Average Financial Customer Service Manager Salary in Kirkuk, Iraq for 2026

In this article, we will look at the average Financial Customer Service Manager salary for 2026 in Kirkuk and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Iraqi dinar. To keep things simple, we are using the IQD currency code instead of the currency symbol ع.د.

How Much Does a Financial Customer Service Manager Make in Kirkuk?

A Financial Customer Service Manager working in Kirkuk will typically earn around 30,841,400 IQD per year, and this can range from the lowest average salary of about 15,719,900 IQD to the highest average salary of 47,519,800 IQD.

Average Annual Salary30,841,400 IQD
Average Monthly Salary2,570,116 IQD
Average Lowest Salary15,719,900 IQD
Lowest Monthly Salary1,309,991 IQD
Average Highest Salary47,519,800 IQD
Highest Monthly Salary3,959,983 IQD

These are average salaries for a Financial Customer Service Manager in Kirkuk and include benefits such as housing and transport. It's also possible for a Financial Customer Service Manager to earn more or less than the average salaries shown above.

Financial Customer Service Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Financial Customer Service Manager Salaries in Kirkuk

So we've looked at the average salaries a Financial Customer Service Manager will earn in Kirkuk. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Financial Customer Service Manager can earn between 15,719,900 IQD and 47,519,800 IQD on average in Kirkuk. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Financial Customer Service Manager in Kirkuk is 30,240,200 IQD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 30,240,200 IQD, and 50% of the population earn more than 30,240,200 IQD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Financial Customer Service Manager salary in Kirkuk, 25% of the population are earning less than 20,639,100 IQD while 75% of the population earn more than 20,639,100 IQD.

75% of the population earn less than 38,158,300 IQD, and 25% of the population earn more than 38,158,300 IQD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Financial Customer Service Manager Salary by Experience Level in Kirkuk

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Financial Customer Service Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Financial Customer Service Manager in Kirkuk that has less than two years of experience can expect to earn somewhere in the region of 17,640,500 IQD.
  • 2 - 5 Years Experience. With two to five years of experience the average Financial Customer Service Manager salary would increase to 23,040,200 IQD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Financial Customer Service Manager, the average salary would be 32,280,500 IQD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 38,760,100 IQD.
  • 15 - 20 Years Experience. A Financial Customer Service Manager with 15 to 20 years of experience can earn an average of 42,119,100 IQD.
  • 20+ Years Experience. For a Financial Customer Service Manager with more than 20 years, the expected average salary increases to 45,478,500 IQD.

Average Salary by Experience Chart

0-2 Years-
17,640,500 IQD
2-5 Years+31%
23,040,200 IQD
5-10 Years+40%
32,280,500 IQD
10-15 Years+20%
38,760,100 IQD
15-20 Years+9%
42,119,100 IQD
20+ Years+8%
45,478,500 IQD

Financial Customer Service Manager Salary by Education Level in Kirkuk

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Financial Customer Service Manager in Kirkuk based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • High School. A Financial Customer Service Manager in Kirkuk with a high school education can earn an average salary of 21,121,400 IQD.
  • Certificate or Diploma. A Financial Customer Service Manager in Kirkuk with a certificate or diploma education can earn an average salary of 24,359,000 IQD.
  • Bachelor's Degree. A Financial Customer Service Manager in Kirkuk with a bachelor's degree education can earn an average salary of 34,198,600 IQD.
  • Master's Degree. A Financial Customer Service Manager in Kirkuk with a master's degree education can earn an average salary of 44,040,700 IQD.

Average Salary by Education Chart

High School-
21,121,400 IQD
Certificate or Diploma+15%
24,359,000 IQD
Bachelor's Degree+41%
34,198,600 IQD
Master's Degree+29%
44,040,700 IQD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Iraq is around 10,200,000 to 30,700,000 IQD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Financial Customer Service Manager Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Kirkuk, a male financial customer service manager will earn an average of 32,398,700 IQD, while a female financial customer service manager will earn around 30,240,200 IQD.

This means that a male financial customer service manager earns approximately 7% more than a female financial customer service manager for performing the same job.

Average Salary by Gender Chart in Kirkuk

Male-
32,398,700 IQD
Female-7%
30,240,200 IQD

Financial Customer Service Manager Average Pay Raise in Kirkuk

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Financial Customer Service Manager in Kirkuk is around 11% every 20 months.

The national average pay raise across all professions and industries in Iraq is around 7% every 20 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 20 ) × 12  = 7%

What this means is that a Financial Customer Service Manager in Kirkuk can expect to receive an average pay raise of around 7% every 12 months.

