Average Financial Encoder Salary in Phnom Penh, Cambodia for 2026

In this article, we will look at the average Financial Encoder salary for 2026 in Phnom Penh and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Cambodian riel. To keep things simple, we are using the KHR currency code instead of the currency symbol .

How Much Does a Financial Encoder Make in Phnom Penh?

A Financial Encoder working in Phnom Penh will typically earn around 25,561,400 KHR per year, and this can range from the lowest average salary of about 11,734,300 KHR to the highest average salary of 40,559,300 KHR.

Average Annual Salary25,561,400 KHR
Average Monthly Salary2,130,116 KHR
Average Lowest Salary11,734,300 KHR
Lowest Monthly Salary977,858 KHR
Average Highest Salary40,559,300 KHR
Highest Monthly Salary3,379,941 KHR

These are average salaries for a Financial Encoder in Phnom Penh and include benefits such as housing and transport. It's also possible for a Financial Encoder to earn more or less than the average salaries shown above.

Financial Encoder salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Financial Encoder Salaries in Phnom Penh

So we've looked at the average salaries a Financial Encoder will earn in Phnom Penh. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Financial Encoder can earn between 11,734,300 KHR and 40,559,300 KHR on average in Phnom Penh. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Financial Encoder in Phnom Penh is 27,601,100 KHR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 27,601,100 KHR, and 50% of the population earn more than 27,601,100 KHR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Financial Encoder salary in Phnom Penh, 25% of the population are earning less than 17,640,500 KHR while 75% of the population earn more than 17,640,500 KHR.

75% of the population earn less than 36,718,100 KHR, and 25% of the population earn more than 36,718,100 KHR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Financial Encoder Salary by Experience Level in Phnom Penh

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Financial Encoder salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Financial Encoder in Phnom Penh that has less than two years of experience can expect to earn somewhere in the region of 13,319,300 KHR.
  • 2 - 5 Years Experience. With two to five years of experience the average Financial Encoder salary would increase to 17,758,500 KHR.
  • 5 - 10 Years Experience. From five to ten years of experience as a Financial Encoder, the average salary would be 26,280,300 KHR.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 32,038,500 KHR.
  • 15 - 20 Years Experience. A Financial Encoder with 15 to 20 years of experience can earn an average of 34,919,600 KHR.
  • 20+ Years Experience. For a Financial Encoder with more than 20 years, the expected average salary increases to 37,800,500 KHR.

Average Salary by Experience Chart

0-2 Years-
13,319,300 KHR
2-5 Years+34%
17,758,500 KHR
5-10 Years+48%
26,280,300 KHR
10-15 Years+22%
32,038,500 KHR
15-20 Years+9%
34,919,600 KHR
20+ Years+8%
37,800,500 KHR

Financial Encoder Salary by Education Level in Phnom Penh

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Financial Encoder in Phnom Penh based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • High School. A Financial Encoder in Phnom Penh with a high school education can earn an average salary of 15,238,200 KHR.
  • Certificate or Diploma. A Financial Encoder in Phnom Penh with a certificate or diploma education can earn an average salary of 23,878,400 KHR.
  • Bachelor's Degree. A Financial Encoder in Phnom Penh with a bachelor's degree education can earn an average salary of 39,960,800 KHR.

Average Salary by Education Chart

High School-
15,238,200 KHR
Certificate or Diploma+57%
23,878,400 KHR
Bachelor's Degree+68%
39,960,800 KHR

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Cambodia is around 16,600,000 to 49,700,000 KHR and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Financial Encoder Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Phnom Penh, a male financial encoder will earn an average of 26,759,500 KHR, while a female financial encoder will earn around 23,040,200 KHR.

This means that a male financial encoder earns approximately 16% more than a female financial encoder for performing the same job.

Average Salary by Gender Chart in Phnom Penh

Male-
26,759,500 KHR
Female-16%
23,040,200 KHR

Financial Encoder Average Pay Raise in Phnom Penh

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Financial Encoder in Phnom Penh is around 8% every 27 months.

The national average pay raise across all professions and industries in Cambodia is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 8 ÷ 27 ) × 12  = 4%

What this means is that a Financial Encoder in Phnom Penh can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Phnom Penh for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Cambodia.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
9%
Energy-
9%
Information Technology-
9%
Healthcare-
9%
Travel-
9%
Construction-
9%
Education-
9%

Financial Encoder Bonus and Incentive Rates in Phnom Penh

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Financial Encoder is a low bonus based job, with 15% of employees reporting at least one bonus in the last 12 months.

85% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus-
15%
No Bonus-
85%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Cambodia earn approximately 25% more than private sector employees in the same role.

Public Sector-
44,161,600 KHR
Private Sector-25%
35,398,900 KHR

Salaries for Jobs Similar to a Financial Encoder

In the table below, we have salary information for jobs that are similar to a Financial Encoder in Phnom Penh.

Job TitleCategorySalary
Account ExaminerAccounting and Finance20,999,200 KHR
Account ExecutiveAccounting and Finance34,679,400 KHR
AccountantAccounting and Finance27,001,700 KHR
Accounting AnalystAccounting and Finance34,919,600 KHR
Accounting AssistantAccounting and Finance21,961,700 KHR
Accounting AssociateAccounting and Finance20,159,800 KHR
Accounting ClerkAccounting and Finance17,159,700 KHR
Accounting CoordinatorAccounting and Finance25,200,800 KHR
Accounting HeadAccounting and Finance54,840,400 KHR
Accounting ManagerAccounting and Finance59,158,300 KHR
Accounting OfficerAccounting and Finance21,841,900 KHR
Accounting SpecialistAccounting and Finance37,441,100 KHR
Accounting SupervisorAccounting and Finance37,318,700 KHR
Accounting TechnicianAccounting and Finance19,921,600 KHR
Accounting Unit ControllerAccounting and Finance49,198,300 KHR
Accounts ExecutiveAccounting and Finance34,799,800 KHR
Accounts OfficerAccounting and Finance22,441,700 KHR
Accounts Payable AssistantAccounting and Finance22,558,900 KHR
Accounts Payable AssociateAccounting and Finance26,399,200 KHR
Accounts Payable ClerkAccounting and Finance21,478,100 KHR
Accounts Payable ManagerAccounting and Finance53,398,300 KHR
Accounts Payable and Receivable SpecialistAccounting and Finance27,960,400 KHR
Accounts Receivable AdministratorAccounting and Finance41,158,900 KHR
Accounts Receivable ClerkAccounting and Finance20,878,800 KHR
Accounts Receivable Financial AnalystAccounting and Finance37,919,200 KHR
Accounts Receivable ManagerAccounting and Finance56,520,500 KHR
Accounts Receivable Team LeaderAccounting and Finance41,158,900 KHR
Assistant AccountantAccounting and Finance20,639,100 KHR
Assistant Accounting ManagerAccounting and Finance50,759,100 KHR
Assistant AuditorAccounting and Finance29,278,200 KHR
Assistant Corporate ControllerAccounting and Finance39,718,900 KHR
Assistant Finance ManagerAccounting and Finance57,479,000 KHR
Assistant Financial ControllerAccounting and Finance38,281,500 KHR
Audit DirectorAccounting and Finance63,120,600 KHR
Audit SupervisorAccounting and Finance52,078,500 KHR
Auditing ClerkAccounting and Finance22,441,700 KHR
Auditing ManagerAccounting and Finance56,041,700 KHR
Billing ClerkAccounting and Finance21,478,100 KHR
Billing CoordinatorAccounting and Finance26,520,600 KHR
Billing SpecialistAccounting and Finance29,519,900 KHR
Billing SupervisorAccounting and Finance41,520,800 KHR
BookkeeperAccounting and Finance18,598,500 KHR
Bookkeeping SpecialistAccounting and Finance27,118,300 KHR
Budget AnalystAccounting and Finance50,281,100 KHR
Budget ManagerAccounting and Finance56,401,100 KHR
Business Support AnalystAccounting and Finance33,001,000 KHR
Capital Markets AssociateAccounting and Finance41,878,100 KHR
Cash Flow AnalystAccounting and Finance42,839,200 KHR
Cash Management ManagerAccounting and Finance58,199,900 KHR
Cash Management OfficerAccounting and Finance31,678,800 KHR
Cashbook ClerkAccounting and Finance20,038,100 KHR
Chartered AccountantAccounting and Finance36,480,500 KHR
Chief AccountantAccounting and Finance40,079,600 KHR
Collections ClerkAccounting and Finance16,679,800 KHR
Collections RepresentativeAccounting and Finance23,638,700 KHR
Collections SpecialistAccounting and Finance28,679,900 KHR
Corporate ControllerAccounting and Finance45,478,500 KHR
Corporate TreasurerAccounting and Finance53,639,100 KHR
