Average Financial Applications Specialist Salary in Matola, Mozambique for 2026
In this article, we will look at the average Financial Applications Specialist salary for 2026 in Matola and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Mozambican metical. To keep things simple, we are using the MZN currency code instead of the currency symbol MT.
How Much Does a Financial Applications Specialist Make in Matola?
A Financial Applications Specialist working in Matola will typically earn around 426,700 MZN per year, and this can range from the lowest average salary of about 201,100 MZN to the highest average salary of 677,100 MZN.
These are average salaries for a Financial Applications Specialist in Matola and include benefits such as housing and transport. It's also possible for a Financial Applications Specialist to earn more or less than the average salaries shown above.
Financial Applications Specialist salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Financial Applications Specialist Salaries in Matola
So we've looked at the average salaries a Financial Applications Specialist will earn in Matola. The next interesting data point is the distribution of salaries.
Salary ranges
We already know that a Financial Applications Specialist can earn between 201,100 MZN and 677,100 MZN on average in Matola. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
Median salary
The median salary for a Financial Applications Specialist in Matola is 454,300 MZN. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 454,300 MZN, and 50% of the population earn more than 454,300 MZN.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Financial Applications Specialist salary in Matola, 25% of the population are earning less than 294,700 MZN while 75% of the population earn more than 294,700 MZN.
75% of the population earn less than 597,800 MZN, and 25% of the population earn more than 597,800 MZN.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Financial Applications Specialist Salary by Experience Level in Matola
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average Financial Applications Specialist salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. A Financial Applications Specialist in Matola that has less than two years of experience can expect to earn somewhere in the region of 232,900 MZN.
- 2 - 5 Years Experience. With two to five years of experience the average Financial Applications Specialist salary would increase to 319,600 MZN.
- 5 - 10 Years Experience. From five to ten years of experience as a Financial Applications Specialist, the average salary would be 454,900 MZN.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 555,800 MZN.
- 15 - 20 Years Experience. A Financial Applications Specialist with 15 to 20 years of experience can earn an average of 588,500 MZN.
- 20+ Years Experience. For a Financial Applications Specialist with more than 20 years, the expected average salary increases to 639,100 MZN.
Average Salary by Experience Chart
| 0-2 Years | - | 232,900 MZN |
| 2-5 Years | +38% | 319,600 MZN |
| 5-10 Years | +42% | 454,900 MZN |
| 10-15 Years | +22% | 555,800 MZN |
| 15-20 Years | +6% | 588,500 MZN |
| 20+ Years | +9% | 639,100 MZN |
Financial Applications Specialist Salary by Education Level in Matola
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for a Financial Applications Specialist in Matola based on the education level of the employees in order to find out whether a better education level would increase your salary.
- High School. A Financial Applications Specialist in Matola with a high school education can earn an average salary of 288,100 MZN.
- Certificate or Diploma. A Financial Applications Specialist in Matola with a certificate or diploma education can earn an average salary of 335,100 MZN.
- Bachelor's Degree. A Financial Applications Specialist in Matola with a bachelor's degree education can earn an average salary of 485,200 MZN.
- Master's Degree. A Financial Applications Specialist in Matola with a master's degree education can earn an average salary of 639,100 MZN.
Average Salary by Education Chart
| High School | - | 288,100 MZN |
| Certificate or Diploma | +17% | 335,100 MZN |
| Bachelor's Degree | +45% | 485,200 MZN |
| Master's Degree | +31% | 639,100 MZN |
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Mozambique is around 201,000 to 603,000 MZN and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Financial Applications Specialist Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Matola, a male financial applications specialist will earn an average of 436,200 MZN, while a female financial applications specialist will earn around 396,300 MZN.
This means that a male financial applications specialist earns approximately 10% more than a female financial applications specialist for performing the same job.
Average Salary by Gender Chart in Matola
| Male | - | 436,200 MZN |
| Female | -10% | 396,300 MZN |
Financial Applications Specialist Average Pay Raise in Matola
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for a Financial Applications Specialist in Matola is around 7% every 29 months.
