Average Credit Risk Analyst Salary in Salalah, Oman for 2026

In this article, we will look at the average Credit Risk Analyst salary for 2026 in Salalah and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Omani rial. To keep things simple, we are using the OMR currency code instead of the currency symbol ر.ع..

How Much Does a Credit Risk Analyst Make in Salalah?

A Credit Risk Analyst working in Salalah will typically earn around 25,660 OMR per year, and this can range from the lowest average salary of about 13,060 OMR to the highest average salary of 44,300 OMR.

These are average salaries for a Credit Risk Analyst in Salalah and include benefits such as housing and transport. It's also possible for a Credit Risk Analyst to earn more or less than the average salaries shown above.

Credit Risk Analyst salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Credit Risk Analyst Salaries in Salalah

So we've looked at the average salaries a Credit Risk Analyst will earn in Salalah. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Credit Risk Analyst can earn between 13,060 OMR and 44,300 OMR on average in Salalah. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Credit Risk Analyst in Salalah is 27,020 OMR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 27,020 OMR, and 50% of the population earn more than 27,020 OMR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Credit Risk Analyst salary in Salalah, 25% of the population are earning less than 20,300 OMR while 75% of the population earn more than 20,300 OMR.

75% of the population earn less than 40,140 OMR, and 25% of the population earn more than 40,140 OMR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

Credit Risk Analyst Salary by Experience Level in Salalah

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Credit Risk Analyst salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

• 0 - 2 Years Experience. A Credit Risk Analyst in Salalah that has less than two years of experience can expect to earn somewhere in the region of 12,240 OMR.
• 2 - 5 Years Experience. With two to five years of experience the average Credit Risk Analyst salary would increase to 20,120 OMR.
• 5 - 10 Years Experience. From five to ten years of experience as a Credit Risk Analyst, the average salary would be 26,100 OMR.
• 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 32,420 OMR.
• 15 - 20 Years Experience. A Credit Risk Analyst with 15 to 20 years of experience can earn an average of 36,020 OMR.
• 20+ Years Experience. For a Credit Risk Analyst with more than 20 years, the expected average salary increases to 38,620 OMR.

Average Salary by Experience Chart

Credit Risk Analyst Salary by Education Level in Salalah

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Credit Risk Analyst in Salalah based on the education level of the employees in order to find out whether a better education level would increase your salary.

• Bachelor's Degree. A Credit Risk Analyst in Salalah with a bachelor's degree education can earn an average salary of 17,620 OMR.
• Master's Degree. A Credit Risk Analyst in Salalah with a master's degree education can earn an average salary of 31,340 OMR.

Average Salary by Education Chart

Credit Risk Analyst Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Salalah, a male credit risk analyst will earn an average of 25,660 OMR, while a female credit risk analyst will earn around 24,820 OMR.

This means that a male credit risk analyst earns approximately 3% more than a female credit risk analyst for performing the same job.

Average Salary by Gender Chart in Salalah

Credit Risk Analyst Average Pay Raise in Salalah

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Credit Risk Analyst in Salalah is around 11% every 18 months.

The national average pay raise across all professions and industries in Oman is around 7% every 19 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 18 ) × 12  = 7%

What this means is that a Credit Risk Analyst in Salalah can expect to receive an average pay raise of around 7% every 12 months.

Annual Pay Raise by Industry in Salalah for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Oman.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Credit Risk Analyst Bonus and Incentive Rates in Salalah

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Credit Risk Analyst is a high bonus based job, with 81% of employees reporting at least one bonus in the last 12 months.

19% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Oman earn approximately 5% less than private sector employees in the same role.

Salaries for Jobs Similar to a Credit Risk Analyst

In the table below, we have salary information for jobs that are similar to a Credit Risk Analyst in Salalah.

Salary Comparison by City

If you want to compare salaries with different cities in Oman, you can use the links below to explore the data for each specific city we have researched.