Average Financial Services Manager Salary in Osaka, Japan for 2026
In this article, we will look at the average Financial Services Manager salary for 2026 in Osaka and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Japanese yen. To keep things simple, we are using the JPY currency code instead of the currency symbol ¥.
How Much Does a Financial Services Manager Make in Osaka?
A Financial Services Manager working in Osaka will typically earn around 11,856,900 JPY per year, and this can range from the lowest average salary of about 5,567,700 JPY to the highest average salary of 18,720,200 JPY.
These are average salaries for a Financial Services Manager in Osaka and include benefits such as housing and transport. It's also possible for a Financial Services Manager to earn more or less than the average salaries shown above.
Financial Services Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Financial Services Manager Salaries in Osaka
So we've looked at the average salaries a Financial Services Manager will earn in Osaka. The next interesting data point is the distribution of salaries.
Salary ranges
We already know that a Financial Services Manager can earn between 5,567,700 JPY and 18,720,200 JPY on average in Osaka. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
Median salary
The median salary for a Financial Services Manager in Osaka is 12,600,600 JPY. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 12,600,600 JPY, and 50% of the population earn more than 12,600,600 JPY.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Financial Services Manager salary in Osaka, 25% of the population are earning less than 8,159,800 JPY while 75% of the population earn more than 8,159,800 JPY.
75% of the population earn less than 16,561,800 JPY, and 25% of the population earn more than 16,561,800 JPY.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Financial Services Manager Salary by Experience Level in Osaka
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average Financial Services Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. A Financial Services Manager in Osaka that has less than two years of experience can expect to earn somewhere in the region of 6,433,500 JPY.
- 2 - 5 Years Experience. With two to five years of experience the average Financial Services Manager salary would increase to 8,868,100 JPY.
- 5 - 10 Years Experience. From five to ten years of experience as a Financial Services Manager, the average salary would be 12,600,600 JPY.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 15,360,400 JPY.
- 15 - 20 Years Experience. A Financial Services Manager with 15 to 20 years of experience can earn an average of 16,198,300 JPY.
- 20+ Years Experience. For a Financial Services Manager with more than 20 years, the expected average salary increases to 17,640,500 JPY.
Average Salary by Experience Chart
| 0-2 Years | - | 6,433,500 JPY |
| 2-5 Years | +38% | 8,868,100 JPY |
| 5-10 Years | +42% | 12,600,600 JPY |
| 10-15 Years | +22% | 15,360,400 JPY |
| 15-20 Years | +6% | 16,198,300 JPY |
| 20+ Years | +9% | 17,640,500 JPY |
Financial Services Manager Salary by Education Level in Osaka
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for a Financial Services Manager in Osaka based on the education level of the employees in order to find out whether a better education level would increase your salary.
- Certificate or Diploma. A Financial Services Manager in Osaka with a certificate or diploma education can earn an average salary of 7,680,400 JPY.
- Bachelor's Degree. A Financial Services Manager in Osaka with a bachelor's degree education can earn an average salary of 12,121,000 JPY.
- Master's Degree. A Financial Services Manager in Osaka with a master's degree education can earn an average salary of 16,918,700 JPY.
Average Salary by Education Chart
| Certificate or Diploma | - | 7,680,400 JPY |
| Bachelor's Degree | +58% | 12,121,000 JPY |
| Master's Degree | +39% | 16,918,700 JPY |
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Japan is around 2,570,000 to 7,720,000 JPY and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Financial Services Manager Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Osaka, a male financial services manager will earn an average of 11,963,400 JPY, while a female financial services manager will earn around 11,255,300 JPY.
This means that a male financial services manager earns approximately 6% more than a female financial services manager for performing the same job.
Average Salary by Gender Chart in Osaka
| Male | - | 11,963,400 JPY |
| Female | -6% | 11,255,300 JPY |
Financial Services Manager Average Pay Raise in Osaka
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for a Financial Services Manager in Osaka is around 12% every 17 months.
The national average pay raise across all professions and industries in Japan is around 8% every 16 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 12 ÷ 17 ) × 12 = 8%
What this means is that a Financial Services Manager in Osaka can expect to receive an average pay raise of around 8% every 12 months.
