Average Fraud Detection Associate Salary in Chisinau, Moldova for 2026

In this article, we will look at the average Fraud Detection Associate salary for 2026 in Chisinau and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Moldovan leu. To keep things simple, we are using the MDL currency code instead of the currency symbol L.

How Much Does a Fraud Detection Associate Make in Chisinau?

A Fraud Detection Associate working in Chisinau will typically earn around 281,500 MDL per year, and this can range from the lowest average salary of about 142,300 MDL to the highest average salary of 431,300 MDL.

Average Annual Salary281,500 MDL
Average Monthly Salary23,458 MDL
Average Lowest Salary142,300 MDL
Lowest Monthly Salary11,858 MDL
Average Highest Salary431,300 MDL
Highest Monthly Salary35,941 MDL

These are average salaries for a Fraud Detection Associate in Chisinau and include benefits such as housing and transport. It's also possible for a Fraud Detection Associate to earn more or less than the average salaries shown above.

Fraud Detection Associate salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Fraud Detection Associate Salaries in Chisinau

So we've looked at the average salaries a Fraud Detection Associate will earn in Chisinau. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Fraud Detection Associate can earn between 142,300 MDL and 431,300 MDL on average in Chisinau. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Fraud Detection Associate in Chisinau is 275,800 MDL. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 275,800 MDL, and 50% of the population earn more than 275,800 MDL.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Fraud Detection Associate salary in Chisinau, 25% of the population are earning less than 189,300 MDL while 75% of the population earn more than 189,300 MDL.

75% of the population earn less than 345,700 MDL, and 25% of the population earn more than 345,700 MDL.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Fraud Detection Associate Salary by Experience Level in Chisinau

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Fraud Detection Associate salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Fraud Detection Associate in Chisinau that has less than two years of experience can expect to earn somewhere in the region of 159,500 MDL.
  • 2 - 5 Years Experience. With two to five years of experience the average Fraud Detection Associate salary would increase to 209,700 MDL.
  • 5 - 10 Years Experience. From five to ten years of experience as a Fraud Detection Associate, the average salary would be 294,300 MDL.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 353,600 MDL.
  • 15 - 20 Years Experience. A Fraud Detection Associate with 15 to 20 years of experience can earn an average of 382,600 MDL.
  • 20+ Years Experience. For a Fraud Detection Associate with more than 20 years, the expected average salary increases to 413,900 MDL.

Average Salary by Experience Chart

0-2 Years-
159,500 MDL
2-5 Years+31%
209,700 MDL
5-10 Years+40%
294,300 MDL
10-15 Years+20%
353,600 MDL
15-20 Years+9%
382,600 MDL
20+ Years+8%
413,900 MDL

Fraud Detection Associate Salary by Education Level in Chisinau

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Fraud Detection Associate in Chisinau based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Fraud Detection Associate in Chisinau with a bachelor's degree education can earn an average salary of 197,600 MDL.
  • Master's Degree. A Fraud Detection Associate in Chisinau with a master's degree education can earn an average salary of 351,900 MDL.

Average Salary by Education Chart

Bachelor's Degree-
197,600 MDL
Master's Degree+77%
351,900 MDL

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Moldova is around 133,000 to 400,000 MDL and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Fraud Detection Associate Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Chisinau, a male fraud detection associate will earn an average of 254,800 MDL, while a female fraud detection associate will earn around 239,000 MDL.

This means that a male fraud detection associate earns approximately 7% more than a female fraud detection associate for performing the same job.

Average Salary by Gender Chart in Chisinau

Male-
254,800 MDL
Female-7%
239,000 MDL

Fraud Detection Associate Average Pay Raise in Chisinau

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Fraud Detection Associate in Chisinau is around 7% every 28 months.

The national average pay raise across all professions and industries in Moldova is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 28 ) × 12  = 3%

What this means is that a Fraud Detection Associate in Chisinau can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Chisinau for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Moldova.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
6%
Energy-
3%
Information Technology-
9%
Healthcare-
6%
Travel-
3%
Construction-
9%
Education-
6%

Fraud Detection Associate Bonus and Incentive Rates in Chisinau

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Fraud Detection Associate is a low bonus based job, with 35% of employees reporting at least one bonus in the last 12 months.

65% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 5%.

Received Bonus-
35%
No Bonus-
65%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Moldova earn approximately 14% more than private sector employees in the same role.

Public Sector-
335,800 MDL
Private Sector-14%
294,300 MDL

Salaries for Jobs Similar to a Fraud Detection Associate

In the table below, we have salary information for jobs that are similar to a Fraud Detection Associate in Chisinau.

