Average Fraud Detection Associate Salary in Maryland, United States for 2025

In this article, we will look at the average Fraud Detection Associate salary for 2025 in Maryland and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United States dollar. To keep things simple, we are using the USD currency code instead of the currency symbol $.

How Much Does a Fraud Detection Associate Make in Maryland?

A Fraud Detection Associate working in Maryland will typically earn around 76,000 USD per year, and this can range from the lowest average salary of about 39,300 USD to the highest average salary of 115,600 USD.

Average Annual Salary76,000 USD
Average Monthly Salary6,333 USD
Average Lowest Salary39,300 USD
Lowest Monthly Salary3,275 USD
Average Highest Salary115,600 USD
Highest Monthly Salary9,633 USD

These are average salaries for a Fraud Detection Associate in Maryland and include benefits such as housing and transport. It's also possible for a Fraud Detection Associate to earn more or less than the average salaries shown above.

Fraud Detection Associate salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Fraud Detection Associate Salaries in Maryland

So we've looked at the average salaries a Fraud Detection Associate will earn in Maryland. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Fraud Detection Associate can earn between 39,300 USD and 115,600 USD on average in Maryland. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Fraud Detection Associate in Maryland is 73,300 USD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 73,300 USD, and 50% of the population earn more than 73,300 USD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Fraud Detection Associate salary in Maryland, 25% of the population are earning less than 51,100 USD while 75% of the population earn more than 51,100 USD.

75% of the population earn less than 92,200 USD, and 25% of the population earn more than 92,200 USD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Fraud Detection Associate Salary by Experience Level in Maryland

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Fraud Detection Associate salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Fraud Detection Associate in Maryland that has less than two years of experience can expect to earn somewhere in the region of 45,700 USD.
  • 2 - 5 Years Experience. With two to five years of experience the average Fraud Detection Associate salary would increase to 61,300 USD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Fraud Detection Associate, the average salary would be 80,200 USD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 94,400 USD.
  • 15 - 20 Years Experience. A Fraud Detection Associate with 15 to 20 years of experience can earn an average of 105,200 USD.
  • 20+ Years Experience. For a Fraud Detection Associate with more than 20 years, the expected average salary increases to 108,200 USD.

Average Salary by Experience Chart

0-2 Years-
45,700 USD
2-5 Years+34%
61,300 USD
5-10 Years+30%
80,200 USD
10-15 Years+21%
94,400 USD
15-20 Years+9%
105,200 USD
20+ Years+5%
108,200 USD

Fraud Detection Associate Salary by Education Level in Maryland

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Fraud Detection Associate in Maryland based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Fraud Detection Associate in Maryland with a bachelor's degree education can earn an average salary of 64,500 USD.
  • Master's Degree. A Fraud Detection Associate in Maryland with a master's degree education can earn an average salary of 90,000 USD.

Average Salary by Education Chart

Bachelor's Degree-
64,500 USD
Master's Degree+39%
90,000 USD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in United States is around 39,500 to 118,000 USD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Fraud Detection Associate Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Maryland, a male fraud detection associate will earn an average of 75,100 USD, while a female fraud detection associate will earn around 73,300 USD.

This means that a male fraud detection associate earns approximately 2% more than a female fraud detection associate for performing the same job.

Average Salary by Gender Chart in Maryland

Male-
75,100 USD
Female-2%
73,300 USD

Fraud Detection Associate Average Pay Raise in Maryland

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Fraud Detection Associate in Maryland is around 11% every 15 months.

The national average pay raise across all professions and industries in United States is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 15 ) × 12  = 9%

What this means is that a Fraud Detection Associate in Maryland can expect to receive an average pay raise of around 9% every 12 months.

Annual Pay Raise by Industry in Maryland for 2025

In the chart below, you can see the average annual pay raise percentages for each of the major industries in United States.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
4%
Energy-
8%
Information Technology-
3%
Healthcare-
7%
Travel-
2%
Construction-
6%
Education-
1%

Fraud Detection Associate Bonus and Incentive Rates in Maryland

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Fraud Detection Associate is a moderate bonus based job, with 56% of employees reporting at least one bonus in the last 12 months.

44% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 6%.

Received Bonus-
56%
No Bonus-
44%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in United States earn approximately 6% more than private sector employees in the same role.

Public Sector-
98,800 USD
Private Sector-6%
93,100 USD

Salaries for Jobs Similar to a Fraud Detection Associate

In the table below, we have salary information for jobs that are similar to a Fraud Detection Associate in Maryland.