Annual Pay Raise by Industry in Kirkuk for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Iraq.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
4%
Energy-
8%
Information Technology-
3%
Healthcare-
7%
Travel-
2%
Construction-
6%
Education-
1%

Financial Customer Service Manager Bonus and Incentive Rates in Kirkuk

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Financial Customer Service Manager is a high bonus based job, with 77% of employees reporting at least one bonus in the last 12 months.

23% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 8%.

Received Bonus-
77%
No Bonus-
23%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Iraq earn approximately 15% more than private sector employees in the same role.

Public Sector-
26,399,200 IQD
Private Sector-15%
23,040,200 IQD

Salaries for Jobs Similar to a Financial Customer Service Manager

In the table below, we have salary information for jobs that are similar to a Financial Customer Service Manager in Kirkuk.

Job TitleCategorySalary
Account ExaminerAccounting and Finance14,038,300 IQD
Account ExecutiveAccounting and Finance21,961,700 IQD
AccountantAccounting and Finance18,479,600 IQD
Accounting AnalystAccounting and Finance21,599,000 IQD
Accounting AssistantAccounting and Finance14,519,400 IQD
Accounting AssociateAccounting and Finance13,441,600 IQD
Accounting ClerkAccounting and Finance10,943,000 IQD
Accounting CoordinatorAccounting and Finance16,918,700 IQD
Accounting HeadAccounting and Finance34,679,400 IQD
Accounting ManagerAccounting and Finance36,601,600 IQD
Accounting OfficerAccounting and Finance13,079,500 IQD
Accounting SpecialistAccounting and Finance24,000,900 IQD
Accounting SupervisorAccounting and Finance25,801,200 IQD
Accounting TechnicianAccounting and Finance12,481,200 IQD
Accounting Unit ControllerAccounting and Finance29,519,900 IQD
Accounts ExecutiveAccounting and Finance24,000,900 IQD
Accounts OfficerAccounting and Finance13,919,600 IQD
Accounts Payable AssistantAccounting and Finance14,880,300 IQD
Accounts Payable AssociateAccounting and Finance17,039,100 IQD
Accounts Payable ClerkAccounting and Finance12,841,200 IQD
Accounts Payable ManagerAccounting and Finance34,198,600 IQD
Accounts Payable and Receivable SpecialistAccounting and Finance17,640,500 IQD
Accounts Receivable AdministratorAccounting and Finance26,158,200 IQD
Accounts Receivable ClerkAccounting and Finance12,958,200 IQD
Accounts Receivable Financial AnalystAccounting and Finance24,359,000 IQD
Accounts Receivable ManagerAccounting and Finance33,961,700 IQD
Accounts Receivable Team LeaderAccounting and Finance26,759,500 IQD
Assistant AccountantAccounting and Finance13,919,600 IQD
Assistant Accounting ManagerAccounting and Finance33,001,000 IQD
Assistant AuditorAccounting and Finance18,479,600 IQD
Assistant Corporate ControllerAccounting and Finance24,718,600 IQD
Assistant Finance ManagerAccounting and Finance38,399,900 IQD
Assistant Financial ControllerAccounting and Finance24,718,600 IQD
Audit DirectorAccounting and Finance42,601,100 IQD
Audit SupervisorAccounting and Finance32,398,700 IQD
Auditing ClerkAccounting and Finance13,919,600 IQD
Auditing ManagerAccounting and Finance37,318,700 IQD
Billing ClerkAccounting and Finance13,679,300 IQD
Billing CoordinatorAccounting and Finance16,320,700 IQD
Billing SpecialistAccounting and Finance18,479,600 IQD
Billing SupervisorAccounting and Finance27,721,300 IQD
BookkeeperAccounting and Finance11,953,700 IQD
Bookkeeping SpecialistAccounting and Finance17,039,100 IQD
Budget AnalystAccounting and Finance31,320,700 IQD
Budget ManagerAccounting and Finance37,681,400 IQD
Business Support AnalystAccounting and Finance20,878,800 IQD
Capital Markets AssociateAccounting and Finance28,200,200 IQD
Cash Flow AnalystAccounting and Finance27,601,100 IQD
Cash Management ManagerAccounting and Finance36,240,700 IQD
Cash Management OfficerAccounting and Finance21,121,400 IQD
Cashbook ClerkAccounting and Finance11,772,100 IQD
Chartered AccountantAccounting and Finance23,520,800 IQD
Chief AccountantAccounting and Finance26,639,300 IQD
