Average Loan Business Development Officer Salary in Tonga for 2026

In this article, we will look at the average Loan Business Development Officer salary for 2026 in Tonga and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Tongan paʻanga. To keep things simple, we are using the TOP currency code instead of the currency symbol T$.

How Much Does a Loan Business Development Officer Make in Tonga?

A Loan Business Development Officer working in Tonga will typically earn around 17,020 TOP per year, and this can range from the lowest average salary of about 8,420 TOP to the highest average salary of 22,660 TOP.

Average Annual Salary17,020 TOP
Average Monthly Salary1,418 TOP
Average Lowest Salary8,420 TOP
Lowest Monthly Salary701 TOP
Average Highest Salary22,660 TOP
Highest Monthly Salary1,888 TOP

These are average salaries for a Loan Business Development Officer in Tonga and include benefits such as housing and transport. It's also possible for a Loan Business Development Officer to earn more or less than the average salaries shown above.

Loan Business Development Officer salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Loan Business Development Officer Salaries in Tonga

So we've looked at the average salaries a Loan Business Development Officer will earn in Tonga. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Loan Business Development Officer can earn between 8,420 TOP and 22,660 TOP on average in Tonga. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Loan Business Development Officer in Tonga is 14,920 TOP. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 14,920 TOP, and 50% of the population earn more than 14,920 TOP.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Loan Business Development Officer salary in Tonga, 25% of the population are earning less than 9,980 TOP while 75% of the population earn more than 9,980 TOP.

75% of the population earn less than 19,220 TOP, and 25% of the population earn more than 19,220 TOP.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Loan Business Development Officer Salary by Experience Level in Tonga

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Loan Business Development Officer salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Loan Business Development Officer in Tonga that has less than two years of experience can expect to earn somewhere in the region of 7,800 TOP.
  • 2 - 5 Years Experience. With two to five years of experience the average Loan Business Development Officer salary would increase to 12,200 TOP.
  • 5 - 10 Years Experience. From five to ten years of experience as a Loan Business Development Officer, the average salary would be 17,100 TOP.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 17,740 TOP.
  • 15 - 20 Years Experience. A Loan Business Development Officer with 15 to 20 years of experience can earn an average of 20,940 TOP.
  • 20+ Years Experience. For a Loan Business Development Officer with more than 20 years, the expected average salary increases to 23,520 TOP.

Average Salary by Experience Chart

0-2 Years-
7,800 TOP
2-5 Years+34%
12,200 TOP
5-10 Years+30%
17,100 TOP
10-15 Years+21%
17,740 TOP
15-20 Years+9%
20,940 TOP
20+ Years+5%
23,520 TOP

Loan Business Development Officer Salary by Education Level in Tonga

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Loan Business Development Officer in Tonga based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Loan Business Development Officer in Tonga with a certificate or diploma education can earn an average salary of 8,880 TOP.
  • Bachelor's Degree. A Loan Business Development Officer in Tonga with a bachelor's degree education can earn an average salary of 16,880 TOP.
  • Master's Degree. A Loan Business Development Officer in Tonga with a master's degree education can earn an average salary of 21,300 TOP.

Average Salary by Education Chart

Certificate or Diploma-
8,880 TOP
Bachelor's Degree+52%
16,880 TOP
Master's Degree+42%
21,300 TOP

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Tonga is around 9,110 to 27,300 TOP and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Loan Business Development Officer Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Tonga, a male loan business development officer will earn an average of 16,880 TOP, while a female loan business development officer will earn around 14,920 TOP.

This means that a male loan business development officer earns approximately 13% more than a female loan business development officer for performing the same job.

Average Salary by Gender Chart in Tonga

Male-
16,880 TOP
Female-13%
14,920 TOP

Loan Business Development Officer Average Pay Raise in Tonga

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Loan Business Development Officer in Tonga is around 8% every 27 months.

The national average pay raise across all professions and industries in Tonga is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 8 ÷ 27 ) × 12  = 4%

What this means is that a Loan Business Development Officer in Tonga can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Tonga for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Tonga.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
2%
Energy-
4%
Information Technology-
6%
Healthcare-
8%
Travel-
1%
Construction-
3%
Education-
5%

Loan Business Development Officer Bonus and Incentive Rates in Tonga

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Loan Business Development Officer is a moderate bonus based job, with 60% of employees reporting at least one bonus in the last 12 months.

40% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 6% to 8%.

Received Bonus-
60%
No Bonus-
40%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Tonga earn approximately 16% more than private sector employees in the same role.

Public Sector-
22,660 TOP
Private Sector-16%
19,480 TOP

Salaries for Jobs Similar to a Loan Business Development Officer

In the table below, we have salary information for jobs that are similar to a Loan Business Development Officer in Tonga.

