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Average Fraud Examiner Salary in United Kingdom for 2026

A fraud examiner in United Kingdom earns about 83,800 GBP a year. That's 20% above the national average of 69,700 GBP.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in United Kingdom sit around 44,800 GBP a year, while the very top stretches to 128,200 GBP. Everything on this page is in British pound (GBP, symbol £), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in United Kingdom, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

To turn a gross salary in United Kingdom into a take-home figure, use our United Kingdom salary after tax calculator, which works the latest tax brackets and contributions through the math for you.

How much does a fraud examiner make in United Kingdom?

Average salary
83,800 GBP
6,983 GBP per month
Lowest reported
44,800 GBP
3,733 GBP per month
Highest reported
128,200 GBP
10,683 GBP per month

A typical fraud examiner working in United Kingdom brings home around 6,983 GBP a month before tax. Entry-level pay starts near 44,800 GBP, and the top of the ladder reaches roughly 128,200 GBP for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior fraud examiner working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the fraud examiner salary in Guernsey or Jersey, both of which pay in the same currency.

How fraud examiner pay ranges in United Kingdom

A good way to think about salary in United Kingdom is to look at the distribution rather than the headline average. Half of all fraud examiners in United Kingdom earn less than 79,000 GBP a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 54,700 GBP (the 25th percentile), and a quarter clear 98,900 GBP (the 75th percentile). The middle 50% of fraud examiners sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 44,800 GBP. The highest stretch to 128,200 GBP, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

44,800
Low
79,000
Median
128,200
High
54,700
25th
98,900
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in GBP

Fraud examiner pay by experience in United Kingdom

Years of experience is the single biggest lever on pay for a fraud examiner in United Kingdom, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical fraud examiner salary changes as you move through the career ladder.

  • 0-2 Years
    47,400 GBP
  • 2-5 Years
    +43% from previous
    67,600 GBP
  • 5-10 Years
    +28% from previous
    86,800 GBP
  • 10-15 Years
    +21% from previous
    105,200 GBP
  • 15-20 Years
    +9% from previous
    114,600 GBP
  • 20+ Years
    +4% from previous
    118,900 GBP

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 43%. That is the point at which a fraud examiner typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.

Fraud examiner pay by education in United Kingdom

Education sits alongside experience as one of the biggest factors driving fraud examiner pay in United Kingdom. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average fraud examiner salary in United Kingdom broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    60,800 GBP
  • Bachelor's Degree
    +84% from previous
    111,700 GBP

Fraud examiner gender pay gap in United Kingdom

The gender pay gap is a stubborn feature of almost every labour market, and United Kingdom is no exception. Male fraud examiners in United Kingdom earn an average of 85,400 GBP a year, while female fraud examiners earn around 80,300 GBP. That works out to a 6% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Fraud Examiner gender pay gap

6%

Men earn this much more than women on average in United Kingdom.

Men 85,400 GBP
Women 80,300 GBP

Pay raises for a fraud examiner in United Kingdom

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in United Kingdom sees a raise of about 11% every 18 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in United Kingdom, the national average raise is around 9% every 15 months.

By industry

Industries with the highest pay raises in United Kingdom:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Fraud examiner bonus rates in United Kingdom

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

31%

31% of fraud examiners in United Kingdom reported a bonus of some kind in the past twelve months. That makes a fraud examiner a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 1% to 3% of base salary. The remaining 69% of fraud examiners reported no bonus at all over the same period.

Which careers pay bonuses in United Kingdom

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Fraud examiner: public vs private sector pay

Public-sector pay in United Kingdom is about 7% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

6%

Public-sector workers earn this much more than private-sector workers in United Kingdom on average.

