Average Marine Underwriter Salary in Orlando, United States for 2026

In this article, we will look at the average Marine Underwriter salary for 2026 in Orlando and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United States dollar. To keep things simple, we are using the USD currency code instead of the currency symbol $.

How Much Does a Marine Underwriter Make in Orlando?

A Marine Underwriter working in Orlando will typically earn around 59,100 USD per year, and this can range from the lowest average salary of about 30,200 USD to the highest average salary of 91,200 USD.

Average Annual Salary59,100 USD
Average Monthly Salary4,925 USD
Average Lowest Salary30,200 USD
Lowest Monthly Salary2,516 USD
Average Highest Salary91,200 USD
Highest Monthly Salary7,600 USD

These are average salaries for a Marine Underwriter in Orlando and include benefits such as housing and transport. It's also possible for a Marine Underwriter to earn more or less than the average salaries shown above.

Marine Underwriter salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Marine Underwriter Salaries in Orlando

So we've looked at the average salaries a Marine Underwriter will earn in Orlando. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Marine Underwriter can earn between 30,200 USD and 91,200 USD on average in Orlando. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Marine Underwriter in Orlando is 57,800 USD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 57,800 USD, and 50% of the population earn more than 57,800 USD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Marine Underwriter salary in Orlando, 25% of the population are earning less than 38,700 USD while 75% of the population earn more than 38,700 USD.

75% of the population earn less than 70,800 USD, and 25% of the population earn more than 70,800 USD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Marine Underwriter Salary by Experience Level in Orlando

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Marine Underwriter salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Marine Underwriter in Orlando that has less than two years of experience can expect to earn somewhere in the region of 35,000 USD.
  • 2 - 5 Years Experience. With two to five years of experience the average Marine Underwriter salary would increase to 44,700 USD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Marine Underwriter, the average salary would be 63,900 USD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 72,400 USD.
  • 15 - 20 Years Experience. A Marine Underwriter with 15 to 20 years of experience can earn an average of 79,600 USD.
  • 20+ Years Experience. For a Marine Underwriter with more than 20 years, the expected average salary increases to 84,300 USD.

Average Salary by Experience Chart

0-2 Years-
35,000 USD
2-5 Years+23%
44,700 USD
5-10 Years+42%
63,900 USD
10-15 Years+17%
72,400 USD
15-20 Years+10%
79,600 USD
20+ Years+6%
84,300 USD

Marine Underwriter Salary by Education Level in Orlando

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Marine Underwriter in Orlando based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Marine Underwriter in Orlando with a certificate or diploma education can earn an average salary of 49,400 USD.
  • Bachelor's Degree. A Marine Underwriter in Orlando with a bachelor's degree education can earn an average salary of 69,400 USD.

Average Salary by Education Chart

Certificate or Diploma-
49,400 USD
Bachelor's Degree+47%
69,400 USD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in United States is around 39,500 to 118,000 USD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Marine Underwriter Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Orlando, a male marine underwriter will earn an average of 73,300 USD, while a female marine underwriter will earn around 71,200 USD.

This means that a male marine underwriter earns approximately 3% more than a female marine underwriter for performing the same job.

Average Salary by Gender Chart in Orlando

Male-
73,300 USD
Female-3%
71,200 USD

Marine Underwriter Average Pay Raise in Orlando

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Marine Underwriter in Orlando is around 10% every 16 months.

The national average pay raise across all professions and industries in United States is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 10 ÷ 16 ) × 12  = 8%

What this means is that a Marine Underwriter in Orlando can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in Orlando for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in United States.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
4%
Energy-
8%
Information Technology-
3%
Healthcare-
7%
Travel-
2%
Construction-
6%
Education-
1%

Marine Underwriter Bonus and Incentive Rates in Orlando

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Marine Underwriter is a low bonus based job, with 33% of employees reporting at least one bonus in the last 12 months.

67% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus-
33%
No Bonus-
67%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in United States earn approximately 6% more than private sector employees in the same role.

Public Sector-
98,800 USD
Private Sector-6%
93,100 USD

Salaries for Jobs Similar to a Marine Underwriter

In the table below, we have salary information for jobs that are similar to a Marine Underwriter in Orlando.