Annual Pay Raise by Industry in Osaka for 2026
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Japan.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
| Banking | - | 8% |
| Energy | - | 7% |
| Information Technology | - | 6% |
| Healthcare | - | 5% |
| Travel | - | 4% |
| Construction | - | 3% |
| Education | - | 2% |
Financial Services Manager Bonus and Incentive Rates in Osaka
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
A Financial Services Manager is a high bonus based job, with 87% of employees reporting at least one bonus in the last 12 months.
13% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.
| Received Bonus | - | 87% |
| No Bonus | - | 13% |
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Japan earn approximately 4% more than private sector employees in the same role.
| Public Sector | - | 6,300,400 JPY |
| Private Sector | -4% | 6,048,900 JPY |
Salaries for Jobs Similar to a Financial Services Manager
In the table below, we have salary information for jobs that are similar to a Financial Services Manager in Osaka.
| Job Title | Category | Salary |
|---|---|---|
| Account Examiner | Accounting and Finance | 3,277,900 JPY |
| Account Executive | Accounting and Finance | 5,868,200 JPY |
| Accountant | Accounting and Finance | 4,570,300 JPY |
| Accounting Analyst | Accounting and Finance | 5,567,700 JPY |
| Accounting Assistant | Accounting and Finance | 3,601,500 JPY |
| Accounting Associate | Accounting and Finance | 3,373,200 JPY |
| Accounting Clerk | Accounting and Finance | 2,734,500 JPY |
| Accounting Coordinator | Accounting and Finance | 3,925,200 JPY |
| Accounting Head | Accounting and Finance | 9,289,200 JPY |
| Accounting Manager | Accounting and Finance | 9,191,000 JPY |
| Accounting Officer | Accounting and Finance | 3,385,800 JPY |
| Accounting Specialist | Accounting and Finance | 6,228,100 JPY |
| Accounting Supervisor | Accounting and Finance | 6,529,400 JPY |
| Accounting Technician | Accounting and Finance | 3,085,500 JPY |
| Accounting Unit Controller | Accounting and Finance | 7,633,100 JPY |
| Accounts Executive | Accounting and Finance | 5,567,700 JPY |
| Accounts Officer | Accounting and Finance | 3,622,400 JPY |
| Accounts Payable Assistant | Accounting and Finance | 3,577,600 JPY |
| Accounts Payable Associate | Accounting and Finance | 4,282,500 JPY |
| Accounts Payable Clerk | Accounting and Finance | 3,239,400 JPY |
| Accounts Payable Manager | Accounting and Finance | 8,664,400 JPY |
| Accounts Payable and Receivable Specialist | Accounting and Finance | 4,786,100 JPY |
| Accounts Receivable Administrator | Accounting and Finance | 6,648,800 JPY |
| Accounts Receivable Clerk | Accounting and Finance | 3,288,400 JPY |
| Accounts Receivable Financial Analyst | Accounting and Finance | 6,156,100 JPY |
| Accounts Receivable Manager | Accounting and Finance | 8,650,700 JPY |
| Accounts Receivable Team Leader | Accounting and Finance | 6,804,900 JPY |
| Assistant Accountant | Accounting and Finance | 3,529,600 JPY |
| Assistant Accounting Manager | Accounting and Finance | 8,820,700 JPY |
| Assistant Auditor | Accounting and Finance | 4,309,300 JPY |
| Assistant Corporate Controller | Accounting and Finance | 6,035,400 JPY |
| Assistant Finance Manager | Accounting and Finance | 9,517,400 JPY |
| Assistant Financial Controller | Accounting and Finance | 5,998,900 JPY |
| Audit Director | Accounting and Finance | 9,985,800 JPY |
| Audit Supervisor | Accounting and Finance | 8,425,800 JPY |
| Auditing Clerk | Accounting and Finance | 3,622,400 JPY |
| Auditing Manager | Accounting and Finance | 9,863,700 JPY |
