experience Level in Winterthur

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Mortgage Collection Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Mortgage Collection Manager in Winterthur that has less than two years of experience can expect to earn somewhere in the region of 99,100 CHF.
  • 2 - 5 Years Experience. With two to five years of experience the average Mortgage Collection Manager salary would increase to 127,700 CHF.
  • 5 - 10 Years Experience. From five to ten years of experience as a Mortgage Collection Manager, the average salary would be 172,100 CHF.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 216,300 CHF.
  • 15 - 20 Years Experience. A Mortgage Collection Manager with 15 to 20 years of experience can earn an average of 229,000 CHF.
  • 20+ Years Experience. For a Mortgage Collection Manager with more than 20 years, the expected average salary increases to 245,600 CHF.

Average Salary by Experience Chart

0-2 Years-
99,100 CHF
2-5 Years+29%
127,700 CHF
5-10 Years+38%
172,100 CHF
10-15 Years+24%
216,300 CHF
15-20 Years+7%
229,000 CHF
20+ Years+7%
245,600 CHF

Mortgage Collection Manager Salary by Education Level in Winterthur

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Mortgage Collection Manager in Winterthur based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Mortgage Collection Manager in Winterthur with a bachelor's degree education can earn an average salary of 123,000 CHF.
  • Master's Degree. A Mortgage Collection Manager in Winterthur with a master's degree education can earn an average salary of 195,200 CHF.

Average Salary by Education Chart

Bachelor's Degree-
123,000 CHF
Master's Degree+60%
195,200 CHF

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Switzerland is around 51,600 to 155,000 CHF and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Mortgage Collection Manager Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Winterthur, a male mortgage collection manager will earn an average of 163,800 CHF, while a female mortgage collection manager will earn around 158,900 CHF.

This means that a male mortgage collection manager earns approximately 3% more than a female mortgage collection manager for performing the same job.

Average Salary by Gender Chart in Winterthur

Male-
163,800 CHF
Female-3%
158,900 CHF

Mortgage Collection Manager Average Pay Raise in Winterthur

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Mortgage Collection Manager in Winterthur is around 13% every 15 months.

The national average pay raise across all professions and industries in Switzerland is around 9% every 15 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 13 ÷ 15 ) × 12  = 10%

What this means is that a Mortgage Collection Manager in Winterthur can expect to receive an average pay raise of around 10% every 12 months.

Annual Pay Raise by Industry in Winterthur for 2025

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Switzerland.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
3%
Energy-
6%
Information Technology-
9%
Healthcare-
3%
Travel-
6%
Construction-
9%
Education-
3%

Mortgage Collection Manager Bonus and Incentive Rates in Winterthur

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Mortgage Collection Manager is a high bonus based job, with 84% of employees reporting at least one bonus in the last 12 months.

16% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus-
84%
No Bonus-
16%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Switzerland earn approximately 5% more than private sector employees in the same role.

Public Sector-
127,700 CHF
Private Sector-5%
121,800 CHF

Salaries for Jobs Similar to a Mortgage Collection Manager

In the table below, we have salary information for jobs that are similar to a Mortgage Collection Manager in Winterthur.