Job TitleCategorySalary
Actuarial AnalystInsurance130,400 USD
Actuarial AssistantInsurance94,000 USD
Actuarial SpecialistInsurance89,400 USD
ActuaryInsurance134,700 USD
Adjustment Insurance ClerkInsurance35,500 USD
Assistant BrokerInsurance61,600 USD
Assistant Claims ManagerInsurance107,300 USD
Associate Insurance RepresentativeInsurance46,900 USD
Auditing Insurance ManagerInsurance148,300 USD
BrokerInsurance100,700 USD
Claim Advocacy ProfessionalInsurance95,200 USD
Claims AdjusterInsurance39,500 USD
Claims AnalystInsurance49,300 USD
Claims ExaminerInsurance52,300 USD
Claims ManagerInsurance140,200 USD
Claims ProcessorInsurance33,000 USD
Claims RepresentativeInsurance45,000 USD
Claims Resolution SpecialistInsurance107,300 USD
Claims SupervisorInsurance95,000 USD
Complaints SpecialistInsurance83,100 USD
Compliance ExaminerInsurance94,900 USD
Compliance OfficerInsurance78,700 USD
Compliance ReviewerInsurance84,800 USD
ConsultantInsurance100,100 USD
Eligibility InterviewerInsurance97,600 USD
Eligibility SpecialistInsurance98,900 USD
Insurance Account ManagerInsurance124,500 USD
Insurance Accounts ExecutiveInsurance105,200 USD
Insurance AdjusterInsurance90,000 USD
Insurance AgentInsurance57,100 USD
Insurance AnalystInsurance88,500 USD
Insurance AppraiserInsurance93,600 USD
Insurance Claims ClerkInsurance35,000 USD
Insurance ExaminerInsurance90,900 USD
Insurance InvestigatorInsurance86,600 USD
Insurance ManagerInsurance163,500 USD
Insurance Operations ManagerInsurance158,900 USD
Insurance Policy Processing ClerkInsurance36,600 USD
Insurance Pricing AssistantInsurance73,100 USD
Insurance Program ManagerInsurance132,000 USD
Insurance Project ManagerInsurance127,700 USD
Insurance Quality Assurance AgentInsurance87,000 USD
Insurance Sales AgentInsurance59,800 USD
Insurance Sales DirectorInsurance165,900 USD
Insurance Sales ManagerInsurance130,500 USD
Insurance Sales RepresentativeInsurance51,300 USD
Insurance Team LeaderInsurance98,800 USD
Insurance UnderwriterInsurance71,800 USD
Loss Control SpecialistInsurance94,300 USD
Loss Prevention InvestigatorInsurance102,700 USD
Loss Prevention ManagerInsurance134,100 USD
Loss Prevention SpecialistInsurance100,700 USD
Medical AuditorInsurance96,400 USD
Monitoring and Performance OfficerInsurance65,900 USD
Payment Services SpecialistInsurance100,100 USD
Policy Change DirectorInsurance146,900 USD
Policy Change SupervisorInsurance105,800 USD
Policy Change TechnicianInsurance49,700 USD
Risk AnalystInsurance109,000 USD
Risk Management DirectorInsurance192,600 USD
Risk Management SupervisorInsurance116,400 USD
Risk ManagerInsurance175,100 USD
Risk Modeling ManagerInsurance183,900 USD
Title Insurance TypistInsurance82,300 USD
Training ManagerInsurance107,700 USD

Salary Comparison by City

If you want to compare salaries with different cities in United States, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Atlanta65,800 USD
Austin78,100 USD
Baltimore69,200 USD
Boston72,700 USD
Bristol60,400 USD
Chicago87,700 USD
Cincinnati59,200 USD
Cleveland62,600 USD
Dallas80,500 USD
Denver74,500 USD
Detroit75,800 USD
Honolulu58,600 USD
Houston84,200 USD
Indianapolis74,900 USD
Iowa City58,100 USD
Jacksonville81,200 USD
Kansas City68,400 USD
Kent58,600 USD
Las Vegas73,100 USD
Long Beach68,300 USD
Los Angeles86,800 USD
Memphis69,700 USD
Miami64,200 USD
Minneapolis66,400 USD
New Orleans66,900 USD
New York88,600 USD
Oakland66,900 USD
Oklahoma City69,800 USD
Philadelphia86,800 USD
Phoenix86,600 USD
Sacramento65,700 USD
San Antonio85,500 USD
San Diego80,300 USD
San Francisco79,800 USD
San Jose76,900 USD
Seattle75,400 USD
Tampa66,700 USD
Vancouver60,200 USD
Washington D.C.78,900 USD

Salary Comparison by State

The table below includes links to the average salary for each state in United States.

StateAverage Salary
Alabama75,800 USD
Alaska67,000 USD
Arizona75,500 USD
Arkansas72,400 USD
California83,700 USD
Colorado72,800 USD
Connecticut72,300 USD
Delaware66,400 USD
District of Columbia64,100 USD
Florida83,300 USD
Georgia78,700 USD
Hawaii66,700 USD
Idaho69,700 USD
Illinois81,000 USD
Indiana73,700 USD
Iowa71,900 USD
Kansas71,600 USD
Kentucky69,200 USD
Louisiana74,700 USD
Maine67,300 USD
Maryland73,500 USD
Massachusetts78,700 USD
Michigan79,600 USD
Minnesota73,500 USD
Mississippi74,000 USD
Missouri74,700 USD
Montana63,500 USD
Nebraska73,100 USD
Nevada72,400 USD
New Hampshire64,400 USD
New Jersey82,200 USD
New Mexico71,700 USD
New York81,200 USD
North Carolina73,700 USD
North Dakota67,000 USD
Ohio78,200 USD
Oklahoma70,000 USD
Oregon74,500 USD
Pennsylvania80,200 USD
Rhode Island63,700 USD
South Carolina73,300 USD
South Dakota63,700 USD
Tennessee73,500 USD
Texas81,300 USD
Utah70,100 USD
Vermont62,500 USD
Virginia78,500 USD
Washington76,600 USD
West Virginia64,800 USD
Wisconsin76,000 USD
Wyoming63,900 USD

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