Average Insurance Policy Processing Clerk Salary in Pokhara, Nepal for 2026
In this article, we will look at the average Insurance Policy Processing Clerk salary for 2026 in Pokhara and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Nepalese rupee. To keep things simple, we are using the NPR currency code instead of the currency symbol ₨.
How Much Does an Insurance Policy Processing Clerk Make in Pokhara?
An Insurance Policy Processing Clerk working in Pokhara will typically earn around 363,000 NPR per year, and this can range from the lowest average salary of about 180,300 NPR to the highest average salary of 566,900 NPR.
These are average salaries for an Insurance Policy Processing Clerk in Pokhara and include benefits such as housing and transport. It's also possible for an Insurance Policy Processing Clerk to earn more or less than the average salaries shown above.
Insurance Policy Processing Clerk salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Insurance Policy Processing Clerk Salaries in Pokhara
So we've looked at the average salaries an Insurance Policy Processing Clerk will earn in Pokhara. The next interesting data point is the distribution of salaries.
Salary ranges
We already know that an Insurance Policy Processing Clerk can earn between 180,300 NPR and 566,900 NPR on average in Pokhara. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
Median salary
The median salary for an Insurance Policy Processing Clerk in Pokhara is 371,100 NPR. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 371,100 NPR, and 50% of the population earn more than 371,100 NPR.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Insurance Policy Processing Clerk salary in Pokhara, 25% of the population are earning less than 246,500 NPR while 75% of the population earn more than 246,500 NPR.
75% of the population earn less than 480,600 NPR, and 25% of the population earn more than 480,600 NPR.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Insurance Policy Processing Clerk Salary by Experience Level in Pokhara
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average Insurance Policy Processing Clerk salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. An Insurance Policy Processing Clerk in Pokhara that has less than two years of experience can expect to earn somewhere in the region of 210,500 NPR.
- 2 - 5 Years Experience. With two to five years of experience the average Insurance Policy Processing Clerk salary would increase to 273,300 NPR.
- 5 - 10 Years Experience. From five to ten years of experience as an Insurance Policy Processing Clerk, the average salary would be 376,800 NPR.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 464,900 NPR.
- 15 - 20 Years Experience. An Insurance Policy Processing Clerk with 15 to 20 years of experience can earn an average of 498,000 NPR.
- 20+ Years Experience. For an Insurance Policy Processing Clerk with more than 20 years, the expected average salary increases to 533,100 NPR.
Average Salary by Experience Chart
| 0-2 Years | - | 210,500 NPR |
| 2-5 Years | +29% | 273,300 NPR |
| 5-10 Years | +38% | 376,800 NPR |
| 10-15 Years | +24% | 464,900 NPR |
| 15-20 Years | +7% | 498,000 NPR |
| 20+ Years | +7% | 533,100 NPR |
Insurance Policy Processing Clerk Salary by Education Level in Pokhara
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for an Insurance Policy Processing Clerk in Pokhara based on the education level of the employees in order to find out whether a better education level would increase your salary.
- Certificate or Diploma. An Insurance Policy Processing Clerk in Pokhara with a certificate or diploma education can earn an average salary of 273,300 NPR.
- Bachelor's Degree. An Insurance Policy Processing Clerk in Pokhara with a bachelor's degree education can earn an average salary of 366,200 NPR.
- Master's Degree. An Insurance Policy Processing Clerk in Pokhara with a master's degree education can earn an average salary of 562,200 NPR.
Average Salary by Education Chart
| Certificate or Diploma | - | 273,300 NPR |
| Bachelor's Degree | +34% | 366,200 NPR |
| Master's Degree | +53% | 562,200 NPR |
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Nepal is around 404,000 to 1,210,000 NPR and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Insurance Policy Processing Clerk Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Pokhara, a male insurance policy processing clerk will earn an average of 354,000 NPR, while a female insurance policy processing clerk will earn around 325,900 NPR.
This means that a male insurance policy processing clerk earns approximately 9% more than a female insurance policy processing clerk for performing the same job.
Average Salary by Gender Chart in Pokhara
| Male | - | 354,000 NPR |
| Female | -9% | 325,900 NPR |
Insurance Policy Processing Clerk Average Pay Raise in Pokhara
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for an Insurance Policy Processing Clerk in Pokhara is around 6% every 28 months.
The national average pay raise across all professions and industries in Nepal is around 4% every 29 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 6 ÷ 28 ) × 12 = 3%
What this means is that an Insurance Policy Processing Clerk in Pokhara can expect to receive an average pay raise of around 3% every 12 months.
Annual Pay Raise by Industry in Pokhara for 2026
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Nepal.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
| Banking | - | 7% |
| Energy | - | 5% |
| Information Technology | - | 3% |
| Healthcare | - | 1% |
| Travel | - | 8% |
| Construction | - | 6% |
| Education | - | 4% |
Insurance Policy Processing Clerk Bonus and Incentive Rates in Pokhara
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
An Insurance Policy Processing Clerk is a low bonus based job, with 12% of employees reporting at least one bonus in the last 12 months.
88% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.
| Received Bonus | - | 12% |
| No Bonus | - | 88% |
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Nepal earn approximately 11% more than private sector employees in the same role.
| Public Sector | - | 1,037,600 NPR |
| Private Sector | -11% | 939,000 NPR |
Salaries for Jobs Similar to an Insurance Policy Processing Clerk
In the table below, we have salary information for jobs that are similar to an Insurance Policy Processing Clerk in Pokhara.
| Job Title | Category | Salary |
|---|---|---|
| Actuarial Analyst | Insurance | 1,249,900 NPR |
| Actuarial Assistant | Insurance | 922,300 NPR |
| Actuarial Specialist | Insurance | 889,400 NPR |
| Actuary | Insurance | 1,235,600 NPR |
| Adjustment Insurance Clerk | Insurance | 365,400 NPR |
| Assistant Broker | Insurance | 607,400 NPR |
| Assistant Claims Manager | Insurance | 1,006,300 NPR |
| Associate Insurance Representative | Insurance | 480,300 NPR |
| Auditing Insurance Manager | Insurance | 1,380,400 NPR |
| Broker | Insurance | 932,000 NPR |
| Claim Advocacy Professional | Insurance | 965,000 NPR |
| Claims Adjuster | Insurance | 363,000 NPR |
| Claims Analyst | Insurance | 485,300 NPR |
| Claims Examiner | Insurance | 510,200 NPR |
| Claims Manager | Insurance | 1,320,500 NPR |
| Claims Processor | Insurance | 366,200 NPR |
| Claims Representative | Insurance | 417,100 NPR |
| Claims Resolution Specialist | Insurance | 1,088,800 NPR |
| Claims Supervisor | Insurance | 929,700 NPR |
| Complaints Specialist | Insurance | 895,900 NPR |
| Compliance Examiner | Insurance | 934,900 NPR |
| Compliance Officer | Insurance | 790,300 NPR |
| Compliance Reviewer | Insurance | 879,800 NPR |
| Consultant | Insurance | 986,700 NPR |
| Eligibility Interviewer | Insurance | 993,600 NPR |
| Eligibility Specialist | Insurance | 990,700 NPR |
| Insurance Account Manager | Insurance | 1,192,400 NPR |
| Insurance Accounts Executive | Insurance | 1,004,600 NPR |
| Insurance Adjuster | Insurance | 926,000 NPR |
| Insurance Agent | Insurance | 578,500 NPR |
| Insurance Analyst | Insurance | 919,700 NPR |
| Insurance Appraiser | Insurance | 1,021,800 NPR |
| Insurance Claims Clerk | Insurance | 361,600 NPR |
| Insurance Examiner | Insurance | 844,600 NPR |
| Insurance Investigator | Insurance | 915,100 NPR |
| Insurance Manager | Insurance | 1,645,600 NPR |
| Insurance Operations Manager | Insurance | 1,703,200 NPR |
| Insurance Pricing Assistant | Insurance | 743,100 NPR |
| Insurance Program Manager | Insurance | 1,259,300 NPR |
| Insurance Project Manager | Insurance | 1,259,300 NPR |
| Insurance Quality Assurance Agent | Insurance | 807,900 NPR |
| Insurance Sales Agent | Insurance | 578,500 NPR |
| Insurance Sales Director | Insurance | 1,606,100 NPR |
| Insurance Sales Manager | Insurance | 1,235,600 NPR |
| Insurance Sales Representative | Insurance | 480,300 NPR |
| Insurance Team Leader | Insurance | 1,006,300 NPR |
| Insurance Underwriter | Insurance | 714,300 NPR |
| Loss Control Specialist | Insurance | 978,900 NPR |
| Loss Prevention Investigator | Insurance | 1,007,400 NPR |
| Loss Prevention Manager | Insurance | 1,345,400 NPR |
| Loss Prevention Specialist | Insurance | 1,032,800 NPR |
| Marine Underwriter | Insurance | 694,700 NPR |
| Medical Auditor | Insurance | 970,200 NPR |
| Monitoring and Performance Officer | Insurance | 701,400 NPR |
| Payment Services Specialist | Insurance | 972,200 NPR |
| Policy Change Director | Insurance | 1,547,500 NPR |
| Policy Change Supervisor | Insurance | 1,012,100 NPR |
| Policy Change Technician | Insurance | 478,000 NPR |
| Risk Analyst | Insurance | 1,105,600 NPR |
| Risk Management Director | Insurance | 1,825,000 NPR |
| Risk Management Supervisor | Insurance | 1,235,600 NPR |
| Risk Manager | Insurance | 1,765,300 NPR |
| Risk Modeling Manager | Insurance | 1,846,200 NPR |
| Title Insurance Typist | Insurance | 810,400 NPR |
| Training Manager | Insurance | 1,064,100 NPR |
Salary Comparison by City
If you want to compare salaries with different cities in Nepal, you can use the links below to explore the data for each specific city we have researched.
| City | Average Salary |
|---|---|
| Kathmandu | 412,000 NPR |
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