Average Insurance Adjuster Salary in Birmingham, United Kingdom for 2026

In this article, we will look at the average Insurance Adjuster salary for 2026 in Birmingham and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the British pound. To keep things simple, we are using the GBP currency code instead of the currency symbol £.

How Much Does an Insurance Adjuster Make in Birmingham?

An Insurance Adjuster working in Birmingham will typically earn around 75,800 GBP per year, and this can range from the lowest average salary of about 36,600 GBP to the highest average salary of 124,500 GBP.

Average Annual Salary75,800 GBP
Average Monthly Salary6,316 GBP
Average Lowest Salary36,600 GBP
Lowest Monthly Salary3,050 GBP
Average Highest Salary124,500 GBP
Highest Monthly Salary10,375 GBP

These are average salaries for an Insurance Adjuster in Birmingham and include benefits such as housing and transport. It's also possible for an Insurance Adjuster to earn more or less than the average salaries shown above.

Insurance Adjuster salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Insurance Adjuster Salaries in Birmingham

So we've looked at the average salaries an Insurance Adjuster will earn in Birmingham. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Insurance Adjuster can earn between 36,600 GBP and 124,500 GBP on average in Birmingham. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Insurance Adjuster in Birmingham is 83,300 GBP. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 83,300 GBP, and 50% of the population earn more than 83,300 GBP.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Insurance Adjuster salary in Birmingham, 25% of the population are earning less than 51,900 GBP while 75% of the population earn more than 51,900 GBP.

75% of the population earn less than 111,700 GBP, and 25% of the population earn more than 111,700 GBP.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Insurance Adjuster Salary by Experience Level in Birmingham

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Insurance Adjuster salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. An Insurance Adjuster in Birmingham that has less than two years of experience can expect to earn somewhere in the region of 41,700 GBP.
  • 2 - 5 Years Experience. With two to five years of experience the average Insurance Adjuster salary would increase to 52,800 GBP.
  • 5 - 10 Years Experience. From five to ten years of experience as an Insurance Adjuster, the average salary would be 78,500 GBP.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 96,400 GBP.
  • 15 - 20 Years Experience. An Insurance Adjuster with 15 to 20 years of experience can earn an average of 107,300 GBP.
  • 20+ Years Experience. For an Insurance Adjuster with more than 20 years, the expected average salary increases to 114,900 GBP.

Average Salary by Experience Chart

0-2 Years-
41,700 GBP
2-5 Years+34%
52,800 GBP
5-10 Years+48%
78,500 GBP
10-15 Years+22%
96,400 GBP
15-20 Years+9%
107,300 GBP
20+ Years+8%
114,900 GBP

Insurance Adjuster Salary by Education Level in Birmingham

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Insurance Adjuster in Birmingham based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. An Insurance Adjuster in Birmingham with a certificate or diploma education can earn an average salary of 48,200 GBP.
  • Bachelor's Degree. An Insurance Adjuster in Birmingham with a bachelor's degree education can earn an average salary of 89,400 GBP.

Average Salary by Education Chart

Certificate or Diploma-
48,200 GBP
Bachelor's Degree+93%
89,400 GBP

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in United Kingdom is around 29,600 to 88,700 GBP and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Insurance Adjuster Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Birmingham, a male insurance adjuster will earn an average of 66,900 GBP, while a female insurance adjuster will earn around 62,600 GBP.

This means that a male insurance adjuster earns approximately 7% more than a female insurance adjuster for performing the same job.

Average Salary by Gender Chart in Birmingham

Male-
66,900 GBP
Female-7%
62,600 GBP

Insurance Adjuster Average Pay Raise in Birmingham

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Insurance Adjuster in Birmingham is around 12% every 16 months.

The national average pay raise across all professions and industries in United Kingdom is around 9% every 15 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 12 ÷ 16 ) × 12  = 9%

What this means is that an Insurance Adjuster in Birmingham can expect to receive an average pay raise of around 9% every 12 months.

Annual Pay Raise by Industry in Birmingham for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in United Kingdom.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
3%
Energy-
6%
Information Technology-
9%
Healthcare-
3%
Travel-
6%
Construction-
9%
Education-
3%

Insurance Adjuster Bonus and Incentive Rates in Birmingham

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Insurance Adjuster is a low bonus based job, with 33% of employees reporting at least one bonus in the last 12 months.

67% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus-
33%
No Bonus-
67%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in United Kingdom earn approximately 7% more than private sector employees in the same role.

Public Sector-
72,700 GBP
Private Sector-7%
68,200 GBP

Salaries for Jobs Similar to an Insurance Adjuster

In the table below, we have salary information for jobs that are similar to an Insurance Adjuster in Birmingham.

