Average Loan Area Manager Salary in Guinea-Bissau for 2026

In this article, we will look at the average Loan Area Manager salary for 2026 in Guinea-Bissau and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the West African CFA franc. To keep things simple, we are using the XOF currency code instead of the currency symbol Fr.

How Much Does a Loan Area Manager Make in Guinea-Bissau?

A Loan Area Manager working in Guinea-Bissau will typically earn around 5,172,800 XOF per year, and this can range from the lowest average salary of about 2,435,600 XOF to the highest average salary of 8,172,900 XOF.

Average Annual Salary5,172,800 XOF
Average Monthly Salary431,066 XOF
Average Lowest Salary2,435,600 XOF
Lowest Monthly Salary202,966 XOF
Average Highest Salary8,172,900 XOF
Highest Monthly Salary681,075 XOF

These are average salaries for a Loan Area Manager in Guinea-Bissau and include benefits such as housing and transport. It's also possible for a Loan Area Manager to earn more or less than the average salaries shown above.

Loan Area Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Loan Area Manager Salaries in Guinea-Bissau

So we've looked at the average salaries a Loan Area Manager will earn in Guinea-Bissau. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Loan Area Manager can earn between 2,435,600 XOF and 8,172,900 XOF on average in Guinea-Bissau. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Loan Area Manager in Guinea-Bissau is 5,483,600 XOF. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 5,483,600 XOF, and 50% of the population earn more than 5,483,600 XOF.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Loan Area Manager salary in Guinea-Bissau, 25% of the population are earning less than 3,564,300 XOF while 75% of the population earn more than 3,564,300 XOF.

75% of the population earn less than 7,236,200 XOF, and 25% of the population earn more than 7,236,200 XOF.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Loan Area Manager Salary by Experience Level in Guinea-Bissau

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Loan Area Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Loan Area Manager in Guinea-Bissau that has less than two years of experience can expect to earn somewhere in the region of 2,807,200 XOF.
  • 2 - 5 Years Experience. With two to five years of experience the average Loan Area Manager salary would increase to 3,863,700 XOF.
  • 5 - 10 Years Experience. From five to ten years of experience as a Loan Area Manager, the average salary would be 5,507,100 XOF.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 6,709,300 XOF.
  • 15 - 20 Years Experience. A Loan Area Manager with 15 to 20 years of experience can earn an average of 7,081,500 XOF.
  • 20+ Years Experience. For a Loan Area Manager with more than 20 years, the expected average salary increases to 7,715,800 XOF.

Average Salary by Experience Chart

0-2 Years-
2,807,200 XOF
2-5 Years+38%
3,863,700 XOF
5-10 Years+42%
5,507,100 XOF
10-15 Years+22%
6,709,300 XOF
15-20 Years+6%
7,081,500 XOF
20+ Years+9%
7,715,800 XOF

Loan Area Manager Salary by Education Level in Guinea-Bissau

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Loan Area Manager in Guinea-Bissau based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Loan Area Manager in Guinea-Bissau with a bachelor's degree education can earn an average salary of 3,863,700 XOF.
  • Master's Degree. A Loan Area Manager in Guinea-Bissau with a master's degree education can earn an average salary of 7,081,500 XOF.

Average Salary by Education Chart

Bachelor's Degree-
3,863,700 XOF
Master's Degree+83%
7,081,500 XOF

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Guinea-Bissau is around 1,710,000 to 5,120,000 XOF and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Loan Area Manager Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Guinea-Bissau, a male loan area manager will earn an average of 5,545,500 XOF, while a female loan area manager will earn around 4,870,300 XOF.

This means that a male loan area manager earns approximately 14% more than a female loan area manager for performing the same job.

Average Salary by Gender Chart in Guinea-Bissau

Male-
5,545,500 XOF
Female-14%
4,870,300 XOF

Loan Area Manager Average Pay Raise in Guinea-Bissau

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Loan Area Manager in Guinea-Bissau is around 9% every 27 months.

