Average Credit Card Fraud Investigator Salary in Cambodia for 2026

In this article, we will look at the average Credit Card Fraud Investigator salary for 2026 in Cambodia and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Cambodian riel. To keep things simple, we are using the KHR currency code instead of the currency symbol .

How Much Does a Credit Card Fraud Investigator Make in Cambodia?

A Credit Card Fraud Investigator working in Cambodia will typically earn around 47,280,300 KHR per year, and this can range from the lowest average salary of about 21,719,900 KHR to the highest average salary of 75,121,900 KHR.

Average Annual Salary47,280,300 KHR
Average Monthly Salary3,940,025 KHR
Average Lowest Salary21,719,900 KHR
Lowest Monthly Salary1,809,991 KHR
Average Highest Salary75,121,900 KHR
Highest Monthly Salary6,260,158 KHR

These are average salaries for a Credit Card Fraud Investigator in Cambodia and include benefits such as housing and transport. It's also possible for a Credit Card Fraud Investigator to earn more or less than the average salaries shown above.

Credit Card Fraud Investigator salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Credit Card Fraud Investigator Salaries in Cambodia

So we've looked at the average salaries a Credit Card Fraud Investigator will earn in Cambodia. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Credit Card Fraud Investigator can earn between 21,719,900 KHR and 75,121,900 KHR on average in Cambodia. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Credit Card Fraud Investigator in Cambodia is 50,998,800 KHR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 50,998,800 KHR, and 50% of the population earn more than 50,998,800 KHR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Credit Card Fraud Investigator salary in Cambodia, 25% of the population are earning less than 32,758,100 KHR while 75% of the population earn more than 32,758,100 KHR.

75% of the population earn less than 68,039,500 KHR, and 25% of the population earn more than 68,039,500 KHR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Credit Card Fraud Investigator Salary by Experience Level in Cambodia

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Credit Card Fraud Investigator salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Credit Card Fraud Investigator in Cambodia that has less than two years of experience can expect to earn somewhere in the region of 24,599,500 KHR.
  • 2 - 5 Years Experience. With two to five years of experience the average Credit Card Fraud Investigator salary would increase to 32,879,500 KHR.
  • 5 - 10 Years Experience. From five to ten years of experience as a Credit Card Fraud Investigator, the average salary would be 48,721,100 KHR.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 59,398,900 KHR.
  • 15 - 20 Years Experience. A Credit Card Fraud Investigator with 15 to 20 years of experience can earn an average of 64,681,900 KHR.
  • 20+ Years Experience. For a Credit Card Fraud Investigator with more than 20 years, the expected average salary increases to 70,079,900 KHR.

Average Salary by Experience Chart

0-2 Years-
24,599,500 KHR
2-5 Years+34%
32,879,500 KHR
5-10 Years+48%
48,721,100 KHR
10-15 Years+22%
59,398,900 KHR
15-20 Years+9%
64,681,900 KHR
20+ Years+8%
70,079,900 KHR

Credit Card Fraud Investigator Salary by Education Level in Cambodia

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Credit Card Fraud Investigator in Cambodia based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Credit Card Fraud Investigator in Cambodia with a bachelor's degree education can earn an average salary of 28,679,900 KHR.
  • Master's Degree. A Credit Card Fraud Investigator in Cambodia with a master's degree education can earn an average salary of 55,318,200 KHR.

Average Salary by Education Chart

Bachelor's Degree-
28,679,900 KHR
Master's Degree+93%
55,318,200 KHR

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Cambodia is around 16,600,000 to 49,700,000 KHR and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Credit Card Fraud Investigator Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Cambodia, a male credit card fraud investigator will earn an average of 50,759,100 KHR, while a female credit card fraud investigator will earn around 43,680,700 KHR.

This means that a male credit card fraud investigator earns approximately 16% more than a female credit card fraud investigator for performing the same job.

Average Salary by Gender Chart in Cambodia

Male-
50,759,100 KHR
Female-16%
43,680,700 KHR

Credit Card Fraud Investigator Average Pay Raise in Cambodia

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Credit Card Fraud Investigator in Cambodia is around 9% every 27 months.

