Average Direct Bank Sales Representative Salary in Tianjin, China for 2026

In this article, we will look at the average Direct Bank Sales Representative salary for 2026 in Tianjin and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Chinese yuan. To keep things simple, we are using the CNY currency code instead of the currency symbol ¥.

How Much Does a Direct Bank Sales Representative Make in Tianjin?

A Direct Bank Sales Representative working in Tianjin will typically earn around 238,900 CNY per year, and this can range from the lowest average salary of about 108,340 CNY to the highest average salary of 381,800 CNY.

Average Annual Salary238,900 CNY
Average Monthly Salary19,908 CNY
Average Lowest Salary108,340 CNY
Lowest Monthly Salary9,028 CNY
Average Highest Salary381,800 CNY
Highest Monthly Salary31,816 CNY

These are average salaries for a Direct Bank Sales Representative in Tianjin and include benefits such as housing and transport. It's also possible for a Direct Bank Sales Representative to earn more or less than the average salaries shown above.

Direct Bank Sales Representative salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Direct Bank Sales Representative Salaries in Tianjin

So we've looked at the average salaries a Direct Bank Sales Representative will earn in Tianjin. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Direct Bank Sales Representative can earn between 108,340 CNY and 381,800 CNY on average in Tianjin. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Direct Bank Sales Representative in Tianjin is 257,700 CNY. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 257,700 CNY, and 50% of the population earn more than 257,700 CNY.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Direct Bank Sales Representative salary in Tianjin, 25% of the population are earning less than 164,200 CNY while 75% of the population earn more than 164,200 CNY.

75% of the population earn less than 345,100 CNY, and 25% of the population earn more than 345,100 CNY.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Direct Bank Sales Representative Salary by Experience Level in Tianjin

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Direct Bank Sales Representative salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Direct Bank Sales Representative in Tianjin that has less than two years of experience can expect to earn somewhere in the region of 124,400 CNY.
  • 2 - 5 Years Experience. With two to five years of experience the average Direct Bank Sales Representative salary would increase to 168,100 CNY.
  • 5 - 10 Years Experience. From five to ten years of experience as a Direct Bank Sales Representative, the average salary would be 246,200 CNY.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 301,800 CNY.
  • 15 - 20 Years Experience. A Direct Bank Sales Representative with 15 to 20 years of experience can earn an average of 327,800 CNY.
  • 20+ Years Experience. For a Direct Bank Sales Representative with more than 20 years, the expected average salary increases to 353,600 CNY.

Average Salary by Experience Chart

0-2 Years-
124,400 CNY
2-5 Years+34%
168,100 CNY
5-10 Years+48%
246,200 CNY
10-15 Years+22%
301,800 CNY
15-20 Years+9%
327,800 CNY
20+ Years+8%
353,600 CNY

Direct Bank Sales Representative Salary by Education Level in Tianjin

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Direct Bank Sales Representative in Tianjin based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Direct Bank Sales Representative in Tianjin with a certificate or diploma education can earn an average salary of 143,200 CNY.
  • Bachelor's Degree. A Direct Bank Sales Representative in Tianjin with a bachelor's degree education can earn an average salary of 221,500 CNY.
  • Master's Degree. A Direct Bank Sales Representative in Tianjin with a master's degree education can earn an average salary of 375,200 CNY.

Average Salary by Education Chart

Certificate or Diploma-
143,200 CNY
Bachelor's Degree+57%
221,500 CNY
Master's Degree+68%
375,200 CNY

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in China is around 146,000 to 439,000 CNY and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Direct Bank Sales Representative Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Tianjin, a male direct bank sales representative will earn an average of 297,000 CNY, while a female direct bank sales representative will earn around 279,400 CNY.

This means that a male direct bank sales representative earns approximately 6% more than a female direct bank sales representative for performing the same job.

Average Salary by Gender Chart in Tianjin

Male-
297,000 CNY
Female-6%
279,400 CNY

Direct Bank Sales Representative Average Pay Raise in Tianjin

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Direct Bank Sales Representative in Tianjin is around 12% every 14 months.

The national average pay raise across all professions and industries in China is around 9% every 15 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 12 ÷ 14 ) × 12  = 10%

What this means is that a Direct Bank Sales Representative in Tianjin can expect to receive an average pay raise of around 10% every 12 months.

Annual Pay Raise by Industry in Tianjin for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in China.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
8%
Energy-
7%
Information Technology-
6%
Healthcare-
5%
Travel-
4%
Construction-
3%
Education-
2%

Direct Bank Sales Representative Bonus and Incentive Rates in Tianjin

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Direct Bank Sales Representative is a high bonus based job, with 83% of employees reporting at least one bonus in the last 12 months.

17% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus-
83%
No Bonus-
17%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in China earn approximately 6% more than private sector employees in the same role.

Public Sector-
362,200 CNY
Private Sector-6%
341,400 CNY

Salaries for Jobs Similar to a Direct Bank Sales Representative

In the table below, we have salary information for jobs that are similar to a Direct Bank Sales Representative in Tianjin.

Job TitleCategorySalary
AML AnalystBanking518,300 CNY
ATM ManagerBanking535,900 CNY
ATM Service TechnicianBanking138,800 CNY
Assistant Bank Branch ManagerBanking444,300 CNY
Assistant Bank ManagerBanking608,500 CNY
Bank Accounts AnalystBanking201,100 CNY
Bank Accounts CollectorBanking119,700 CNY
Bank Accounts ControllerBanking254,700 CNY
Bank Accounts ExecutiveBanking394,300 CNY
Bank Accounts ManagerBanking430,500 CNY
Bank Auditing ManagerBanking472,100 CNY
Bank Branch ManagerBanking642,800 CNY
Bank Branch Operations CoordinatorBanking283,400 CNY
Bank ClerkBanking125,100 CNY
Bank Client Service AssociateBanking174,000 CNY
Bank CollectorBanking130,400 CNY
Bank Compliance SpecialistBanking320,500 CNY
Bank ManagerBanking727,400 CNY
Bank Operational Risk ManagerBanking757,300 CNY
Bank Operations HeadBanking751,100 CNY
Bank Operations OfficerBanking290,800 CNY
Bank Operations SpecialistBanking472,100 CNY
Bank Process ManagerBanking403,100 CNY
Bank Product Manager Banking498,000 CNY
Bank Programme ManagerBanking485,200 CNY
Bank Project ManagerBanking563,300 CNY
Bank Propositions ManagerBanking544,800 CNY
Bank Quantitative AnalystBanking384,200 CNY
Bank Regional ManagerBanking774,200 CNY
Bank Regional Risk OfficerBanking394,300 CNY
Bank Relationship ManagerBanking535,800 CNY
Bank Relationship OfficerBanking253,400 CNY
Bank TellerBanking137,400 CNY
BankerBanking265,000 CNY
Banking Business AnalystBanking390,000 CNY
Banking Business Development OfficerBanking239,300 CNY
Banking Business Planning ExecutiveBanking548,800 CNY
Banking Product ManagerBanking496,100 CNY
Banking Reference Data ManagerBanking437,900 CNY
Banking Risk AnalystBanking366,200 CNY
Banking Technical AnalystBanking204,000 CNY
Bankruptcy CoordinatorBanking266,000 CNY
Bill and Account CollectorBanking134,600 CNY
Budget AnalystBanking382,600 CNY
Capital Risk ManagerBanking695,400 CNY
Cards Marketing ManagerBanking475,700 CNY
Cash Management ManagerBanking702,800 CNY
Check Processing ManagerBanking491,000 CNY
Commercial Vault AssociateBanking367,900 CNY
Corporate BankerBanking290,800 CNY
Corporate DealerBanking409,000 CNY
Credit AnalystBanking301,700 CNY
Credit Card Fraud InvestigatorBanking397,900 CNY
Credit Portfolio ManagerBanking694,700 CNY
Credit Risk AnalystBanking415,900 CNY
Credit Risk AssociateBanking419,400 CNY
Credit and Collections ManagerBanking498,000 CNY
Exchange Control ConsultantBanking415,900 CNY
Executive Account AnalystBanking378,800 CNY
Financial Bank Planning ConsultantBanking502,200 CNY
Financial Banking Analysis ManagerBanking587,800 CNY
Financial Banking AssistantBanking180,500 CNY
Financial Banking Systems ManagerBanking535,900 CNY
Foreign Exchange ManagerBanking544,800 CNY
Fraud AnalystBanking413,900 CNY
Fraud Detection AssociateBanking283,400 CNY
Fraud Detection ManagerBanking612,500 CNY
Fraud Detection SupervisorBanking320,500 CNY
Internal Bank Audit ManagerBanking731,700 CNY
Internal Bank AuditorBanking367,200 CNY
Internal Private BankerBanking273,300 CNY
International Banking ManagerBanking812,900 CNY
Investment Banking AnalystBanking582,700 CNY
Loan AnalystBanking384,200 CNY
Loan Area ManagerBanking447,700 CNY
Loan Audit Team LeaderBanking421,400 CNY
Loan Branch ManagerBanking433,800 CNY
Loan Business Development OfficerBanking245,300 CNY
Loan ClerkBanking136,200 CNY
Loan Collection ManagerBanking478,000 CNY
Loan Collection and Recovery ManagerBanking453,200 CNY
Loan CollectorBanking128,500 CNY
Loan ExaminerBanking161,600 CNY
Loan OfficerBanking151,800 CNY
Loan Processing ManagerBanking421,400 CNY
Loan ProcessorBanking164,200 CNY
Loan Quality Assurance AuditorBanking388,100 CNY
Loan Quality Assurance ManagerBanking453,200 CNY
Loan Quality Assurance RepresentativeBanking283,700 CNY
Loan Review ManagerBanking451,000 CNY
Loan Team LeaderBanking381,800 CNY
Loans ManagerBanking504,500 CNY
Mortgage AdvisorBanking275,200 CNY
Mortgage Collection ManagerBanking433,800 CNY
Mortgage CollectorBanking125,700 CNY
Mortgage Credit AnalystBanking194,600 CNY
Mortgage Credit ManagerBanking426,700 CNY
Mortgage Development ManagerBanking514,300 CNY
Mortgage Document ReviewerBanking164,200 CNY
Mortgage Funding ManagerBanking513,300 CNY
Mortgage Operations ManagerBanking698,200 CNY
Mortgage Payment Processing ClerkBanking148,300 CNY
Mortgage Processing ManagerBanking426,700 CNY
Mortgage ProcessorBanking176,800 CNY
Mortgage Quality Assurance AuditorBanking394,300 CNY
Mortgage Quality Assurance ManagerBanking428,400 CNY
Mortgage Servicing ClerkBanking129,000 CNY
Mortgage Servicing ManagerBanking428,400 CNY
Mortgage UnderwriterBanking168,100 CNY
Online Banking ManagerBanking653,200 CNY
Payment Processing ClerkBanking138,200 CNY
Personal BankerBanking267,100 CNY
Personal Banking Advisor Banking299,500 CNY
Phone BankerBanking191,600 CNY
Private BankerBanking268,900 CNY
Reconciliation and Investigation SpecialistBanking322,600 CNY
Tax OfficerBanking228,500 CNY
TellerBanking128,900 CNY
Trade OfficerBanking157,600 CNY
Trade Product ManagerBanking467,100 CNY
TraderBanking185,100 CNY
Treasury Operations OfficerBanking340,400 CNY