The national average pay raise across all professions and industries in Guinea-Bissau is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 9 ÷ 27 ) × 12  = 4%

What this means is that a Loan Area Manager in Guinea-Bissau can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Guinea-Bissau for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Guinea-Bissau.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
2%
Energy-
4%
Information Technology-
6%
Healthcare-
8%
Travel-
1%
Construction-
3%
Education-
5%

Loan Area Manager Bonus and Incentive Rates in Guinea-Bissau

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Loan Area Manager is a moderate bonus based job, with 66% of employees reporting at least one bonus in the last 12 months.

34% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus-
66%
No Bonus-
34%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Guinea-Bissau earn approximately 18% more than private sector employees in the same role.

Public Sector-
4,345,400 XOF
Private Sector-18%
3,685,200 XOF

Salaries for Jobs Similar to a Loan Area Manager

In the table below, we have salary information for jobs that are similar to a Loan Area Manager in Guinea-Bissau.

Job TitleCategorySalary
AML AnalystBanking6,156,100 XOF
ATM ManagerBanking5,761,400 XOF
ATM Service TechnicianBanking1,570,900 XOF
Assistant Bank Branch ManagerBanking4,966,200 XOF
Assistant Bank ManagerBanking6,875,100 XOF
Bank Accounts AnalystBanking2,339,200 XOF
Bank Accounts CollectorBanking1,333,900 XOF
Bank Accounts ControllerBanking3,035,200 XOF
Bank Accounts ExecutiveBanking4,465,800 XOF
Bank Accounts ManagerBanking5,136,500 XOF
Bank Auditing ManagerBanking5,038,200 XOF
Bank Branch ManagerBanking6,826,100 XOF
Bank Branch Operations CoordinatorBanking3,192,300 XOF
Bank ClerkBanking1,369,700 XOF
Bank Client Service AssociateBanking1,930,500 XOF
Bank CollectorBanking1,417,600 XOF
Bank Compliance SpecialistBanking3,718,600 XOF
Bank ManagerBanking8,172,900 XOF
Bank Operational Risk ManagerBanking7,823,800 XOF
Bank Operations HeadBanking8,483,700 XOF
Bank Operations OfficerBanking3,359,900 XOF
Bank Operations SpecialistBanking5,063,200 XOF
Bank Process ManagerBanking4,667,500 XOF
Bank Product Manager Banking5,351,400 XOF
Bank Programme ManagerBanking5,423,100 XOF
Bank Project ManagerBanking6,274,900 XOF
Bank Propositions ManagerBanking6,179,700 XOF
Bank Quantitative AnalystBanking4,211,600 XOF
Bank Regional ManagerBanking8,182,600 XOF
Bank Regional Risk OfficerBanking4,332,900 XOF
Bank Relationship ManagerBanking5,940,300 XOF
Bank Relationship OfficerBanking2,844,200 XOF
Bank TellerBanking1,510,400 XOF
BankerBanking3,013,500 XOF
Banking Business AnalystBanking4,355,800 XOF
Banking Business Development OfficerBanking2,807,200 XOF
Banking Business Planning ExecutiveBanking5,952,700 XOF
Banking Product ManagerBanking5,123,800 XOF
Banking Reference Data ManagerBanking4,703,900 XOF
Banking Risk AnalystBanking4,211,600 XOF
Banking Technical AnalystBanking2,314,800 XOF
Bankruptcy CoordinatorBanking2,987,000 XOF
Bill and Account CollectorBanking1,537,500 XOF
Budget AnalystBanking4,056,200 XOF
Capital Risk ManagerBanking7,715,800 XOF
Cards Marketing ManagerBanking5,518,700 XOF
Cash Management ManagerBanking7,763,600 XOF
Check Processing ManagerBanking5,698,400 XOF