Cost AccountantAccounting and Finance28,200,200 KHR
Cost Accounting ManagerAccounting and Finance57,841,700 KHR
Cost Accounting SupervisorAccounting and Finance46,921,300 KHR
Cost AnalystAccounting and Finance43,438,200 KHR
Credit ControllerAccounting and Finance39,718,900 KHR
Credit ManagerAccounting and Finance61,080,900 KHR
Credit and Collection ManagerAccounting and Finance54,719,600 KHR
Credit and Collection StaffAccounting and Finance21,478,100 KHR
Credit and Loans OfficerAccounting and Finance20,400,600 KHR
Debt AdviserAccounting and Finance45,239,100 KHR
Debt CollectorAccounting and Finance22,799,000 KHR
Debtors ClerkAccounting and Finance18,958,500 KHR
Debtors ControllerAccounting and Finance21,841,900 KHR
Deputy CFOAccounting and Finance80,640,500 KHR
Deputy Head of FinanceAccounting and Finance78,479,700 KHR
Derivative TraderAccounting and Finance46,560,900 KHR
Director of FinanceAccounting and Finance79,921,300 KHR
EconomistAccounting and Finance69,001,000 KHR
Equity AnalystAccounting and Finance51,361,500 KHR
Escrow AssistantAccounting and Finance24,599,500 KHR
Executive AccountantAccounting and Finance32,519,500 KHR
External AuditorAccounting and Finance39,241,100 KHR
Finance AdministratorAccounting and Finance31,919,300 KHR
Finance AnalystAccounting and Finance50,519,600 KHR
Finance AssociateAccounting and Finance24,599,500 KHR
Finance DirectorAccounting and Finance86,519,600 KHR
Finance ExecutiveAccounting and Finance59,398,900 KHR
Finance Licensing ClerkAccounting and Finance19,678,200 KHR
Finance Licensing ManagerAccounting and Finance53,879,800 KHR
Finance Licensing SpecialistAccounting and Finance31,678,800 KHR
Finance ManagerAccounting and Finance77,159,200 KHR
Finance OfficerAccounting and Finance27,001,700 KHR
Finance PresidentAccounting and Finance81,600,600 KHR
Finance Relationship ManagerAccounting and Finance63,120,600 KHR
Finance Release AnalystAccounting and Finance32,280,500 KHR
Finance SpecialistAccounting and Finance47,280,300 KHR
Finance Team Leader Accounting and Finance63,120,600 KHR
Financial AccountantAccounting and Finance29,278,200 KHR
Financial ActuaryAccounting and Finance41,158,900 KHR
Financial AdministratorAccounting and Finance47,038,300 KHR
Financial AdvisorAccounting and Finance53,639,100 KHR
Financial AnalystAccounting and Finance51,959,300 KHR
Financial Applications SpecialistAccounting and Finance34,441,600 KHR
Financial AssistantAccounting and Finance23,040,200 KHR
Financial AssociateAccounting and Finance23,759,100 KHR
Financial AssociateAccounting and Finance26,520,600 KHR
Financial Claims AnalystAccounting and Finance36,240,700 KHR
Financial Claims ManagerAccounting and Finance49,678,100 KHR
Financial Claims SupervisorAccounting and Finance47,880,300 KHR
Financial ClerkAccounting and Finance22,558,900 KHR
Financial Commercial AnalystAccounting and Finance39,960,800 KHR
Financial Compliance AnalystAccounting and Finance46,080,100 KHR
Financial ConsultantAccounting and Finance38,281,500 KHR
Financial ControllerAccounting and Finance45,599,600 KHR
Financial ControllerAccounting and Finance47,038,300 KHR
Financial CoordinatorAccounting and Finance25,561,400 KHR
Financial Customer Service ManagerAccounting and Finance50,281,100 KHR
Financial Dealer and BrokerAccounting and Finance30,001,600 KHR
Financial DirectorAccounting and Finance80,881,800 KHR
Financial ManagerAccounting and Finance75,239,300 KHR
Financial ManagerAccounting and Finance79,319,400 KHR
Financial Operations ManagerAccounting and Finance71,878,800 KHR
Financial Policy AnalystAccounting and Finance44,398,300 KHR
Financial Project ManagerAccounting and Finance59,999,100 KHR
Financial Quantitative AnalystAccounting and Finance47,519,800 KHR
Financial Reporting ConsultantAccounting and Finance39,119,300 KHR
Financial Reporting ManagerAccounting and Finance54,719,600 KHR
