Average Credit and Loans Officer Salary in Qatar for 2025

In this article, we will look at the average Credit and Loans Officer salary for 2025 in Qatar and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Qatari riyal. To keep things simple, we are using the QAR currency code instead of the currency symbol ر.ق.

How Much Does a Credit and Loans Officer Make in Qatar?

A Credit and Loans Officer working in Qatar will typically earn around 91,580 QAR per year, and this can range from the lowest average salary of about 45,600 QAR to the highest average salary of 138,200 QAR.

These are average salaries for a Credit and Loans Officer in Qatar and include benefits such as housing and transport. It's also possible for a Credit and Loans Officer to earn more or less than the average salaries shown above.

Credit and Loans Officer salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Credit and Loans Officer Salaries in Qatar

So we've looked at the average salaries a Credit and Loans Officer will earn in Qatar. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Credit and Loans Officer can earn between 45,600 QAR and 138,200 QAR on average in Qatar. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Credit and Loans Officer in Qatar is 87,880 QAR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 87,880 QAR, and 50% of the population earn more than 87,880 QAR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Credit and Loans Officer salary in Qatar, 25% of the population are earning less than 60,020 QAR while 75% of the population earn more than 60,020 QAR.

75% of the population earn less than 110,340 QAR, and 25% of the population earn more than 110,340 QAR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

Credit and Loans Officer Salary by Experience Level in Qatar

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Credit and Loans Officer salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

• 0 - 2 Years Experience. A Credit and Loans Officer in Qatar that has less than two years of experience can expect to earn somewhere in the region of 54,180 QAR.
• 2 - 5 Years Experience. With two to five years of experience the average Credit and Loans Officer salary would increase to 70,840 QAR.
• 5 - 10 Years Experience. From five to ten years of experience as a Credit and Loans Officer, the average salary would be 93,340 QAR.
• 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 112,440 QAR.
• 15 - 20 Years Experience. A Credit and Loans Officer with 15 to 20 years of experience can earn an average of 124,400 QAR.
• 20+ Years Experience. For a Credit and Loans Officer with more than 20 years, the expected average salary increases to 128,900 QAR.

Average Salary by Experience Chart

Credit and Loans Officer Salary by Education Level in Qatar

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Credit and Loans Officer in Qatar based on the education level of the employees in order to find out whether a better education level would increase your salary.

• High School. A Credit and Loans Officer in Qatar with a high school education can earn an average salary of 64,560 QAR.
• Certificate or Diploma. A Credit and Loans Officer in Qatar with a certificate or diploma education can earn an average salary of 89,960 QAR.
• Bachelor's Degree. A Credit and Loans Officer in Qatar with a bachelor's degree education can earn an average salary of 127,700 QAR.

Average Salary by Education Chart

Credit and Loans Officer Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Qatar, a male credit and loans officer will earn an average of 96,980 QAR, while a female credit and loans officer will earn around 88,580 QAR.

This means that a male credit and loans officer earns approximately 9% more than a female credit and loans officer for performing the same job.

Average Salary by Gender Chart in Qatar

Credit and Loans Officer Average Pay Raise in Qatar

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Credit and Loans Officer in Qatar is around 11% every 15 months.

The national average pay raise across all professions and industries in Qatar is around 9% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 15 ) × 12  = 9%

What this means is that a Credit and Loans Officer in Qatar can expect to receive an average pay raise of around 9% every 12 months.

Annual Pay Raise by Industry in Qatar for 2025

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Qatar.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Credit and Loans Officer Bonus and Incentive Rates in Qatar

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Credit and Loans Officer is a low bonus based job, with 27% of employees reporting at least one bonus in the last 12 months.

73% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Qatar earn approximately 5% more than private sector employees in the same role.

Salaries for Jobs Similar to a Credit and Loans Officer

In the table below, we have salary information for jobs that are similar to a Credit and Loans Officer in Qatar.

Salary Comparison by City

If you want to compare salaries with different cities in Qatar, you can use the links below to explore the data for each specific city we have researched.