Average Claims Examiner Salary in Kandahar, Afghanistan for 2025

In this article, we will look at the average Claims Examiner salary for 2025 in Kandahar and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Afghan afghani. To keep things simple, we are using the AFN currency code instead of the currency symbol ؋.

How Much Does a Claims Examiner Make in Kandahar?

A Claims Examiner working in Kandahar will typically earn around 524,300 AFN per year, and this can range from the lowest average salary of about 253,400 AFN to the highest average salary of 824,800 AFN.

Average Annual Salary524,300 AFN
Average Monthly Salary43,691 AFN
Average Lowest Salary253,400 AFN
Lowest Monthly Salary21,116 AFN
Average Highest Salary824,800 AFN
Highest Monthly Salary68,733 AFN

These are average salaries for a Claims Examiner in Kandahar and include benefits such as housing and transport. It's also possible for a Claims Examiner to earn more or less than the average salaries shown above.

Claims Examiner salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Claims Examiner Salaries in Kandahar

So we've looked at the average salaries a Claims Examiner will earn in Kandahar. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Claims Examiner can earn between 253,400 AFN and 824,800 AFN on average in Kandahar. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Claims Examiner in Kandahar is 548,800 AFN. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 548,800 AFN, and 50% of the population earn more than 548,800 AFN.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Claims Examiner salary in Kandahar, 25% of the population are earning less than 361,600 AFN while 75% of the population earn more than 361,600 AFN.

75% of the population earn less than 714,300 AFN, and 25% of the population earn more than 714,300 AFN.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Claims Examiner Salary by Experience Level in Kandahar

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Claims Examiner salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Claims Examiner in Kandahar that has less than two years of experience can expect to earn somewhere in the region of 294,700 AFN.
  • 2 - 5 Years Experience. With two to five years of experience the average Claims Examiner salary would increase to 417,100 AFN.
  • 5 - 10 Years Experience. From five to ten years of experience as a Claims Examiner, the average salary would be 551,200 AFN.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 677,100 AFN.
  • 15 - 20 Years Experience. A Claims Examiner with 15 to 20 years of experience can earn an average of 721,600 AFN.
  • 20+ Years Experience. For a Claims Examiner with more than 20 years, the expected average salary increases to 786,600 AFN.

Average Salary by Experience Chart

0-2 Years-
294,700 AFN
2-5 Years+42%
417,100 AFN
5-10 Years+31%
551,200 AFN
10-15 Years+23%
677,100 AFN
15-20 Years+6%
721,600 AFN
20+ Years+10%
786,600 AFN

Claims Examiner Salary by Education Level in Kandahar

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Claims Examiner in Kandahar based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Claims Examiner in Kandahar with a certificate or diploma education can earn an average salary of 367,900 AFN.
  • Bachelor's Degree. A Claims Examiner in Kandahar with a bachelor's degree education can earn an average salary of 585,900 AFN.
  • Master's Degree. A Claims Examiner in Kandahar with a master's degree education can earn an average salary of 780,700 AFN.

Average Salary by Education Chart

Certificate or Diploma-
367,900 AFN
Bachelor's Degree+59%
585,900 AFN
Master's Degree+33%
780,700 AFN

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Afghanistan is around 389,000 to 1,170,000 AFN and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Claims Examiner Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Kandahar, a male claims examiner will earn an average of 533,000 AFN, while a female claims examiner will earn around 499,300 AFN.

This means that a male claims examiner earns approximately 7% more than a female claims examiner for performing the same job.

Average Salary by Gender Chart in Kandahar

Male-
533,000 AFN
Female-7%
499,300 AFN

Claims Examiner Average Pay Raise in Kandahar

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Claims Examiner in Kandahar is around 6% every 29 months.

The national average pay raise across all professions and industries in Afghanistan is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 6 ÷ 29 ) × 12  = 2%

What this means is that a Claims Examiner in Kandahar can expect to receive an average pay raise of around 2% every 12 months.

Annual Pay Raise by Industry in Kandahar for 2025

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Afghanistan.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
1%
Energy-
2%
Information Technology-
3%
Healthcare-
4%
Travel-
5%
Construction-
6%
Education-
7%

Claims Examiner Bonus and Incentive Rates in Kandahar

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Claims Examiner is a low bonus based job, with 11% of employees reporting at least one bonus in the last 12 months.

89% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 3%.

Received Bonus-
11%
No Bonus-
89%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Afghanistan earn approximately 11% more than private sector employees in the same role.

Public Sector-
971,200 AFN
Private Sector-11%
878,900 AFN

Salaries for Jobs Similar to a Claims Examiner

In the table below, we have salary information for jobs that are similar to a Claims Examiner in Kandahar.