Financial Section HeadAccounting and Finance51,479,800 KHR
Financial Services ManagerAccounting and Finance74,758,600 KHR
Financial Services Sales AgentAccounting and Finance29,641,500 KHR
Fixed Assets AdministratorAccounting and Finance29,399,100 KHR
Forensic AccountantAccounting and Finance31,919,300 KHR
Fraud Detection SupervisorAccounting and Finance35,159,900 KHR
Fraud Prevention ManagerAccounting and Finance60,239,600 KHR
Fund AccountantAccounting and Finance26,520,600 KHR
Grants CoordinatorAccounting and Finance20,760,500 KHR
Group Financial ManagerAccounting and Finance84,121,400 KHR
Internal AuditorAccounting and Finance38,760,100 KHR
Internal Control AdviserAccounting and Finance44,878,500 KHR
Internal Control OfficerAccounting and Finance25,679,100 KHR
International Tax DirectorAccounting and Finance67,681,200 KHR
Inventory AccountantAccounting and Finance29,399,100 KHR
Investment AdvisorAccounting and Finance76,921,100 KHR
Investment AnalystAccounting and Finance53,278,500 KHR
Investment AssociateAccounting and Finance45,239,100 KHR
Investment BrokerAccounting and Finance46,921,300 KHR
Investment Fund ManagerAccounting and Finance62,400,200 KHR
Investment Operations ManagerAccounting and Finance64,681,900 KHR
Investment UnderwriterAccounting and Finance24,599,500 KHR
InvestorAccounting and Finance37,078,800 KHR
Investor Relations ManagerAccounting and Finance54,118,500 KHR
KYC Team LeaderAccounting and Finance55,318,200 KHR
Loan ProcessorAccounting and Finance24,119,700 KHR
Management AccountantAccounting and Finance30,841,400 KHR
Management EconomistAccounting and Finance62,760,700 KHR
PaymasterAccounting and Finance22,321,900 KHR
Payroll AdministratorAccounting and Finance36,121,000 KHR
Payroll Benefits CoordinatorAccounting and Finance30,721,900 KHR
Payroll Billing ManagerAccounting and Finance52,681,700 KHR
Payroll ClerkAccounting and Finance24,718,600 KHR
Payroll ManagerAccounting and Finance53,759,200 KHR
Payroll OfficerAccounting and Finance23,520,800 KHR
Payroll SpecialistAccounting and Finance29,278,200 KHR
Payroll SupervisorAccounting and Finance35,159,900 KHR
Pensions AdministratorAccounting and Finance28,560,900 KHR
Personal Financial AdvisorAccounting and Finance42,119,100 KHR
Pricing AnalystAccounting and Finance48,721,100 KHR
Private Equity AnalystAccounting and Finance50,039,800 KHR
Project AccountantAccounting and Finance30,479,000 KHR
Proposal Development CoordinatorAccounting and Finance24,000,900 KHR
Receivables AccountantAccounting and Finance25,079,200 KHR
Regulatory AccountantAccounting and Finance31,440,200 KHR
Retirement Plan AnalystAccounting and Finance45,478,500 KHR
Revenue Management SpecialistAccounting and Finance48,961,500 KHR
Revenue Recognition AnalystAccounting and Finance54,239,900 KHR
Risk Management DirectorAccounting and Finance69,241,100 KHR
Risk Management SupervisorAccounting and Finance53,398,300 KHR
Staff AccountantAccounting and Finance25,801,200 KHR
Tax AccountantAccounting and Finance25,679,100 KHR
Tax AdministratorAccounting and Finance29,881,100 KHR
Tax AdvisorAccounting and Finance43,800,600 KHR
Tax AnalystAccounting and Finance41,040,700 KHR
Tax AssociateAccounting and Finance24,000,900 KHR
Tax ConsultantAccounting and Finance44,398,300 KHR
Tax DirectorAccounting and Finance66,841,000 KHR
Tax ExaminerAccounting and Finance30,240,200 KHR
Tax ManagerAccounting and Finance57,239,200 KHR
Tax Research ManagerAccounting and Finance59,281,600 KHR
TellerAccounting and Finance16,198,300 KHR
Treasury AccountantAccounting and Finance29,519,900 KHR
Treasury AnalystAccounting and Finance48,239,000 KHR
UnderwriterAccounting and Finance20,400,600 KHR
Underwriting AssistantAccounting and Finance18,001,100 KHR
Vice President of FinanceAccounting and Finance78,121,700 KHR

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