Average Insurance Policy Processing Clerk Salary in Sao Tome and Principe for 2026

In this article, we will look at the average Insurance Policy Processing Clerk salary for 2026 in Sao Tome and Principe and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the São Tomé and Príncipe dobra. To keep things simple, we are using the STN currency code instead of the currency symbol Db.

How Much Does an Insurance Policy Processing Clerk Make in Sao Tome and Principe?

An Insurance Policy Processing Clerk working in Sao Tome and Principe will typically earn around 30,600,900 STN per year, and this can range from the lowest average salary of about 15,001,200 STN to the highest average salary of 47,758,300 STN.

These are average salaries for an Insurance Policy Processing Clerk in Sao Tome and Principe and include benefits such as housing and transport. It's also possible for an Insurance Policy Processing Clerk to earn more or less than the average salaries shown above.

Insurance Policy Processing Clerk salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Insurance Policy Processing Clerk Salaries in Sao Tome and Principe

So we've looked at the average salaries an Insurance Policy Processing Clerk will earn in Sao Tome and Principe. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Insurance Policy Processing Clerk can earn between 15,001,200 STN and 47,758,300 STN on average in Sao Tome and Principe. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Insurance Policy Processing Clerk in Sao Tome and Principe is 31,201,500 STN. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 31,201,500 STN, and 50% of the population earn more than 31,201,500 STN.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Insurance Policy Processing Clerk salary in Sao Tome and Principe, 25% of the population are earning less than 20,760,500 STN while 75% of the population earn more than 20,760,500 STN.

75% of the population earn less than 40,321,500 STN, and 25% of the population earn more than 40,321,500 STN.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

Insurance Policy Processing Clerk Salary by Experience Level in Sao Tome and Principe

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Insurance Policy Processing Clerk salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

• 0 - 2 Years Experience. An Insurance Policy Processing Clerk in Sao Tome and Principe that has less than two years of experience can expect to earn somewhere in the region of 17,758,500 STN.
• 2 - 5 Years Experience. With two to five years of experience the average Insurance Policy Processing Clerk salary would increase to 22,799,000 STN.
• 5 - 10 Years Experience. From five to ten years of experience as an Insurance Policy Processing Clerk, the average salary would be 31,559,900 STN.
• 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 39,001,000 STN.
• 15 - 20 Years Experience. An Insurance Policy Processing Clerk with 15 to 20 years of experience can earn an average of 41,878,100 STN.
• 20+ Years Experience. For an Insurance Policy Processing Clerk with more than 20 years, the expected average salary increases to 44,641,600 STN.

Average Salary by Experience Chart

Insurance Policy Processing Clerk Salary by Education Level in Sao Tome and Principe

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Insurance Policy Processing Clerk in Sao Tome and Principe based on the education level of the employees in order to find out whether a better education level would increase your salary.

• Certificate or Diploma. An Insurance Policy Processing Clerk in Sao Tome and Principe with a certificate or diploma education can earn an average salary of 22,799,000 STN.
• Bachelor's Degree. An Insurance Policy Processing Clerk in Sao Tome and Principe with a bachelor's degree education can earn an average salary of 30,721,900 STN.
• Master's Degree. An Insurance Policy Processing Clerk in Sao Tome and Principe with a master's degree education can earn an average salary of 47,038,300 STN.

Average Salary by Education Chart

Insurance Policy Processing Clerk Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Sao Tome and Principe, a male insurance policy processing clerk will earn an average of 31,919,300 STN, while a female insurance policy processing clerk will earn around 28,560,900 STN.

This means that a male insurance policy processing clerk earns approximately 12% more than a female insurance policy processing clerk for performing the same job.

Average Salary by Gender Chart in Sao Tome and Principe

Insurance Policy Processing Clerk Average Pay Raise in Sao Tome and Principe

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Insurance Policy Processing Clerk in Sao Tome and Principe is around 7% every 27 months.

The national average pay raise across all professions and industries in Sao Tome and Principe is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 27 ) × 12  = 3%

What this means is that an Insurance Policy Processing Clerk in Sao Tome and Principe can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Sao Tome and Principe for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Sao Tome and Principe.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Insurance Policy Processing Clerk Bonus and Incentive Rates in Sao Tome and Principe

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Insurance Policy Processing Clerk is a low bonus based job, with 12% of employees reporting at least one bonus in the last 12 months.

88% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Sao Tome and Principe earn approximately 11% more than private sector employees in the same role.

Salaries for Jobs Similar to an Insurance Policy Processing Clerk

In the table below, we have salary information for jobs that are similar to an Insurance Policy Processing Clerk in Sao Tome and Principe.