Collections ClerkAccounting and Finance11,425,300 IQD
Collections RepresentativeAccounting and Finance15,719,900 IQD
Collections SpecialistAccounting and Finance19,078,500 IQD
Corporate ControllerAccounting and Finance27,479,000 IQD
Corporate TreasurerAccounting and Finance35,878,200 IQD
Cost AccountantAccounting and Finance17,640,500 IQD
Cost Accounting ManagerAccounting and Finance37,318,700 IQD
Cost Accounting SupervisorAccounting and Finance29,641,500 IQD
Cost AnalystAccounting and Finance30,001,600 IQD
Credit ControllerAccounting and Finance25,919,400 IQD
Credit ManagerAccounting and Finance39,481,900 IQD
Credit and Collection ManagerAccounting and Finance36,480,500 IQD
Credit and Collection StaffAccounting and Finance13,319,300 IQD
Credit and Loans OfficerAccounting and Finance13,679,300 IQD
Debt AdviserAccounting and Finance29,041,200 IQD
Debt CollectorAccounting and Finance14,158,800 IQD
Debtors ClerkAccounting and Finance12,841,200 IQD
Debtors ControllerAccounting and Finance13,079,500 IQD
Deputy CFOAccounting and Finance50,281,100 IQD
Deputy Head of FinanceAccounting and Finance50,639,500 IQD
Derivative TraderAccounting and Finance32,161,000 IQD
Director of FinanceAccounting and Finance53,879,800 IQD
EconomistAccounting and Finance41,520,800 IQD
Equity AnalystAccounting and Finance32,038,500 IQD
Escrow AssistantAccounting and Finance15,360,400 IQD
Executive AccountantAccounting and Finance20,518,900 IQD
External AuditorAccounting and Finance25,200,800 IQD
Finance AdministratorAccounting and Finance21,478,100 IQD
Finance AnalystAccounting and Finance34,078,800 IQD
Finance AssociateAccounting and Finance16,079,800 IQD
Finance DirectorAccounting and Finance54,600,600 IQD
Finance ExecutiveAccounting and Finance38,158,300 IQD
Finance Licensing ClerkAccounting and Finance12,721,300 IQD
Finance Licensing ManagerAccounting and Finance33,841,700 IQD
Finance Licensing SpecialistAccounting and Finance19,200,400 IQD
Finance ManagerAccounting and Finance52,078,500 IQD
Finance OfficerAccounting and Finance16,918,700 IQD
Finance PresidentAccounting and Finance51,719,500 IQD
Finance Relationship ManagerAccounting and Finance41,520,800 IQD
Finance Release AnalystAccounting and Finance20,760,500 IQD
Finance SpecialistAccounting and Finance30,841,400 IQD
Finance Team Leader Accounting and Finance42,119,100 IQD
Financial AccountantAccounting and Finance17,519,700 IQD
Financial ActuaryAccounting and Finance28,801,400 IQD
Financial AdministratorAccounting and Finance28,801,400 IQD
Financial AdvisorAccounting and Finance33,961,700 IQD
Financial AnalystAccounting and Finance32,280,500 IQD
Financial Applications SpecialistAccounting and Finance22,081,800 IQD
Financial AssistantAccounting and Finance14,280,500 IQD
Financial AssociateAccounting and Finance14,519,400 IQD
Financial AssociateAccounting and Finance17,879,000 IQD
Financial Claims AnalystAccounting and Finance24,958,800 IQD
Financial Claims ManagerAccounting and Finance33,119,100 IQD
Financial Claims SupervisorAccounting and Finance30,841,400 IQD
Financial ClerkAccounting and Finance13,679,300 IQD
Financial Commercial AnalystAccounting and Finance27,241,100 IQD
Financial Compliance AnalystAccounting and Finance28,560,900 IQD
Financial ConsultantAccounting and Finance24,718,600 IQD
Financial ControllerAccounting and Finance28,318,900 IQD
Financial ControllerAccounting and Finance30,119,100 IQD
Financial CoordinatorAccounting and Finance16,679,800 IQD
Financial Dealer and BrokerAccounting and Finance19,321,100 IQD
Financial DirectorAccounting and Finance51,238,900 IQD
Financial EncoderAccounting and Finance15,001,200 IQD
Financial ManagerAccounting and Finance48,119,900 IQD
Financial ManagerAccounting and Finance49,198,300 IQD
Financial Operations ManagerAccounting and Finance43,921,700 IQD
Financial Policy AnalystAccounting and Finance27,960,400 IQD
Financial Project ManagerAccounting and Finance38,760,100 IQD
Financial Quantitative AnalystAccounting and Finance30,961,800 IQD
Financial Reporting ConsultantAccounting and Finance25,679,100 IQD
Financial Reporting ManagerAccounting and Finance34,441,600 IQD
