Average Insurance Adjuster Salary in Kuala Lumpur, Malaysia for 2026

In this article, we will look at the average Insurance Adjuster salary for 2026 in Kuala Lumpur and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Malaysian ringgit. To keep things simple, we are using the MYR currency code instead of the currency symbol RM.

How Much Does an Insurance Adjuster Make in Kuala Lumpur?

An Insurance Adjuster working in Kuala Lumpur will typically earn around 80,840 MYR per year, and this can range from the lowest average salary of about 38,340 MYR to the highest average salary of 125,700 MYR.

Average Annual Salary80,840 MYR
Average Monthly Salary6,736 MYR
Average Lowest Salary38,340 MYR
Lowest Monthly Salary3,195 MYR
Average Highest Salary125,700 MYR
Highest Monthly Salary10,475 MYR

These are average salaries for an Insurance Adjuster in Kuala Lumpur and include benefits such as housing and transport. It's also possible for an Insurance Adjuster to earn more or less than the average salaries shown above.

Insurance Adjuster salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Insurance Adjuster Salaries in Kuala Lumpur

So we've looked at the average salaries an Insurance Adjuster will earn in Kuala Lumpur. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Insurance Adjuster can earn between 38,340 MYR and 125,700 MYR on average in Kuala Lumpur. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Insurance Adjuster in Kuala Lumpur is 83,420 MYR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 83,420 MYR, and 50% of the population earn more than 83,420 MYR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Insurance Adjuster salary in Kuala Lumpur, 25% of the population are earning less than 56,100 MYR while 75% of the population earn more than 56,100 MYR.

75% of the population earn less than 107,820 MYR, and 25% of the population earn more than 107,820 MYR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Insurance Adjuster Salary by Experience Level in Kuala Lumpur

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Insurance Adjuster salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. An Insurance Adjuster in Kuala Lumpur that has less than two years of experience can expect to earn somewhere in the region of 45,260 MYR.
  • 2 - 5 Years Experience. With two to five years of experience the average Insurance Adjuster salary would increase to 60,020 MYR.
  • 5 - 10 Years Experience. From five to ten years of experience as an Insurance Adjuster, the average salary would be 85,460 MYR.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 105,080 MYR.
  • 15 - 20 Years Experience. An Insurance Adjuster with 15 to 20 years of experience can earn an average of 111,920 MYR.
  • 20+ Years Experience. For an Insurance Adjuster with more than 20 years, the expected average salary increases to 118,060 MYR.

Average Salary by Experience Chart

0-2 Years-
45,260 MYR
2-5 Years+29%
60,020 MYR
5-10 Years+38%
85,460 MYR
10-15 Years+24%
105,080 MYR
15-20 Years+7%
111,920 MYR
20+ Years+7%
118,060 MYR

Insurance Adjuster Salary by Education Level in Kuala Lumpur

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Insurance Adjuster in Kuala Lumpur based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. An Insurance Adjuster in Kuala Lumpur with a certificate or diploma education can earn an average salary of 67,020 MYR.
  • Bachelor's Degree. An Insurance Adjuster in Kuala Lumpur with a bachelor's degree education can earn an average salary of 104,080 MYR.

Average Salary by Education Chart

Certificate or Diploma-
67,020 MYR
Bachelor's Degree+53%
104,080 MYR

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Malaysia is around 32,900 to 98,800 MYR and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Insurance Adjuster Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Kuala Lumpur, a male insurance adjuster will earn an average of 78,160 MYR, while a female insurance adjuster will earn around 75,280 MYR.

This means that a male insurance adjuster earns approximately 4% more than a female insurance adjuster for performing the same job.

Average Salary by Gender Chart in Kuala Lumpur

Male-
78,160 MYR
Female-4%
75,280 MYR

Insurance Adjuster Average Pay Raise in Kuala Lumpur

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Insurance Adjuster in Kuala Lumpur is around 12% every 17 months.

The national average pay raise across all professions and industries in Malaysia is around 9% every 17 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 12 ÷ 17 ) × 12  = 8%

What this means is that an Insurance Adjuster in Kuala Lumpur can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in Kuala Lumpur for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Malaysia.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
4%
Energy-
8%
Information Technology-
3%
Healthcare-
7%
Travel-
2%
Construction-
6%
Education-
1%

Insurance Adjuster Bonus and Incentive Rates in Kuala Lumpur

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Insurance Adjuster is a low bonus based job, with 29% of employees reporting at least one bonus in the last 12 months.

71% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 3%.

Received Bonus-
29%
No Bonus-
71%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Malaysia earn approximately 11% more than private sector employees in the same role.

Public Sector-
81,960 MYR
Private Sector-11%
73,820 MYR

Salaries for Jobs Similar to an Insurance Adjuster

In the table below, we have salary information for jobs that are similar to an Insurance Adjuster in Kuala Lumpur.

Job TitleCategorySalary
Actuarial AnalystInsurance104,140 MYR
Actuarial AssistantInsurance75,100 MYR
Actuarial SpecialistInsurance80,340 MYR
ActuaryInsurance109,000 MYR
Adjustment Insurance ClerkInsurance26,860 MYR
Assistant BrokerInsurance51,100 MYR
Assistant Claims ManagerInsurance87,940 MYR
Associate Insurance RepresentativeInsurance41,900 MYR
Auditing Insurance ManagerInsurance119,500 MYR
BrokerInsurance78,420 MYR
Claim Advocacy ProfessionalInsurance79,240 MYR
Claims AdjusterInsurance31,660 MYR
Claims AnalystInsurance43,080 MYR
Claims ExaminerInsurance41,900 MYR
Claims ManagerInsurance114,900 MYR
Claims ProcessorInsurance29,160 MYR
Claims RepresentativeInsurance35,300 MYR
Claims Resolution SpecialistInsurance86,640 MYR
Claims SupervisorInsurance75,100 MYR
Complaints SpecialistInsurance69,240 MYR
Compliance ExaminerInsurance72,260 MYR
Compliance OfficerInsurance67,360 MYR
Compliance ReviewerInsurance75,280 MYR
ConsultantInsurance75,100 MYR
Eligibility InterviewerInsurance83,200 MYR
Eligibility SpecialistInsurance78,260 MYR
Insurance Account ManagerInsurance102,160 MYR
Insurance Accounts ExecutiveInsurance86,640 MYR
Insurance AgentInsurance47,400 MYR
Insurance AnalystInsurance80,020 MYR
Insurance AppraiserInsurance81,180 MYR
Insurance Claims ClerkInsurance26,860 MYR
Insurance ExaminerInsurance72,380 MYR
Insurance InvestigatorInsurance75,100 MYR
Insurance ManagerInsurance137,400 MYR
Insurance Operations ManagerInsurance142,300 MYR
Insurance Policy Processing ClerkInsurance29,600 MYR
Insurance Pricing AssistantInsurance64,620 MYR
Insurance Program ManagerInsurance107,900 MYR
Insurance Project ManagerInsurance98,820 MYR
Insurance Quality Assurance AgentInsurance67,800 MYR
Insurance Sales AgentInsurance47,760 MYR
Insurance Sales DirectorInsurance134,600 MYR
Insurance Sales ManagerInsurance106,360 MYR
Insurance Sales RepresentativeInsurance40,600 MYR
Insurance Team LeaderInsurance82,520 MYR
Insurance UnderwriterInsurance60,400 MYR
Loss Control SpecialistInsurance76,280 MYR
Loss Prevention InvestigatorInsurance84,880 MYR
Loss Prevention ManagerInsurance112,420 MYR
Loss Prevention SpecialistInsurance85,940 MYR
Marine UnderwriterInsurance57,800 MYR
Medical AuditorInsurance80,060 MYR
Monitoring and Performance OfficerInsurance57,900 MYR
Payment Services SpecialistInsurance81,180 MYR
Policy Change DirectorInsurance119,860 MYR
Policy Change SupervisorInsurance87,020 MYR
Policy Change TechnicianInsurance40,560 MYR
Risk AnalystInsurance88,260 MYR
Risk Management DirectorInsurance157,600 MYR
Risk Management SupervisorInsurance104,500 MYR
Risk ManagerInsurance142,300 MYR
Risk Modeling ManagerInsurance150,000 MYR
Title Insurance TypistInsurance66,440 MYR
Training ManagerInsurance87,640 MYR

Salary Comparison by City

If you want to compare salaries with different cities in Malaysia, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Ampang67,320 MYR
Ipoh83,200 MYR
Johor Bahru73,800 MYR
Klang74,060 MYR
Kota Kinabalu77,620 MYR
Kuching69,040 MYR
Petaling Jaya83,760 MYR
Shah Alam78,940 MYR
Subang Jaya72,260 MYR

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