Average Debt Adviser Salary in Toulouse, France for 2025

In this article, we will look at the average Debt Adviser salary for 2025 in Toulouse and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Euro. To keep things simple, we are using the EUR currency code instead of the currency symbol €.

How Much Does a Debt Adviser Make in Toulouse?

A Debt Adviser working in Toulouse will typically earn around 59,000 EUR per year, and this can range from the lowest average salary of about 27,100 EUR to the highest average salary of 91,600 EUR.

These are average salaries for a Debt Adviser in Toulouse and include benefits such as housing and transport. It's also possible for a Debt Adviser to earn more or less than the average salaries shown above.

Debt Adviser salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Debt Adviser Salaries in Toulouse

So we've looked at the average salaries a Debt Adviser will earn in Toulouse. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Debt Adviser can earn between 27,100 EUR and 91,600 EUR on average in Toulouse. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Debt Adviser in Toulouse is 61,200 EUR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 61,200 EUR, and 50% of the population earn more than 61,200 EUR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Debt Adviser salary in Toulouse, 25% of the population are earning less than 39,000 EUR while 75% of the population earn more than 39,000 EUR.

75% of the population earn less than 85,500 EUR, and 25% of the population earn more than 85,500 EUR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

Debt Adviser Salary by Experience Level in Toulouse

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Debt Adviser salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

• 0 - 2 Years Experience. A Debt Adviser in Toulouse that has less than two years of experience can expect to earn somewhere in the region of 29,600 EUR.
• 2 - 5 Years Experience. With two to five years of experience the average Debt Adviser salary would increase to 42,000 EUR.
• 5 - 10 Years Experience. From five to ten years of experience as a Debt Adviser, the average salary would be 61,400 EUR.
• 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 74,000 EUR.
• 15 - 20 Years Experience. A Debt Adviser with 15 to 20 years of experience can earn an average of 79,000 EUR.
• 20+ Years Experience. For a Debt Adviser with more than 20 years, the expected average salary increases to 87,400 EUR.

Average Salary by Experience Chart

Debt Adviser Salary by Education Level in Toulouse

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Debt Adviser in Toulouse based on the education level of the employees in order to find out whether a better education level would increase your salary.

• Certificate or Diploma. A Debt Adviser in Toulouse with a certificate or diploma education can earn an average salary of 33,600 EUR.
• Bachelor's Degree. A Debt Adviser in Toulouse with a bachelor's degree education can earn an average salary of 53,800 EUR.
• Master's Degree. A Debt Adviser in Toulouse with a master's degree education can earn an average salary of 92,400 EUR.

Average Salary by Education Chart

Debt Adviser Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Toulouse, a male debt adviser will earn an average of 58,600 EUR, while a female debt adviser will earn around 55,400 EUR.

This means that a male debt adviser earns approximately 6% more than a female debt adviser for performing the same job.

Average Salary by Gender Chart in Toulouse

Debt Adviser Average Pay Raise in Toulouse

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Debt Adviser in Toulouse is around 12% every 15 months.

The national average pay raise across all professions and industries in France is around 9% every 15 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 12 ÷ 15 ) × 12  = 10%

What this means is that a Debt Adviser in Toulouse can expect to receive an average pay raise of around 10% every 12 months.

Annual Pay Raise by Industry in Toulouse for 2025

In the chart below, you can see the average annual pay raise percentages for each of the major industries in France.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Debt Adviser Bonus and Incentive Rates in Toulouse

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Debt Adviser is a high bonus based job, with 86% of employees reporting at least one bonus in the last 12 months.

14% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in France earn approximately 12% more than private sector employees in the same role.

Salaries for Jobs Similar to a Debt Adviser

In the table below, we have salary information for jobs that are similar to a Debt Adviser in Toulouse.

Salary Comparison by City

If you want to compare salaries with different cities in France, you can use the links below to explore the data for each specific city we have researched.