Financial Section HeadAccounting and Finance36,001,200 IQD
Financial Services ManagerAccounting and Finance44,878,500 IQD
Financial Services Sales AgentAccounting and Finance19,921,600 IQD
Fixed Assets AdministratorAccounting and Finance18,001,100 IQD
Forensic AccountantAccounting and Finance20,999,200 IQD
Fraud Detection SupervisorAccounting and Finance21,241,100 IQD
Fraud Prevention ManagerAccounting and Finance35,279,300 IQD
Fund AccountantAccounting and Finance16,561,800 IQD
Grants CoordinatorAccounting and Finance13,798,900 IQD
Group Financial ManagerAccounting and Finance54,358,300 IQD
Internal AuditorAccounting and Finance24,119,700 IQD
Internal Control AdviserAccounting and Finance27,118,300 IQD
Internal Control OfficerAccounting and Finance15,118,700 IQD
International Tax DirectorAccounting and Finance42,479,000 IQD
Inventory AccountantAccounting and Finance18,479,600 IQD
Investment AdvisorAccounting and Finance46,680,900 IQD
Investment AnalystAccounting and Finance34,561,900 IQD
Investment AssociateAccounting and Finance31,559,900 IQD
Investment BrokerAccounting and Finance29,399,100 IQD
Investment Fund ManagerAccounting and Finance42,119,100 IQD
Investment Operations ManagerAccounting and Finance39,241,100 IQD
Investment UnderwriterAccounting and Finance16,079,800 IQD
InvestorAccounting and Finance23,399,000 IQD
Investor Relations ManagerAccounting and Finance36,480,500 IQD
KYC Team LeaderAccounting and Finance36,601,600 IQD
Loan ProcessorAccounting and Finance14,880,300 IQD
Management AccountantAccounting and Finance20,038,100 IQD
Management EconomistAccounting and Finance42,239,100 IQD
PaymasterAccounting and Finance15,238,200 IQD
Payroll AdministratorAccounting and Finance23,399,000 IQD
Payroll Benefits CoordinatorAccounting and Finance19,078,500 IQD
Payroll Billing ManagerAccounting and Finance31,559,900 IQD
Payroll ClerkAccounting and Finance15,599,800 IQD
Payroll ManagerAccounting and Finance32,758,100 IQD
Payroll OfficerAccounting and Finance15,118,700 IQD
Payroll SpecialistAccounting and Finance18,121,700 IQD
Payroll SupervisorAccounting and Finance22,918,100 IQD
Pensions AdministratorAccounting and Finance19,200,400 IQD
Personal Financial AdvisorAccounting and Finance26,759,500 IQD
Pricing AnalystAccounting and Finance29,641,500 IQD
Private Equity AnalystAccounting and Finance33,001,000 IQD
Project AccountantAccounting and Finance20,159,800 IQD
Proposal Development CoordinatorAccounting and Finance16,079,800 IQD
Receivables AccountantAccounting and Finance16,320,700 IQD
Regulatory AccountantAccounting and Finance19,558,300 IQD
Retirement Plan AnalystAccounting and Finance27,479,000 IQD
Revenue Management SpecialistAccounting and Finance28,679,900 IQD
Revenue Recognition AnalystAccounting and Finance33,360,800 IQD
Risk Management DirectorAccounting and Finance43,680,700 IQD
Risk Management SupervisorAccounting and Finance36,001,200 IQD
Staff AccountantAccounting and Finance18,001,100 IQD
Tax AccountantAccounting and Finance17,159,700 IQD
Tax AdministratorAccounting and Finance19,921,600 IQD
Tax AdvisorAccounting and Finance28,200,200 IQD
Tax AnalystAccounting and Finance28,318,900 IQD
Tax AssociateAccounting and Finance15,480,300 IQD
Tax ConsultantAccounting and Finance29,641,500 IQD
Tax DirectorAccounting and Finance43,198,900 IQD
Tax ExaminerAccounting and Finance19,921,600 IQD
Tax ManagerAccounting and Finance37,318,700 IQD
Tax Research ManagerAccounting and Finance37,441,100 IQD
TellerAccounting and Finance10,943,000 IQD
Treasury AccountantAccounting and Finance18,840,100 IQD
Treasury AnalystAccounting and Finance28,919,800 IQD
UnderwriterAccounting and Finance13,199,100 IQD
Underwriting AssistantAccounting and Finance12,361,500 IQD
Vice President of FinanceAccounting and Finance47,280,300 IQD

Salary Comparison by City

If you want to compare salaries with different cities in Iraq, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Al-Basrah33,599,200 IQD
Al-Mawsil29,519,900 IQD
An-Najaf34,679,400 IQD
Baghdad37,201,700 IQD
Irbil30,961,800 IQD

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