Job TitleCategorySalary
Actuarial AnalystInsurance92,900 GBP
Actuarial AssistantInsurance66,200 GBP
Actuarial SpecialistInsurance70,000 GBP
ActuaryInsurance94,300 GBP
Adjustment Insurance ClerkInsurance26,500 GBP
Assistant BrokerInsurance46,000 GBP
Assistant Claims ManagerInsurance78,900 GBP
Associate Insurance RepresentativeInsurance34,800 GBP
Auditing Insurance ManagerInsurance102,700 GBP
BrokerInsurance73,800 GBP
Claim Advocacy ProfessionalInsurance71,200 GBP
Claims AdjusterInsurance27,300 GBP
Claims AnalystInsurance39,100 GBP
Claims ExaminerInsurance39,800 GBP
Claims ManagerInsurance101,400 GBP
Claims ProcessorInsurance27,300 GBP
Claims RepresentativeInsurance32,300 GBP
Claims Resolution SpecialistInsurance79,800 GBP
Claims SupervisorInsurance73,500 GBP
Complaints SpecialistInsurance71,200 GBP
Compliance ExaminerInsurance69,400 GBP
Compliance OfficerInsurance59,200 GBP
Compliance ReviewerInsurance68,200 GBP
ConsultantInsurance72,700 GBP
Eligibility InterviewerInsurance81,000 GBP
Eligibility SpecialistInsurance68,200 GBP
Insurance Account ManagerInsurance93,200 GBP
Insurance Accounts ExecutiveInsurance76,900 GBP
Insurance AgentInsurance43,500 GBP
Insurance AnalystInsurance68,200 GBP
Insurance AppraiserInsurance74,100 GBP
Insurance Claims ClerkInsurance27,600 GBP
Insurance ExaminerInsurance66,900 GBP
Insurance InvestigatorInsurance69,400 GBP
Insurance ManagerInsurance124,500 GBP
Insurance Operations ManagerInsurance121,800 GBP
Insurance Policy Processing ClerkInsurance29,600 GBP
Insurance Pricing AssistantInsurance56,800 GBP
Insurance Program ManagerInsurance92,000 GBP
Insurance Project ManagerInsurance93,100 GBP
Insurance Quality Assurance AgentInsurance59,800 GBP
Insurance Sales AgentInsurance40,300 GBP
Insurance Sales DirectorInsurance115,600 GBP
Insurance Sales ManagerInsurance91,700 GBP
Insurance Sales RepresentativeInsurance38,700 GBP
Insurance Team LeaderInsurance78,500 GBP
Insurance UnderwriterInsurance55,200 GBP
Loss Control SpecialistInsurance68,200 GBP
Loss Prevention InvestigatorInsurance76,900 GBP
Loss Prevention ManagerInsurance100,700 GBP
Loss Prevention SpecialistInsurance75,400 GBP
Marine UnderwriterInsurance54,100 GBP
Medical AuditorInsurance73,500 GBP
Monitoring and Performance OfficerInsurance46,900 GBP
Payment Services SpecialistInsurance74,100 GBP
Policy Change DirectorInsurance116,400 GBP
Policy Change SupervisorInsurance80,300 GBP
Policy Change TechnicianInsurance33,000 GBP
Risk AnalystInsurance83,400 GBP
Risk Management DirectorInsurance132,000 GBP
Risk Management SupervisorInsurance90,600 GBP
Risk ManagerInsurance137,100 GBP
Risk Modeling ManagerInsurance141,000 GBP
Title Insurance TypistInsurance61,500 GBP
Training ManagerInsurance81,300 GBP

Salary Comparison by City

If you want to compare salaries with different cities in United Kingdom, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Aberdeen70,800 GBP
Abingdon61,400 GBP
Armagh67,000 GBP
Bangor60,200 GBP
Belfast69,200 GBP
Bradford74,600 GBP
Brighton66,100 GBP
Bristol76,000 GBP
Cambridge66,700 GBP
Canterbury64,500 GBP
Cardiff76,000 GBP
Chester63,200 GBP
Coventry74,500 GBP
Derby74,500 GBP
Derry65,900 GBP
Dundee68,500 GBP
Durham59,100 GBP
Edinburgh70,700 GBP
Exeter63,500 GBP
Glasgow77,400 GBP
Gloucester66,900 GBP
Hartlepool66,400 GBP
Inverness61,700 GBP
Kingston upon Hull71,000 GBP
Kirkwall60,600 GBP
Leeds78,200 GBP
Leicester74,900 GBP
Lincoln65,200 GBP
Lisburn65,400 GBP
Liverpool74,600 GBP
London80,200 GBP
Manchester77,000 GBP
Newcastle70,000 GBP
Newport64,900 GBP
Newry63,500 GBP
Norwich66,900 GBP
Nottingham74,600 GBP
Oxford64,200 GBP
Peterborough67,800 GBP
Plymouth71,400 GBP
Poole68,300 GBP
Portsmouth69,400 GBP
Ripon60,100 GBP
Salisbury66,000 GBP
Sheffield71,200 GBP
Somerset71,400 GBP
Southampton67,800 GBP
St Davids57,400 GBP
Stirling61,700 GBP
Stromness58,200 GBP
Strontian58,800 GBP
Swansea70,700 GBP
Truro63,100 GBP
Wakefield62,100 GBP
Wells59,000 GBP
Winchester61,700 GBP
Wolverhampton73,300 GBP
York67,400 GBP

Salary Comparison by State

The table below includes links to the average salary for each state in United Kingdom.

StateAverage Salary
England128,200 GBP
Northern Ireland63,200 GBP
Scotland97,600 GBP
Wales60,800 GBP

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