Job TitleCategorySalary
AML AnalystBanking485,300 MDL
ATM ManagerBanking453,200 MDL
ATM Service TechnicianBanking128,500 MDL
Assistant Bank Branch ManagerBanking409,000 MDL
Assistant Bank ManagerBanking566,900 MDL
Bank Accounts AnalystBanking187,300 MDL
Bank Accounts CollectorBanking112,620 MDL
Bank Accounts ControllerBanking239,000 MDL
Bank Accounts ExecutiveBanking369,300 MDL
Bank Accounts ManagerBanking406,300 MDL
Bank Auditing ManagerBanking437,300 MDL
Bank Branch ManagerBanking592,600 MDL
Bank Branch Operations CoordinatorBanking263,900 MDL
Bank ClerkBanking112,560 MDL
Bank Client Service AssociateBanking154,700 MDL
Bank CollectorBanking110,380 MDL
Bank Compliance SpecialistBanking290,800 MDL
Bank ManagerBanking659,400 MDL
Bank Operational Risk ManagerBanking633,300 MDL
Bank Operations HeadBanking684,900 MDL
Bank Operations OfficerBanking283,400 MDL
Bank Operations SpecialistBanking426,700 MDL
Bank Process ManagerBanking383,300 MDL
Bank Product Manager Banking454,300 MDL
Bank Programme ManagerBanking447,300 MDL
Bank Project ManagerBanking528,600 MDL
Bank Propositions ManagerBanking489,600 MDL
Bank Quantitative AnalystBanking335,800 MDL
Bank Regional ManagerBanking724,000 MDL
Bank Regional Risk OfficerBanking353,600 MDL
Bank Relationship ManagerBanking500,100 MDL
Bank Relationship OfficerBanking239,300 MDL
Bank TellerBanking125,100 MDL
BankerBanking243,000 MDL
Banking Business AnalystBanking357,700 MDL
Banking Business Development OfficerBanking217,900 MDL
Banking Business Planning ExecutiveBanking483,800 MDL
Banking Product ManagerBanking415,900 MDL
Banking Reference Data ManagerBanking369,900 MDL
Banking Risk AnalystBanking341,900 MDL
Banking Technical AnalystBanking183,600 MDL
Bankruptcy CoordinatorBanking239,000 MDL
Bill and Account CollectorBanking123,400 MDL
Budget AnalystBanking351,900 MDL
Capital Risk ManagerBanking649,700 MDL
Cards Marketing ManagerBanking442,200 MDL
Cash Management ManagerBanking637,500 MDL
Check Processing ManagerBanking445,100 MDL
Commercial Vault AssociateBanking349,300 MDL
Corporate BankerBanking263,100 MDL
Corporate DealerBanking359,900 MDL
Credit AnalystBanking273,300 MDL
Credit Card Fraud InvestigatorBanking357,300 MDL
Credit Portfolio ManagerBanking641,900 MDL
Credit Risk AnalystBanking399,900 MDL
Credit Risk AssociateBanking394,800 MDL
Credit and Collections ManagerBanking493,000 MDL
Direct Bank Sales RepresentativeBanking254,700 MDL
Exchange Control ConsultantBanking353,600 MDL
Executive Account AnalystBanking345,700 MDL
Financial Bank Planning ConsultantBanking447,700 MDL
Financial Banking Analysis ManagerBanking519,300 MDL
Financial Banking AssistantBanking174,000 MDL
Financial Banking Systems ManagerBanking472,100 MDL
Foreign Exchange ManagerBanking524,300 MDL
Fraud AnalystBanking381,800 MDL
Fraud Detection ManagerBanking548,500 MDL
Fraud Detection SupervisorBanking308,300 MDL
Internal Bank Audit ManagerBanking632,400 MDL
Internal Bank AuditorBanking352,000 MDL
Internal Private BankerBanking246,200 MDL
International Banking ManagerBanking699,700 MDL
Investment Banking AnalystBanking519,300 MDL
Loan AnalystBanking357,700 MDL
Loan Area ManagerBanking420,100 MDL
Loan Audit Team LeaderBanking394,300 MDL
Loan Branch ManagerBanking407,100 MDL
Loan Business Development OfficerBanking207,800 MDL
Loan ClerkBanking127,700 MDL
Loan Collection ManagerBanking401,300 MDL
Loan Collection and Recovery ManagerBanking417,100 MDL
Loan CollectorBanking117,440 MDL
Loan ExaminerBanking151,800 MDL
Loan OfficerBanking129,000 MDL
Loan Processing ManagerBanking384,500 MDL
Loan ProcessorBanking152,100 MDL
Loan Quality Assurance AuditorBanking354,000 MDL
Loan Quality Assurance ManagerBanking412,000 MDL
Loan Quality Assurance RepresentativeBanking257,700 MDL
Loan Review ManagerBanking407,100 MDL
Loan Team LeaderBanking341,400 MDL
Loans ManagerBanking467,700 MDL
Mortgage AdvisorBanking245,300 MDL
Mortgage Collection ManagerBanking430,000 MDL
Mortgage CollectorBanking112,600 MDL
Mortgage Credit AnalystBanking192,600 MDL
Mortgage Credit ManagerBanking381,800 MDL
Mortgage Development ManagerBanking455,400 MDL
Mortgage Document ReviewerBanking159,500 MDL
Mortgage Funding ManagerBanking450,300 MDL
Mortgage Operations ManagerBanking605,700 MDL
Mortgage Payment Processing ClerkBanking138,200 MDL
Mortgage Processing ManagerBanking415,900 MDL
Mortgage ProcessorBanking152,300 MDL
Mortgage Quality Assurance AuditorBanking340,400 MDL
Mortgage Quality Assurance ManagerBanking404,600 MDL
Mortgage Servicing ClerkBanking125,100 MDL
Mortgage Servicing ManagerBanking369,300 MDL
Mortgage UnderwriterBanking143,200 MDL
Online Banking ManagerBanking619,000 MDL
Payment Processing ClerkBanking118,200 MDL
Personal BankerBanking245,300 MDL
Personal Banking Advisor Banking263,900 MDL
Phone BankerBanking168,100 MDL
Private BankerBanking252,300 MDL
Reconciliation and Investigation SpecialistBanking275,800 MDL
Tax OfficerBanking209,500 MDL
TellerBanking123,400 MDL
Trade OfficerBanking150,000 MDL
Trade Product ManagerBanking403,100 MDL
TraderBanking174,000 MDL
Treasury Operations OfficerBanking308,300 MDL

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