| Billing Clerk | Accounting and Finance | 3,469,900 JPY |
| Billing Coordinator | Accounting and Finance | 4,162,800 JPY |
| Billing Specialist | Accounting and Finance | 4,846,300 JPY |
| Billing Supervisor | Accounting and Finance | 6,696,900 JPY |
| Bookkeeper | Accounting and Finance | 2,902,500 JPY |
| Bookkeeping Specialist | Accounting and Finance | 4,201,000 JPY |
| Budget Analyst | Accounting and Finance | 7,642,900 JPY |
| Budget Manager | Accounting and Finance | 9,215,300 JPY |
| Business Support Analyst | Accounting and Finance | 4,860,800 JPY |
| Capital Markets Associate | Accounting and Finance | 6,709,300 JPY |
| Cash Flow Analyst | Accounting and Finance | 6,791,800 JPY |
| Cash Management Manager | Accounting and Finance | 8,962,200 JPY |
| Cash Management Officer | Accounting and Finance | 5,242,700 JPY |
| Cashbook Clerk | Accounting and Finance | 3,085,500 JPY |
| Chartered Accountant | Accounting and Finance | 5,868,200 JPY |
| Chief Accountant | Accounting and Finance | 7,045,600 JPY |
| Collections Clerk | Accounting and Finance | 2,773,700 JPY |
| Collections Representative | Accounting and Finance | 3,817,500 JPY |
| Collections Specialist | Accounting and Finance | 4,391,800 JPY |
| Corporate Controller | Accounting and Finance | 7,164,900 JPY |
| Corporate Treasurer | Accounting and Finance | 8,232,100 JPY |
| Cost Accountant | Accounting and Finance | 4,690,500 JPY |
| Cost Accounting Manager | Accounting and Finance | 8,614,300 JPY |
| Cost Accounting Supervisor | Accounting and Finance | 7,548,300 JPY |
| Cost Analyst | Accounting and Finance | 6,958,900 JPY |
| Credit Controller | Accounting and Finance | 6,179,700 JPY |
| Credit Manager | Accounting and Finance | 9,226,300 JPY |
| Credit and Collection Manager | Accounting and Finance | 8,926,700 JPY |
| Credit and Collection Staff | Accounting and Finance | 3,385,800 JPY |
| Credit and Loans Officer | Accounting and Finance | 3,178,700 JPY |
| Debt Adviser | Accounting and Finance | 7,428,600 JPY |
| Debt Collector | Accounting and Finance | 3,648,200 JPY |
| Debtors Clerk | Accounting and Finance | 2,998,500 JPY |
| Debtors Controller | Accounting and Finance | 3,385,800 JPY |
| Deputy CFO | Accounting and Finance | 12,481,200 JPY |
| Deputy Head of Finance | Accounting and Finance | 12,600,600 JPY |
| Derivative Trader | Accounting and Finance | 8,134,400 JPY |
| Director of Finance | Accounting and Finance | 13,679,300 JPY |
| Economist | Accounting and Finance | 10,849,200 JPY |
| Equity Analyst | Accounting and Finance | 7,715,800 JPY |
| Escrow Assistant | Accounting and Finance | 3,984,100 JPY |
| Executive Accountant | Accounting and Finance | 5,161,100 JPY |
| External Auditor | Accounting and Finance | 6,048,900 JPY |
| Finance Administrator | Accounting and Finance | 5,495,200 JPY |
| Finance Analyst | Accounting and Finance | 8,195,200 JPY |
| Finance Associate | Accounting and Finance | 4,129,300 JPY |
| Finance Director | Accounting and Finance | 12,721,300 JPY |
| Finance Executive | Accounting and Finance | 9,166,100 JPY |
| Finance Licensing Clerk | Accounting and Finance | 3,406,900 JPY |
| Finance Licensing Manager | Accounting and Finance | 8,218,100 JPY |
| Finance Licensing Specialist | Accounting and Finance | 4,690,500 JPY |
| Finance Manager | Accounting and Finance | 12,239,700 JPY |
| Finance Officer | Accounting and Finance | 4,102,700 JPY |
| Finance President | Accounting and Finance | 12,841,200 JPY |
| Finance Relationship Manager | Accounting and Finance | 10,643,500 JPY |