Job TitleCategorySalary
Actuarial AnalystInsurance1,333,900 AFN
Actuarial AssistantInsurance938,100 AFN
Actuarial SpecialistInsurance949,600 AFN
ActuaryInsurance1,320,500 AFN
Adjustment Insurance ClerkInsurance369,900 AFN
Assistant BrokerInsurance650,800 AFN
Assistant Claims ManagerInsurance1,023,000 AFN
Associate Insurance RepresentativeInsurance489,600 AFN
Auditing Insurance ManagerInsurance1,476,700 AFN
BrokerInsurance946,000 AFN
Claim Advocacy ProfessionalInsurance1,027,600 AFN
Claims AdjusterInsurance369,900 AFN
Claims AnalystInsurance519,300 AFN
Claims ManagerInsurance1,405,700 AFN
Claims ProcessorInsurance369,300 AFN
Claims RepresentativeInsurance424,900 AFN
Claims Resolution SpecialistInsurance1,102,100 AFN
Claims SupervisorInsurance991,000 AFN
Complaints SpecialistInsurance862,200 AFN
Compliance ExaminerInsurance904,700 AFN
Compliance OfficerInsurance761,400 AFN
Compliance ReviewerInsurance895,900 AFN
ConsultantInsurance953,300 AFN
Eligibility InterviewerInsurance1,009,200 AFN
Eligibility SpecialistInsurance1,004,600 AFN
Insurance Account ManagerInsurance1,148,200 AFN
Insurance Accounts ExecutiveInsurance1,021,800 AFN
Insurance AdjusterInsurance895,900 AFN
Insurance AgentInsurance559,000 AFN
Insurance AnalystInsurance978,900 AFN
Insurance AppraiserInsurance986,700 AFN
Insurance Claims ClerkInsurance366,200 AFN
Insurance ExaminerInsurance903,500 AFN
Insurance InvestigatorInsurance927,000 AFN
Insurance ManagerInsurance1,668,900 AFN
Insurance Operations ManagerInsurance1,728,900 AFN
Insurance Policy Processing ClerkInsurance366,200 AFN
Insurance Pricing AssistantInsurance790,600 AFN
Insurance Program ManagerInsurance1,345,400 AFN
Insurance Project ManagerInsurance1,212,800 AFN
Insurance Quality Assurance AgentInsurance861,300 AFN
Insurance Sales AgentInsurance588,500 AFN
Insurance Sales DirectorInsurance1,632,100 AFN
Insurance Sales ManagerInsurance1,320,500 AFN
Insurance Sales RepresentativeInsurance514,300 AFN
Insurance Team LeaderInsurance1,023,000 AFN
Insurance UnderwriterInsurance759,300 AFN
Loss Control SpecialistInsurance995,200 AFN
Loss Prevention InvestigatorInsurance1,074,600 AFN
Loss Prevention ManagerInsurance1,357,900 AFN
Loss Prevention SpecialistInsurance995,200 AFN
Marine UnderwriterInsurance743,100 AFN
Medical AuditorInsurance985,700 AFN
Monitoring and Performance OfficerInsurance677,100 AFN
Payment Services SpecialistInsurance1,037,000 AFN
Policy Change DirectorInsurance1,560,800 AFN
Policy Change SupervisorInsurance1,083,500 AFN
Policy Change TechnicianInsurance485,200 AFN
Risk AnalystInsurance1,124,200 AFN
Risk Management DirectorInsurance1,942,700 AFN
Risk Management SupervisorInsurance1,259,300 AFN
Risk ManagerInsurance1,870,400 AFN
Risk Modeling ManagerInsurance1,882,700 AFN
Title Insurance TypistInsurance862,200 AFN
Training ManagerInsurance1,134,500 AFN

Salary Comparison by City

If you want to compare salaries with different cities in Afghanistan, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Herat510,300 AFN
Jalalabad510,200 AFN
Kabul565,100 AFN
Kunduz487,600 AFN
Mazari Sharif500,100 AFN

Cite This Resource

Use the tool below to generate a reference for this page in common citation styles.

  • <a href="https://worldsalaries.com/average-claims-examiner-salary-in-kandahar/afghanistan/">Average Claims Examiner Salary in Kandahar, Afghanistan for 2025</a>

  • "Average Claims Examiner Salary in Kandahar, Afghanistan for 2025." World Salaries. Accessed December 31, 2025. https://worldsalaries.com/average-claims-examiner-salary-in-kandahar/afghanistan/.

  • "Average Claims Examiner Salary in Kandahar, Afghanistan for 2025." World Salaries, https://worldsalaries.com/average-claims-examiner-salary-in-kandahar/afghanistan/. Accessed 31 December, 2025.

  • Average Claims Examiner Salary in Kandahar, Afghanistan for 2025. World Salaries. Retrieved from https://worldsalaries.com/average-claims-examiner-salary-in-kandahar/afghanistan/.