The national average pay raise across all professions and industries in Mozambique is around 4% every 29 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 7 ÷ 29 ) × 12 = 3%
What this means is that a Financial Applications Specialist in Matola can expect to receive an average pay raise of around 3% every 12 months.
Annual Pay Raise by Industry in Matola for 2026
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Mozambique.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
| Banking | - | 3% |
| Energy | - | 6% |
| Information Technology | - | 9% |
| Healthcare | - | 3% |
| Travel | - | 6% |
| Construction | - | 9% |
| Education | - | 3% |
Financial Applications Specialist Bonus and Incentive Rates in Matola
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
A Financial Applications Specialist is a low bonus based job, with 35% of employees reporting at least one bonus in the last 12 months.
65% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 5%.
| Received Bonus | - | 35% |
| No Bonus | - | 65% |
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Mozambique earn approximately 14% more than private sector employees in the same role.
| Public Sector | - | 522,700 MZN |
| Private Sector | -14% | 459,700 MZN |
Salaries for Jobs Similar to a Financial Applications Specialist
In the table below, we have salary information for jobs that are similar to a Financial Applications Specialist in Matola.
| Job Title | Category | Salary |
|---|---|---|
| Account Examiner | Accounting and Finance | 239,000 MZN |
| Account Executive | Accounting and Finance | 430,500 MZN |
| Accountant | Accounting and Finance | 315,900 MZN |
| Accounting Analyst | Accounting and Finance | 409,000 MZN |
| Accounting Assistant | Accounting and Finance | 261,300 MZN |
| Accounting Associate | Accounting and Finance | 239,000 MZN |
| Accounting Clerk | Accounting and Finance | 204,000 MZN |
| Accounting Coordinator | Accounting and Finance | 286,400 MZN |
| Accounting Head | Accounting and Finance | 683,400 MZN |
| Accounting Manager | Accounting and Finance | 717,900 MZN |
| Accounting Officer | Accounting and Finance | 257,700 MZN |
| Accounting Specialist | Accounting and Finance | 447,700 MZN |
| Accounting Supervisor | Accounting and Finance | 453,200 MZN |
| Accounting Technician | Accounting and Finance | 239,000 MZN |
| Accounting Unit Controller | Accounting and Finance | 582,700 MZN |
| Accounts Executive | Accounting and Finance | 433,800 MZN |
| Accounts Officer | Accounting and Finance | 272,800 MZN |
| Accounts Payable Assistant | Accounting and Finance | 267,100 MZN |
| Accounts Payable Associate | Accounting and Finance | 313,700 MZN |
| Accounts Payable Clerk | Accounting and Finance | 263,100 MZN |
| Accounts Payable Manager | Accounting and Finance | 663,100 MZN |
| Accounts Payable and Receivable Specialist | Accounting and Finance | 361,600 MZN |
| Accounts Receivable Administrator | Accounting and Finance | 478,000 MZN |
| Accounts Receivable Clerk | Accounting and Finance | 263,200 MZN |
| Accounts Receivable Financial Analyst | Accounting and Finance | 471,700 MZN |
| Accounts Receivable Manager | Accounting and Finance | 650,800 MZN |
| Accounts Receivable Team Leader | Accounting and Finance | 491,000 MZN |
| Assistant Accountant | Accounting and Finance | 271,300 MZN |
| Assistant Accounting Manager | Accounting and Finance | 650,800 MZN |
| Assistant Auditor | Accounting and Finance | 330,700 MZN |
| Assistant Corporate Controller | Accounting and Finance | 480,300 MZN |
| Assistant Finance Manager | Accounting and Finance | 725,700 MZN |
| Assistant Financial Controller | Accounting and Finance | 459,700 MZN |
| Audit Director | Accounting and Finance | 794,900 MZN |
