Average Insurance Team Leader Salary in Gambia for 2026

In this article, we will look at the average Insurance Team Leader salary for 2026 in Gambia and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the dalasi. To keep things simple, we are using the GMD currency code instead of the currency symbol D.

How Much Does an Insurance Team Leader Make in Gambia?

An Insurance Team Leader working in Gambia will typically earn around 187,500 GMD per year, and this can range from the lowest average salary of about 96,220 GMD to the highest average salary of 288,100 GMD.

Average Annual Salary187,500 GMD
Average Monthly Salary15,625 GMD
Average Lowest Salary96,220 GMD
Lowest Monthly Salary8,018 GMD
Average Highest Salary288,100 GMD
Highest Monthly Salary24,008 GMD

These are average salaries for an Insurance Team Leader in Gambia and include benefits such as housing and transport. It's also possible for an Insurance Team Leader to earn more or less than the average salaries shown above.

Insurance Team Leader salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Insurance Team Leader Salaries in Gambia

So we've looked at the average salaries an Insurance Team Leader will earn in Gambia. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Insurance Team Leader can earn between 96,220 GMD and 288,100 GMD on average in Gambia. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Insurance Team Leader in Gambia is 183,600 GMD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 183,600 GMD, and 50% of the population earn more than 183,600 GMD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Insurance Team Leader salary in Gambia, 25% of the population are earning less than 124,400 GMD while 75% of the population earn more than 124,400 GMD.

75% of the population earn less than 231,000 GMD, and 25% of the population earn more than 231,000 GMD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Insurance Team Leader Salary by Experience Level in Gambia

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Insurance Team Leader salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. An Insurance Team Leader in Gambia that has less than two years of experience can expect to earn somewhere in the region of 105,440 GMD.
  • 2 - 5 Years Experience. With two to five years of experience the average Insurance Team Leader salary would increase to 138,200 GMD.
  • 5 - 10 Years Experience. From five to ten years of experience as an Insurance Team Leader, the average salary would be 194,600 GMD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 233,600 GMD.
  • 15 - 20 Years Experience. An Insurance Team Leader with 15 to 20 years of experience can earn an average of 254,700 GMD.
  • 20+ Years Experience. For an Insurance Team Leader with more than 20 years, the expected average salary increases to 275,200 GMD.

Average Salary by Experience Chart

0-2 Years-
105,440 GMD
2-5 Years+31%
138,200 GMD
5-10 Years+40%
194,600 GMD
10-15 Years+20%
233,600 GMD
15-20 Years+9%
254,700 GMD
20+ Years+8%
275,200 GMD

Insurance Team Leader Salary by Education Level in Gambia

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Insurance Team Leader in Gambia based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. An Insurance Team Leader in Gambia with a certificate or diploma education can earn an average salary of 119,900 GMD.
  • Bachelor's Degree. An Insurance Team Leader in Gambia with a bachelor's degree education can earn an average salary of 183,700 GMD.
  • Master's Degree. An Insurance Team Leader in Gambia with a master's degree education can earn an average salary of 272,800 GMD.

Average Salary by Education Chart

Certificate or Diploma-
119,900 GMD
Bachelor's Degree+50%
183,700 GMD
Master's Degree+48%
272,800 GMD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Gambia is around 79,500 to 239,000 GMD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Insurance Team Leader Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Gambia, a male insurance team leader will earn an average of 201,100 GMD, while a female insurance team leader will earn around 172,400 GMD.

This means that a male insurance team leader earns approximately 17% more than a female insurance team leader for performing the same job.

Average Salary by Gender Chart in Gambia

Male-
201,100 GMD
Female-17%
172,400 GMD

Insurance Team Leader Average Pay Raise in Gambia

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Insurance Team Leader in Gambia is around 7% every 29 months.

The national average pay raise across all professions and industries in Gambia is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 29 ) × 12  = 3%

What this means is that an Insurance Team Leader in Gambia can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Gambia for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Gambia.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
7%
Energy-
5%
Information Technology-
3%
Healthcare-
1%
Travel-
8%
Construction-
6%
Education-
4%

Insurance Team Leader Bonus and Incentive Rates in Gambia

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Insurance Team Leader is a low bonus based job, with 36% of employees reporting at least one bonus in the last 12 months.

64% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 6%.

Received Bonus-
36%
No Bonus-
64%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Gambia earn approximately 11% more than private sector employees in the same role.

Public Sector-
205,700 GMD
Private Sector-11%
185,100 GMD

Salaries for Jobs Similar to an Insurance Team Leader

In the table below, we have salary information for jobs that are similar to an Insurance Team Leader in Gambia.

Job TitleCategorySalary
Actuarial AnalystInsurance239,300 GMD
Actuarial AssistantInsurance183,700 GMD
Actuarial SpecialistInsurance183,600 GMD
ActuaryInsurance246,500 GMD
Adjustment Insurance ClerkInsurance68,580 GMD
Assistant BrokerInsurance113,780 GMD
Assistant Claims ManagerInsurance204,700 GMD
Associate Insurance RepresentativeInsurance91,660 GMD
Auditing Insurance ManagerInsurance267,100 GMD
BrokerInsurance191,600 GMD
Claim Advocacy ProfessionalInsurance191,600 GMD
Claims AdjusterInsurance73,260 GMD
Claims AnalystInsurance98,540 GMD
Claims ExaminerInsurance95,600 GMD
Claims ManagerInsurance257,700 GMD
Claims ProcessorInsurance65,080 GMD
Claims RepresentativeInsurance87,020 GMD
Claims Resolution SpecialistInsurance205,700 GMD
Claims SupervisorInsurance192,600 GMD
Complaints SpecialistInsurance172,200 GMD
Compliance ExaminerInsurance172,200 GMD
Compliance OfficerInsurance148,300 GMD
Compliance ReviewerInsurance164,200 GMD
ConsultantInsurance181,600 GMD
Eligibility InterviewerInsurance190,500 GMD
Eligibility SpecialistInsurance192,000 GMD
Insurance Account ManagerInsurance225,700 GMD
Insurance Accounts ExecutiveInsurance197,600 GMD
Insurance AdjusterInsurance180,500 GMD
Insurance AgentInsurance116,420 GMD
Insurance AnalystInsurance183,600 GMD
Insurance AppraiserInsurance192,000 GMD
Insurance Claims ClerkInsurance68,400 GMD
Insurance ExaminerInsurance168,100 GMD
Insurance InvestigatorInsurance167,100 GMD
Insurance ManagerInsurance315,700 GMD
Insurance Operations ManagerInsurance301,600 GMD
Insurance Policy Processing ClerkInsurance72,120 GMD
Insurance Pricing AssistantInsurance150,000 GMD
Insurance Program ManagerInsurance240,500 GMD
Insurance Project ManagerInsurance231,000 GMD
Insurance Quality Assurance AgentInsurance158,700 GMD
Insurance Sales AgentInsurance111,000 GMD
Insurance Sales DirectorInsurance318,800 GMD
Insurance Sales ManagerInsurance238,900 GMD
Insurance Sales RepresentativeInsurance95,420 GMD
Insurance UnderwriterInsurance143,200 GMD
Loss Control SpecialistInsurance175,900 GMD
Loss Prevention InvestigatorInsurance187,300 GMD
Loss Prevention ManagerInsurance258,400 GMD
Loss Prevention SpecialistInsurance205,700 GMD
Marine UnderwriterInsurance142,300 GMD
Medical AuditorInsurance187,500 GMD
Monitoring and Performance OfficerInsurance136,100 GMD
Payment Services SpecialistInsurance181,600 GMD
Policy Change DirectorInsurance282,500 GMD
Policy Change SupervisorInsurance192,600 GMD
Policy Change TechnicianInsurance92,720 GMD
Risk AnalystInsurance207,800 GMD
Risk Management DirectorInsurance352,000 GMD
Risk Management SupervisorInsurance218,900 GMD
Risk ManagerInsurance357,300 GMD
Risk Modeling ManagerInsurance348,300 GMD
Title Insurance TypistInsurance163,800 GMD
Training ManagerInsurance196,800 GMD

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