The national average pay raise across all professions and industries in Cambodia is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 9 ÷ 27 ) × 12  = 4%

What this means is that a Credit Card Fraud Investigator in Cambodia can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Cambodia for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Cambodia.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
9%
Energy-
9%
Information Technology-
9%
Healthcare-
9%
Travel-
9%
Construction-
9%
Education-
9%

Credit Card Fraud Investigator Bonus and Incentive Rates in Cambodia

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Credit Card Fraud Investigator is a low bonus based job, with 42% of employees reporting at least one bonus in the last 12 months.

58% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 2% to 7%.

Received Bonus-
42%
No Bonus-
58%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Cambodia earn approximately 25% more than private sector employees in the same role.

Public Sector-
44,161,600 KHR
Private Sector-25%
35,398,900 KHR

Salaries for Jobs Similar to a Credit Card Fraud Investigator

In the table below, we have salary information for jobs that are similar to a Credit Card Fraud Investigator in Cambodia.

Job TitleCategorySalary
AML AnalystBanking63,360,300 KHR
ATM ManagerBanking58,680,100 KHR
ATM Service TechnicianBanking16,799,900 KHR
Assistant Bank Branch ManagerBanking51,598,300 KHR
Assistant Bank ManagerBanking66,961,300 KHR
Bank Accounts AnalystBanking22,441,700 KHR
Bank Accounts CollectorBanking13,679,300 KHR
Bank Accounts ControllerBanking28,679,900 KHR
Bank Accounts ExecutiveBanking44,040,700 KHR
Bank Accounts ManagerBanking52,918,800 KHR
Bank Auditing ManagerBanking50,639,500 KHR
Bank Branch ManagerBanking75,000,300 KHR
Bank Branch Operations CoordinatorBanking31,440,200 KHR
Bank ClerkBanking13,679,300 KHR
Bank Client Service AssociateBanking19,439,300 KHR
Bank CollectorBanking14,400,800 KHR
Bank Compliance SpecialistBanking38,878,700 KHR
Bank ManagerBanking86,881,900 KHR
Bank Operational Risk ManagerBanking87,240,100 KHR
Bank Operations HeadBanking82,561,600 KHR
Bank Operations OfficerBanking32,161,000 KHR
Bank Operations SpecialistBanking50,878,500 KHR
Bank Process ManagerBanking48,841,700 KHR
Bank Product Manager Banking54,479,300 KHR
Bank Programme ManagerBanking56,280,700 KHR
Bank Project ManagerBanking64,439,700 KHR
Bank Propositions ManagerBanking61,678,300 KHR
Bank Quantitative AnalystBanking42,239,100 KHR
Bank Regional ManagerBanking88,799,900 KHR
Bank Regional Risk OfficerBanking42,839,200 KHR
Bank Relationship ManagerBanking60,958,800 KHR
Bank Relationship OfficerBanking27,721,300 KHR
Bank TellerBanking15,360,400 KHR
BankerBanking29,761,800 KHR
Banking Business AnalystBanking44,641,600 KHR
Banking Business Development OfficerBanking27,241,100 KHR
Banking Business Planning ExecutiveBanking63,599,700 KHR
Banking Product ManagerBanking57,118,900 KHR
Banking Reference Data ManagerBanking47,880,300 KHR
Banking Risk AnalystBanking43,559,400 KHR
Banking Technical AnalystBanking22,558,900 KHR
Bankruptcy CoordinatorBanking31,440,200 KHR
Bill and Account CollectorBanking16,079,800 KHR
Budget AnalystBanking44,161,600 KHR
Capital Risk ManagerBanking79,200,600 KHR
Cards Marketing ManagerBanking52,918,800 KHR
Cash Management ManagerBanking78,838,900 KHR
Check Processing ManagerBanking54,600,600 KHR
Commercial Vault AssociateBanking43,321,300 KHR