| Audit Supervisor | Accounting and Finance | 633,100 MZN |
| Auditing Clerk | Accounting and Finance | 272,800 MZN |
| Auditing Manager | Accounting and Finance | 712,100 MZN |
| Billing Clerk | Accounting and Finance | 251,500 MZN |
| Billing Coordinator | Accounting and Finance | 314,500 MZN |
| Billing Specialist | Accounting and Finance | 357,300 MZN |
| Billing Supervisor | Accounting and Finance | 544,800 MZN |
| Bookkeeper | Accounting and Finance | 222,300 MZN |
| Bookkeeping Specialist | Accounting and Finance | 327,800 MZN |
| Budget Analyst | Accounting and Finance | 607,400 MZN |
| Budget Manager | Accounting and Finance | 692,500 MZN |
| Business Support Analyst | Accounting and Finance | 371,100 MZN |
| Capital Markets Associate | Accounting and Finance | 493,000 MZN |
| Cash Flow Analyst | Accounting and Finance | 529,600 MZN |
| Cash Management Manager | Accounting and Finance | 658,300 MZN |
| Cash Management Officer | Accounting and Finance | 399,900 MZN |
| Cashbook Clerk | Accounting and Finance | 239,000 MZN |
| Chartered Accountant | Accounting and Finance | 420,800 MZN |
| Chief Accountant | Accounting and Finance | 507,300 MZN |
| Collections Clerk | Accounting and Finance | 204,700 MZN |
| Collections Representative | Accounting and Finance | 308,300 MZN |
| Collections Specialist | Accounting and Finance | 352,000 MZN |
| Corporate Controller | Accounting and Finance | 535,900 MZN |
| Corporate Treasurer | Accounting and Finance | 658,300 MZN |
| Cost Accountant | Accounting and Finance | 351,200 MZN |
| Cost Accounting Manager | Accounting and Finance | 648,200 MZN |
| Cost Accounting Supervisor | Accounting and Finance | 565,100 MZN |
| Cost Analyst | Accounting and Finance | 544,800 MZN |
| Credit Controller | Accounting and Finance | 472,000 MZN |
| Credit Manager | Accounting and Finance | 707,600 MZN |
| Credit and Collection Manager | Accounting and Finance | 670,600 MZN |
| Credit and Collection Staff | Accounting and Finance | 268,900 MZN |
| Credit and Loans Officer | Accounting and Finance | 233,600 MZN |
| Debt Adviser | Accounting and Finance | 581,300 MZN |
| Debt Collector | Accounting and Finance | 267,100 MZN |
| Debtors Clerk | Accounting and Finance | 238,900 MZN |
| Debtors Controller | Accounting and Finance | 257,700 MZN |
| Deputy CFO | Accounting and Finance | 913,400 MZN |
| Deputy Head of Finance | Accounting and Finance | 907,100 MZN |
| Derivative Trader | Accounting and Finance | 563,000 MZN |
| Director of Finance | Accounting and Finance | 1,041,900 MZN |
| Economist | Accounting and Finance | 767,000 MZN |
| Equity Analyst | Accounting and Finance | 602,700 MZN |
| Escrow Assistant | Accounting and Finance | 315,900 MZN |
| Executive Accountant | Accounting and Finance | 378,800 MZN |
| External Auditor | Accounting and Finance | 454,300 MZN |
| Finance Administrator | Accounting and Finance | 389,200 MZN |
| Finance Analyst | Accounting and Finance | 615,700 MZN |
| Finance Associate | Accounting and Finance | 301,700 MZN |
| Finance Director | Accounting and Finance | 976,300 MZN |
| Finance Executive | Accounting and Finance | 688,900 MZN |
| Finance Licensing Clerk | Accounting and Finance | 249,600 MZN |
| Finance Licensing Manager | Accounting and Finance | 627,900 MZN |
| Finance Licensing Specialist | Accounting and Finance | 375,200 MZN |
| Finance Manager | Accounting and Finance | 971,200 MZN |
| Finance Officer | Accounting and Finance | 315,700 MZN |
| Finance President | Accounting and Finance | 983,100 MZN |
| Finance Relationship Manager | Accounting and Finance | 751,100 MZN |
| Finance Release Analyst | Accounting and Finance | 386,400 MZN |
| Finance Specialist | Accounting and Finance | 543,200 MZN |