Job TitleCategorySalary
AML AnalystBanking35,300 TOP
ATM ManagerBanking32,420 TOP
ATM Service TechnicianBanking10,380 TOP
Assistant Bank Branch ManagerBanking30,700 TOP
Assistant Bank ManagerBanking40,240 TOP
Bank Accounts AnalystBanking10,980 TOP
Bank Accounts CollectorBanking6,440 TOP
Bank Accounts ControllerBanking15,760 TOP
Bank Accounts ExecutiveBanking25,220 TOP
Bank Accounts ManagerBanking26,860 TOP
Bank Auditing ManagerBanking26,280 TOP
Bank Branch ManagerBanking41,700 TOP
Bank Branch Operations CoordinatorBanking18,780 TOP
Bank ClerkBanking8,420 TOP
Bank Client Service AssociateBanking9,960 TOP
Bank CollectorBanking8,780 TOP
Bank Compliance SpecialistBanking20,460 TOP
Bank ManagerBanking46,980 TOP
Bank Operational Risk ManagerBanking48,560 TOP
Bank Operations HeadBanking46,160 TOP
Bank Operations OfficerBanking19,200 TOP
Bank Operations SpecialistBanking31,540 TOP
Bank Process ManagerBanking26,100 TOP
Bank Product Manager Banking28,860 TOP
Bank Programme ManagerBanking33,960 TOP
Bank Project ManagerBanking36,020 TOP
Bank Propositions ManagerBanking36,940 TOP
Bank Quantitative AnalystBanking22,660 TOP
Bank Regional ManagerBanking47,720 TOP
Bank Regional Risk OfficerBanking23,660 TOP
Bank Relationship ManagerBanking35,000 TOP
Bank Relationship OfficerBanking17,260 TOP
Bank TellerBanking8,780 TOP
BankerBanking17,560 TOP
Banking Business AnalystBanking23,360 TOP
Banking Business Development OfficerBanking13,100 TOP
Banking Business Planning ExecutiveBanking35,260 TOP
Banking Product ManagerBanking33,440 TOP
Banking Reference Data ManagerBanking28,180 TOP
Banking Risk AnalystBanking23,660 TOP
Banking Technical AnalystBanking13,900 TOP
Bankruptcy CoordinatorBanking19,200 TOP
Bill and Account CollectorBanking7,240 TOP
Budget AnalystBanking25,680 TOP
Capital Risk ManagerBanking46,980 TOP
Cards Marketing ManagerBanking29,320 TOP
Cash Management ManagerBanking44,300 TOP
Check Processing ManagerBanking33,440 TOP
Commercial Vault AssociateBanking26,020 TOP
Corporate BankerBanking15,920 TOP
Corporate DealerBanking25,680 TOP
Credit AnalystBanking17,760 TOP
Credit Card Fraud InvestigatorBanking27,020 TOP
Credit Portfolio ManagerBanking47,180 TOP
Credit Risk AnalystBanking28,660 TOP
Credit Risk AssociateBanking23,700 TOP
Credit and Collections ManagerBanking31,520 TOP
Direct Bank Sales RepresentativeBanking16,140 TOP
Exchange Control ConsultantBanking29,040 TOP
Executive Account AnalystBanking23,700 TOP
Financial Bank Planning ConsultantBanking29,640 TOP
Financial Banking Analysis ManagerBanking39,640 TOP
Financial Banking AssistantBanking10,000 TOP
Financial Banking Systems ManagerBanking31,520 TOP
Foreign Exchange ManagerBanking35,000 TOP
Fraud AnalystBanking25,660 TOP
Fraud Detection AssociateBanking19,220 TOP
Fraud Detection ManagerBanking41,980 TOP
Fraud Detection SupervisorBanking22,420 TOP
Internal Bank Audit ManagerBanking43,080 TOP
Internal Bank AuditorBanking22,340 TOP
Internal Private BankerBanking19,220 TOP
International Banking ManagerBanking50,980 TOP
Investment Banking AnalystBanking35,000 TOP
Loan AnalystBanking23,140 TOP
Loan Area ManagerBanking27,560 TOP
Loan Audit Team LeaderBanking26,660 TOP
Loan Branch ManagerBanking26,100 TOP
Loan ClerkBanking7,800 TOP
Loan Collection ManagerBanking29,160 TOP
Loan Collection and Recovery ManagerBanking26,860 TOP
Loan CollectorBanking8,420 TOP
Loan ExaminerBanking12,300 TOP
Loan OfficerBanking9,140 TOP
Loan Processing ManagerBanking28,820 TOP
Loan ProcessorBanking12,520 TOP
Loan Quality Assurance AuditorBanking23,480 TOP
Loan Quality Assurance ManagerBanking26,500 TOP
Loan Quality Assurance RepresentativeBanking17,760 TOP
Loan Review ManagerBanking26,400 TOP
Loan Team LeaderBanking24,860 TOP
Loans ManagerBanking31,340 TOP
Mortgage AdvisorBanking18,780 TOP
Mortgage Collection ManagerBanking29,540 TOP
Mortgage CollectorBanking8,420 TOP
Mortgage Credit AnalystBanking13,780 TOP
Mortgage Credit ManagerBanking26,280 TOP
Mortgage Development ManagerBanking33,960 TOP
Mortgage Document ReviewerBanking11,300 TOP
Mortgage Funding ManagerBanking31,380 TOP
Mortgage Operations ManagerBanking40,040 TOP
Mortgage Payment Processing ClerkBanking9,440 TOP
Mortgage Processing ManagerBanking28,660 TOP
Mortgage ProcessorBanking12,760 TOP
Mortgage Quality Assurance AuditorBanking23,260 TOP
Mortgage Quality Assurance ManagerBanking28,720 TOP
Mortgage Servicing ClerkBanking9,360 TOP
Mortgage Servicing ManagerBanking29,840 TOP
Mortgage UnderwriterBanking12,300 TOP
Online Banking ManagerBanking43,340 TOP
Payment Processing ClerkBanking10,320 TOP
Personal BankerBanking19,640 TOP
Personal Banking Advisor Banking17,760 TOP
Phone BankerBanking12,520 TOP
Private BankerBanking17,560 TOP
Reconciliation and Investigation SpecialistBanking21,380 TOP
Tax OfficerBanking13,560 TOP
TellerBanking9,020 TOP
Trade OfficerBanking9,140 TOP
Trade Product ManagerBanking28,900 TOP
TraderBanking11,040 TOP
Treasury Operations OfficerBanking21,020 TOP

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