Corporate BankerBanking32,519,500 KHR
Corporate DealerBanking46,438,700 KHR
Credit AnalystBanking33,001,000 KHR
Credit Portfolio ManagerBanking78,358,100 KHR
Credit Risk AnalystBanking48,119,900 KHR
Credit Risk AssociateBanking45,361,500 KHR
Credit and Collections ManagerBanking59,518,100 KHR
Direct Bank Sales RepresentativeBanking30,360,800 KHR
Exchange Control ConsultantBanking48,480,700 KHR
Executive Account AnalystBanking44,878,500 KHR
Financial Bank Planning ConsultantBanking54,479,300 KHR
Financial Banking Analysis ManagerBanking67,798,800 KHR
Financial Banking AssistantBanking20,639,100 KHR
Financial Banking Systems ManagerBanking61,080,900 KHR
Foreign Exchange ManagerBanking61,199,900 KHR
Fraud AnalystBanking46,319,900 KHR
Fraud Detection AssociateBanking31,440,200 KHR
Fraud Detection ManagerBanking71,280,900 KHR
Fraud Detection SupervisorBanking39,358,400 KHR
Internal Bank Audit ManagerBanking79,921,300 KHR
Internal Bank AuditorBanking44,040,700 KHR
Internal Private BankerBanking31,201,500 KHR
International Banking ManagerBanking87,358,200 KHR
Investment Banking AnalystBanking61,919,600 KHR
Loan AnalystBanking45,119,800 KHR
Loan Area ManagerBanking53,521,300 KHR
Loan Audit Team LeaderBanking50,039,800 KHR
Loan Branch ManagerBanking51,361,500 KHR
Loan Business Development OfficerBanking26,040,800 KHR
Loan ClerkBanking15,719,900 KHR
Loan Collection ManagerBanking55,201,700 KHR
Loan Collection and Recovery ManagerBanking51,841,000 KHR
Loan CollectorBanking14,639,900 KHR
Loan ExaminerBanking18,359,600 KHR
Loan OfficerBanking17,519,700 KHR
Loan Processing ManagerBanking46,921,300 KHR
Loan ProcessorBanking20,281,100 KHR
Loan Quality Assurance AuditorBanking42,839,200 KHR
Loan Quality Assurance ManagerBanking49,438,400 KHR
Loan Quality Assurance RepresentativeBanking34,078,800 KHR
Loan Review ManagerBanking48,360,600 KHR
Loan Team LeaderBanking44,760,700 KHR
Loans ManagerBanking56,280,700 KHR
Mortgage AdvisorBanking31,919,300 KHR
Mortgage Collection ManagerBanking50,519,600 KHR
Mortgage CollectorBanking14,639,900 KHR
Mortgage Credit AnalystBanking22,198,500 KHR
Mortgage Credit ManagerBanking48,480,700 KHR
Mortgage Development ManagerBanking57,598,800 KHR
Mortgage Document ReviewerBanking18,359,600 KHR
Mortgage Funding ManagerBanking56,641,700 KHR
Mortgage Operations ManagerBanking74,161,900 KHR
Mortgage Payment Processing ClerkBanking16,918,700 KHR
Mortgage Processing ManagerBanking51,959,300 KHR
Mortgage ProcessorBanking19,078,500 KHR
Mortgage Quality Assurance AuditorBanking45,478,500 KHR
Mortgage Quality Assurance ManagerBanking48,961,500 KHR
Mortgage Servicing ClerkBanking15,360,400 KHR
Mortgage Servicing ManagerBanking50,398,300 KHR
Mortgage UnderwriterBanking18,958,500 KHR
Online Banking ManagerBanking76,921,100 KHR
Payment Processing ClerkBanking16,198,300 KHR
Personal BankerBanking31,919,300 KHR
Personal Banking Advisor Banking31,559,900 KHR
Phone BankerBanking21,121,400 KHR
Private BankerBanking31,081,900 KHR
Reconciliation and Investigation SpecialistBanking36,601,600 KHR
Tax OfficerBanking25,321,400 KHR
TellerBanking14,760,200 KHR
Trade OfficerBanking18,239,400 KHR
Trade Product ManagerBanking54,000,800 KHR
TraderBanking21,241,100 KHR
Treasury Operations OfficerBanking38,399,900 KHR

Salary Comparison by City

If you want to compare salaries with different cities in Cambodia, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Phnom Penh48,360,600 KHR

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