Average Insurance Sales Representative Salary in Astana, Kazakhstan for 2026
In this article, we will look at the average Insurance Sales Representative salary for 2026 in Astana and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Kazakhstani tenge. To keep things simple, we are using the KZT currency code instead of the currency symbol ₸.
How Much Does an Insurance Sales Representative Make in Astana?
An Insurance Sales Representative working in Astana will typically earn around 2,593,900 KZT per year, and this can range from the lowest average salary of about 1,296,900 KZT to the highest average salary of 4,019,900 KZT.
These are average salaries for an Insurance Sales Representative in Astana and include benefits such as housing and transport. It's also possible for an Insurance Sales Representative to earn more or less than the average salaries shown above.
Insurance Sales Representative salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Insurance Sales Representative Salaries in Astana
So we've looked at the average salaries an Insurance Sales Representative will earn in Astana. The next interesting data point is the distribution of salaries.
Salary ranges
We already know that an Insurance Sales Representative can earn between 1,296,900 KZT and 4,019,900 KZT on average in Astana. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
Median salary
The median salary for an Insurance Sales Representative in Astana is 2,593,900 KZT. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 2,593,900 KZT, and 50% of the population earn more than 2,593,900 KZT.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Insurance Sales Representative salary in Astana, 25% of the population are earning less than 1,751,700 KZT while 75% of the population earn more than 1,751,700 KZT.
75% of the population earn less than 3,312,100 KZT, and 25% of the population earn more than 3,312,100 KZT.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Insurance Sales Representative Salary by Experience Level in Astana
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average Insurance Sales Representative salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. An Insurance Sales Representative in Astana that has less than two years of experience can expect to earn somewhere in the region of 1,560,800 KZT.
- 2 - 5 Years Experience. With two to five years of experience the average Insurance Sales Representative salary would increase to 2,065,400 KZT.
- 5 - 10 Years Experience. From five to ten years of experience as an Insurance Sales Representative, the average salary would be 2,748,900 KZT.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 3,288,400 KZT.
- 15 - 20 Years Experience. An Insurance Sales Representative with 15 to 20 years of experience can earn an average of 3,539,100 KZT.
- 20+ Years Experience. For an Insurance Sales Representative with more than 20 years, the expected average salary increases to 3,805,100 KZT.
Average Salary by Experience Chart
| 0-2 Years | - | 1,560,800 KZT |
| 2-5 Years | +32% | 2,065,400 KZT |
| 5-10 Years | +34% | 2,748,900 KZT |
| 10-15 Years | +19% | 3,288,400 KZT |
| 15-20 Years | +8% | 3,539,100 KZT |
| 20+ Years | +7% | 3,805,100 KZT |
Insurance Sales Representative Salary by Education Level in Astana
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for an Insurance Sales Representative in Astana based on the education level of the employees in order to find out whether a better education level would increase your salary.
- Certificate or Diploma. An Insurance Sales Representative in Astana with a certificate or diploma education can earn an average salary of 2,065,400 KZT.
- Bachelor's Degree. An Insurance Sales Representative in Astana with a bachelor's degree education can earn an average salary of 2,819,600 KZT.
- Master's Degree. An Insurance Sales Representative in Astana with a master's degree education can earn an average salary of 3,635,200 KZT.
Average Salary by Education Chart
| Certificate or Diploma | - | 2,065,400 KZT |
| Bachelor's Degree | +37% | 2,819,600 KZT |
| Master's Degree | +29% | 3,635,200 KZT |
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Kazakhstan is around 1,940,000 to 5,810,000 KZT and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Insurance Sales Representative Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Astana, a male insurance sales representative will earn an average of 2,605,500 KZT, while a female insurance sales representative will earn around 2,460,900 KZT.
This means that a male insurance sales representative earns approximately 6% more than a female insurance sales representative for performing the same job.
Average Salary by Gender Chart in Astana
| Male | - | 2,605,500 KZT |
| Female | -6% | 2,460,900 KZT |
Insurance Sales Representative Average Pay Raise in Astana
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for an Insurance Sales Representative in Astana is around 10% every 19 months.
The national average pay raise across all professions and industries in Kazakhstan is around 8% every 19 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 10 ÷ 19 ) × 12 = 6%
What this means is that an Insurance Sales Representative in Astana can expect to receive an average pay raise of around 6% every 12 months.
Annual Pay Raise by Industry in Astana for 2026
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Kazakhstan.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
| Banking | - | 2% |
| Energy | - | 4% |
| Information Technology | - | 6% |
| Healthcare | - | 8% |
| Travel | - | 1% |
| Construction | - | 3% |
| Education | - | 5% |
Insurance Sales Representative Bonus and Incentive Rates in Astana
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
An Insurance Sales Representative is a high bonus based job, with 78% of employees reporting at least one bonus in the last 12 months.
22% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.
| Received Bonus | - | 78% |
| No Bonus | - | 22% |
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Kazakhstan earn approximately 11% more than private sector employees in the same role.
| Public Sector | - | 4,834,900 KZT |
| Private Sector | -11% | 4,355,800 KZT |
Salaries for Jobs Similar to an Insurance Sales Representative
In the table below, we have salary information for jobs that are similar to an Insurance Sales Representative in Astana.
| Job Title | Category | Salary |
|---|---|---|
| Actuarial Analyst | Insurance | 6,216,700 KZT |
| Actuarial Assistant | Insurance | 4,429,300 KZT |
| Actuarial Specialist | Insurance | 4,524,400 KZT |
| Actuary | Insurance | 6,480,800 KZT |
| Adjustment Insurance Clerk | Insurance | 1,716,600 KZT |
| Assistant Broker | Insurance | 3,061,300 KZT |
| Assistant Claims Manager | Insurance | 5,267,700 KZT |
| Associate Insurance Representative | Insurance | 2,495,600 KZT |
| Auditing Insurance Manager | Insurance | 6,911,700 KZT |
| Broker | Insurance | 4,618,200 KZT |
| Claim Advocacy Professional | Insurance | 4,667,500 KZT |
| Claims Adjuster | Insurance | 1,751,700 KZT |
| Claims Analyst | Insurance | 2,471,700 KZT |
| Claims Examiner | Insurance | 2,495,600 KZT |
| Claims Manager | Insurance | 6,840,100 KZT |
| Claims Processor | Insurance | 1,825,000 KZT |
| Claims Representative | Insurance | 2,052,200 KZT |
| Claims Resolution Specialist | Insurance | 5,063,200 KZT |
| Claims Supervisor | Insurance | 4,895,800 KZT |
| Complaints Specialist | Insurance | 4,524,400 KZT |
| Compliance Examiner | Insurance | 4,654,300 KZT |
| Compliance Officer | Insurance | 3,829,500 KZT |
| Compliance Reviewer | Insurance | 4,633,100 KZT |
| Consultant | Insurance | 4,895,800 KZT |
| Eligibility Interviewer | Insurance | 5,111,100 KZT |
| Eligibility Specialist | Insurance | 5,003,800 KZT |
| Insurance Account Manager | Insurance | 5,818,100 KZT |
| Insurance Accounts Executive | Insurance | 5,063,200 KZT |
| Insurance Adjuster | Insurance | 4,681,400 KZT |
| Insurance Agent | Insurance | 2,878,300 KZT |
| Insurance Analyst | Insurance | 4,931,400 KZT |
| Insurance Appraiser | Insurance | 5,053,200 KZT |
| Insurance Claims Clerk | Insurance | 1,716,600 KZT |
| Insurance Examiner | Insurance | 4,260,400 KZT |
| Insurance Investigator | Insurance | 4,429,300 KZT |
| Insurance Manager | Insurance | 8,206,100 KZT |
| Insurance Operations Manager | Insurance | 8,362,500 KZT |
| Insurance Policy Processing Clerk | Insurance | 1,765,300 KZT |
| Insurance Pricing Assistant | Insurance | 3,745,100 KZT |
| Insurance Program Manager | Insurance | 6,203,500 KZT |
| Insurance Project Manager | Insurance | 6,241,000 KZT |
| Insurance Quality Assurance Agent | Insurance | 4,176,700 KZT |
| Insurance Sales Agent | Insurance | 2,854,700 KZT |
| Insurance Sales Director | Insurance | 7,680,400 KZT |
| Insurance Sales Manager | Insurance | 6,552,400 KZT |
| Insurance Team Leader | Insurance | 5,256,700 KZT |
| Insurance Underwriter | Insurance | 3,455,900 KZT |
| Loss Control Specialist | Insurance | 4,822,700 KZT |
| Loss Prevention Investigator | Insurance | 5,242,700 KZT |
| Loss Prevention Manager | Insurance | 6,709,300 KZT |
| Loss Prevention Specialist | Insurance | 4,956,800 KZT |
| Marine Underwriter | Insurance | 3,672,500 KZT |
| Medical Auditor | Insurance | 4,846,300 KZT |
| Monitoring and Performance Officer | Insurance | 3,421,600 KZT |
| Payment Services Specialist | Insurance | 5,053,200 KZT |
| Policy Change Director | Insurance | 7,189,800 KZT |
| Policy Change Supervisor | Insurance | 5,017,100 KZT |
| Policy Change Technician | Insurance | 2,266,400 KZT |
| Risk Analyst | Insurance | 5,351,400 KZT |
| Risk Management Director | Insurance | 9,361,300 KZT |
| Risk Management Supervisor | Insurance | 6,109,700 KZT |
| Risk Manager | Insurance | 9,179,000 KZT |
| Risk Modeling Manager | Insurance | 9,276,800 KZT |
| Title Insurance Typist | Insurance | 4,224,200 KZT |
| Training Manager | Insurance | 5,340,600 KZT |
Salary Comparison by City
If you want to compare salaries with different cities in Kazakhstan, you can use the links below to explore the data for each specific city we have researched.
| City | Average Salary |
|---|---|
| Almaty | 2,688,800 KZT |
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