Job TitleCategorySalary
AML AnalystBanking191,500 CHF
ATM ManagerBanking183,600 CHF
ATM Service TechnicianBanking51,800 CHF
Assistant Bank Branch ManagerBanking172,200 CHF
Assistant Bank ManagerBanking215,100 CHF
Bank Accounts AnalystBanking75,800 CHF
Bank Accounts CollectorBanking46,700 CHF
Bank Accounts ControllerBanking98,300 CHF
Bank Accounts ExecutiveBanking134,700 CHF
Bank Accounts ManagerBanking158,700 CHF
Bank Auditing ManagerBanking166,600 CHF
Bank Branch ManagerBanking233,800 CHF
Bank Branch Operations CoordinatorBanking96,000 CHF
Bank ClerkBanking43,500 CHF
Bank Client Service AssociateBanking63,500 CHF
Bank CollectorBanking45,700 CHF
Bank Compliance SpecialistBanking121,800 CHF
Bank ManagerBanking280,600 CHF
Bank Operational Risk ManagerBanking255,000 CHF
Bank Operations HeadBanking280,600 CHF
Bank Operations OfficerBanking111,700 CHF
Bank Operations SpecialistBanking160,700 CHF
Bank Process ManagerBanking153,800 CHF
Bank Product Manager Banking180,500 CHF
Bank Programme ManagerBanking191,500 CHF
Bank Project ManagerBanking218,500 CHF
Bank Propositions ManagerBanking200,600 CHF
Bank Quantitative AnalystBanking142,100 CHF
Bank Regional ManagerBanking278,500 CHF
Bank Regional Risk OfficerBanking142,300 CHF
Bank Relationship ManagerBanking205,400 CHF
Bank Relationship OfficerBanking93,900 CHF
Bank TellerBanking45,900 CHF
BankerBanking96,600 CHF
Banking Business AnalystBanking142,300 CHF
Banking Business Development OfficerBanking86,400 CHF
Banking Business Planning ExecutiveBanking192,600 CHF
Banking Product ManagerBanking167,100 CHF
Banking Reference Data ManagerBanking151,800 CHF
Banking Risk AnalystBanking140,200 CHF
Banking Technical AnalystBanking72,700 CHF
Bankruptcy CoordinatorBanking97,200 CHF
Bill and Account CollectorBanking45,600 CHF
Budget AnalystBanking146,700 CHF
Capital Risk ManagerBanking268,200 CHF
Cards Marketing ManagerBanking183,900 CHF
Cash Management ManagerBanking238,200 CHF
Check Processing ManagerBanking177,200 CHF
Commercial Vault AssociateBanking130,400 CHF
Corporate BankerBanking97,600 CHF
Corporate DealerBanking142,300 CHF
Credit AnalystBanking111,700 CHF
Credit Card Fraud InvestigatorBanking151,800 CHF
Credit Portfolio ManagerBanking259,700 CHF
Credit Risk AnalystBanking161,300 CHF
Credit Risk AssociateBanking153,800 CHF
Credit and Collections ManagerBanking193,400 CHF
Direct Bank Sales RepresentativeBanking105,200 CHF
Exchange Control ConsultantBanking142,300 CHF
Executive Account AnalystBanking134,700 CHF
Financial Bank Planning ConsultantBanking183,900 CHF
Financial Banking Analysis ManagerBanking199,700 CHF
Financial Banking AssistantBanking67,000 CHF
Financial Banking Systems ManagerBanking189,800 CHF
Foreign Exchange ManagerBanking204,900 CHF
Fraud AnalystBanking151,800 CHF
Fraud Detection AssociateBanking103,600 CHF
Fraud Detection ManagerBanking212,500 CHF
Fraud Detection SupervisorBanking125,400 CHF
Internal Bank Audit ManagerBanking263,900 CHF
Internal Bank AuditorBanking140,200 CHF
Internal Private BankerBanking105,200 CHF
International Banking ManagerBanking272,900 CHF
Investment Banking AnalystBanking212,500 CHF
Loan AnalystBanking142,300 CHF
Loan Area ManagerBanking172,200 CHF
Loan Audit Team LeaderBanking164,100 CHF
Loan Branch ManagerBanking164,100 CHF
Loan Business Development OfficerBanking87,800 CHF
Loan ClerkBanking45,600 CHF
Loan Collection ManagerBanking161,300 CHF
Loan Collection and Recovery ManagerBanking163,500 CHF
Loan CollectorBanking45,700 CHF
Loan ExaminerBanking59,800 CHF
Loan OfficerBanking52,000 CHF
Loan Processing ManagerBanking153,800 CHF
Loan ProcessorBanking65,200 CHF
Loan Quality Assurance AuditorBanking146,700 CHF
Loan Quality Assurance ManagerBanking164,100 CHF
Loan Quality Assurance RepresentativeBanking108,200 CHF
Loan Review ManagerBanking151,800 CHF
Loan Team LeaderBanking138,700 CHF
Loans ManagerBanking193,400 CHF
Mortgage AdvisorBanking95,500 CHF
Mortgage CollectorBanking43,800 CHF
Mortgage Credit AnalystBanking76,000 CHF
Mortgage Credit ManagerBanking158,700 CHF
Mortgage Development ManagerBanking183,600 CHF
Mortgage Document ReviewerBanking64,900 CHF
Mortgage Funding ManagerBanking191,500 CHF
Mortgage Operations ManagerBanking241,200 CHF
Mortgage Payment Processing ClerkBanking53,500 CHF
Mortgage Processing ManagerBanking152,900 CHF
Mortgage ProcessorBanking59,800 CHF
Mortgage Quality Assurance AuditorBanking142,100 CHF
Mortgage Quality Assurance ManagerBanking164,100 CHF
Mortgage Servicing ClerkBanking48,600 CHF
Mortgage Servicing ManagerBanking153,800 CHF
Mortgage UnderwriterBanking59,900 CHF
Online Banking ManagerBanking233,800 CHF
Payment Processing ClerkBanking47,200 CHF
Personal BankerBanking97,600 CHF
Personal Banking Advisor Banking109,000 CHF
Phone BankerBanking67,800 CHF
Private BankerBanking101,100 CHF
Reconciliation and Investigation SpecialistBanking118,900 CHF
Tax OfficerBanking85,700 CHF
TellerBanking50,000 CHF
Trade OfficerBanking57,800 CHF
Trade Product ManagerBanking166,600 CHF
TraderBanking69,600 CHF
Treasury Operations OfficerBanking119,700 CHF

Salary Comparison by City

If you want to compare salaries with different cities in Switzerland, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Basel176,300 CHF
Bern163,500 CHF
Biel152,900 CHF
Geneve184,700 CHF
Lausanne177,200 CHF
Lugano160,600 CHF
Luzern157,600 CHF
St. Gallen156,200 CHF
Zurich172,100 CHF

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