| Finance Team Leader | Accounting and Finance | 721,600 MZN |
| Financial Accountant | Accounting and Finance | 345,700 MZN |
| Financial Actuary | Accounting and Finance | 498,500 MZN |
| Financial Administrator | Accounting and Finance | 553,400 MZN |
| Financial Advisor | Accounting and Finance | 626,800 MZN |
| Financial Analyst | Accounting and Finance | 587,800 MZN |
| Financial Assistant | Accounting and Finance | 279,400 MZN |
| Financial Associate | Accounting and Finance | 263,100 MZN |
| Financial Associate | Accounting and Finance | 311,700 MZN |
| Financial Claims Analyst | Accounting and Finance | 467,700 MZN |
| Financial Claims Manager | Accounting and Finance | 587,800 MZN |
| Financial Claims Supervisor | Accounting and Finance | 571,300 MZN |
| Financial Clerk | Accounting and Finance | 247,800 MZN |
| Financial Commercial Analyst | Accounting and Finance | 467,100 MZN |
| Financial Compliance Analyst | Accounting and Finance | 559,000 MZN |
| Financial Consultant | Accounting and Finance | 445,100 MZN |
| Financial Controller | Accounting and Finance | 520,900 MZN |
| Financial Controller | Accounting and Finance | 539,700 MZN |
| Financial Coordinator | Accounting and Finance | 325,600 MZN |
| Financial Customer Service Manager | Accounting and Finance | 650,800 MZN |
| Financial Dealer and Broker | Accounting and Finance | 371,100 MZN |
| Financial Director | Accounting and Finance | 1,042,000 MZN |
| Financial Encoder | Accounting and Finance | 294,700 MZN |
| Financial Manager | Accounting and Finance | 903,500 MZN |
| Financial Manager | Accounting and Finance | 931,900 MZN |
| Financial Operations Manager | Accounting and Finance | 903,500 MZN |
| Financial Policy Analyst | Accounting and Finance | 500,100 MZN |
| Financial Project Manager | Accounting and Finance | 672,600 MZN |
| Financial Quantitative Analyst | Accounting and Finance | 588,500 MZN |
| Financial Reporting Consultant | Accounting and Finance | 499,300 MZN |
| Financial Reporting Manager | Accounting and Finance | 618,800 MZN |
| Financial Section Head | Accounting and Finance | 620,300 MZN |
| Financial Services Manager | Accounting and Finance | 885,000 MZN |
| Financial Services Sales Agent | Accounting and Finance | 375,200 MZN |
| Fixed Assets Administrator | Accounting and Finance | 369,900 MZN |
| Forensic Accountant | Accounting and Finance | 378,800 MZN |
| Fraud Detection Supervisor | Accounting and Finance | 415,900 MZN |
| Fraud Prevention Manager | Accounting and Finance | 721,600 MZN |
| Fund Accountant | Accounting and Finance | 319,600 MZN |
| Grants Coordinator | Accounting and Finance | 245,300 MZN |
| Group Financial Manager | Accounting and Finance | 974,600 MZN |
| Internal Auditor | Accounting and Finance | 455,400 MZN |
| Internal Control Adviser | Accounting and Finance | 529,600 MZN |
| Internal Control Officer | Accounting and Finance | 308,900 MZN |
| International Tax Director | Accounting and Finance | 846,500 MZN |
| Inventory Accountant | Accounting and Finance | 341,400 MZN |
| Investment Advisor | Accounting and Finance | 939,000 MZN |
| Investment Analyst | Accounting and Finance | 658,300 MZN |
| Investment Associate | Accounting and Finance | 543,200 MZN |
| Investment Broker | Accounting and Finance | 585,900 MZN |
| Investment Fund Manager | Accounting and Finance | 758,700 MZN |
| Investment Operations Manager | Accounting and Finance | 739,500 MZN |
| Investment Underwriter | Accounting and Finance | 275,200 MZN |
| Investor | Accounting and Finance | 417,100 MZN |
| Investor Relations Manager | Accounting and Finance | 684,900 MZN |
| KYC Team Leader | Accounting and Finance | 659,400 MZN |
