Average Loan Clerk Salary in San Jose, Costa Rica for 2026

In this article, we will look at the average Loan Clerk salary for 2026 in San Jose and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Costa Rican colón. To keep things simple, we are using the CRC currency code instead of the currency symbol ₡.

How Much Does a Loan Clerk Make in San Jose?

A Loan Clerk working in San Jose will typically earn around 11,915,300 CRC per year, and this can range from the lowest average salary of about 5,833,500 CRC to the highest average salary of 18,598,500 CRC.

These are average salaries for a Loan Clerk in San Jose and include benefits such as housing and transport. It's also possible for a Loan Clerk to earn more or less than the average salaries shown above.

Loan Clerk salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Loan Clerk Salaries in San Jose

So we've looked at the average salaries a Loan Clerk will earn in San Jose. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Loan Clerk can earn between 5,833,500 CRC and 18,598,500 CRC on average in San Jose. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Loan Clerk in San Jose is 12,121,000 CRC. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 12,121,000 CRC, and 50% of the population earn more than 12,121,000 CRC.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Loan Clerk salary in San Jose, 25% of the population are earning less than 8,099,800 CRC while 75% of the population earn more than 8,099,800 CRC.

75% of the population earn less than 15,719,900 CRC, and 25% of the population earn more than 15,719,900 CRC.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

Loan Clerk Salary by Experience Level in San Jose

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Loan Clerk salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

• 0 - 2 Years Experience. A Loan Clerk in San Jose that has less than two years of experience can expect to earn somewhere in the region of 6,922,100 CRC.
• 2 - 5 Years Experience. With two to five years of experience the average Loan Clerk salary would increase to 8,891,600 CRC.
• 5 - 10 Years Experience. From five to ten years of experience as a Loan Clerk, the average salary would be 12,239,700 CRC.
• 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 15,238,200 CRC.
• 15 - 20 Years Experience. A Loan Clerk with 15 to 20 years of experience can earn an average of 16,320,700 CRC.
• 20+ Years Experience. For a Loan Clerk with more than 20 years, the expected average salary increases to 17,399,400 CRC.

Average Salary by Experience Chart

Loan Clerk Salary by Education Level in San Jose

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Loan Clerk in San Jose based on the education level of the employees in order to find out whether a better education level would increase your salary.

• Certificate or Diploma. A Loan Clerk in San Jose with a certificate or diploma education can earn an average salary of 9,792,100 CRC.
• Bachelor's Degree. A Loan Clerk in San Jose with a bachelor's degree education can earn an average salary of 15,001,200 CRC.

Average Salary by Education Chart

Loan Clerk Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In San Jose, a male loan clerk will earn an average of 11,050,300 CRC, while a female loan clerk will earn around 10,199,600 CRC.

This means that a male loan clerk earns approximately 8% more than a female loan clerk for performing the same job.

Average Salary by Gender Chart in San Jose

Loan Clerk Average Pay Raise in San Jose

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Loan Clerk in San Jose is around 12% every 15 months.

The national average pay raise across all professions and industries in Costa Rica is around 9% every 17 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 12 ÷ 15 ) × 12  = 10%

What this means is that a Loan Clerk in San Jose can expect to receive an average pay raise of around 10% every 12 months.

Annual Pay Raise by Industry in San Jose for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Costa Rica.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Loan Clerk Bonus and Incentive Rates in San Jose

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Loan Clerk is a low bonus based job, with 26% of employees reporting at least one bonus in the last 12 months.

74% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Costa Rica earn approximately 6% more than private sector employees in the same role.

Salaries for Jobs Similar to a Loan Clerk

In the table below, we have salary information for jobs that are similar to a Loan Clerk in San Jose.