Average Claims Examiner Salary in Semarang, Indonesia for 2026
In this article, we will look at the average Claims Examiner salary for 2026 in Semarang and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Indonesian rupiah. To keep things simple, we are using the IDR currency code instead of the currency symbol Rp.
How Much Does a Claims Examiner Make in Semarang?
A Claims Examiner working in Semarang will typically earn around 76,199,500 IDR per year, and this can range from the lowest average salary of about 35,758,400 IDR to the highest average salary of 119,998,200 IDR.
These are average salaries for a Claims Examiner in Semarang and include benefits such as housing and transport. It's also possible for a Claims Examiner to earn more or less than the average salaries shown above.
Claims Examiner salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Claims Examiner Salaries in Semarang
So we've looked at the average salaries a Claims Examiner will earn in Semarang. The next interesting data point is the distribution of salaries.
Salary ranges
We already know that a Claims Examiner can earn between 35,758,400 IDR and 119,998,200 IDR on average in Semarang. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
Median salary
The median salary for a Claims Examiner in Semarang is 80,759,700 IDR. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 80,759,700 IDR, and 50% of the population earn more than 80,759,700 IDR.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Claims Examiner salary in Semarang, 25% of the population are earning less than 52,438,500 IDR while 75% of the population earn more than 52,438,500 IDR.
75% of the population earn less than 106,561,500 IDR, and 25% of the population earn more than 106,561,500 IDR.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Claims Examiner Salary by Experience Level in Semarang
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average Claims Examiner salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. A Claims Examiner in Semarang that has less than two years of experience can expect to earn somewhere in the region of 41,280,700 IDR.
- 2 - 5 Years Experience. With two to five years of experience the average Claims Examiner salary would increase to 56,879,200 IDR.
- 5 - 10 Years Experience. From five to ten years of experience as a Claims Examiner, the average salary would be 80,998,900 IDR.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 98,761,000 IDR.
- 15 - 20 Years Experience. A Claims Examiner with 15 to 20 years of experience can earn an average of 104,279,900 IDR.
- 20+ Years Experience. For a Claims Examiner with more than 20 years, the expected average salary increases to 113,638,200 IDR.
Average Salary by Experience Chart
| 0-2 Years | - | 41,280,700 IDR |
| 2-5 Years | +38% | 56,879,200 IDR |
| 5-10 Years | +42% | 80,998,900 IDR |
| 10-15 Years | +22% | 98,761,000 IDR |
| 15-20 Years | +6% | 104,279,900 IDR |
| 20+ Years | +9% | 113,638,200 IDR |
Claims Examiner Salary by Education Level in Semarang
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for a Claims Examiner in Semarang based on the education level of the employees in order to find out whether a better education level would increase your salary.
- Certificate or Diploma. A Claims Examiner in Semarang with a certificate or diploma education can earn an average salary of 49,318,100 IDR.
- Bachelor's Degree. A Claims Examiner in Semarang with a bachelor's degree education can earn an average salary of 78,121,700 IDR.
- Master's Degree. A Claims Examiner in Semarang with a master's degree education can earn an average salary of 108,478,500 IDR.
Average Salary by Education Chart
| Certificate or Diploma | - | 49,318,100 IDR |
| Bachelor's Degree | +58% | 78,121,700 IDR |
| Master's Degree | +39% | 108,478,500 IDR |
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Indonesia is around 60,700,000 to 182,000,000 IDR and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Claims Examiner Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Semarang, a male claims examiner will earn an average of 83,401,700 IDR, while a female claims examiner will earn around 77,399,200 IDR.
This means that a male claims examiner earns approximately 8% more than a female claims examiner for performing the same job.
Average Salary by Gender Chart in Semarang
| Male | - | 83,401,700 IDR |
| Female | -8% | 77,399,200 IDR |
Claims Examiner Average Pay Raise in Semarang
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for a Claims Examiner in Semarang is around 10% every 18 months.
The national average pay raise across all professions and industries in Indonesia is around 8% every 18 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 10 ÷ 18 ) × 12 = 7%
What this means is that a Claims Examiner in Semarang can expect to receive an average pay raise of around 7% every 12 months.
Annual Pay Raise by Industry in Semarang for 2026
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Indonesia.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
| Banking | - | 2% |
| Energy | - | 4% |
| Information Technology | - | 6% |
| Healthcare | - | 8% |
| Travel | - | 1% |
| Construction | - | 3% |
| Education | - | 5% |
Claims Examiner Bonus and Incentive Rates in Semarang
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
A Claims Examiner is a low bonus based job, with 24% of employees reporting at least one bonus in the last 12 months.
76% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 2%.
| Received Bonus | - | 24% |
| No Bonus | - | 76% |
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Indonesia earn approximately 9% more than private sector employees in the same role.
| Public Sector | - | 151,201,000 IDR |
| Private Sector | -9% | 139,199,500 IDR |
Salaries for Jobs Similar to a Claims Examiner
In the table below, we have salary information for jobs that are similar to a Claims Examiner in Semarang.
| Job Title | Category | Salary |
|---|---|---|
| Actuarial Analyst | Insurance | 207,600,200 IDR |
| Actuarial Assistant | Insurance | 146,401,200 IDR |
| Actuarial Specialist | Insurance | 148,800,300 IDR |
| Actuary | Insurance | 206,398,800 IDR |
| Adjustment Insurance Clerk | Insurance | 57,598,800 IDR |
| Assistant Broker | Insurance | 101,281,000 IDR |
| Assistant Claims Manager | Insurance | 159,601,400 IDR |
| Associate Insurance Representative | Insurance | 76,078,800 IDR |
| Auditing Insurance Manager | Insurance | 230,401,100 IDR |
| Broker | Insurance | 147,600,500 IDR |
| Claim Advocacy Professional | Insurance | 160,800,900 IDR |
| Claims Adjuster | Insurance | 57,719,800 IDR |
| Claims Analyst | Insurance | 80,881,800 IDR |
| Claims Manager | Insurance | 219,601,200 IDR |
| Claims Processor | Insurance | 57,961,400 IDR |
| Claims Representative | Insurance | 66,359,800 IDR |
| Claims Resolution Specialist | Insurance | 172,800,900 IDR |
| Claims Supervisor | Insurance | 154,800,100 IDR |
| Complaints Specialist | Insurance | 134,400,400 IDR |
| Compliance Examiner | Insurance | 141,598,200 IDR |
| Compliance Officer | Insurance | 118,920,100 IDR |
| Compliance Reviewer | Insurance | 139,199,500 IDR |
| Consultant | Insurance | 148,800,300 IDR |
| Eligibility Interviewer | Insurance | 157,201,600 IDR |
| Eligibility Specialist | Insurance | 157,201,600 IDR |
| Insurance Account Manager | Insurance | 178,800,800 IDR |
| Insurance Accounts Executive | Insurance | 159,601,400 IDR |
| Insurance Adjuster | Insurance | 139,199,500 IDR |
| Insurance Agent | Insurance | 87,118,500 IDR |
| Insurance Analyst | Insurance | 152,398,600 IDR |
| Insurance Appraiser | Insurance | 153,600,700 IDR |
| Insurance Claims Clerk | Insurance | 56,998,400 IDR |
| Insurance Examiner | Insurance | 140,401,100 IDR |
| Insurance Investigator | Insurance | 145,200,100 IDR |
| Insurance Manager | Insurance | 260,400,500 IDR |
| Insurance Operations Manager | Insurance | 268,801,500 IDR |
| Insurance Policy Processing Clerk | Insurance | 57,118,900 IDR |
| Insurance Pricing Assistant | Insurance | 123,599,800 IDR |
| Insurance Program Manager | Insurance | 208,801,000 IDR |
| Insurance Project Manager | Insurance | 189,600,800 IDR |
| Insurance Quality Assurance Agent | Insurance | 134,400,400 IDR |
| Insurance Sales Agent | Insurance | 91,560,700 IDR |
| Insurance Sales Director | Insurance | 254,401,100 IDR |
| Insurance Sales Manager | Insurance | 205,201,300 IDR |
| Insurance Sales Representative | Insurance | 80,158,500 IDR |
| Insurance Team Leader | Insurance | 159,601,400 IDR |
| Insurance Underwriter | Insurance | 118,681,600 IDR |
| Loss Control Specialist | Insurance | 154,800,100 IDR |
| Loss Prevention Investigator | Insurance | 167,999,600 IDR |
| Loss Prevention Manager | Insurance | 212,398,500 IDR |
| Loss Prevention Specialist | Insurance | 156,000,100 IDR |
| Marine Underwriter | Insurance | 115,918,500 IDR |
| Medical Auditor | Insurance | 153,600,700 IDR |
| Monitoring and Performance Officer | Insurance | 105,600,200 IDR |
| Payment Services Specialist | Insurance | 162,000,100 IDR |
| Policy Change Director | Insurance | 243,598,200 IDR |
| Policy Change Supervisor | Insurance | 169,198,600 IDR |
| Policy Change Technician | Insurance | 75,721,000 IDR |
| Risk Analyst | Insurance | 175,200,500 IDR |
| Risk Management Director | Insurance | 303,600,800 IDR |
| Risk Management Supervisor | Insurance | 196,799,500 IDR |
| Risk Manager | Insurance | 292,800,300 IDR |
| Risk Modeling Manager | Insurance | 292,800,300 IDR |
| Title Insurance Typist | Insurance | 134,400,400 IDR |
| Training Manager | Insurance | 176,398,800 IDR |
Salary Comparison by City
If you want to compare salaries with different cities in Indonesia, you can use the links below to explore the data for each specific city we have researched.
| City | Average Salary |
|---|---|
| Bandung | 83,040,600 IDR |
| Jakarta | 83,759,700 IDR |
| Makasar | 79,558,700 IDR |
| Malang | 77,278,600 IDR |
| Medan | 86,759,500 IDR |
| Palembang | 80,640,500 IDR |
| Surabaya | 87,721,200 IDR |
| Surakarta | 70,318,900 IDR |
| Tangerang | 81,600,600 IDR |
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