| Finance Release Analyst | Accounting and Finance | 5,063,200 JPY |
| Finance Specialist | Accounting and Finance | 7,259,000 JPY |
| Finance Team Leader | Accounting and Finance | 9,816,600 JPY |
| Financial Accountant | Accounting and Finance | 4,537,100 JPY |
| Financial Actuary | Accounting and Finance | 6,901,600 JPY |
| Financial Administrator | Accounting and Finance | 7,834,900 JPY |
| Financial Advisor | Accounting and Finance | 8,017,000 JPY |
| Financial Analyst | Accounting and Finance | 8,496,400 JPY |
| Financial Applications Specialist | Accounting and Finance | 5,735,900 JPY |
| Financial Assistant | Accounting and Finance | 3,718,600 JPY |
| Financial Associate | Accounting and Finance | 3,577,600 JPY |
| Financial Associate | Accounting and Finance | 4,249,700 JPY |
| Financial Claims Analyst | Accounting and Finance | 6,251,400 JPY |
| Financial Claims Manager | Accounting and Finance | 8,329,200 JPY |
| Financial Claims Supervisor | Accounting and Finance | 7,777,400 JPY |
| Financial Clerk | Accounting and Finance | 3,385,800 JPY |
| Financial Commercial Analyst | Accounting and Finance | 6,768,400 JPY |
| Financial Compliance Analyst | Accounting and Finance | 7,441,400 JPY |
| Financial Consultant | Accounting and Finance | 6,156,100 JPY |
| Financial Controller | Accounting and Finance | 7,393,200 JPY |
| Financial Controller | Accounting and Finance | 7,510,300 JPY |
| Financial Coordinator | Accounting and Finance | 4,176,700 JPY |
| Financial Customer Service Manager | Accounting and Finance | 8,159,800 JPY |
| Financial Dealer and Broker | Accounting and Finance | 5,063,200 JPY |
| Financial Director | Accounting and Finance | 13,919,600 JPY |
| Financial Encoder | Accounting and Finance | 3,863,700 JPY |
| Financial Manager | Accounting and Finance | 11,998,600 JPY |
| Financial Manager | Accounting and Finance | 12,600,600 JPY |
| Financial Operations Manager | Accounting and Finance | 11,818,500 JPY |
| Financial Policy Analyst | Accounting and Finance | 6,958,900 JPY |
| Financial Project Manager | Accounting and Finance | 8,940,400 JPY |
| Financial Quantitative Analyst | Accounting and Finance | 7,669,900 JPY |
| Financial Reporting Consultant | Accounting and Finance | 6,505,500 JPY |
| Financial Reporting Manager | Accounting and Finance | 8,578,600 JPY |
| Financial Section Head | Accounting and Finance | 8,626,600 JPY |
| Financial Services Sales Agent | Accounting and Finance | 4,991,200 JPY |
| Fixed Assets Administrator | Accounting and Finance | 4,822,700 JPY |
| Forensic Accountant | Accounting and Finance | 5,363,700 JPY |
| Fraud Detection Supervisor | Accounting and Finance | 5,545,500 JPY |
| Fraud Prevention Manager | Accounting and Finance | 9,239,600 JPY |
| Fund Accountant | Accounting and Finance | 4,355,800 JPY |
| Grants Coordinator | Accounting and Finance | 3,469,900 JPY |
| Group Financial Manager | Accounting and Finance | 12,721,300 JPY |
| Internal Auditor | Accounting and Finance | 5,818,100 JPY |
| Internal Control Adviser | Accounting and Finance | 7,067,300 JPY |
| Internal Control Officer | Accounting and Finance | 3,946,200 JPY |
| International Tax Director | Accounting and Finance | 11,267,200 JPY |
| Inventory Accountant | Accounting and Finance | 4,475,900 JPY |
| Investment Advisor | Accounting and Finance | 12,239,700 JPY |
| Investment Analyst | Accounting and Finance | 9,133,400 JPY |
| Investment Associate | Accounting and Finance | 7,572,700 JPY |
| Investment Broker | Accounting and Finance | 7,812,200 JPY |
| Investment Fund Manager | Accounting and Finance | 10,128,600 JPY |