Commercial Vault AssociateBanking4,116,600 XOF
Corporate BankerBanking3,205,100 XOF
Corporate DealerBanking4,642,200 XOF
Credit AnalystBanking3,335,900 XOF
Credit Card Fraud InvestigatorBanking4,369,800 XOF
Credit Portfolio ManagerBanking8,316,900 XOF
Credit Risk AnalystBanking4,633,100 XOF
Credit Risk AssociateBanking4,585,100 XOF
Credit and Collections ManagerBanking5,747,700 XOF
Direct Bank Sales RepresentativeBanking2,976,900 XOF
Exchange Control ConsultantBanking4,414,800 XOF
Executive Account AnalystBanking4,152,200 XOF
Financial Bank Planning ConsultantBanking5,507,100 XOF
Financial Banking Analysis ManagerBanking6,073,300 XOF
Financial Banking AssistantBanking1,955,300 XOF
Financial Banking Systems ManagerBanking6,118,800 XOF
Foreign Exchange ManagerBanking6,493,000 XOF
Fraud AnalystBanking4,690,500 XOF
Fraud Detection AssociateBanking3,192,300 XOF
Fraud Detection ManagerBanking6,493,000 XOF
Fraud Detection SupervisorBanking3,829,500 XOF
Internal Bank Audit ManagerBanking7,848,500 XOF
Internal Bank AuditorBanking4,140,900 XOF
Internal Private BankerBanking2,953,200 XOF
International Banking ManagerBanking8,689,800 XOF
Investment Banking AnalystBanking6,058,300 XOF
Loan AnalystBanking4,176,700 XOF
Loan Audit Team LeaderBanking4,846,300 XOF
Loan Branch ManagerBanking4,752,100 XOF
Loan Business Development OfficerBanking2,543,000 XOF
Loan ClerkBanking1,476,700 XOF
Loan Collection ManagerBanking4,943,500 XOF
Loan Collection and Recovery ManagerBanking4,908,200 XOF
Loan CollectorBanking1,464,200 XOF
Loan ExaminerBanking1,942,700 XOF
Loan OfficerBanking1,594,500 XOF
Loan Processing ManagerBanking4,752,100 XOF
Loan ProcessorBanking1,967,000 XOF
Loan Quality Assurance AuditorBanking4,391,800 XOF
Loan Quality Assurance ManagerBanking4,846,300 XOF
Loan Quality Assurance RepresentativeBanking3,205,100 XOF
Loan Review ManagerBanking4,799,700 XOF
Loan Team LeaderBanking4,260,400 XOF
Loans ManagerBanking5,880,300 XOF
Mortgage AdvisorBanking2,902,500 XOF
Mortgage Collection ManagerBanking4,860,800 XOF
Mortgage CollectorBanking1,345,400 XOF
Mortgage Credit AnalystBanking2,173,000 XOF
Mortgage Credit ManagerBanking4,991,200 XOF
Mortgage Development ManagerBanking5,686,100 XOF
Mortgage Document ReviewerBanking1,921,500 XOF
Mortgage Funding ManagerBanking5,651,400 XOF
Mortgage Operations ManagerBanking7,259,000 XOF
Mortgage Payment Processing ClerkBanking1,583,700 XOF
Mortgage Processing ManagerBanking4,956,800 XOF
Mortgage ProcessorBanking1,930,500 XOF
Mortgage Quality Assurance AuditorBanking4,079,300 XOF
Mortgage Quality Assurance ManagerBanking4,633,100 XOF
Mortgage Servicing ClerkBanking1,487,200 XOF
Mortgage Servicing ManagerBanking4,667,500 XOF
Mortgage UnderwriterBanking1,896,700 XOF
Online Banking ManagerBanking7,321,700 XOF
Payment Processing ClerkBanking1,476,700 XOF
Personal BankerBanking3,085,500 XOF
Personal Banking Advisor Banking3,085,500 XOF
Phone BankerBanking2,076,600 XOF
Private BankerBanking2,987,000 XOF
Reconciliation and Investigation SpecialistBanking3,672,500 XOF
Tax OfficerBanking2,641,300 XOF
TellerBanking1,524,300 XOF
Trade OfficerBanking1,703,200 XOF
Trade Product ManagerBanking4,834,900 XOF
TraderBanking2,003,200 XOF
Treasury Operations OfficerBanking3,959,700 XOF

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