Average Insurance Sales Manager Salary in Changsha, China for 2026

In this article, we will look at the average Insurance Sales Manager salary for 2026 in Changsha and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Chinese yuan. To keep things simple, we are using the CNY currency code instead of the currency symbol ¥.

How Much Does an Insurance Sales Manager Make in Changsha?

An Insurance Sales Manager working in Changsha will typically earn around 415,900 CNY per year, and this can range from the lowest average salary of about 192,000 CNY to the highest average salary of 660,500 CNY.

Average Annual Salary415,900 CNY
Average Monthly Salary34,658 CNY
Average Lowest Salary192,000 CNY
Lowest Monthly Salary16,000 CNY
Average Highest Salary660,500 CNY
Highest Monthly Salary55,041 CNY

These are average salaries for an Insurance Sales Manager in Changsha and include benefits such as housing and transport. It's also possible for an Insurance Sales Manager to earn more or less than the average salaries shown above.

Insurance Sales Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Insurance Sales Manager Salaries in Changsha

So we've looked at the average salaries an Insurance Sales Manager will earn in Changsha. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Insurance Sales Manager can earn between 192,000 CNY and 660,500 CNY on average in Changsha. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Insurance Sales Manager in Changsha is 447,700 CNY. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 447,700 CNY, and 50% of the population earn more than 447,700 CNY.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Insurance Sales Manager salary in Changsha, 25% of the population are earning less than 286,400 CNY while 75% of the population earn more than 286,400 CNY.

75% of the population earn less than 597,800 CNY, and 25% of the population earn more than 597,800 CNY.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Insurance Sales Manager Salary by Experience Level in Changsha

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Insurance Sales Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. An Insurance Sales Manager in Changsha that has less than two years of experience can expect to earn somewhere in the region of 216,800 CNY.
  • 2 - 5 Years Experience. With two to five years of experience the average Insurance Sales Manager salary would increase to 290,800 CNY.
  • 5 - 10 Years Experience. From five to ten years of experience as an Insurance Sales Manager, the average salary would be 426,700 CNY.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 520,900 CNY.
  • 15 - 20 Years Experience. An Insurance Sales Manager with 15 to 20 years of experience can earn an average of 566,900 CNY.
  • 20+ Years Experience. For an Insurance Sales Manager with more than 20 years, the expected average salary increases to 615,700 CNY.

Average Salary by Experience Chart

0-2 Years-
216,800 CNY
2-5 Years+34%
290,800 CNY
5-10 Years+48%
426,700 CNY
10-15 Years+22%
520,900 CNY
15-20 Years+9%
566,900 CNY
20+ Years+8%
615,700 CNY

Insurance Sales Manager Salary by Education Level in Changsha

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Insurance Sales Manager in Changsha based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. An Insurance Sales Manager in Changsha with a bachelor's degree education can earn an average salary of 253,400 CNY.
  • Master's Degree. An Insurance Sales Manager in Changsha with a master's degree education can earn an average salary of 487,600 CNY.

Average Salary by Education Chart

Bachelor's Degree-
253,400 CNY
Master's Degree+93%
487,600 CNY

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in China is around 146,000 to 439,000 CNY and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Insurance Sales Manager Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Changsha, a male insurance sales manager will earn an average of 502,200 CNY, while a female insurance sales manager will earn around 445,100 CNY.

This means that a male insurance sales manager earns approximately 13% more than a female insurance sales manager for performing the same job.

Average Salary by Gender Chart in Changsha

Male-
502,200 CNY
Female-13%
445,100 CNY

Insurance Sales Manager Average Pay Raise in Changsha

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Insurance Sales Manager in Changsha is around 12% every 16 months.

The national average pay raise across all professions and industries in China is around 9% every 15 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 12 ÷ 16 ) × 12  = 9%

What this means is that an Insurance Sales Manager in Changsha can expect to receive an average pay raise of around 9% every 12 months.

Annual Pay Raise by Industry in Changsha for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in China.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
8%
Energy-
7%
Information Technology-
6%
Healthcare-
5%
Travel-
4%
Construction-
3%
Education-
2%

Insurance Sales Manager Bonus and Incentive Rates in Changsha

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Insurance Sales Manager is a high bonus based job, with 86% of employees reporting at least one bonus in the last 12 months.

14% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus-
86%
No Bonus-
14%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in China earn approximately 6% more than private sector employees in the same role.

Public Sector-
362,200 CNY
Private Sector-6%
341,400 CNY

Salaries for Jobs Similar to an Insurance Sales Manager

In the table below, we have salary information for jobs that are similar to an Insurance Sales Manager in Changsha.