Job TitleCategorySalary
AML AnalystBanking148,300 USD
ATM ManagerBanking146,900 USD
ATM Service TechnicianBanking36,200 USD
Assistant Bank Branch ManagerBanking127,700 USD
Assistant Bank ManagerBanking169,700 USD
Bank Accounts AnalystBanking52,300 USD
Bank Accounts CollectorBanking33,500 USD
Bank Accounts ControllerBanking72,300 USD
Bank Accounts ExecutiveBanking102,700 USD
Bank Accounts ManagerBanking123,000 USD
Bank Auditing ManagerBanking127,700 USD
Bank Branch ManagerBanking165,900 USD
Bank Branch Operations CoordinatorBanking74,500 USD
Bank ClerkBanking33,200 USD
Bank Client Service AssociateBanking46,900 USD
Bank CollectorBanking35,600 USD
Bank Compliance SpecialistBanking89,400 USD
Bank ManagerBanking192,600 USD
Bank Operational Risk ManagerBanking205,700 USD
Bank Operations HeadBanking205,700 USD
Bank Operations OfficerBanking82,200 USD
Bank Operations SpecialistBanking124,500 USD
Bank Process ManagerBanking118,900 USD
Bank Product Manager Banking134,100 USD
Bank Programme ManagerBanking138,700 USD
Bank Project ManagerBanking158,700 USD
Bank Propositions ManagerBanking139,100 USD
Bank Quantitative AnalystBanking107,300 USD
Bank Regional ManagerBanking218,100 USD
Bank Regional Risk OfficerBanking109,700 USD
Bank Relationship ManagerBanking151,800 USD
Bank Relationship OfficerBanking73,200 USD
Bank TellerBanking36,400 USD
BankerBanking74,100 USD
Banking Business AnalystBanking107,700 USD
Banking Business Development OfficerBanking63,400 USD
Banking Business Planning ExecutiveBanking156,200 USD
Banking Product ManagerBanking134,100 USD
Banking Reference Data ManagerBanking121,800 USD
Banking Risk AnalystBanking105,800 USD
Banking Technical AnalystBanking53,800 USD
Bankruptcy CoordinatorBanking77,400 USD
Bill and Account CollectorBanking36,500 USD
Budget AnalystBanking107,700 USD
Capital Risk ManagerBanking193,200 USD
Cards Marketing ManagerBanking128,200 USD
Cash Management ManagerBanking185,900 USD
Check Processing ManagerBanking140,200 USD
Commercial Vault AssociateBanking97,300 USD
Corporate BankerBanking78,200 USD
Corporate DealerBanking112,700 USD
Credit AnalystBanking83,300 USD
Credit Card Fraud InvestigatorBanking107,700 USD
Credit Portfolio ManagerBanking197,600 USD
Credit Risk AnalystBanking124,500 USD
Credit Risk AssociateBanking108,200 USD
Credit and Collections ManagerBanking137,100 USD
Direct Bank Sales RepresentativeBanking75,400 USD
Exchange Control ConsultantBanking108,200 USD
Executive Account AnalystBanking105,200 USD
Financial Bank Planning ConsultantBanking140,700 USD
Financial Banking Analysis ManagerBanking151,800 USD
Financial Banking AssistantBanking49,100 USD
Financial Banking Systems ManagerBanking146,900 USD
Foreign Exchange ManagerBanking148,300 USD
Fraud AnalystBanking114,300 USD
Fraud Detection ManagerBanking169,700 USD
Fraud Detection SupervisorBanking93,800 USD
Internal Bank Audit ManagerBanking185,900 USD
Internal Bank AuditorBanking103,600 USD
Internal Private BankerBanking78,900 USD
International Banking ManagerBanking222,300 USD
Investment Banking AnalystBanking152,700 USD
Loan AnalystBanking109,000 USD
Loan Area ManagerBanking130,500 USD
Loan Audit Team LeaderBanking119,700 USD
Loan Branch ManagerBanking124,500 USD
Loan Business Development OfficerBanking63,200 USD
Loan ClerkBanking36,800 USD
Loan Collection ManagerBanking130,500 USD
Loan Collection and Recovery ManagerBanking132,000 USD
Loan CollectorBanking34,000 USD
Loan ExaminerBanking46,000 USD
Loan OfficerBanking39,300 USD
Loan Processing ManagerBanking117,100 USD
Loan ProcessorBanking45,600 USD
Loan Quality Assurance AuditorBanking107,300 USD
Loan Quality Assurance ManagerBanking121,800 USD
Loan Quality Assurance RepresentativeBanking77,000 USD
Loan Review ManagerBanking115,600 USD
Loan Team LeaderBanking109,000 USD
Loans ManagerBanking137,100 USD
Mortgage AdvisorBanking74,300 USD
Mortgage Collection ManagerBanking119,700 USD
Mortgage CollectorBanking33,000 USD
Mortgage Credit AnalystBanking57,800 USD
Mortgage Credit ManagerBanking114,600 USD
Mortgage Development ManagerBanking132,000 USD
Mortgage Document ReviewerBanking45,900 USD
Mortgage Funding ManagerBanking140,200 USD
Mortgage Operations ManagerBanking180,500 USD
Mortgage Payment Processing ClerkBanking39,700 USD
Mortgage Processing ManagerBanking115,600 USD
Mortgage ProcessorBanking48,600 USD
Mortgage Quality Assurance AuditorBanking109,700 USD
Mortgage Quality Assurance ManagerBanking114,300 USD
Mortgage Servicing ClerkBanking39,500 USD
Mortgage Servicing ManagerBanking112,700 USD
Mortgage UnderwriterBanking45,600 USD
Online Banking ManagerBanking175,200 USD
Payment Processing ClerkBanking35,400 USD
Personal BankerBanking73,700 USD
Personal Banking Advisor Banking77,100 USD
Phone BankerBanking50,800 USD
Private BankerBanking78,500 USD
Reconciliation and Investigation SpecialistBanking84,800 USD
Tax OfficerBanking62,600 USD
TellerBanking34,900 USD
Trade OfficerBanking45,200 USD
Trade Product ManagerBanking130,500 USD
TraderBanking49,200 USD
Treasury Operations OfficerBanking92,100 USD