| Loan Processor | Accounting and Finance | 282,300 MZN |
| Management Accountant | Accounting and Finance | 381,800 MZN |
| Management Economist | Accounting and Finance | 790,600 MZN |
| Paymaster | Accounting and Finance | 263,200 MZN |
| Payroll Administrator | Accounting and Finance | 430,000 MZN |
| Payroll Benefits Coordinator | Accounting and Finance | 372,600 MZN |
| Payroll Billing Manager | Accounting and Finance | 648,200 MZN |
| Payroll Clerk | Accounting and Finance | 297,000 MZN |
| Payroll Manager | Accounting and Finance | 592,600 MZN |
| Payroll Officer | Accounting and Finance | 294,700 MZN |
| Payroll Specialist | Accounting and Finance | 366,200 MZN |
| Payroll Supervisor | Accounting and Finance | 433,400 MZN |
| Pensions Administrator | Accounting and Finance | 361,600 MZN |
| Personal Financial Advisor | Accounting and Finance | 504,500 MZN |
| Pricing Analyst | Accounting and Finance | 539,800 MZN |
| Private Equity Analyst | Accounting and Finance | 614,600 MZN |
| Project Accountant | Accounting and Finance | 362,200 MZN |
| Proposal Development Coordinator | Accounting and Finance | 301,600 MZN |
| Receivables Accountant | Accounting and Finance | 319,600 MZN |
| Regulatory Accountant | Accounting and Finance | 357,300 MZN |
| Retirement Plan Analyst | Accounting and Finance | 535,900 MZN |
| Revenue Management Specialist | Accounting and Finance | 585,900 MZN |
| Revenue Recognition Analyst | Accounting and Finance | 596,100 MZN |
| Risk Management Director | Accounting and Finance | 810,400 MZN |
| Risk Management Supervisor | Accounting and Finance | 696,700 MZN |
| Staff Accountant | Accounting and Finance | 312,400 MZN |
| Tax Accountant | Accounting and Finance | 335,800 MZN |
| Tax Administrator | Accounting and Finance | 378,300 MZN |
| Tax Advisor | Accounting and Finance | 504,500 MZN |
| Tax Analyst | Accounting and Finance | 533,100 MZN |
| Tax Associate | Accounting and Finance | 288,100 MZN |
| Tax Consultant | Accounting and Finance | 524,700 MZN |
| Tax Director | Accounting and Finance | 800,500 MZN |
| Tax Examiner | Accounting and Finance | 345,700 MZN |
| Tax Manager | Accounting and Finance | 683,400 MZN |
| Tax Research Manager | Accounting and Finance | 713,900 MZN |
| Teller | Accounting and Finance | 197,600 MZN |
| Treasury Accountant | Accounting and Finance | 353,600 MZN |
| Treasury Analyst | Accounting and Finance | 553,800 MZN |
| Underwriter | Accounting and Finance | 227,600 MZN |
| Underwriting Assistant | Accounting and Finance | 225,700 MZN |
| Vice President of Finance | Accounting and Finance | 923,000 MZN |
Salary Comparison by City
If you want to compare salaries with different cities in Mozambique, you can use the links below to explore the data for each specific city we have researched.
Cite This Resource
Use the tool below to generate a reference for this page in common citation styles.
<a href="https://worldsalaries.com/average-financial-applications-specialist-salary-in-matola/mozambique/">Average Financial Applications Specialist Salary in Matola, Mozambique for 2026</a>
"Average Financial Applications Specialist Salary in Matola, Mozambique for 2026." World Salaries. Accessed January 2, 2026. https://worldsalaries.com/average-financial-applications-specialist-salary-in-matola/mozambique/.
"Average Financial Applications Specialist Salary in Matola, Mozambique for 2026." World Salaries, https://worldsalaries.com/average-financial-applications-specialist-salary-in-matola/mozambique/. Accessed 2 January, 2026.
Average Financial Applications Specialist Salary in Matola, Mozambique for 2026. World Salaries. Retrieved from https://worldsalaries.com/average-financial-applications-specialist-salary-in-matola/mozambique/.