Job TitleCategorySalary
Actuarial AnalystInsurance489,500 CNY
Actuarial AssistantInsurance325,900 CNY
Actuarial SpecialistInsurance344,600 CNY
ActuaryInsurance459,300 CNY
Adjustment Insurance ClerkInsurance128,900 CNY
Assistant BrokerInsurance231,000 CNY
Assistant Claims ManagerInsurance365,400 CNY
Associate Insurance RepresentativeInsurance189,300 CNY
Auditing Insurance ManagerInsurance544,800 CNY
BrokerInsurance351,900 CNY
Claim Advocacy ProfessionalInsurance340,000 CNY
Claims AdjusterInsurance129,000 CNY
Claims AnalystInsurance189,300 CNY
Claims ExaminerInsurance175,900 CNY
Claims ManagerInsurance504,300 CNY
Claims ProcessorInsurance127,700 CNY
Claims RepresentativeInsurance161,600 CNY
Claims Resolution SpecialistInsurance381,800 CNY
Claims SupervisorInsurance352,000 CNY
Complaints SpecialistInsurance312,400 CNY
Compliance ExaminerInsurance344,600 CNY
Compliance OfficerInsurance292,000 CNY
Compliance ReviewerInsurance322,600 CNY
ConsultantInsurance365,400 CNY
Eligibility InterviewerInsurance363,000 CNY
Eligibility SpecialistInsurance369,900 CNY
Insurance Account ManagerInsurance425,100 CNY
Insurance Accounts ExecutiveInsurance372,600 CNY
Insurance AdjusterInsurance339,100 CNY
Insurance AgentInsurance205,700 CNY
Insurance AnalystInsurance341,400 CNY
Insurance AppraiserInsurance357,700 CNY
Insurance Claims ClerkInsurance124,400 CNY
Insurance ExaminerInsurance322,600 CNY
Insurance InvestigatorInsurance344,600 CNY
Insurance ManagerInsurance598,600 CNY
Insurance Operations ManagerInsurance600,000 CNY
Insurance Policy Processing ClerkInsurance128,500 CNY
Insurance Pricing AssistantInsurance268,900 CNY
Insurance Program ManagerInsurance483,400 CNY
Insurance Project ManagerInsurance466,300 CNY
Insurance Quality Assurance AgentInsurance309,800 CNY
Insurance Sales AgentInsurance215,100 CNY
Insurance Sales DirectorInsurance565,100 CNY
Insurance Sales RepresentativeInsurance180,300 CNY
Insurance Team LeaderInsurance381,800 CNY
Insurance UnderwriterInsurance249,600 CNY
Loss Control SpecialistInsurance327,300 CNY
Loss Prevention InvestigatorInsurance369,300 CNY
Loss Prevention ManagerInsurance489,500 CNY
Loss Prevention SpecialistInsurance375,200 CNY
Marine UnderwriterInsurance263,100 CNY
Medical AuditorInsurance353,600 CNY
Monitoring and Performance OfficerInsurance239,000 CNY
Payment Services SpecialistInsurance357,700 CNY
Policy Change DirectorInsurance566,900 CNY
Policy Change SupervisorInsurance371,100 CNY
Policy Change TechnicianInsurance172,200 CNY
Risk AnalystInsurance396,300 CNY
Risk Management DirectorInsurance649,700 CNY
Risk Management SupervisorInsurance437,900 CNY
Risk ManagerInsurance683,400 CNY
Risk Modeling ManagerInsurance645,800 CNY
Title Insurance TypistInsurance315,700 CNY
Training ManagerInsurance401,300 CNY

Salary Comparison by City

If you want to compare salaries with different cities in China, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Beijing528,500 CNY
Changchun454,900 CNY
Chengdu475,700 CNY
Chongqing510,200 CNY
Dalian431,300 CNY
Dongguan428,400 CNY
Foshan413,900 CNY
Fuzhou433,800 CNY
Guangzhou502,200 CNY
Hangzhou516,100 CNY
Harbin462,300 CNY
Jinan498,500 CNY
Kunming407,300 CNY
Nanjing480,300 CNY
Qingdao430,000 CNY
Quanzhou415,900 CNY
Shanghai524,700 CNY
Shantou466,300 CNY
Shenyang475,700 CNY
Shenzhen451,000 CNY
Suzhou442,300 CNY
Tianjin504,300 CNY
Wenzhou431,300 CNY
Wuhan489,500 CNY
Wuxi419,400 CNY
Xi an504,300 CNY
Xiamen389,200 CNY
Zhengzhou378,300 CNY

Salary Comparison by State

The table below includes links to the average salary for each state in China.

StateAverage Salary
Anhui510,200 CNY
Beijing414,000 CNY
Chongqing430,500 CNY
Fujian447,700 CNY
Gansu448,500 CNY
Guangdong541,700 CNY
Guangxi485,300 CNY
Guizhou433,400 CNY
Hainan384,500 CNY
Hebei525,700 CNY
Heilongjiang459,300 CNY
Henan518,900 CNY
Hubei480,300 CNY
Hunan480,600 CNY
Jiangsu528,600 CNY
Jiangxi480,300 CNY
Jilin431,100 CNY
Liaoning454,900 CNY
Nei Monggol403,100 CNY
Ningxia407,300 CNY
Qinghai394,300 CNY
Shaanxi451,000 CNY
Shandong507,300 CNY
Shanghai436,200 CNY
Shanxi459,700 CNY
Sichuan518,300 CNY
Tianjin398,300 CNY
Xinjiang Uygur398,300 CNY
Xizang [Tibet]403,100 CNY
Yunnan489,600 CNY
Zhejiang487,600 CNY

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