Average Marine Underwriter Salary in Chiclayo, Peru for 2026

In this article, we will look at the average Marine Underwriter salary for 2026 in Chiclayo and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Peruvian sol. To keep things simple, we are using the PEN currency code instead of the currency symbol S/ .

How Much Does a Marine Underwriter Make in Chiclayo?

A Marine Underwriter working in Chiclayo will typically earn around 65,940 PEN per year, and this can range from the lowest average salary of about 31,400 PEN to the highest average salary of 101,120 PEN.

Average Annual Salary65,940 PEN
Average Monthly Salary5,495 PEN
Average Lowest Salary31,400 PEN
Lowest Monthly Salary2,616 PEN
Average Highest Salary101,120 PEN
Highest Monthly Salary8,426 PEN

These are average salaries for a Marine Underwriter in Chiclayo and include benefits such as housing and transport. It's also possible for a Marine Underwriter to earn more or less than the average salaries shown above.

Marine Underwriter salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Marine Underwriter Salaries in Chiclayo

So we've looked at the average salaries a Marine Underwriter will earn in Chiclayo. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Marine Underwriter can earn between 31,400 PEN and 101,120 PEN on average in Chiclayo. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Marine Underwriter in Chiclayo is 69,580 PEN. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 69,580 PEN, and 50% of the population earn more than 69,580 PEN.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Marine Underwriter salary in Chiclayo, 25% of the population are earning less than 42,960 PEN while 75% of the population earn more than 42,960 PEN.

75% of the population earn less than 90,660 PEN, and 25% of the population earn more than 90,660 PEN.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Marine Underwriter Salary by Experience Level in Chiclayo

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Marine Underwriter salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Marine Underwriter in Chiclayo that has less than two years of experience can expect to earn somewhere in the region of 34,280 PEN.
  • 2 - 5 Years Experience. With two to five years of experience the average Marine Underwriter salary would increase to 49,700 PEN.
  • 5 - 10 Years Experience. From five to ten years of experience as a Marine Underwriter, the average salary would be 67,320 PEN.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 85,940 PEN.
  • 15 - 20 Years Experience. A Marine Underwriter with 15 to 20 years of experience can earn an average of 87,640 PEN.
  • 20+ Years Experience. For a Marine Underwriter with more than 20 years, the expected average salary increases to 97,760 PEN.

Average Salary by Experience Chart

0-2 Years-
34,280 PEN
2-5 Years+38%
49,700 PEN
5-10 Years+42%
67,320 PEN
10-15 Years+22%
85,940 PEN
15-20 Years+6%
87,640 PEN
20+ Years+9%
97,760 PEN

Marine Underwriter Salary by Education Level in Chiclayo

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Marine Underwriter in Chiclayo based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Marine Underwriter in Chiclayo with a certificate or diploma education can earn an average salary of 45,580 PEN.
  • Bachelor's Degree. A Marine Underwriter in Chiclayo with a bachelor's degree education can earn an average salary of 83,100 PEN.

Average Salary by Education Chart

Certificate or Diploma-
45,580 PEN
Bachelor's Degree+91%
83,100 PEN

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Peru is around 37,700 to 113,000 PEN and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Marine Underwriter Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Chiclayo, a male marine underwriter will earn an average of 70,700 PEN, while a female marine underwriter will earn around 66,260 PEN.

This means that a male marine underwriter earns approximately 7% more than a female marine underwriter for performing the same job.

Average Salary by Gender Chart in Chiclayo

Male-
70,700 PEN
Female-7%
66,260 PEN

Marine Underwriter Average Pay Raise in Chiclayo

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Marine Underwriter in Chiclayo is around 11% every 17 months.

The national average pay raise across all professions and industries in Peru is around 9% every 17 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 17 ) × 12  = 8%

What this means is that a Marine Underwriter in Chiclayo can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in Chiclayo for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Peru.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
8%
Energy-
7%
Information Technology-
6%
Healthcare-
5%
Travel-
4%
Construction-
3%
Education-
2%

Marine Underwriter Bonus and Incentive Rates in Chiclayo

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Marine Underwriter is a low bonus based job, with 30% of employees reporting at least one bonus in the last 12 months.

70% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus-
30%
No Bonus-
70%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Peru earn approximately 10% more than private sector employees in the same role.

Public Sector-
93,880 PEN
Private Sector-10%
85,700 PEN

Salaries for Jobs Similar to a Marine Underwriter

In the table below, we have salary information for jobs that are similar to a Marine Underwriter in Chiclayo.

Job TitleCategorySalary
Actuarial AnalystInsurance119,900 PEN
Actuarial AssistantInsurance83,400 PEN
Actuarial SpecialistInsurance80,760 PEN
ActuaryInsurance118,200 PEN
Adjustment Insurance ClerkInsurance32,620 PEN
Assistant BrokerInsurance54,560 PEN
Assistant Claims ManagerInsurance93,280 PEN
Associate Insurance RepresentativeInsurance46,040 PEN
Auditing Insurance ManagerInsurance136,100 PEN
BrokerInsurance83,100 PEN
Claim Advocacy ProfessionalInsurance89,340 PEN
Claims AdjusterInsurance31,040 PEN
Claims AnalystInsurance45,600 PEN
Claims ExaminerInsurance46,040 PEN
Claims ManagerInsurance127,700 PEN
Claims ProcessorInsurance33,440 PEN
Claims RepresentativeInsurance37,380 PEN
Claims Resolution SpecialistInsurance93,600 PEN
Claims SupervisorInsurance89,960 PEN
Complaints SpecialistInsurance85,020 PEN
Compliance ExaminerInsurance88,580 PEN
Compliance OfficerInsurance66,840 PEN
Compliance ReviewerInsurance84,780 PEN
ConsultantInsurance89,960 PEN
Eligibility InterviewerInsurance98,440 PEN
Eligibility SpecialistInsurance90,900 PEN
Insurance Account ManagerInsurance104,620 PEN
Insurance Accounts ExecutiveInsurance93,600 PEN
Insurance AdjusterInsurance82,480 PEN
Insurance AgentInsurance51,800 PEN
Insurance AnalystInsurance84,800 PEN
Insurance AppraiserInsurance88,260 PEN
Insurance Claims ClerkInsurance32,620 PEN
Insurance ExaminerInsurance83,140 PEN
Insurance InvestigatorInsurance83,400 PEN
Insurance ManagerInsurance151,800 PEN
Insurance Operations ManagerInsurance148,300 PEN
Insurance Policy Processing ClerkInsurance31,180 PEN
Insurance Pricing AssistantInsurance67,900 PEN
Insurance Program ManagerInsurance112,280 PEN
Insurance Project ManagerInsurance115,740 PEN
Insurance Quality Assurance AgentInsurance78,160 PEN
Insurance Sales AgentInsurance53,160 PEN
Insurance Sales DirectorInsurance142,300 PEN
Insurance Sales ManagerInsurance112,760 PEN
Insurance Sales RepresentativeInsurance45,000 PEN
Insurance Team LeaderInsurance96,340 PEN
Insurance UnderwriterInsurance65,920 PEN
Loss Control SpecialistInsurance86,740 PEN
Loss Prevention InvestigatorInsurance92,300 PEN
Loss Prevention ManagerInsurance123,400 PEN
Loss Prevention SpecialistInsurance96,680 PEN
Medical AuditorInsurance88,600 PEN
Monitoring and Performance OfficerInsurance62,460 PEN
Payment Services SpecialistInsurance88,260 PEN
Policy Change DirectorInsurance130,400 PEN
Policy Change SupervisorInsurance96,560 PEN
Policy Change TechnicianInsurance44,180 PEN
Risk AnalystInsurance103,600 PEN
Risk Management DirectorInsurance172,200 PEN
Risk Management SupervisorInsurance107,320 PEN
Risk ManagerInsurance172,200 PEN
Risk Modeling ManagerInsurance168,100 PEN
Title Insurance TypistInsurance79,260 PEN
Training ManagerInsurance98,820 PEN

Salary Comparison by City

If you want to compare salaries with different cities in Peru, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Arequipa74,060 PEN
Cusco62,100 PEN
Huancayo66,580 PEN
Iquitos58,800 PEN
Lima72,180 PEN
Trujillo70,940 PEN

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