Salary Comparison by City

If you want to compare salaries with different cities in United States, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Atlanta72,400 USD
Austin88,600 USD
Baltimore73,700 USD
Boston73,800 USD
Bristol59,200 USD
Chicago90,300 USD
Cincinnati66,900 USD
Cleveland66,400 USD
Dallas89,300 USD
Denver79,600 USD
Detroit77,300 USD
Honolulu64,300 USD
Houston89,900 USD
Indianapolis78,500 USD
Iowa City63,100 USD
Jacksonville79,600 USD
Kansas City73,500 USD
Kent60,600 USD
Las Vegas75,800 USD
Long Beach73,500 USD
Los Angeles95,100 USD
Memphis73,800 USD
Miami70,000 USD
Minneapolis66,900 USD
New Orleans67,500 USD
New York89,900 USD
Oakland71,700 USD
Oklahoma City77,100 USD
Orlando65,400 USD
Philadelphia90,900 USD
Phoenix85,500 USD
Sacramento73,800 USD
San Antonio88,000 USD
San Diego81,700 USD
San Francisco79,800 USD
San Jose80,500 USD
Seattle84,800 USD
Tampa64,400 USD
Vancouver64,300 USD
Washington D.C.80,500 USD

Salary Comparison by State

The table below includes links to the average salary for each state in United States.

StateAverage Salary
Alabama73,800 USD
Alaska66,100 USD
Arizona80,800 USD
Arkansas77,400 USD
California85,800 USD
Colorado80,900 USD
Connecticut79,600 USD
Delaware66,200 USD
District of Columbia65,800 USD
Florida83,100 USD
Georgia85,100 USD
Hawaii71,400 USD
Idaho75,000 USD
Illinois79,600 USD
Indiana78,900 USD
Iowa74,500 USD
Kansas73,800 USD
Kentucky78,200 USD
Louisiana79,600 USD
Maine73,100 USD
Massachusetts78,100 USD
Michigan83,700 USD
Minnesota77,100 USD
Mississippi73,800 USD
Missouri80,500 USD
Montana71,700 USD
Nebraska67,800 USD
Nevada71,400 USD
New Hampshire70,000 USD
New Jersey83,400 USD
New Mexico76,000 USD
New York90,000 USD
North Carolina79,600 USD
North Dakota65,400 USD
Ohio83,300 USD
Oklahoma74,700 USD
Oregon75,800 USD
Pennsylvania86,100 USD
Rhode Island71,400 USD
South Carolina75,000 USD
South Dakota66,200 USD
Tennessee79,000 USD
Texas84,300 USD
Utah73,800 USD
Vermont68,300 USD
Virginia87,700 USD
Washington79,800 USD
West Virginia71,000 USD
Wisconsin77,100 USD
Wyoming65,700 USD

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