Salary Comparison by City

If you want to compare salaries with different cities in China, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Beijing315,900 CNY
Changchun263,100 CNY
Changsha246,500 CNY
Chengdu286,400 CNY
Chongqing294,300 CNY
Dalian258,400 CNY
Dongguan243,000 CNY
Foshan243,000 CNY
Fuzhou239,300 CNY
Guangzhou305,600 CNY
Hangzhou311,700 CNY
Harbin299,500 CNY
Jinan282,300 CNY
Kunming239,000 CNY
Nanjing279,400 CNY
Qingdao271,300 CNY
Quanzhou251,500 CNY
Shanghai297,000 CNY
Shantou282,500 CNY
Shenyang275,200 CNY
Shenzhen263,900 CNY
Suzhou275,200 CNY
Wenzhou265,000 CNY
Wuhan299,500 CNY
Wuxi247,800 CNY
Xi an294,300 CNY
Xiamen247,800 CNY
Zhengzhou243,000 CNY

Salary Comparison by State

The table below includes links to the average salary for each state in China.

StateAverage Salary
Anhui282,300 CNY
Beijing233,900 CNY
Chongqing254,700 CNY
Fujian273,300 CNY
Gansu252,300 CNY
Guangdong313,700 CNY
Guangxi292,000 CNY
Guizhou268,900 CNY
Hainan246,200 CNY
Hebei314,500 CNY
Heilongjiang281,500 CNY
Henan296,000 CNY
Hubei282,300 CNY
Hunan292,000 CNY
Jiangsu297,000 CNY
Jiangxi279,400 CNY
Jilin257,700 CNY
Liaoning283,400 CNY
Nei Monggol258,400 CNY
Ningxia240,500 CNY
Qinghai239,300 CNY
Shaanxi282,500 CNY
Shandong297,000 CNY
Shanghai239,000 CNY
Shanxi259,100 CNY
Sichuan301,300 CNY
Xinjiang Uygur246,500 CNY
Xizang [Tibet]232,400 CNY
Yunnan288,700 CNY
Zhejiang297,000 CNY

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