| Investment Operations Manager | Accounting and Finance | 10,450,100 JPY |
| Investment Underwriter | Accounting and Finance | 3,889,500 JPY |
| Investor | Accounting and Finance | 5,818,100 JPY |
| Investor Relations Manager | Accounting and Finance | 9,121,500 JPY |
| KYC Team Leader | Accounting and Finance | 9,106,400 JPY |
| Loan Processor | Accounting and Finance | 3,781,400 JPY |
| Management Accountant | Accounting and Finance | 4,966,200 JPY |
| Management Economist | Accounting and Finance | 10,560,900 JPY |
| Paymaster | Accounting and Finance | 3,781,400 JPY |
| Payroll Administrator | Accounting and Finance | 5,747,700 JPY |
| Payroll Benefits Coordinator | Accounting and Finance | 4,777,400 JPY |
| Payroll Billing Manager | Accounting and Finance | 7,957,900 JPY |
| Payroll Clerk | Accounting and Finance | 3,829,500 JPY |
| Payroll Manager | Accounting and Finance | 8,087,400 JPY |
| Payroll Officer | Accounting and Finance | 3,817,500 JPY |
| Payroll Specialist | Accounting and Finance | 4,594,300 JPY |
| Payroll Supervisor | Accounting and Finance | 5,676,700 JPY |
| Pensions Administrator | Accounting and Finance | 4,799,700 JPY |
| Personal Financial Advisor | Accounting and Finance | 6,875,100 JPY |
| Pricing Analyst | Accounting and Finance | 7,331,800 JPY |
| Private Equity Analyst | Accounting and Finance | 8,029,300 JPY |
| Project Accountant | Accounting and Finance | 5,003,800 JPY |
| Proposal Development Coordinator | Accounting and Finance | 4,032,100 JPY |
| Receivables Accountant | Accounting and Finance | 4,355,800 JPY |
| Regulatory Accountant | Accounting and Finance | 5,146,100 JPY |
| Retirement Plan Analyst | Accounting and Finance | 7,164,900 JPY |
| Revenue Management Specialist | Accounting and Finance | 7,499,500 JPY |
| Revenue Recognition Analyst | Accounting and Finance | 8,614,300 JPY |
| Risk Management Director | Accounting and Finance | 11,005,300 JPY |
| Risk Management Supervisor | Accounting and Finance | 9,121,500 JPY |
| Staff Accountant | Accounting and Finance | 4,309,300 JPY |
| Tax Accountant | Accounting and Finance | 4,140,900 JPY |
| Tax Administrator | Accounting and Finance | 4,943,500 JPY |
| Tax Advisor | Accounting and Finance | 7,030,600 JPY |
| Tax Analyst | Accounting and Finance | 7,081,500 JPY |
| Tax Associate | Accounting and Finance | 3,745,100 JPY |
| Tax Consultant | Accounting and Finance | 7,428,600 JPY |
| Tax Director | Accounting and Finance | 10,870,100 JPY |
| Tax Examiner | Accounting and Finance | 4,908,200 JPY |
| Tax Manager | Accounting and Finance | 9,478,900 JPY |
| Tax Research Manager | Accounting and Finance | 9,538,800 JPY |
| Teller | Accounting and Finance | 2,794,600 JPY |
| Treasury Accountant | Accounting and Finance | 4,714,900 JPY |
| Treasury Analyst | Accounting and Finance | 7,381,700 JPY |
| Underwriter | Accounting and Finance | 3,035,200 JPY |
| Underwriting Assistant | Accounting and Finance | 2,878,300 JPY |
| Vice President of Finance | Accounting and Finance | 12,361,500 JPY |
Salary Comparison by City
If you want to compare salaries with different cities in Japan, you can use the links below to explore the data for each specific city we have researched.
| City | Average Salary |
|---|---|
| Fukuoka | 11,664,700 JPY |
| Hiroshima | 10,750,100 JPY |
| Kawasaki | 11,050,300 JPY |
| Kobe | 11,245,700 JPY |
| Kyoto | 11,113,100 JPY |
| Nagoya | 11,734,300 JPY |
| Saitama | 10,907,900 JPY |
| Sapporo | 11,604,300 JPY |
| Sendai | 10,595,000 JPY |
| Tokyo | 13,319,300 JPY |
| Yokohama | 11,974,500 JPY |
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