Average Insurance Adjuster Salary in Jakarta, Indonesia for 2026
In this article, we will look at the average Insurance Adjuster salary for 2026 in Jakarta and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Indonesian rupiah. To keep things simple, we are using the IDR currency code instead of the currency symbol Rp.
How Much Does an Insurance Adjuster Make in Jakarta?
An Insurance Adjuster working in Jakarta will typically earn around 156,000,100 IDR per year, and this can range from the lowest average salary of about 74,758,600 IDR to the highest average salary of 244,798,100 IDR.
These are average salaries for an Insurance Adjuster in Jakarta and include benefits such as housing and transport. It's also possible for an Insurance Adjuster to earn more or less than the average salaries shown above.
Insurance Adjuster salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Insurance Adjuster Salaries in Jakarta
So we've looked at the average salaries an Insurance Adjuster will earn in Jakarta. The next interesting data point is the distribution of salaries.
Salary ranges
We already know that an Insurance Adjuster can earn between 74,758,600 IDR and 244,798,100 IDR on average in Jakarta. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
Median salary
The median salary for an Insurance Adjuster in Jakarta is 162,000,100 IDR. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 162,000,100 IDR, and 50% of the population earn more than 162,000,100 IDR.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Insurance Adjuster salary in Jakarta, 25% of the population are earning less than 106,561,500 IDR while 75% of the population earn more than 106,561,500 IDR.
75% of the population earn less than 211,199,300 IDR, and 25% of the population earn more than 211,199,300 IDR.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Insurance Adjuster Salary by Experience Level in Jakarta
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average Insurance Adjuster salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. An Insurance Adjuster in Jakarta that has less than two years of experience can expect to earn somewhere in the region of 87,481,900 IDR.
- 2 - 5 Years Experience. With two to five years of experience the average Insurance Adjuster salary would increase to 123,599,800 IDR.
- 5 - 10 Years Experience. From five to ten years of experience as an Insurance Adjuster, the average salary would be 163,201,300 IDR.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 200,401,500 IDR.
- 15 - 20 Years Experience. An Insurance Adjuster with 15 to 20 years of experience can earn an average of 213,601,200 IDR.
- 20+ Years Experience. For an Insurance Adjuster with more than 20 years, the expected average salary increases to 234,000,600 IDR.
Average Salary by Experience Chart
| 0-2 Years | - | 87,481,900 IDR |
| 2-5 Years | +42% | 123,599,800 IDR |
| 5-10 Years | +31% | 163,201,300 IDR |
| 10-15 Years | +23% | 200,401,500 IDR |
| 15-20 Years | +6% | 213,601,200 IDR |
| 20+ Years | +10% | 234,000,600 IDR |
Insurance Adjuster Salary by Education Level in Jakarta
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for an Insurance Adjuster in Jakarta based on the education level of the employees in order to find out whether a better education level would increase your salary.
- Certificate or Diploma. An Insurance Adjuster in Jakarta with a certificate or diploma education can earn an average salary of 117,240,500 IDR.
- Bachelor's Degree. An Insurance Adjuster in Jakarta with a bachelor's degree education can earn an average salary of 221,999,600 IDR.
Average Salary by Education Chart
| Certificate or Diploma | - | 117,240,500 IDR |
| Bachelor's Degree | +90% | 221,999,600 IDR |
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Indonesia is around 60,700,000 to 182,000,000 IDR and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Insurance Adjuster Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Jakarta, a male insurance adjuster will earn an average of 146,401,200 IDR, while a female insurance adjuster will earn around 135,600,300 IDR.
This means that a male insurance adjuster earns approximately 8% more than a female insurance adjuster for performing the same job.
Average Salary by Gender Chart in Jakarta
| Male | - | 146,401,200 IDR |
| Female | -8% | 135,600,300 IDR |
Insurance Adjuster Average Pay Raise in Jakarta
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for an Insurance Adjuster in Jakarta is around 11% every 19 months.
The national average pay raise across all professions and industries in Indonesia is around 8% every 18 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 11 ÷ 19 ) × 12 = 7%
What this means is that an Insurance Adjuster in Jakarta can expect to receive an average pay raise of around 7% every 12 months.
Annual Pay Raise by Industry in Jakarta for 2026
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Indonesia.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
| Banking | - | 2% |
| Energy | - | 4% |
| Information Technology | - | 6% |
| Healthcare | - | 8% |
| Travel | - | 1% |
| Construction | - | 3% |
| Education | - | 5% |
Insurance Adjuster Bonus and Incentive Rates in Jakarta
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
An Insurance Adjuster is a low bonus based job, with 31% of employees reporting at least one bonus in the last 12 months.
69% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.
| Received Bonus | - | 31% |
| No Bonus | - | 69% |
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Indonesia earn approximately 9% more than private sector employees in the same role.
| Public Sector | - | 151,201,000 IDR |
| Private Sector | -9% | 139,199,500 IDR |
Salaries for Jobs Similar to an Insurance Adjuster
In the table below, we have salary information for jobs that are similar to an Insurance Adjuster in Jakarta.
| Job Title | Category | Salary |
|---|---|---|
| Actuarial Analyst | Insurance | 207,600,200 IDR |
| Actuarial Assistant | Insurance | 146,401,200 IDR |
| Actuarial Specialist | Insurance | 148,800,300 IDR |
| Actuary | Insurance | 206,398,800 IDR |
| Adjustment Insurance Clerk | Insurance | 57,598,800 IDR |
| Assistant Broker | Insurance | 101,281,000 IDR |
| Assistant Claims Manager | Insurance | 159,601,400 IDR |
| Associate Insurance Representative | Insurance | 76,078,800 IDR |
| Auditing Insurance Manager | Insurance | 230,401,100 IDR |
| Broker | Insurance | 147,600,500 IDR |
| Claim Advocacy Professional | Insurance | 160,800,900 IDR |
| Claims Adjuster | Insurance | 57,719,800 IDR |
| Claims Analyst | Insurance | 80,881,800 IDR |
| Claims Examiner | Insurance | 80,881,800 IDR |
| Claims Manager | Insurance | 219,601,200 IDR |
| Claims Processor | Insurance | 57,961,400 IDR |
| Claims Representative | Insurance | 66,359,800 IDR |
| Claims Resolution Specialist | Insurance | 172,800,900 IDR |
| Claims Supervisor | Insurance | 154,800,100 IDR |
| Complaints Specialist | Insurance | 134,400,400 IDR |
| Compliance Examiner | Insurance | 141,598,200 IDR |
| Compliance Officer | Insurance | 118,920,100 IDR |
| Compliance Reviewer | Insurance | 139,199,500 IDR |
| Consultant | Insurance | 148,800,300 IDR |
| Eligibility Interviewer | Insurance | 157,201,600 IDR |
| Eligibility Specialist | Insurance | 157,201,600 IDR |
| Insurance Account Manager | Insurance | 178,800,800 IDR |
| Insurance Accounts Executive | Insurance | 159,601,400 IDR |
| Insurance Agent | Insurance | 87,118,500 IDR |
| Insurance Analyst | Insurance | 152,398,600 IDR |
| Insurance Appraiser | Insurance | 153,600,700 IDR |
| Insurance Claims Clerk | Insurance | 56,998,400 IDR |
| Insurance Examiner | Insurance | 140,401,100 IDR |
| Insurance Investigator | Insurance | 145,200,100 IDR |
| Insurance Manager | Insurance | 260,400,500 IDR |
| Insurance Operations Manager | Insurance | 268,801,500 IDR |
| Insurance Policy Processing Clerk | Insurance | 57,118,900 IDR |
| Insurance Pricing Assistant | Insurance | 123,599,800 IDR |
| Insurance Program Manager | Insurance | 208,801,000 IDR |
| Insurance Project Manager | Insurance | 189,600,800 IDR |
| Insurance Quality Assurance Agent | Insurance | 134,400,400 IDR |
| Insurance Sales Agent | Insurance | 91,560,700 IDR |
| Insurance Sales Director | Insurance | 254,401,100 IDR |
| Insurance Sales Manager | Insurance | 205,201,300 IDR |
| Insurance Sales Representative | Insurance | 80,158,500 IDR |
| Insurance Team Leader | Insurance | 159,601,400 IDR |
| Insurance Underwriter | Insurance | 118,681,600 IDR |
| Loss Control Specialist | Insurance | 154,800,100 IDR |
| Loss Prevention Investigator | Insurance | 167,999,600 IDR |
| Loss Prevention Manager | Insurance | 212,398,500 IDR |
| Loss Prevention Specialist | Insurance | 156,000,100 IDR |
| Marine Underwriter | Insurance | 115,918,500 IDR |
| Medical Auditor | Insurance | 153,600,700 IDR |
| Monitoring and Performance Officer | Insurance | 105,600,200 IDR |
| Payment Services Specialist | Insurance | 162,000,100 IDR |
| Policy Change Director | Insurance | 243,598,200 IDR |
| Policy Change Supervisor | Insurance | 169,198,600 IDR |
| Policy Change Technician | Insurance | 75,721,000 IDR |
| Risk Analyst | Insurance | 175,200,500 IDR |
| Risk Management Director | Insurance | 303,600,800 IDR |
| Risk Management Supervisor | Insurance | 196,799,500 IDR |
| Risk Manager | Insurance | 292,800,300 IDR |
| Risk Modeling Manager | Insurance | 292,800,300 IDR |
| Title Insurance Typist | Insurance | 134,400,400 IDR |
| Training Manager | Insurance | 176,398,800 IDR |
Salary Comparison by City
If you want to compare salaries with different cities in Indonesia, you can use the links below to explore the data for each specific city we have researched.
| City | Average Salary |
|---|---|
| Bandung | 144,001,700 IDR |
| Makasar | 131,998,300 IDR |
| Malang | 128,400,500 IDR |
| Medan | 145,200,100 IDR |
| Palembang | 144,001,700 IDR |
| Semarang | 145,200,100 IDR |
| Surabaya | 157,201,600 IDR |
| Surakarta | 133,198,700 IDR |
| Tangerang | 145,200,100 IDR |
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