Public sector 72,700 GBP
Private sector 68,200 GBP

Fraud examiner salary by city and region in United Kingdom

Fraud examiner pay is not even across United Kingdom. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • England
  • Scotland
  • Birmingham
  • London
  • Bristol
  • Sheffield
  • Manchester
  • Leicester
  • Edinburgh
  • Glasgow
LocationTypeAverageMedianRange
EnglandRegion152,900 GBP148,300 GBP79,600-233,600 GBP
ScotlandRegion109,700 GBP107,700 GBP54,100-167,100 GBP
BirminghamCity97,400 GBP105,800 GBP45,000-152,700 GBP
LondonCity95,900 GBP105,800 GBP44,700-153,700 GBP
BristolCity95,100 GBP90,900 GBP49,800-147,900 GBP
SheffieldCity95,100 GBP90,900 GBP49,800-147,900 GBP
ManchesterCity92,900 GBP86,100 GBP49,200-140,700 GBP
LeicesterCity92,500 GBP96,000 GBP43,800-146,700 GBP
EdinburghCity92,100 GBP89,200 GBP48,600-142,100 GBP
GlasgowCity91,200 GBP91,200 GBP45,200-142,100 GBP
CardiffCity89,800 GBP93,800 GBP41,000-140,700 GBP
BradfordCity88,600 GBP81,600 GBP47,400-134,100 GBP
LeedsCity88,500 GBP88,500 GBP46,200-141,000 GBP
LiverpoolCity88,300 GBP96,000 GBP40,300-142,100 GBP
NottinghamCity87,900 GBP86,100 GBP45,700-137,100 GBP
CoventryCity87,900 GBP93,800 GBP41,500-141,000 GBP
Kingston upon HullCity86,800 GBP84,800 GBP46,200-137,100 GBP
SouthamptonCity86,800 GBP85,500 GBP43,500-130,400 GBP
PortsmouthCity86,600 GBP93,600 GBP41,700-140,700 GBP
SomersetCity86,600 GBP93,800 GBP40,200-139,100 GBP
PeterboroughCity86,600 GBP89,800 GBP43,500-134,700 GBP
NewcastleCity86,400 GBP79,000 GBP46,400-130,500 GBP
YorkCity84,800 GBP78,500 GBP44,200-128,200 GBP
PlymouthCity84,300 GBP91,000 GBP42,400-134,700 GBP
BelfastCity83,400 GBP79,600 GBP43,400-128,200 GBP
SwanseaCity83,000 GBP79,000 GBP43,800-128,200 GBP
DerbyCity83,000 GBP90,600 GBP40,900-130,400 GBP
BrightonCity83,000 GBP79,000 GBP42,700-128,200 GBP
NorwichCity81,300 GBP79,000 GBP44,800-128,200 GBP
WolverhamptonCity81,300 GBP86,600 GBP36,700-130,500 GBP
ChesterCity81,200 GBP80,000 GBP39,100-125,400 GBP
LincolnCity81,000 GBP83,800 GBP40,500-128,200 GBP
OxfordCity80,900 GBP80,900 GBP41,100-125,400 GBP
AberdeenCity80,500 GBP76,900 GBP44,300-123,800 GBP
PooleCity80,200 GBP83,200 GBP35,400-125,400 GBP
ArmaghCity80,000 GBP74,700 GBP43,500-124,500 GBP
HartlepoolCity79,800 GBP75,800 GBP42,500-124,500 GBP
DerryCity79,600 GBP78,200 GBP39,500-123,000 GBP
WalesRegion79,600 GBP72,300 GBP41,400-119,700 GBP
DurhamCity79,000 GBP86,400 GBP34,900-123,800 GBP
ExeterCity78,700 GBP71,900 GBP45,100-121,800 GBP
CambridgeCity78,700 GBP78,200 GBP40,300-123,000 GBP
NewportCity78,200 GBP83,000 GBP36,000-124,500 GBP
GloucesterCity75,900 GBP73,200 GBP42,000-115,600 GBP
DundeeCity75,800 GBP73,500 GBP41,100-117,100 GBP
Northern IrelandRegion75,400 GBP75,400 GBP36,200-115,600 GBP
NewryCity75,000 GBP74,200 GBP34,800-114,300 GBP
StirlingCity74,700 GBP79,600 GBP36,000-119,700 GBP
AbingdonCity74,500 GBP74,300 GBP33,300-116,400 GBP
WinchesterCity74,500 GBP78,100 GBP35,100-114,300 GBP
LisburnCity74,100 GBP74,100 GBP35,600-116,400 GBP
CanterburyCity73,700 GBP73,700 GBP35,300-111,700 GBP
KirkwallCity73,500 GBP77,400 GBP33,800-114,900 GBP
TruroCity73,100 GBP73,100 GBP36,500-111,700 GBP
WellsCity72,400 GBP77,000 GBP35,300-114,900 GBP
BangorCity71,900 GBP75,900 GBP37,200-114,300 GBP
InvernessCity71,700 GBP73,100 GBP33,000-108,200 GBP
St DavidsCity71,400 GBP66,900 GBP39,800-109,700 GBP
RiponCity71,400 GBP67,500 GBP40,000-108,200 GBP
SalisburyCity71,400 GBP69,400 GBP39,100-111,700 GBP
WakefieldCity70,500 GBP73,100 GBP37,200-114,600 GBP
StrontianCity69,200 GBP64,200 GBP37,800-107,700 GBP
StromnessCity67,900 GBP72,700 GBP30,300-107,700 GBP

Fraud Examiner in United Kingdom: FAQs

  • How much does a fraud examiner make per month in United Kingdom?

    A fraud examiner in United Kingdom earns about 6,983 GBP a month before tax, based on an annual average of 83,800 GBP.

  • What's the salary range for a fraud examiner in United Kingdom?

    Entry-level fraud examiners in United Kingdom start near 44,800 GBP. Top-end pay reaches around 128,200 GBP. The middle 50% of earners sit between 54,700 and 98,900 GBP.

  • Is the median fraud examiner salary in United Kingdom higher or lower than the average?

    The median is 79,000 GBP, lower than the average of 83,800 GBP. Half of fraud examiners in United Kingdom earn below the median, half earn above it.

  • What's the gender pay gap for fraud examiners in United Kingdom?

    Men working as a fraud examiner in United Kingdom earn around 6% more than women on average (85,400 vs 80,300 GBP a year).

  • Do fraud examiners in United Kingdom get bonuses?

    About 31% of fraud examiners in United Kingdom reported a bonus in the past 12 months. Reported bonuses ranged from 1% to 3% of base salary.

  • Do fraud examiners earn more in the public or private sector in United Kingdom?

    In United Kingdom, the public sector pays a fraud examiner about 7% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do fraud examiners in United Kingdom get a pay raise?

    A fraud examiner in United Kingdom sees a raise of around 11% every 18 months, equivalent to roughly 7% a year.